Table No. 5.7 - State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1997

NORTHERN REGION

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

1

2

3

4

5

6

I.

AGRICULTURE

2,69,566

723,80

612,11

1,02,625

392,27

344,60

1.

Direct Finance

2,67,439

691,84

586,37

1,01,169

324,81

285,81

2.

Indirect Finance

2,127

31,96

25,74

1,456

67,45

58,79

II.

INDUSTRY

26,192

683,99

572,59

17,494

601,46

502,15

1.

Mining & Quarrying

543

11,01

9,39

49

16,11

10,87

2.

Food Manufacturing and Processing

884

65,80

42,72

1,042

116,93

92,91

(a)

Rice Mills, Flour and Dal Mills

468

50,47

30,27

716

93,73

74,04

(b)

Sugar

4

11

11

2

2,09

1,07

(c)

Edible Oils and Vanaspati

180

8,59

7,67

99

14,57

12,46

(d)

Tea Processing

1

1

1

—

—

—

(e)

Processing of Fruits & Vegetables

75

30

29

13

93

92

(f)

Others

156

6,32

4,37

212

5,61

4,42

3.

Beverage and Tobacco

6

4

2

6

77

74

4.

Textiles

229

48,61

46,46

390

42,63

32,17

(a)

Cotton Textiles

83

8,66

6,30

173

29,91

22,50

(b)

Jute Textiles

5

4

3

10

24

17

(c)

Handloom Textiles & Khadi

51

1,05

48

32

60

43

(d)

Other Textiles

90

38,86

39,64

175

11,88

9,08

5.

Paper, Paper Products and Printing

112

15,43

14,86

136

8,14

6,92

6.

Leather and Leather Products

25

1,51

58

59

1,09

90

7.

Rubber and Rubber Products

88

60,02

50,90

113

13,81

11,90

8.

Chemicals and Chemical Products

239

49,33

50,37

388

132,49

113,21

(a)

Heavy Industrial Chemicals

14

40

35

42

14,59

14,96

(b)

Fertilizers

4

3,23

2,31

10

4,35

3,19

(c)

Drugs and Pharmaceuticals

44

10,69

14,37

63

38,69

38,47

(d)

Non-Edible Oils

3

64

19

20

2,68

2,07

(e)

Other Chemicals & Chemical Products

174

34,37

33,15

253

72,18

54,53

9.

Petroleum, Coal Products & Nuclear Fuels

14

2,39

2,22

39

8,80

12,47

10.

Manufacture of Cement & Cement Products

38

1,67

1,91

47

2,21

1,96

11.

Basic Metals & Metal Products

329

107,49

96,98

1,210

94,15

76,08

(a)

Iron and Steel

97

64,67

59,25

320

55,12

43,80

(b)

Non-Ferrous Metals

14

20,56

20,84

147

8,29

6,08

(c)

Other Metal Products

218

22,26

16,88

743

30,75

26,19

12.

Engineering

411

170,58

127,23

803

74,47

75,00

(a)

Heavy Engineering

120

78,31

44,66

100

4,01

3,17

(b)

Light Engineering

207

82,04

73,87

557

21,50

18,70

(c)

Electrical Machinery & Goods

59

5,50

4,46

98

8,91

11,27

(d)

Electronic Machinery & Goods

25

4,72

4,24

48

40,07

41,86

13.

Vehicles, Vehicle Parts & Transport Equipments

230

71,26

66,86

124

11,57

4,80

14.

Other Industries

23,013

70,38

54,38

12,995

75,88

60,21

15.

Electricity, Gas & Water

24

8,33

7,61

35

1,05

95

(a)

Electricity Generation & Transmission

23

8,28

7,60

34

95

85

(b)

Non-Conventional Energy

—

—

—

1

10

9

(c)

Gas, Steam & Water Supply

1

5

2

—

—

—

16.

Construction

7

13

11

58

1,36

1,07

III.

TRANSPORT OPERATORS

20,906

51,38

41,16

5,944

29,17

24,04

IV.

PROFESSIONAL AND OTHER SERVICES

6,303

14,45

12,58

6,918

23,76

18,67

V.

PERSONAL LOANS

56,878

140,77

122,32

47,832

156,61

134,25

1.

Loans for Purchase of Consumer Durables

2,265

3,34

2,79

1,466

3,43

3,02

2.

Loans for Housing

3,471

24,87

21,86

5,646

54,32

47,72

3.

Rest of the Personal Loans

51,142

112,56

97,68

40,720

98,86

83,51

V I.

TRADE

69,072

141,84

128,13

42,907

174,81

146,45

1.

Wholesale Trade

4,278

60,10

60,08

1,890

27,70

21,37

2.

Retail Trade

64,794

81,74

68,04

41,017

147,11

125,08

VII.

FINANCE

70

28,35

25,65

54

83

79

VIII.

ALL OTHERS

18,733

74,95

58,58

17,867

51,81

42,64

TOTAL BANK CREDIT

4,67,720

1859,51

1573,12

2,41,641

1430,71

1213,58

OF WHICH :

1.

Artisans & Village Industries

19,160

18,85

15,34

5,802

13,74

12,19

2.

Other Small Scale Industries

4,678

131,11

105,91

8,794

193,90

158,83

(Amount in Rupees Lakh)

URBAN

METROPOLITAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

Standing

7

8

9

10

11

12

I.

AGRICULTURE

41,080

223,66

188,41

—

—

—

1.

Direct Finance

39,999

173,23

147,37

—

—

—

2.

Indirect Finance

1,081

50,44

41,04

—

—

—

II.

INDUSTRY

35,028

2249,93

1876,07

—

—

—

1.

Mining & Quarrying

70

9,84

7,25

—

—

—

2.

Food Manufacturing and Processing

1,370

344,43

276,82

—

—

—

(a)

Rice Mills, Flour and Dal Mills

748

258,03

221,64

—

—

—

(b)

Sugar

4

12,53

7,70

—

—

—

(c)

Edible Oils and Vanaspati

187

21,37

15,92

—

—

—

(d)

Tea Processing

3

14

11

—

—

—

(e)

Processing of Fruits & Vegetables

13

6,07

6,13

—

—

—

(f)

Others

415

46,29

25,33

—

—

—

3.

Beverage and Tobacco

33

6,01

5,68

—

—

—

4.

Textiles

4,923

439,19

355,81

—

—

—

(a)

Cotton Textiles

1,217

142,73

114,26

—

—

—

(b)

Jute Textiles

37

1,53

1,13

—

—

—

(c)

Handloom Textiles & Khadi

1,719

146,07

118,78

—

—

—

(d)

Other Textiles

1,950

148,86

121,63

—

—

—

5.

Paper, Paper Products and Printing

432

69,60

66,43

—

—

—

6.

Leather and Leather Products

144

22,41

18,01

—

—

—

7.

Rubber and Rubber Products

420

61,90

58,45

—

—

—

8.

Chemicals and Chemical Products

1,155

175,74

160,03

—

—

—

(a)

Heavy Industrial Chemicals

70

4,11

2,93

—

—

—

(b)

Fertilizers

9

6,45

5,37

—

—

—

(c)

Drugs and Pharmaceuticals

317

82,52

78,47

—

—

—

(d)

Non-Edible Oils

42

5,53

4,99

—

—

—

(e)

Other Chemicals & Chemical Products

717

77,12

68,27

—

—

—

9.

Petroleum, Coal Products & Nuclear Fuels

95

6,18

5,20

—

—

—

10.

Manufacture of Cement & Cement Products

79

5,09

4,02

—

—

—

11.

Basic Metals & Metal Products

2,247

305,47

275,84

—

—

—

(a)

Iron and Steel

901

225,33

207,69

—

—

—

(b)

Non-Ferrous Metals

84

5,79

5,01

—

—

—

(c)

Other Metal Products

1,262

74,35

63,14

—

—

—

12.

Engineering

2,442

322,22

240,30

—

—

—

(a)

Heavy Engineering

372

100,04

72,78

—

—

—

(b)

Light Engineering

1,307

161,41

126,39

—

—

—

(c)

Electrical Machinery & Goods

560

48,28

30,46

—

—

—

(d)

Electronic Machinery & Goods

203

12,48

10,67

—

—

—

13.

Vehicles, Vehicle Parts & Transport Equipments

780

97,68

71,05

—

—

—

14.

Other Industries

20,691

349,83

303,53

—

—

—

15.

Electricity, Gas & Water

109

5,83

3,48

—

—

—

(a)

Electricity Generation & Transmission

92

5,13

3,03

—

—

—

(b)

Non-Conventional Energy

8

18

22

—

—

—

(c)

Gas, Steam & Water Supply

9

52

22

—

—

—

16.

Construction

38

28,50

24,16

—

—

—

III.

TRANSPORT OPERATORS

4,996

47,21

39,64

—

—

—

IV.

PROFESSIONAL AND OTHER SERVICES

9,383

62,50

49,87

—

—

—

V.

PERSONAL LOANS

79,136

300,41

268,70

—

—

—

1.

Loans for Purchase of Consumer Durables

2,449

5,91

4,73

—

—

—

2.

Loans for Housing

13,748

124,43

115,05

—

—

—

3.

Rest of the Personal Loans

62,939

170,07

148,92

—

—

—

V I.

TRADE

45,245

320,86

265,08

—

—

—

1.

Wholesale Trade

3,453

132,92

112,09

—

—

—

2.

Retail Trade

41,792

187,94

152,99

—

—

—

VII.

FINANCE

243

20,82

19,68

—

—

—

VIII.

ALL OTHERS

31,979

171,22

152,53

—

—

—

TOTAL BANK CREDIT

2,47,090

3396,62

2859,97

—

—

—

OF WHICH :

1.

Artisans & Village Industries

3,255

22,13

17,84

—

—

—

2.

Other Small Scale Industries

20,844

790,96

647,11

—

—

—