Jammu & Kashmir - ਆਰਬੀਆਈ - Reserve Bank of India
Jammu & Kashmir
NORTHERN REGION |
|||||||
STATE : JAMMU & KASHMIR |
|||||||
(Amount in Rupees Lakh) |
|||||||
|
OCCUPATION |
RURAL |
SEMI-URBAN |
||||
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
||
|
|
1 |
2 |
3 |
4 |
5 |
6 |
I. |
AGRICULTURE |
44,818 |
774,89 |
600,95 |
17,358 |
323,80 |
253,68 |
|
1. Direct Finance |
44,085 |
745,40 |
578,41 |
17,065 |
313,91 |
247,93 |
|
2. Indirect Finance |
733 |
29,50 |
22,54 |
293 |
9,89 |
5,75 |
II. |
INDUSTRY |
13,395 |
638,18 |
460,44 |
5,290 |
383,28 |
273,95 |
|
1. Mining & Quarrying |
123 |
23,34 |
18,30 |
38 |
21,15 |
20,17 |
|
2. Food Manufacturing & Processing |
692 |
37,35 |
29,05 |
413 |
42,30 |
32,22 |
|
(a) Rice Mills, Flour & Dal Mills |
135 |
6,25 |
5,13 |
98 |
21,02 |
15,96 |
|
(b) Sugar |
1 |
5 |
1 |
- |
- |
- |
|
(c) Edible Oils & Vanaspati |
59 |
1,78 |
1,08 |
33 |
11,81 |
8,08 |
|
(d) Tea Processing |
209 |
2,02 |
1,31 |
109 |
1,10 |
66 |
|
(e) Processing of Fruits & Vegetables |
31 |
5,90 |
4,45 |
6 |
90 |
86 |
|
(f) Others |
257 |
21,35 |
17,08 |
167 |
7,48 |
6,65 |
|
3. Beverage & Tobacco |
23 |
8,07 |
7,16 |
14 |
4,03 |
2,96 |
|
4. Textiles |
6,299 |
181,27 |
116,58 |
2,378 |
69,08 |
28,02 |
|
(a) Cotton Textiles |
160 |
3,60 |
2,60 |
69 |
5,04 |
4,70 |
|
(b) Jute & Other Natural Fibre Textiles |
118 |
83 |
55 |
40 |
42 |
32 |
|
(c) Handloom Textiles & Khadi |
3,955 |
25,37 |
16,78 |
1,419 |
8,97 |
5,90 |
|
(d) Other Textiles & Textile Products |
2,066 |
151,47 |
96,64 |
850 |
54,66 |
17,11 |
|
5. Paper, Paper Products & Printing |
143 |
23,72 |
20,71 |
105 |
22,54 |
14,19 |
|
6. Woods and Wood Products |
581 |
15,47 |
12,62 |
263 |
7,42 |
6,33 |
|
7. Leather & Leather Products |
112 |
4,75 |
4,22 |
68 |
52 |
33 |
|
8. Gems and Jewellery |
128 |
1,20 |
85 |
58 |
66 |
41 |
|
9. Rubber & Plastic Products |
109 |
2,24 |
1,59 |
59 |
6,93 |
4,24 |
|
10. Chemicals & Chemical Products |
162 |
45,33 |
21,69 |
94 |
41,55 |
37,25 |
|
(a) Heavy Industrial Chemicals |
7 |
22,97 |
4,66 |
7 |
12,62 |
10,88 |
|
(b) Fertilisers |
- |
- |
- |
2 |
12 |
12 |
|
(c) Drugs & Pharmaceuticals |
110 |
18,16 |
13,99 |
40 |
10,07 |
8,98 |
|
(d) Non-Edible Oils |
1 |
6 |
6 |
1 |
20 |
26 |
|
(e) Other Chemicals & Chemical |
44 |
4,14 |
2,98 |
44 |
18,55 |
17,02 |
|
11. Petroleum, Coal Products & |
17 |
2,71 |
2,05 |
3 |
57 |
42 |
|
12. Manufacture of Cement & |
120 |
16,35 |
12,90 |
50 |
7,79 |
6,22 |
|
13. Basic Metals & Metal Products |
603 |
35,96 |
26,43 |
262 |
79,74 |
66,82 |
|
(a) Iron & Steel |
27 |
5,32 |
3,06 |
44 |
42,22 |
38,29 |
|
(b) Non-Ferrous Metals |
53 |
14,31 |
9,91 |
16 |
31,72 |
24,31 |
|
(c) Metal Products |
523 |
16,33 |
13,46 |
202 |
5,80 |
4,22 |
|
14. Engineering |
617 |
24,98 |
15,96 |
474 |
20,88 |
18,17 |
|
(a) Heavy Engineering |
9 |
41 |
23 |
6 |
30 |
26 |
|
(b) Light Engineering |
357 |
18,34 |
10,44 |
353 |
9,81 |
7,64 |
|
(c) Electrical Machinery & Goods |
159 |
4,89 |
4,22 |
84 |
10,26 |
9,86 |
|
(d) Electronic Machinery & Goods |
92 |
1,33 |
1,07 |
31 |
52 |
40 |
|
15. Vehicles, Vehicle Parts & |
342 |
17,76 |
12,98 |
62 |
2,66 |
2,05 |
|
16. Other Industries |
2,537 |
85,71 |
67,71 |
746 |
37,66 |
20,70 |
|
17. Electricity, Gas & Water |
192 |
56,27 |
50,55 |
2 |
29 |
14 |
|
(a) Electricity Generation & |
191 |
56,12 |
50,45 |
1 |
25 |
14 |
|
(b) Non-Conventional Energy |
- |
- |
- |
- |
- |
- |
|
(c) Gas, Steam & Water Supply |
1 |
15 |
10 |
1 |
4 |
- |
|
18. Construction |
595 |
55,71 |
39,09 |
201 |
17,51 |
13,33 |
|
(a) Other than Infrastructure |
520 |
46,76 |
32,22 |
147 |
12,08 |
10,03 |
|
(b) Infrastructure Construction |
75 |
8,96 |
6,86 |
54 |
5,43 |
3,30 |
III. |
TRANSPORT OPERATORS |
9,932 |
357,46 |
236,13 |
4,011 |
112,38 |
78,08 |
IV. |
PROFESSIONAL AND OTHER |
3,260 |
162,99 |
113,71 |
2,023 |
94,66 |
69,67 |
|
1. Professional Services |
401 |
14,64 |
10,95 |
413 |
8,86 |
7,69 |
|
2. Tourism, Hotel & Restaurants |
350 |
33,56 |
24,03 |
190 |
32,37 |
19,33 |
|
3. Recreation services |
57 |
1,81 |
1,23 |
115 |
1,98 |
1,71 |
|
4. IT and Telecommunications |
16 |
1,25 |
1,11 |
31 |
1,33 |
1,18 |
|
5. Others |
2,436 |
111,72 |
76,39 |
1,274 |
50,12 |
39,75 |
V. |
PERSONAL LOANS |
1,32,616 |
1570,86 |
1183,04 |
77,305 |
870,70 |
644,66 |
|
1. Housing |
8,578 |
261,13 |
211,01 |
4,059 |
128,38 |
104,20 |
|
2. Consumer Durables |
31,178 |
375,76 |
290,44 |
20,144 |
184,87 |
137,25 |
|
3. Vehicles |
33,799 |
450,33 |
319,69 |
21,140 |
258,49 |
187,19 |
|
4. Education |
1,475 |
30,38 |
20,28 |
981 |
20,93 |
15,53 |
|
5. Personal Credit Cards |
40 |
1,17 |
44 |
143 |
52 |
46 |
|
6. Others |
57,546 |
452,09 |
341,19 |
30,838 |
277,50 |
200,04 |
VI. |
TRADE |
41,706 |
802,18 |
624,67 |
19,944 |
438,03 |
330,98 |
|
1. Wholesale Trade |
420 |
13,91 |
10,95 |
294 |
14,68 |
12,71 |
|
2. Retail Trade |
41,286 |
788,27 |
613,72 |
19,650 |
423,35 |
318,27 |
VII. |
FINANCE |
180 |
5,41 |
2,17 |
79 |
11,62 |
6,96 |
VIII. |
ALL OTHERS |
8,285 |
76,59 |
63,52 |
1,957 |
40,96 |
34,84 |
|
TOTAL BANK CREDIT |
2,54,192 |
4388,56 |
3284,62 |
1,27,967 |
2275,43 |
1692,83 |
TABLE NO. 5.7 – STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF
SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION 'MARCH 2009(Amount in Rupees Lakh)
OCCUPATION
URBAN
METROPOLITAN
No. of
AccountsCredit
LimitAmount
OutstandingNo. of
AccountsCredit
LimitAmount
Outstanding
7
8
9
10
11
12
I.
AGRICULTURE
3,033
171,18
145,80
-
-
-
1. Direct Finance
2,728
80,96
61,99
-
-
-
2. Indirect Finance
305
90,22
83,81
-
-
-
II.
INDUSTRY
11,538
2748,76
2318,48
-
-
-
1. Mining & Quarrying
76
14,01
10,44
-
-
-
2. Food Manufacturing & Processing
791
176,67
137,06
-
-
-
(a) Rice Mills, Flour & Dal Mills
192
56,75
43,72
-
-
-
(b) Sugar
3
42
33
-
-
-
(c) Edible Oils & Vanaspati
35
11,39
8,58
-
-
-
(d) Tea Processing
29
61
46
-
-
-
(e) Processing of Fruits & Vegetables
23
10,99
7,32
-
-
-
(f) Others
509
96,50
76,65
-
-
-
3. Beverage & Tobacco
55
94,03
80,26
-
-
-
4. Textiles
3,504
177,35
121,93
-
-
-
(a) Cotton Textiles
308
12,10
6,59
-
-
-
(b) Jute & Other Natural Fibre Textiles
155
3,53
2,22
-
-
-
(c) Handloom Textiles & Khadi
1,569
11,82
7,53
-
-
-
(d) Other Textiles & Textile Products
1,472
149,91
105,58
-
-
-
5. Paper, Paper Products & Printing
223
67,58
56,38
-
-
-
6. Woods and Wood Products
172
28,66
23,92
-
-
-
7. Leather & Leather Products
146
6,07
5,36
-
-
-
8. Gems and Jewellery
62
8,72
8,04
-
-
-
9. Rubber & Plastic Products
103
21,62
18,01
-
-
-
10. Chemicals & Chemical Products
215
119,31
92,69
-
-
-
(a) Heavy Industrial Chemicals
16
16,23
10,33
-
-
-
(b) Fertilisers
-
-
-
-
-
-
(c) Drugs & Pharmaceuticals
57
34,39
27,52
-
-
-
(d) Non-Edible Oils
4
93
75
-
-
-
(e) Other Chemicals &
Chemical Products138
67,77
54,08
-
-
-
11. Petroleum, Coal Products &
Nuclear Fuels25
16,82
16,06
-
-
-
12. Manufacture of Cement &
Cement Products111
302,63
291,40
-
-
-
13. Basic Metals & Metal Products
521
192,93
162,55
-
-
-
(a) Iron & Steel
91
117,43
96,98
-
-
-
(b) Non-Ferrous Metals
45
33,19
28,28
-
-
-
(c) Metal Products
385
42,32
37,29
-
-
-
14. Engineering
1,163
162,06
156,01
-
-
-
(a) Heavy Engineering
62
13,34
10,22
-
-
-
(b) Light Engineering
624
42,92
41,60
-
-
-
(c) Electrical Machinery & Goods
367
101,04
100,01
-
-
-
(d) Electronic Machinery & Goods
110
4,75
4,19
-
-
-
15. Vehicles, Vehicle Parts &
Transport Equipments285
42,99
33,63
-
-
-
16. Other Industries
3,527
231,64
197,10
-
-
-
17. Electricity, Gas & Water
17
43,09
42,85
-
-
-
(a) Electricity Generation &
Transmission10
39,56
40,09
-
-
-
(b) Non-Conventional Energy
6
3,48
2,72
-
-
-
(c) Gas, Steam & Water Supply
1
5
5
-
-
-
18. Construction
542
1042,58
864,78
-
-
-
(a) Other than Infrastructure
424
267,33
235,50
-
-
-
(b) Infrastructure Construction
118
775,25
629,28
-
-
-
III.
TRANSPORT OPERATORS
5,344
250,92
173,11
-
-
-
IV.
PROFESSIONAL AND OTHER
SERVICES6,172
3385,72
2619,36
-
-
-
1. Professional Services
940
120,97
115,15
-
-
-
2. Tourism, Hotel & Restaurants
1,443
150,05
119,25
-
-
-
3. Recreation services
165
19,94
13,55
-
-
-
4. IT and Telecommunications
39
9,90
8,72
-
-
-
5. Others
3,585
3084,86
2362,69
-
-
-
V.
PERSONAL LOANS
1,46,990
2566,95
1940,22
-
-
-
1. Housing
16,370
744,62
595,70
-
-
-
2. Consumer Durables
27,885
436,09
333,53
-
-
-
3. Vehicles
45,868
615,05
443,46
-
-
-
4. Education
3,791
118,99
85,48
-
-
-
5. Personal Credit Cards
277
1,35
58
-
-
-
6. Others
52,799
650,84
481,46
-
-
-
VI.
TRADE
28,811
1993,25
1603,33
-
-
-
1. Wholesale Trade
1,069
599,87
582,44
-
-
-
2. Retail Trade
27,742
1393,38
1020,89
-
-
-
VII.
FINANCE
99
3,75
3,19
-
-
-
VIII.
ALL OTHERS
3,941
79,02
60,51
-
-
-
TOTAL BANK CREDIT
2,05,928
11199,56
8863,98