Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1997

NORTHERN REGION

(Amount in Rupees Lakh)

STATE BANK OF INDIA AND ITS ASSOCIATES

NATIONALISED BANKS

FOREIGN BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outsta-

Accounts

Limit

Outsta-

Accounts

Limit

Outsta-

nding

nding

nding

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

26,106

49,36

41,05

58,546

84,09

70,81

-

-

-

1.

Direct Finance

25,998

43,26

34,98

58,074

81,83

68,81

-

-

2.

Indirect Finance

108

6,10

6,07

472

2,25

2,00

-

-

II.

INDUSTRY

3,590

111,70

93,19

13,613

230,24

184,30

10

43,10

47,14

1.

Mining & Quarrying

51

83

88

46

1,37

1,21

-

-

-

2.

Food Manufacturing and Processing

128

10,81

8,19

518

10,33

8,89

-

-

-

(a) Rice Mills, Flour and Dal Mills

70

2,68

2,28

154

6,24

5,04

-

-

-

(b) Sugar

1

-

-

-

-

-

-

-

-

(c) Edible Oils and Vanaspati

7

7

6

41

2,82

2,67

-

-

-

(d) Tea Processing

2

13

8

-

-

-

-

-

-

(e) Processing of Fruits & Vegetables

6

6,27

4,90

8

13

12

-

-

-

(f) Others

42

1,66

88

315

1,15

1,07

-

-

-

3.

Beverage and Tobacco

8

78

46

12

1,40

1,24

-

-

-

4.

Textiles

166

5,53

5,17

280

36,42

31,53

-

-

-

(a) Cotton Textiles

29

2,72

2,45

32

15,65

11,96

-

-

-

(b) Jute Textiles

-

-

-

3

28

-

-

-

-

(c) Handloom Textiles & Khadi

74

1,03

72

92

3,61

3,59

-

-

-

(d) Other Textiles

63

1,78

2,00

153

16,87

15,97

-

-

-

5.

Paper, Paper Products and Printing

64

2,04

2,02

188

9,20

9,03

-

-

-

6.

Leather and Leather Products

21

20

16

39

51

58

-

-

-

7.

Rubber and Rubber Products

41

1,31

1,19

65

2,03

1,82

-

-

-

8.

Chemicals and Chemical Products

115

3,80

4,27

203

14,03

12,04

1

75

-

(a) Heavy Industrial Chemicals

2

2

2

21

1,45

1,43

-

-

-

(b) Fertilizers

2

4

4

11

1,83

1,52

-

-

-

(c) Drugs and Pharmaceuticals

57

1,91

2,43

36

1,83

1,64

1

75

-

(d) Non-Edible Oils

6

17

29

2

7

7

-

-

-

(e) Other Chemicals & Chemical Products

48

1,65

1,49

133

8,84

7,38

-

-

-

9.

Petroleum, Coal Products & Nuclear Fuels

2

6

6

6

12

12

-

-

-

10.

Manufacture of Cement & Cement Products

42

1,27

1,06

42

15,78

1,67

-

-

-

11.

Basic Metals & Metal Products

240

7,40

6,34

397

40,21

28,60

-

-

-

(a) Iron and Steel

95

4,01

3,62

168

23,52

18,14

-

-

-

(b) Non-Ferrous Metals

5

65

47

5

16

14

-

-

-

(c) Other Metal Products

140

2,73

2,26

224

16,54

10,33

-

-

-

12.

Engineering

164

27,99

22,83

294

46,12

41,50

3

2,29

2,29

(a) Heavy Engineering

14

3,21

2,27

20

2,28

1,53

-

-

-

(b) Light Engineering

37

1,79

1,78

111

30,15

28,82

2

99

99

(c) Electrical Machinery & Goods

26

6,04

4,34

57

6,02

5,95

-

-

-

(d) Electronic Machinery & Goods

87

16,95

14,43

106

7,67

5,20

1

1,30

1,30

13.

Vehicles, Vehicle Parts & Transport Equipments

77

19,03

18,10

105

4,76

3,86

-

-

-

14.

Other Industries

2,391

26,42

21,41

11,293

27,17

24,81

-

-

-

15.

Electricity, Gas & Water

61

4,06

92

52

3,57

1,41

4

40,00

44,79

(a) Electricity Generation & Transmission

59

3,78

77

20

3,19

1,14

4

40,00

44,79

(b) Non-Conventional Energy

-

-

-

3

18

11

-

-

-

(c) Gas, Steam & Water Supply

2

28

15

29

20

16

-

-

-

16.

Construction

19

16

13

73

17,25

15,99

2

6

6

III.

TRANSPORT OPERATORS

3,716

60,30

45,43

4,150

73,15

56,75

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

373

9,23

6,80

6,514

17,36

14,73

1

-

-

V.

PERSONAL LOANS

14,897

68,42

55,91

39,556

101,70

87,68

108

37

34

1.

Loans for Purchase of Consumer Durables

459

98

75

1,935

2,63

2,13

6

-

-

2.

Loans for Housing

1,820

23,68

17,27

4,367

32,23

28,09

1

-

-

3.

Rest of the Personal Loans

12,618

43,76

37,89

33,254

66,84

57,45

101

37

33

VI.

TRADE

10,738

85,26

68,77

29,302

96,66

78,83

5

7

6

1.

Wholesale Trade

1,087

5,79

4,79

711

20,67

17,43

5

7

6

2.

Retail Trade

9,651

79,47

63,98

28,591

75,99

61,40

-

-

-

VII.

FINANCE

39

1,20

85

41

6,00

3,15

-

-

-

VIII. ALL OTHERS

1,009

5,98

4,20

16,230

55,99

40,26

-

-

-

TOTAL BANK CREDIT

60,468

391,46

316,21

1,67,952

665,18

536,50

124

43,55

47,55

OF WHICH :

1. Artisans & Village Industries

686

4,09

3,43

7,795

10,77

8,86

-

-

-

2. Other Small Scale Industries

1,667

54,30

45,87

4,187

58,89

53,71

-

-

-

(Amount in Rupees Lakh)

REGIONAL RURAL BANKS

OTHER SCHEDULED COMMERCIAL BANKS

ALL SCHEDULED COMMERCIAL BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outsta-

Accounts

Limit

Outsta-

Accounts

Limit

Outsta-

nding

nding

nding

10

11

12

13

14

15

16

17

18

I.

AGRICULTURE

18,020

12,13

9,92

24

70

62

1,02,696

146,28

122,41

1.

Direct Finance

17,344

11,65

9,51

21

47

40

1,01,437

137,22

113,71

2.

Indirect Finance

676

48

41

3

23

22

1,259

9,06

8,70

II.

INDUSTRY

4,503

4,56

3,82

14

4,63

4,70

21,730

394,23

333,14

1.

Mining & Quarrying

78

42

33

-

-

-

175

2,63

2,42

2.

Food Manufacturing and Processing

41

35

33

-

-

-

687

21,49

17,42

(a) Rice Mills, Flour and Dal Mills

12

24

23

-

-

-

236

9,16

7,55

(b) Sugar

-

-

-

-

-

-

1

-

-

(c) Edible Oils and Vanaspati

8

7

7

-

-

-

56

2,96

2,80

(d) Tea Processing

-

-

-

-

-

-

2

13

8

(e) Processing of Fruits & Vegetables

-

-

-

-

-

-

14

6,40

5,02

(f) Others

21

3

4

-

-

-

378

2,84

1,98

3.

Beverage and Tobacco

-

-

-

-

-

-

20

2,18

1,70

4.

Textiles

14

10

9

1

4,50

4,62

461

46,54

41,40

(a) Cotton Textiles

1

2

2

1

4,50

4,62

63

22,90

19,05

(b) Jute Textiles

-

-

-

-

-

-

3

28

-

(c) Handloom Textiles & Khadi

8

5

5

-

-

-

174

4,69

4,35

(d) Other Textiles

5

3

2

-

-

-

221

18,68

17,99

5.

Paper, Paper Products and Printing

2

2

2

-

-

-

254

11,26

11,06

6.

Leather and Leather Products

-

-

-

-

-

-

60

71

74

7.

Rubber and Rubber Products

-

-

-

-

-

-

106

3,34

3,01

8.

Chemicals and Chemical Products

3

1

1

-

-

-

322

18,58

16,32

(a) Heavy Industrial Chemicals

-

-

-

-

-

-

23

1,47

1,45

(b) Fertilizers

-

-

-

-

-

-

13

1,87

1,56

(c) Drugs and Pharmaceuticals

-

-

-

-

-

-

94

4,49

4,07

(d) Non-Edible Oils

-

-

-

-

-

-

8

24

35

(e) Other Chemicals & Chemical Products

3

1

1

-

-

-

184

10,50

8,89

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

8

17

17

10.

Manufacture of Cement & Cement Products

1

1

-

-

-

-

85

17,07

2,74

11.

Basic Metals & Metal Products

9

5

4

-

-

-

646

47,66

34,98

(a) Iron and Steel

-

-

-

-

-

-

263

27,53

21,75

(b) Non-Ferrous Metals

-

-

-

-

-

-

10

81

60

(c) Other Metal Products

9

5

4

-

-

-

373

19,32

12,62

12.

Engineering

2

1

1

-

-

-

463

76,41

66,62

(a) Heavy Engineering

-

-

-

-

-

-

34

5,49

3,80

(b) Light Engineering

-

-

-

-

-

-

150

32,93

31,59

(c) Electrical Machinery & Goods

-

-

-

-

-

-

83

12,06

10,29

(d) Electronic Machinery & Goods

2

1

1

-

-

-

196

25,93

20,93

13.

Vehicles, Vehicle Parts & Transport Equipments

2

16

1

-

-

-

184

23,94

21,97

14.

Other Industries

4,349

3,43

2,93

13

13

8

18,046

57,15

49,22

15.

Electricity, Gas & Water

-

-

-

-

-

-

117

47,63

47,13

(a) Electricity Generation & Transmission

-

-

-

-

-

-

83

46,97

46,71

(b) Non-Conventional Energy

-

-

-

-

-

-

3

18

11

(c) Gas, Steam & Water Supply

-

-

-

-

-

-

31

48

31

16.

Construction

2

1

5

-

-

-

96

17,48

16,23

III.

TRANSPORT OPERATORS

1,830

16,47

12,34

26

64

44

9,722

150,56

114,96

IV.

PROFESSIONAL AND OTHER SERVICES

1,666

1,71

1,69

15

7

2

8,569

28,38

23,24

V.

PERSONAL LOANS

11,094

14,29

12,96

118

59

48

65,773

185,36

157,36

1.

Loans for Purchase of Consumer Durables

805

95

76

7

1

1

3,212

4,58

3,65

2.

Loans for Housing

580

2,02

1,93

2

4

1

6,770

57,96

47,30

3.

Rest of the Personal Loans

9,709

11,32

10,27

109

54

46

55,791

122,82

106,41

VI.

TRADE

7,870

10,53

9,24

80

1,21

1,10

47,995

193,74

158,00

1.

Wholesale Trade

221

26

22

-

-

-

2,024

26,79

22,51

2.

Retail Trade

7,649

10,27

9,02

80

1,21

1,10

45,971

166,95

135,50

VII.

FINANCE

3

5

5

1

50

26

84

7,75

4,31

VIII. ALL OTHERS

5,599

4,54

3,93

-

-

-

22,838

66,51

48,39

TOTAL BANK CREDIT

50,585

64,28