Table No. 5. 9 - District-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1997

NORTHERN REGION

(Amount in Rupees Thousand)

ANANTNAG

BADGAM

BARAMULLA

DODA

JAMMU

OCCUPATION

No. of

Amount

No. of

Amount

No. of

Amount

No. of

Amount

No. of

Amount

Accounts

Out-

Accounts

Out-

Accounts

Out-

Accounts

Out-

Accounts

Out-

standing

standing

standing

standing

standing

1

2

3

4

5

6

7

8

9

10

I.

AGRICULTURE

4,680

2,54,92

6,700

2,96,49

11,512

12,93,33

5,686

4,45,98

14,738

22,89,96

1.

Direct Finance

4,678

2,54,18

6,652

2,90,78

11,449

12,49,16

5,612

4,43,41

14,306

21,64,77

2.

Indirect Finance

2

74

48

5,71

63

44,17

74

2,57

432

1,25,19

II.

INDUSTRY

4,008

6,37,44

6,157

10,94,58

4,723

5,45,67

570

1,52,08

4,686

132,34,45

1.

Mining & Quarrying

3

1,68

-

-

4

27,78

4

6,83

6

26,76

2.

Manufacturing & Processing

3,979

5,99,67

6,145

8,82,78

4,703

4,98,86

563

1,42,11

4,629

128,18,57

3.

Electricity, Gas & Water

-

-

-

-

1

1,32

-

-

9

37,07

4.

Construction

26

36,09

12

2,11,80

15

17,71

3

3,14

42

3,52,05

III.

TRANSPORT OPERATORS

1,054

6,14,30

484

4,43,33

2,078

6,85,81

129

1,89,29

4,303

38,40,14

IV.

PROFESSIONAL AND OTHER SERVICES

544

2,09,49

1,433

1,67,90

1,349

1,88,06

514

1,54,30

1,602

7,08,68

V.

PERSONAL LOANS

3,800

6,60,78

2,453

7,20,79

2,949

4,95,53

1,231

2,57,25

21,441

63,80,03

1.

Loans for Purchase of Consumer Durables

145

11,65

98

6,10

421

24,41

31

4,07

1,036

1,84,29

2.

Loans for Housing

416

2,13,77

424

3,95,47

295

1,85,92

108

72,92

3,878

25,54,77

3.

Rest of the Personal Loans

3,239

4,35,36

1,931

3,19,22

2,233

2,85,20

1,092

1,80,26

16,527

36,40,97

VI.

TRADE

3,809

8,18,78

2,521

5,42,58

6,313

10,21,18

4,121

6,42,79

14,848

64,05,37

1.

Wholesale Trade

185

1,19,19

99

65,46

191

1,01,96

119

23,58

2,128

19,22,23

2.

Retail Trade

3,624

6,99,59

2,422

4,77,12

6,122

9,19,22

4,002

6,19,21

12,720

44,83,14

VII.

FINANCE

-

-

-

-

-

-

-

-

77

2,84,29

VIII.

ALL OTHERS

1,360

84,25

922

1,47,71

1,660

1,43,98

130

9,21

5,136

23,66,38

TOTAL BANK CREDIT

19,255

32,79,96

20,670

34,13,38

30,584

43,73,56

12,381

18,50,90

66,831

355,09,30

OF WHICH:

1. Artisans & Village Industries

2,941

1,68,93

4,915

2,23,29

3,774

1,49,84

354

29,80

1,169

1,49,02

2. Other Small Scale Industries

944

3,06,88

965

2,96,43

765

2,80,14

88

45,44

2,262

73,48,45

KARGIL

KATHUA

KUPWARA

LADAKH

POONCH

OCCUPATION

No. of

Amount

No. of

Amount

No. of

Amount

No. of

Amount

No. of

Amount

Accounts

Out-

Accounts

Out-

Accounts

Out-

Accounts

Out-

Accounts

Out-

standing

standing

standing

standing

standing

11

12

13

14

15

16

17

18

19

20

I.

AGRICULTURE

216

15,26

4,802

6,36,38

3,932

2,83,46

620

35,90

3,349

2,11,56

1.

Direct Finance

216

15,26

4,795

6,33,02

3,926

2,76,23

620

35,90

3,349

2,11,56

2.

Indirect Finance

-

-

7

3,36

6

7,23

-

-

-

-

II.

INDUSTRY

80

15,58

1,096

29,40,84

1,945

1,65,72

131

17,67

177

49,14

1.

Mining & Quarrying

-

-

4

6,95

-

-

-

-

-

-

2.

Manufacturing & Processing

80

15,58

1,084

28,48,60

1,942

1,63,81

131

17,67

177

49,14

3.

Electricity, Gas & Water

-

-

-

-

3

1,91

-

-

-

-

4.

Construction

-

-

8

85,29

-

-

-

-

-

-

III.

TRANSPORT OPERATORS

55

78,34

967

7,00,69

647

1,31,05

123

1,63,95

57

53,46

IV.

PROFESSIONAL AND OTHER SERVICES

61

5,68

99

54,62

53

10,60

76

16,12

20

7,34

V.

PERSONAL LOANS

98

48,33

2,408

6,22,72

726

97,08

248

81,28

685

1,23,85

1.

Loans for Purchase of Consumer Durables

1

8

169

68,42

25

1,48

16

3,27

41

4,63

2.

Loans for Housing

1

1,21

224

1,62,31

37

33,40

90

35,96

27

22,74

3.

Rest of the Personal Loans

96

47,04

2,015

3,91,99

664

62,20

142

42,05

617

96,48

VI.

TRADE

512

1,27,46

2,917

7,34,68

2,644

3,44,85

393

1,52,53

1,211

1,75,04

1.

Wholesale Trade

6

22,98

20

23,69

196

12,11

7

5,04

2

91

2.

Retail Trade

506

1,04,48

2,897

7,10,99

2,448

3,32,74

386

1,47,49

1,209

1,74,13

VII.

FINANCE

-

-

-

-

29

58,95

-

-

-

-

VIII.

ALL OTHERS

43

4,10

869

91,19

568

39,59

19

1,32

1,163

89,76

TOTAL BANK CREDIT

1,065

2,94,75

13,158

57,81,12

10,544

11,31,30

1,610

4,68,77

6,662

7,10,15

OF WHICH:

1. Artisans & Village Industries

63

7,33

481

51,25

1,295

58,68

104

5,80

127

5,57

2. Other Small Scale Industries

17

8,25

483

10,85,61

586

75,01

5

2,19

45

41,37

PULWAMA

RAJOURI

SRINAGAR

UDHAMPUR

OCCUPATION

No. of

Amount

No. of

Amount

No. of

Amount

No. of

Amount

Accounts

Out-

Accounts

Out-

Accounts

Out-

Accounts

Out-

standing

standing

standing

standing

21

22

23

24

25

26

27

28

I.

AGRICULTURE

6,285

2,41,57

3,783

2,59,25

5,169

22,23,60

5,437

3,77,59

1.

Direct Finance

6,276

2,38,74

3,763

2,57,72

4,960

21,95,40

5,418

3,75,77

2.

Indirect Finance

9

2,83

20

1,53

209

28,20

19

1,82

II.

INDUSTRY

2,211

2,67,88

264

80,63

17,261

132,48,08

417

2,99,18

1.

Mining & Quarrying

1

35

-

-

26

3,24,05

-

-

2.

Manufacturing & Processing

2,197

2,55,13

259

76,34

17,105

124,78,77

402

2,78,02

3.

Electricity, Gas & Water

-

-

-

-

22

26,84

4

3,42

4.

Construction

13

12,40

5

4,29

108

4,18,42

11

17,74

III.

TRANSPORT OPERATORS

282

2,89,92

81

87,85

2,641

23,48,95

606

4,94,59

IV.

PROFESSIONAL AND OTHER SERVICES

238

13,26

56

8,94

5,840

18,60,81

278

4,00,45

V.

PERSONAL LOANS

1,423

2,24,27

1,529

2,54,84

12,518

40,05,29

2,891

7,18,18

1.

Loans for Purchase of Consumer Durables

73

9,52

44

4,37

1,507

1,11,44

135

12,58

2.

Loans for Housing

47

53,18

43

21,98

1,572

15,11,27

165

1,34,59

3.

Rest of the Personal Loans

1,303

1,61,57

1,442

2,28,49

9,439

23,82,58

2,591

5,71,01

VI.

TRADE

2,163

2,74,00

1,960

3,59,19

12,192

297,38,96

3,191

8,34,12

1.

Wholesale Trade

109

39,47

43

16,54

1,651

256,52,30

36

35,11

2.

Retail Trade

2,054

2,34,53

1,917

3,42,65

10,541

40,86,66

3,155

7,99,01

VII.

FINANCE

-

-

1

45

7

2,19,63

4

76,11

VIII.

ALL OTHERS

701

38,14

321

55,07

4,627

38,62,03

821

1,34,83

TOTAL BANK CREDIT

13,303

13,49,04

7,995

11,06,22

60,255

575,07,35

13,645

33,35,05

OF WHICH:

1. Artisans & Village Industries

1,439

39,76

155

11,30

9,751

9,85,56

108

12,22

2. Other Small Scale Industries

484

1,36,33

58

42,33

4,601

29,56,88

208

2,12,48