Jammu & Kashmir - ਆਰਬੀਆਈ - Reserve Bank of India
Jammu & Kashmir
NORTHERN REGION | |||||||
STATE : JAMMU & KASHMIR | |||||||
(Amount in Rupees Lakh) |
|||||||
OCCUPATION |
RURAL |
SEMI-URBAN |
|||||
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
||
|
1 |
2 |
3 |
4 |
5 |
6 |
|
I. |
AGRICULTURE |
43,306 |
756,59 |
589,61 |
17,053 |
414,59 |
301,66 |
|
1. Direct Finance |
42,316 |
687,32 |
536,70 |
16,594 |
385,60 |
276,86 |
|
2. Indirect Finance |
990 |
69,27 |
52,91 |
459 |
28,99 |
24,80 |
II. |
INDUSTRY |
13,500 |
659,09 |
547,73 |
7,802 |
689,45 |
532,97 |
|
1. Mining & Quarrying |
309 |
131,24 |
111,05 |
114 |
45,08 |
35,38 |
|
2. Food Manufacturing & Processing |
847 |
20,30 |
15,35 |
528 |
88,61 |
70,87 |
|
(a) Rice Mills, Flour & Dal Mills |
419 |
7,29 |
5,21 |
229 |
52,17 |
47,59 |
|
(b) Sugar |
1 |
5 |
3 |
- |
- |
- |
|
(c) Edible Oils & Vanaspati |
169 |
4,45 |
3,71 |
58 |
13,62 |
10,57 |
|
(d) Tea Processing |
- |
- |
- |
1 |
24 |
11 |
|
(e) Processing of Fruits & Vegetables |
17 |
1,31 |
99 |
15 |
2,00 |
1,24 |
|
(f) Others |
241 |
7,20 |
5,41 |
225 |
20,58 |
11,36 |
|
3. Beverage & Tobacco |
22 |
6,30 |
4,69 |
19 |
9,85 |
8,58 |
|
4. Textiles |
2,824 |
40,72 |
32,33 |
1,490 |
156,45 |
126,19 |
|
(a) Cotton Textiles |
422 |
4,10 |
3,03 |
207 |
124,30 |
105,83 |
|
(b) Jute & Other Natural Fibre Textiles |
391 |
2,35 |
1,64 |
149 |
1,02 |
74 |
|
(c) Handloom Textiles & Khadi |
567 |
3,60 |
2,70 |
242 |
2,30 |
1,90 |
|
(d) Other Textiles & Textile Products |
1,444 |
30,67 |
24,96 |
892 |
28,82 |
17,72 |
|
5. Paper, Paper Products & Printing |
326 |
35,50 |
30,14 |
160 |
20,97 |
14,98 |
|
6. Leather & Leather Products |
176 |
2,50 |
2,15 |
78 |
1,25 |
38 |
|
7. Rubber & Plastic Products |
147 |
1,98 |
1,91 |
78 |
5,53 |
3,71 |
|
8. Chemicals & Chemical Products |
408 |
9,33 |
4,67 |
223 |
62,93 |
56,58 |
|
(a) Heavy Industrial Chemicals |
3 |
5,44 |
1,43 |
9 |
14,76 |
10,55 |
|
(b) Fertilisers |
- |
- |
- |
- |
- |
- |
|
(c) Drugs & Pharmaceuticals |
384 |
3,00 |
2,39 |
154 |
26,99 |
25,78 |
|
(d) Non-Edible Oils |
1 |
3 |
3 |
1 |
20 |
20 |
|
(e) Other Chemicals & Chemical Products |
20 |
87 |
83 |
59 |
20,98 |
20,05 |
|
9. Petroleum, Coal Products & Nuclear Fuels |
119 |
56,90 |
50,73 |
18 |
3,02 |
2,53 |
|
10. Manufacture of Cement & Cement Products |
147 |
8,13 |
5,14 |
114 |
22,53 |
13,45 |
|
11. Basic Metals & Metal Products |
858 |
32,02 |
28,31 |
495 |
104,67 |
85,05 |
|
(a) Iron & Steel |
23 |
1,90 |
1,47 |
54 |
59,69 |
54,54 |
|
(b) Non-Ferrous Metals |
21 |
15,30 |
14,25 |
34 |
32,73 |
21,41 |
|
(c) Metal Products |
814 |
14,82 |
12,58 |
407 |
12,25 |
9,09 |
|
12. Engineering |
674 |
11,98 |
9,32 |
417 |
26,39 |
20,72 |
|
(a) Heavy Engineering |
8 |
62 |
49 |
20 |
2,48 |
1,84 |
|
(b) Light Engineering |
342 |
7,68 |
5,89 |
205 |
8,97 |
5,25 |
|
(c) Electrical Machinery & Goods |
168 |
1,89 |
1,72 |
126 |
10,96 |
10,15 |
|
(d) Electronic Machinery & Goods |
156 |
1,78 |
1,22 |
66 |
3,97 |
3,48 |
|
13. Vehicles, Vehicle Parts & Transport Equipments |
339 |
4,55 |
3,06 |
198 |
4,52 |
3,85 |
|
14. Other Industries |
5,138 |
80,55 |
63,95 |
2,904 |
73,55 |
45,33 |
|
15. Electricity, Gas & Water |
438 |
144,95 |
125,19 |
14 |
4,99 |
3,89 |
|
(a) Electricity Generation & Transmission |
437 |
139,95 |
121,37 |
14 |
4,99 |
3,89 |
|
(b) Non-Conventional Energy |
- |
- |
- |
- |
- |
- |
|
(c) Gas, Steam & Water Supply |
1 |
5,00 |
3,82 |
- |
- |
- |
|
16. Construction |
728 |
72,13 |
59,72 |
952 |
59,12 |
41,47 |
III. |
TRANSPORT OPERATORS |
7,116 |
212,30 |
144,34 |
4,205 |
122,52 |
87,62 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
2,084 |
85,32 |
68,21 |
1,548 |
84,22 |
55,86 |
V. |
PERSONAL LOANS |
1,39,734 |
1422,97 |
1063,14 |
90,445 |
1069,82 |
753,63 |
|
1. Loans for Purchase of Consumer Durables |
10,592 |
87,78 |
67,08 |
7,602 |
97,44 |
76,39 |
|
2. Loans for Housing |
9,230 |
259,21 |
219,33 |
7,825 |
244,67 |
177,40 |
|
3. Rest of the Personal Loans |
1,19,912 |
1075,99 |
776,73 |
75,018 |
727,70 |
499,84 |
VI. |
TRADE |
40,864 |
704,69 |
559,54 |
29,045 |
865,64 |
645,89 |
|
1. Wholesale Trade |
1,020 |
22,01 |
17,21 |
748 |
23,87 |
20,53 |
|
2. Retail Trade |
39,844 |
682,68 |
542,33 |
28,297 |
841,77 |
625,36 |
VII. |
FINANCE |
208 |
1,75 |
1,14 |
84 |
5,56 |
4,87 |
VIII. |
ALL OTHERS |
17,474 |
207,81 |
167,40 |
5,698 |
96,97 |
63,12 |
|
TOTAL BANK CREDIT |
2,64,286 |
4050,53 |
3141,12 |
1,55,880 |
3348,76 |
2445,62 |
TABLE NO. 5.7 – STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION 'MARCH 2008 |
|||||||
NORTHERN REGION | |||||||
STATE : JAMMU & KASHMIR | |||||||
(Amount in Rupees Lakh) |
|||||||
OCCUPATION |
URBAN |
METROPOLITAN |
|||||
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
||
|
7 |
8 |
9 |
10 |
11 |
12 |
|
I. |
AGRICULTURE |
2,174 |
126,61 |
97,18 |
- |
- |
- |
|
1. Direct Finance |
2,077 |
90,56 |
69,03 |
- |
- |
- |
|
2. Indirect Finance |
97 |
36,05 |
28,14 |
- |
- |
- |
II. |
INDUSTRY |
13,176 |
2519,01 |
2018,12 |
- |
- |
- |
|
1. Mining & Quarrying |
109 |
67,40 |
43,96 |
- |
- |
- |
|
2. Food Manufacturing & Processing |
741 |
176,13 |
149,18 |
- |
- |
- |
|
(a) Rice Mills, Flour & Dal Mills |
297 |
61,33 |
49,10 |
- |
- |
- |
|
(b) Sugar |
2 |
27 |
29 |
- |
- |
- |
|
(c) Edible Oils & Vanaspati |
69 |
16,25 |
13,77 |
- |
- |
- |
|
(d) Tea Processing |
- |
- |
- |
- |
- |
- |
|
(e) Processing of Fruits & Vegetables |
13 |
17,83 |
17,52 |
- |
- |
- |
|
(f) Others |
360 |
80,45 |
68,50 |
- |
- |
- |
|
3. Beverage & Tobacco |
71 |
76,45 |
61,56 |
- |
- |
- |
|
4. Textiles |
2,785 |
95,46 |
78,10 |
- |
- |
- |
|
(a) Cotton Textiles |
589 |
12,49 |
9,01 |
- |
- |
- |
|
(b) Jute & Other Natural Fibre Textiles |
728 |
11,27 |
8,56 |
- |
- |
- |
|
(c) Handloom Textiles & Khadi |
218 |
2,68 |
1,72 |
- |
- |
- |
|
(d) Other Textiles & Textile Products |
1,250 |
69,02 |
58,81 |
- |
- |
- |
|
5. Paper, Paper Products & Printing |
274 |
48,48 |
41,16 |
- |
- |
- |
|
6. Leather & Leather Products |
186 |
13,45 |
12,44 |
- |
- |
- |
|
7. Rubber & Plastic Products |
169 |
22,12 |
20,09 |
- |
- |
- |
|
8. Chemicals & Chemical Products |
398 |
203,49 |
120,37 |
- |
- |
- |
|
(a) Heavy Industrial Chemicals |
13 |
5,16 |
4,42 |
- |
- |
- |
|
(b) Fertilisers |
- |
- |
- |
- |
- |
- |
|
(c) Drugs & Pharmaceuticals |
270 |
106,15 |
45,14 |
- |
- |
- |
|
(d) Non-Edible Oils |
1 |
4 |
3 |
- |
- |
- |
|
(e) Other Chemicals & Chemical Products |
114 |
92,15 |
70,77 |
- |
- |
- |
|
9. Petroleum, Coal Products & Nuclear Fuels |
62 |
37,99 |
30,30 |
- |
- |
- |
|
10. Manufacture of Cement & Cement Products |
207 |
180,51 |
127,37 |
- |
- |
- |
|
11. Basic Metals & Metal Products |
782 |
175,21 |
157,37 |
- |
- |
- |
|
(a) Iron & Steel |
67 |
60,05 |
52,57 |
- |
- |
- |
|
(b) Non-Ferrous Metals |
46 |
68,32 |
63,19 |
- |
- |
- |
|
(c) Metal Products |
669 |
46,84 |
41,61 |
- |
- |
- |
|
12. Engineering |
802 |
163,29 |
141,63 |
- |
- |
- |
|
(a) Heavy Engineering |
79 |
8,81 |
8,45 |
- |
- |
- |
|
(b) Light Engineering |
309 |
46,57 |
37,31 |
- |
- |
- |
|
(c) Electrical Machinery & Goods |
295 |
102,08 |
91,82 |
- |
- |
- |
|
(d) Electronic Machinery & Goods |
119 |
5,83 |
4,05 |
- |
- |
- |
|
13. Vehicles, Vehicle Parts & Transport Equipments |
411 |
18,26 |
17,13 |
- |
- |
- |
|
14. Other Industries |
4,660 |
202,33 |
168,74 |
- |
- |
- |
|
15. Electricity, Gas & Water |
433 |
205,59 |
177,19 |
- |
- |
- |
|
(a) Electricity Generation & Transmission |
431 |
205,38 |
176,98 |
- |
- |
- |
|
(b) Non-Conventional Energy |
- |
- |
- |
- |
- |
- |
|
(c) Gas, Steam & Water Supply |
2 |
21 |
21 |
- |
- |
- |
|
16. Construction |
1,086 |
832,86 |
671,54 |
- |
- |
- |
III. |
TRANSPORT OPERATORS |
4,170 |
256,85 |
175,97 |
- |
- |
- |
IV. |
PROFESSIONAL AND OTHER SERVICES |
4,952 |
3095,83 |
2360,42 |
- |
- |
- |
V. |
PERSONAL LOANS |
1,66,088 |
2317,81 |
1774,74 |
- |
- |
- |
|
1. Loans for Purchase of Consumer Durables |
18,023 |
223,30 |
183,03 |
- |
- |
- |
|
2. Loans for Housing |
18,033 |
649,00 |
508,83 |
- |
- |
- |
|
3. Rest of the Personal Loans |
1,30,032 |
1445,50 |
1082,89 |
- |
- |
- |
VI. |
TRADE |
37,594 |
2282,44 |
1995,99 |
- |
- |
- |
|
1. Wholesale Trade |
1,226 |
599,14 |
576,75 |
- |
- |
- |
|
2. Retail Trade |
36,368 |
1683,29 |
1419,25 |
- |
- |
- |
VII. |
FINANCE |
123 |
7,63 |
7,12 |
- |
- |
- |
VIII. |
ALL OTHERS |
14,100 |
152,80 |
126,57 |
- |
- |
- |
|
TOTAL BANK CREDIT |
2,42,377 |
10758,97 |
8556,11 |
- |
- |
- |