NORTHERN REGION

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

AND ITS ASSOCIATES

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

1

2

3

4

5

6

I.

AGRICULTURE

30,223

125,82

99,25

60,030

200,27

160,03

1. Direct Finance

29,334

91,46

68,15

58,751

179,83

141,72

2. Indirect Finance

889

34,35

31,10

1,279

20,44

18,31

II.

INDUSTRY

7,071

162,86

133,31

11,991

624,05

574,48

1. Mining & Quarrying

39

2,89

2,32

45

3,47

3,47

2. Food Manufacturing & Processing

329

28,85

24,88

154

12,36

9,87

(a)

Rice Mills, Flour & Dal Mills

162

8,68

7,39

74

6,08

4,69

(b)

Sugar

—

—

—

4

25

20

(c)

Edible Oils & Vanaspati

17

3,87

2,51

13

1,32

1,22

(d)

Tea Processing

2

9

10

2

9

8

(e)

Processing of Fruits & Vegetables

9

3,11

2,67

6

55

48

(f)

Others

139

13,11

12,22

55

4,07

3,20

3. Beverage & Tobacco

11

4,76

4,43

14

6,26

6,81

4. Textiles

451

8,93

7,14

259

39,12

37,02

(a)

Cotton Textiles

16

3,57

3,00

23

13,52

13,38

(b)

Jute & Other Natural Fibre Textiles

11

18

13

1

2

2

(c)

Handloom Textiles & Khadi

309

1,82

1,34

144

2,33

2,32

(d)

Other Textiles & Textile Products

115

3,35

2,68

91

23,24

21,30

5. Paper, Paper Products & Printing

107

6,13

4,86

86

3,95

3,03

6. Leather & Leather Products

60

60

39

32

57

36

7. Rubber & Plastic Products

139

16,20

14,79

103

24,99

21,15

8. Chemicals & Chemical Products

100

17,35

11,47

93

17,39

12,66

(a)

Heavy Industrial Chemicals

3

19

20

6

7,69

5,05

(b)

Fertilisers

2

24

12

—

—

—

(c)

Drugs & Pharmaceuticals

50

13,74

8,43

32

3,24

2,91

(d)

Non-Edible Oils

5

23

18

5

67

38

(e)

Other Chemicals & Chemical Products

40

2,95

2,54

50

5,80

4,32

9. Petroleum, Coal Products & Nuclear Fuels

3

60

62

—

—

—

10. Manufacture of Cement & Cement Products

44

1,88

1,57

19

63

61

11. Basic Metals & Metal Products

224

11,96

10,17

337

46,10

40,78

(a)

Iron & Steel

34

4,94

3,81

45

14,13

12,03

(b)

Non-Ferrous Metals

3

17

16

6

1,35

79

(c)

Metal Products

187

6,85

6,19

286

30,62

27,96

12. Engineering

330

30,41

26,44

162

19,19

15,93

(a)

Heavy Engineering

16

2,54

2,40

22

4,58

4,32

(b)

Light Engineering

64

2,65

2,08

45

5,70

3,54

(c)

Electrical Machinery & Goods

206

6,74

5,96

68

4,57

3,90

(d)

Electronic Machinery & Goods

44

18,48

16,00

27

4,33

4,17

13. Vehicles, Vehicle Parts & Transport Equipments

51

1,09

73

79

9,68

9,42

14. Other Industries

5,076

27,24

20,03

10,225

67,05

58,17

15. Electricity, Gas & Water

2

8

8

16

354,21

339,80

(a)

Electricity Generation &Transmission

—

—

—

13

353,89

339,52

(b)

Non-Conventional Energy

—

—

—

—

—

—

(c)

Gas, Steam & Water Supply

2

8

8

3

32

28

16. Construction

105

3,90

3,36

367

19,07

15,40

III.

TRANSPORT OPERATORS

3,493

84,92

45,67

4,023

97,27

73,16

IV.

PROFESSIONAL AND OTHER SERVICES

1,771

33,37

21,93

4,422

114,38

102,55

V.

PERSONAL LOANS

53,111

301,61

242,02

51,441

321,67

271,56

1. Loans for Purchase of Consumer Durables

5,560

24,97

16,36

4,941

16,95

13,04

2. Loans for Housing

7,764

118,92

98,73

6,122

103,43

91,29

3. Rest of the Personal Loans

39,787

157,72

126,92

40,378

201,30

167,23

VI.

TRADE

16,301

156,76

124,18

24,182

196,52

165,83

1. Wholesale Trade

752

29,50

24,16

509

38,59

36,08

2. Retail Trade

15,549

127,25

100,02

23,673

157,93

129,74

VII.

FINANCE

197

4,83

2,85

87

3,59

3,31

VIII.

ALL OTHERS

7,170

167,34

134,95

11,361

109,46

96,42

TOTAL BANK CREDIT

1,19,337

1037,51

804,15

1,67,537

1667,21

1447,34

OF WHICH: 1.ArtisansandVillage&TinyIndustries

2,302

40,64

34,02

5,793

21,09

16,52

2.OtherSmallScaleIndustries

4,010

47,87

40,75

4,687

90,61

75,98

FOREIGN BANKS

REGIONAL RURAL BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

7

8

9

10

11

12

I.

AGRICULTURE

—

—

—

15,701

29,31

21,74

1. Direct Finance

—

—

—

14,386

26,29

19,35

2. Indirect Finance

—

—

—

1,315

3,03

2,39

II.

INDUSTRY

3

10,61

10,61

4,782

12,61

9,78

1. Mining & Quarrying

—

—

—

3

17

10

2. Food Manufacturing & Processing

—

—

—

40

91

65

(a)

Rice Mills, Flour & Dal Mills

—

—

—

26

70

46

(b)

Sugar

—

—

—

—

—

—

(c)

Edible Oils & Vanaspati

—

—

—

2

2

2

(d)

Tea Processing

—

—

—

—

—

—

(e)

Processing of Fruits & Vegetables

—

—

—

2

9

9

(f)

Others

—

—

—

10

10

8

3. Beverage & Tobacco

—

—

—

1

2

1

4. Textiles

—

—

—

27

1,17

87

(a)

Cotton Textiles

—

—

—

2

8

6

(b)

Jute & Other Natural Fibre Textiles

—

—

—

—

—

—

(c)

Handloom Textiles & Khadi

—

—

—

16

64

43

(d)

Other Textiles & Textile Products

—

—

—

9

46

38

5. Paper, Paper Products & Printing

—

—

—

1

4

1

6. Leather & Leather Products

—

—

—

1

—

—

7. Rubber & Plastic Products

—

—

—

1

—

—

8. Chemicals & Chemical Products

1

10,00

10,00

—

—

—

(a)

Heavy Industrial Chemicals

—

—

—

—

—

—

(b)

Fertilisers

—

—

—

—

—

—

(c)

Drugs & Pharmaceuticals

1

10,00

10,00

—

—

—

(d)

Non-Edible Oils

—

—

—

—

—

—

(e)

Other Chemicals & Chemical Products

—

—

—

—

—

—

9. Petroleum, Coal Products & Nuclear Fuels

—

—

—

—

—

—

10. Manufacture of Cement & Cement Products

—

—

—

7

7

5

11. Basic Metals & Metal Products

1

50

50

11

14

12

(a)

Iron & Steel

1

50

50

—

—

—

(b)

Non-Ferrous Metals

—

—

—

—

—

—

(c)

Metal Products

—

—

—

11

14

12

12. Engineering

—

—

—

11

17

12

(a)

Heavy Engineering

—

—

—

1

3

1

(b)

Light Engineering

—

—

—

4

5

4

(c)

Electrical Machinery & Goods

—

—

—

5

7

5

(d)

Electronic Machinery & Goods

—

—

—

1

2

2

13. Vehicles, Vehicle Parts & Transport Equipments

—

—

—

15

35

42

14. Other Industries

—

—

—

4,521

8,74

6,68

15. Electricity, Gas & Water

—

—

—

—

—

—

(a)

Electricity Generation &Transmission

—

—

—

—

—

—

(b)

Non-Conventional Energy

—

—

—

—

—

—

(c)

Gas, Steam & Water Supply

—

—

—

—

—

—

16. Construction

1

11

11

143

82

73

III.

TRANSPORT OPERATORS

1

15

1

3,784

36,60

24,95

IV.

PROFESSIONAL AND OTHER SERVICES

1

45,00

25,00

1,327

4,44

3,64

V.

PERSONAL LOANS

10

8

7

17,218

49,05

40,78

1. Loans for Purchase of Consumer Durables

—

—

—

1,786

4,64

3,68

2. Loans for Housing

—

—

—

952

9,13

8,18

3. Rest of the Personal Loans

10

8

7

14,480

35,28

28,91

VI.

TRADE

1

3

1

8,081

32,08

26,49

1. Wholesale Trade

1

3

1

344

2,97

2,32

2. Retail Trade

—

—

—

7,737

29,11

24,17

VII.

FINANCE

—

—

—

39

14

7

VIII.

ALL OTHERS

—

—

—

7,859

16,67

12,35

TOTAL BANK CREDIT

16

55,87

35,70

58,791

180,90

139,80

OF WHICH:1.ArtisansandVillage&TinyIndustries

—

—

—

3,110

5,41

3,97

2.OtherSmallScaleIndustries

—

—

—

721

3,27

2,55

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIAL BANKS

COMMERCIAL BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

13

14

15

16

17

18

I.

AGRICULTURE

25

15,88

12,31

1,05,979

371,28

293,33

1. Direct Finance

23

15,65

12,11

1,02,494

313,23

241,33

2. Indirect Finance

2

22

20

3,485

58,04

52,00

II.

INDUSTRY

85

147,79

102,04

23,932

957,91

830,22

1. Mining & Quarrying

—

—

—

87

6,53

5,90

2. Food Manufacturing & Processing

2

4,83

71

525

46,96

36,12

(a)

Rice Mills, Flour & Dal Mills

—

—

—

262

15,45

12,54

(b)

Sugar

—

—

—

4

25

20

(c)

Edible Oils & Vanaspati

2

4,83

71

34

10,05

4,46

(d)

Tea Processing

—

—

—

4

18

18

(e)

Processing of Fruits & Vegetables

—

—

—

17

3,75

3,24

(f)

Others

—

—

—

204

17,28

15,50

3. Beverage & Tobacco

—

—

—

26

11,04

11,26

4. Textiles

8

67,18

55,23

745

116,39

100,26

(a)

Cotton Textiles

2

3,10

2,20

43

20,27

18,63

(b)

Jute & Other Natural Fibre Textiles

—

—

—

12

20

15

(c)

Handloom Textiles & Khadi

—

—

—

469

4,79

4,09

(d)

Other Textiles & Textile Products

6

64,08

53,03

221

91,13

77,39

5. Paper, Paper Products & Printing

1

10,41

45

195

20,53

8,34

6. Leather & Leather Products

—

—

—

93

1,17

75

7. Rubber & Plastic Products

1

40

40

244

41,60

36,34

8. Chemicals & Chemical Products

5

25,98

22,84

199

70,72

56,96

(a)

Heavy Industrial Chemicals

—

—

—

9

7,88

5,24

(b)

Fertilisers

—

—

—

2

24

12

(c)

Drugs & Pharmaceuticals

5

25,98

22,84

88

52,96

44,18

(d)

Non-Edible Oils

—

—

—

10

89

56

(e)

Other Chemicals & Chemical Products

—

—

—

90

8,75

6,86

9. Petroleum, Coal Products & Nuclear Fuels

—

—

—

3

60

62

10. Manufacture of Cement & Cement Products

—

—

—

70

2,57

2,24

11. Basic Metals & Metal Products

8

4,60

3,56

581

63,30

55,12

(a)

Iron & Steel

8

4,60

3,56

88

24,16

19,90

(b)

Non-Ferrous Metals

—

—

—

9

1,52

96

(c)

Metal Products

—

—

—

484

37,61

34,27

12. Engineering

13

29,09

17,61

516

78,86

60,11

(a)

Heavy Engineering

—

—

—

39

7,15

6,74

(b)

Light Engineering

1

1,00

1,00

114

9,40

6,65

(c)

Electrical Machinery & Goods

—

—

—

279

11,38

9,91

(d)

Electronic Machinery & Goods

12

28,09

16,61

84

50,92

36,81

13. Vehicles, Vehicle Parts & Transport Equipments

3

4,79

77

148

15,91

11,34

14. Other Industries

42

36

31

19,864

103,39

85,20

15. Electricity, Gas & Water

—

—

—

18

354,29

339,88

(a)

Electricity Generation &Transmission

—

—

—

13

353,89

339,52

(b)

Non-Conventional Energy

—

—

—

—

—

—

(c)

Gas, Steam & Water Supply

—

—

—

5

40

36

16. Construction

2

15

16

618

24,04

19,77

III.

TRANSPORT OPERATORS

6

22

20

11,307

219,16

143,98

IV.

PROFESSIONAL AND OTHER SERVICES

56

256,08

257,80

7,577

453,27

410,92

V.

PERSONAL LOANS

489

3,69

3,25

1,22,269

676,11

557,67

1. Loans for Purchase of Consumer Durables

8

5

4

12,295

46,61

33,13

2. Loans for Housing

25

61

58

14,863

232,08

198,79

3. Rest of the Personal Loans

456

3,04

2,62

95,111

397,42

325,76

VI.

TRADE

86

3,15

2,98

48,651

388,53

319,48

1. Wholesale Trade

8

43

42

1,614

71,52

63,00

2. Retail Trade

78

2,72

2,55

47,037

317,02

256,48

VII.

FINANCE

1

9,00

9,01

324

17,57

15,24

VIII.

ALL OTHERS

62

29

22

26,452

293,76

243,94

TOTAL BANK CREDIT

810

436,10

387,80

3,46,491

3377,60

2814,79

OF WHICH: 1.ArtisansandVillage&TinyIndustries

—

—

—

11,205

67,14

54,51

2.OtherSmallScaleIndustries

7

5

4

9,425

141,80

119,33