Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1997

WESTERN REGION

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

FOREIGN BANKS

AND ITS ASSOCIATES

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

standing

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

2,64,814

650,41

481,13

4,50,033

1091,55

902,98

—

—

—

1.

Direct Finance

2,60,469

585,38

419,47

4,44,747

883,72

759,41

—

—

—

2.

Indirect Finance

4,345

65,03

61,66

5,286

207,83

143,57

—

—

—

II.

INDUSTRY

50,656

3728,18

3069,66

77,482

7535,36

5602,84

139

607,59

435,73

1.

Mining & Quarrying

237

14,61

12,68

506

38,48

23,79

—

—

—

2.

Food Manufacturing and Processing

1,087

277,32

232,39

1,750

479,39

307,52

2

24,33

23,85

(a)

Rice Mills, Flour and Dal Mills

85

5,21

4,53

322

35,33

25,14

—

—

—

(b)

Sugar

10

4,90

2,61

34

2,74

2,64

—

—

—

(c)

Edible Oils and Vanaspati

277

77,28

40,02

258

191,49

137,56

2

24,33

23,85

(d)

Tea Processing

15

88

11

11

2,16

1,50

—

—

—

(e)

Processing of Fruits & Vegetables

4

1,56

1,10

90

53,29

34,46

—

—

—

(f)

Others

696

187,48

184,02

1,035

194,37

106,22

—

—

—

3.

Beverage and Tobacco

80

2,85

1,45

390

54,97

27,68

—

—

—

4.

Textiles

2,196

729,57

589,28

8,641

1675,78

1324,84

13

122,03

103,73

(a)

Cotton Textiles

869

546,24

421,53

1,415

727,74

598,70

8

112,70

97,60

(b)

Jute Textiles

14

71

37

29

1,86

1,42

—

—

—

(c)

Handloom Textiles & Khadi

24

3,51

3,01

150

14,35

12,75

—

—

—

(d)

Other Textiles

1,289

179,11

164,37

7,047

931,83

711,97

5

9,33

6,13

5.

Paper, Paper Products and Printing

558

92,82

90,96

1,326

182,35

142,39

1

2,20

2,20

6.

Leather and Leather Products

68

6,35

5,77

208

10,33

10,67

—

—

—

7.

Rubber and Rubber Products

184

12,98

9,33

339

26,91

21,30

—

—

—

8.

Chemicals and Chemical Products

2,461

792,78

627,37

5,497

2209,91

1563,02

48

214,83

116,84

(a)

Heavy Industrial Chemicals

419

201,88

135,61

829

323,87

218,96

13

73,30

38,98

(b)

Fertilizers

38

28,70

16,83

105

614,64

365,98

1

18,00

6,56

(c)

Drugs and Pharmaceuticals

334

233,61

197,96

892

445,13

300,03

10

52,33

38,27

(d)

Non-Edible Oils

18

20,66

26,03

133

37,95

34,90

—

—

—

(e)

Other Chemicals & Chemical Products

1,652

307,93

250,94

3,538

788,33

643,15

24

71,20

33,03

9.

Petroleum, Coal Products & Nuclear Fuels

188

284,04

302,71

203

98,51

56,98

1

17

17

10.

Manufacture of Cement & Cement Products

199

60,21

43,12

395

252,92

169,01

3

5,60

1,08

11.

Basic Metals & Metal Products

2,205

432,87

374,80

3,365

644,80

534,27

8

18,95

11,31

(a)

Iron and Steel

673

173,24

154,01

1,267

376,94

332,88

3

16,25

9,21

(b)

Non-Ferrous Metals

371

20,09

14,76

397

96,19

86,81

—

—

—

(c)

Other Metal Products

1,161

239,55

206,03

1,701

171,67

114,58

5

2,70

2,10

12.

Engineering

2,844

452,69

342,19

4,252

654,99

476,25

17

78,27

65,24

(a)

Heavy Engineering

1,013

150,18

104,13

854

281,81

180,52

5

31,72

29,56

(b)

Light Engineering

1,156

96,64

82,10

1,798

121,72

83,06

9

35,64

17,74

(c)

Electrical Machinery & Goods

367

136,40

100,42

891

176,92

151,08

3

10,91

17,94

(d)

Electronic Machinery & Goods

308

69,46

55,54

709

74,55

61,59

—

—

—

13.

Vehicles, Vehicle Parts & Transport Equipments

414

67,60

53,26

1,294

124,99

95,38

3

11,00

60

14.

Other Industries

37,785

371,08

265,26

48,119

518,69

367,80

37

112,51

101,45

15.

Electricity, Gas & Water

28

121,46

110,82

336

461,07

411,70

6

17,72

9,27

(a)

Electricity Generation & Transmission

15

118,85

108,65

246

451,76

403,98

2

12,50

8,09

(b)

Non-Conventional Energy

—

—

—

36

55

33

—

—

—

(c)

Gas, Steam & Water Supply

13

2,61

2,17

54

8,75

7,40

4

5,22

1,18

16.

Construction

122

8,97

8,27

861

101,27

70,24

—

—

—

III.

TRANSPORT OPERATORS

12,643

79,97

58,91

23,515

178,43

131,37

—

—

—

IV.

PROFESSIONAL AND OTHER SERVICES

14,176

75,35

58,36

77,103

382,65

244,35

—

—

—

V.

PERSONAL LOANS

1,65,599

520,33

438,64

2,59,888

879,50

722,49

1,411

10,81

9,45

1.

Loans for Purchase of Consumer Durables

9,673

16,67

12,94

7,326

14,14

10,16

—

—

—

2.

Loans for Housing

21,359

220,86

190,72

37,936

276,30

228,61

2

15

15

3.

Rest of the Personal Loans

1,34,567

282,81

234,98

2,14,626

589,05

483,72

1,409

10,66

9,30

VI.

TRADE

69,023

461,76

315,82

1,12,439

806,55

576,32

9

54,19

44,47

1.

Wholesale Trade

8,702

284,81

196,48

13,437

478,95

332,64

9

54,19

44,47

2.

Retail Trade

60,321

176,95

119,33

99,002

327,60

243,68

—

—

—

VII.

FINANCE

402

98,73

58,13

1,007

596,71

446,87

7

57,40

49,79

VIII.

ALL OTHERS

35,696

446,79

395,74

1,22,914

692,00

562,09

5

4,14

4,14

TOTAL BANK CREDIT

6,13,009

6061,53

4876,39

11,24,381

12162,74

9189,31

1,571

734,13

543,57

OF WHICH :

1.

Artisans & Village Industries

17,277

29,77

24,45

24,931

40,02

30,00

—

—

—

2.

Other Small Scale Industries

23,099

849,62

704,09

35,555

1950,91

1353,75

20

11,37

8,27

(Amount in Rupees Lakh)

REGIONAL RURAL BANKS

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIAL BANKS

COMMERCIAL BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

standing

10

11

12

13

14

15

16

17

18

I.

AGRICULTURE

1,65,667

165,45

143,06

118

7,23

4,13

8,80,632

1914,64

1531,29

1.

Direct Finance

1,63,892

163,53

141,40

91

2,27

1,88

8,69,199

1634,91

1322,15

2.

Indirect Finance

1,775

1,91

1,66

27

4,96

2,25

11,433

279,73

209,14

II.

INDUSTRY

15,501

12,18

9,45

1,159

586,31

493,81

1,44,937

12469,62

9611,50

1.

Mining & Quarrying

3

5

3

16

1,63

1,14

762

54,76

37,65

2.

Food Manufacturing and Processing

134

69

63

22

68,15

58,31

2,995

849,87

622,68

(a)

Rice Mills, Flour and Dal Mills

4

20

19

1

50

23

412

41,24

30,10

(b)

Sugar

—

—

—

—

—

—

44

7,64

5,25

(c)

Edible Oils and Vanaspati

6

3

2

11

57,82

51,72

554

350,94

253,16

(d)

Tea Processing

—

—

—

—

—

—

26

3,05

1,61

(e)

Processing of Fruits & Vegetables

—

—

—

—

—

—

94

54,85

35,56

(f)

Others

124

46

41

10

9,83

6,36

1,865

392,15

297,01

3.

Beverage and Tobacco

3

1

1

—

—

—

473

57,83

29,14

4.

Textiles

16

5

5

349

155,13

111,54

11,215

2682,54

2129,43

(a)

Cotton Textiles

1

—

—

64

49,61

30,34

2,357

1436,28

1148,17

(b)

Jute Textiles

—

—

—

1

15

9

44

2,72

1,87

(c)

Handloom Textiles & Khadi

1

—

—

4

10,01

1,29

179

27,88

17,06

(d)

Other Textiles

14

4

4

280

95,36

79,81

8,635

1215,67

962,32

5.

Paper, Paper Products and Printing

7

21

22

23

1,54

90

1,915

279,13

236,67

6.

Leather and Leather Products

2

1

1

13

22

15

291

16,91

16,60

7.

Rubber and Rubber Products

1

2

—

5

13

12

529

40,04

30,75

8.

Chemicals and Chemical Products

10

18

14

179

135,52

120,25

8,195

3353,21

2427,63

(a)

Heavy Industrial Chemicals

—

—

—

21

9,05

6,35

1,282

608,10

399,91

(b)

Fertilizers

—

—

—

2

7,40

6,32

146

668,74

395,69

(c)

Drugs and Pharmaceuticals

—

—

—

34

52,29

49,36

1,270

783,35

585,63

(d)

Non-Edible Oils

2

1

—

2

12

13

155

58,73

61,07

(e)

Other Chemicals & Chemical Products

8

17

14

120

66,65

58,08

5,342

1234,29

985,33

9.

Petroleum, Coal Products & Nuclear Fuels

—

—

—

9

8,14

6,80

401

390,85

366,65

10.

Manufacture of Cement & Cement Products

2

1

1

5

6,53

5,06

604

325,27

218,29

11.

Basic Metals & Metal Products

16

11

8

107

65,86

57,61

5,701

1162,60

978,07

(a)

Iron and Steel

—

—

—

56

52,02

43,41

1,999

618,45

539,51

(b)

Non-Ferrous Metals

—

—

—

24

8,08

8,41

792

124,35

109,98

(c)

Other Metal Products

16

11

8

27

5,76

5,79

2,910

419,79

328,58

12.

Engineering

10

44

36

119

69,44

66,10

7,242

1255,83

950,13

(a)

Heavy Engineering

6

38

31

24

2,64

2,20

1,902

466,73

316,72

(b)

Light Engineering

2

5

5

42

22,14

18,21

3,007

276,18

201,16

(c)

Electrical Machinery & Goods

1

—

—

40

43,97

44,90

1,302

368,20

314,34

(d)

Electronic Machinery & Goods

1

—

—

13

70

78

1,031

144,71

117,91

13.

Vehicles, Vehicle Parts & Transport Equipments

34

51

40

14

13,28

10,95

1,759

217,39

160,59

14.

Other Industries

15,258

9,84

7,50

223

20,51

16,09

1,01,422

1032,63

758,11

15.

Electricity, Gas & Water

1

2

2

4

17,74

18,26

375

618,01

550,07

(a)

Electricity Generation & Transmission

—

—

—

1

15,00

15,94

264

598,11

536,65

(b)

Non-Conventional Energy

—

—

—

3

2,74

2,32

39

3,29

2,65

(c)

Gas, Steam & Water Supply

1

2

2

—

—

—

72

16,61

10,77

16.

Construction

4

2

1

71

22,50

20,53

1,058

132,76

99,05

III.

TRANSPORT OPERATORS

4,870

20,93

15,82

245

6,02

4,31

41,273

285,35

210,41

IV.

PROFESSIONAL AND OTHER SERVICES

9,340

8,28

6,77

344

23,84

18,81

1,00,963

490,11

328,30

V.

PERSONAL LOANS

17,904

25,93

23,22

4,623

47,48

36,07

4,49,425

1484,05

1229,88

1.

Loans for Purchase of Consumer Durables

3,641

4,62

3,67

74

18

14

20,714

35,61

26,90

2.

Loans for Housing

1,094

6,28

6,08

381

13,94

8,29

60,772

517,54

433,85

3.

Rest of the Personal Loans

13,169

15,03

13,47

4,168

33,35

27,65

3,67,939

930,90

769,12

VI.

TRADE

26,655

22,31

16,72

3,734

114,13

87,81

2,11,860

1458,95

1041,13

1.

Wholesale Trade

975

1,75

1,26

2,034

96,78

75,16

25,157

916,49

650,02

2.

Retail Trade

25,680

20,56

15,45

1,700

17,34

12,64

1,86,703

542,45

391,10

VII.

FINANCE

3

10

9

115

110,91

92,21

1,534

863,85

647,09

VIII.

ALL OTHERS

2,855

3,23

2,95

3,454

25,62

21,17

1,64,924

1171,77

986,09

TOTAL BANK CREDIT

2,42,795

258,41

218,09

13,792

921,54

758,32

19,95,548

20138,34

15585,70

OF WHICH :

1.

Artisans & Village Industries

13,844

8,47

6,42

45

48

45

56,097

78,73

61,31

2.

Other Small Scale Industries

1,282

1,33

1,12

381

85,85

74,12

60,337

2899,07

2141,35