Jharkhand - ਆਰਬੀਆਈ - Reserve Bank of India
Jharkhand
EASTERN REGION (Contd.) |
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STATE: JHARKHAND |
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(Amount in ` Lakh) |
||||||||||
OCCUPATION |
STATE BANK OF INDIA AND |
NATIONALISED BANKS |
FOREIGN BANKS |
|||||||
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
||
1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
||
I. |
AGRICULTURE |
1,27,241 |
681,03 |
506,70 |
2,55,059 |
1419,71 |
1179,25 |
- |
- |
- |
|
1. Direct Finance |
1,24,076 |
429,71 |
332,84 |
2,47,819 |
1236,82 |
1027,34 |
- |
- |
- |
|
2. Indirect Finance |
3,165 |
251,32 |
173,86 |
7,240 |
182,89 |
151,92 |
- |
- |
- |
II. |
INDUSTRY |
6,768 |
4090,76 |
2965,45 |
22,655 |
6164,84 |
4584,40 |
41 |
26,00 |
17,97 |
|
1. Mining & Quarrying |
264 |
432,30 |
351,80 |
508 |
716,99 |
371,21 |
1 |
25 |
3 |
|
2. Food Manufacturing & Processing |
1,434 |
71,06 |
53,78 |
2,019 |
170,81 |
138,68 |
- |
- |
- |
|
(a) Rice Mills, Flour & Dal Mills |
494 |
43,18 |
35,36 |
567 |
66,10 |
56,81 |
- |
- |
- |
|
(b) Sugar |
1 |
6 |
- |
6 |
32 |
28 |
- |
- |
- |
|
(c) Edible Oils & Vanaspati |
72 |
1,11 |
91 |
93 |
19,13 |
11,25 |
- |
- |
- |
|
(d) Tea Processing |
- |
- |
- |
19 |
16 |
13 |
- |
- |
- |
|
(e) Processing of Fruits & Vegetables |
7 |
41 |
35 |
18 |
1,45 |
1,02 |
- |
- |
- |
|
(f) Others |
860 |
26,30 |
17,16 |
1,316 |
83,65 |
69,19 |
- |
- |
- |
|
3. Beverage & Tobacco |
38 |
3,44 |
2,62 |
42 |
37,72 |
30,13 |
- |
- |
- |
|
4. Textiles |
387 |
14,48 |
11,24 |
961 |
41,12 |
33,66 |
- |
- |
- |
|
(a) Cotton Textiles |
33 |
1,19 |
42 |
37 |
1,35 |
1,21 |
- |
- |
- |
|
(b) Jute & Other Natural Fibre Textiles |
40 |
7,19 |
6,80 |
85 |
1,41 |
1,45 |
- |
- |
- |
|
(c) Handloom Textiles & Khadi |
57 |
18 |
17 |
182 |
1,41 |
1,27 |
- |
- |
- |
|
(d) Other Textiles & Textile Products |
257 |
5,90 |
3,85 |
657 |
36,96 |
29,73 |
- |
- |
- |
|
5. Paper, Paper Products & Printing |
205 |
61,42 |
35,56 |
268 |
24,44 |
18,51 |
1 |
97 |
2 |
|
6. Woods and Wood Products |
283 |
10,80 |
8,14 |
618 |
16,76 |
16,05 |
- |
- |
- |
|
7. Leather & Leather Products |
82 |
2,40 |
1,82 |
144 |
3,01 |
2,75 |
- |
- |
- |
|
8. Gems and Jewellery |
41 |
88 |
71 |
188 |
10,90 |
10,09 |
- |
- |
- |
|
9. Rubber & Plastic Products |
112 |
159,77 |
111,24 |
313 |
75,02 |
58,75 |
- |
- |
- |
|
10. Chemicals & Chemical Products |
181 |
76,21 |
60,65 |
659 |
142,22 |
95,19 |
- |
- |
- |
|
(a) Heavy Industrial Chemicals |
25 |
25,82 |
23,03 |
33 |
98,36 |
58,97 |
- |
- |
- |
|
(b) Fertilisers |
- |
- |
- |
3 |
4 |
4 |
- |
- |
- |
|
(c) Drugs & Pharmaceuticals |
8 |
1,39 |
99 |
54 |
9,42 |
8,22 |
- |
- |
- |
|
(d) Non-Edible Oils |
2 |
8 |
5 |
11 |
2,94 |
1,30 |
- |
- |
- |
|
(e) Other Chemicals & Chemical Products |
146 |
48,93 |
36,58 |
558 |
31,45 |
26,65 |
- |
- |
- |
|
11. Petroleum, Coal Products & Nuclear Fuels |
52 |
399,36 |
414,80 |
210 |
112,12 |
95,55 |
- |
- |
- |
|
12. Manufacture of Cement & Cement Products |
113 |
27,90 |
16,62 |
504 |
53,05 |
44,30 |
- |
- |
- |
|
13. Basic Metals & Metal Products |
655 |
1079,76 |
646,91 |
1,941 |
1805,78 |
1318,99 |
1 |
7,56 |
7,56 |
|
(a) Iron & Steel |
279 |
1004,36 |
581,86 |
458 |
1548,43 |
1095,01 |
1 |
7,56 |
7,56 |
|
(b) Non-Ferrous Metals |
42 |
37,51 |
32,64 |
51 |
36,57 |
32,30 |
- |
- |
- |
|
(c) Metal Products |
334 |
37,88 |
32,41 |
1,432 |
220,79 |
191,68 |
- |
- |
- |
|
14. Engineering |
776 |
360,67 |
225,24 |
2,946 |
299,75 |
248,53 |
4 |
6,82 |
5,11 |
|
(a) Heavy Engineering |
36 |
180,68 |
129,98 |
217 |
31,17 |
28,13 |
- |
- |
- |
|
(b) Light Engineering |
550 |
162,09 |
80,35 |
2,109 |
226,33 |
194,80 |
3 |
5,02 |
4,48 |
|
(c) Electrical Machinery & Goods |
152 |
16,02 |
13,40 |
488 |
38,65 |
22,60 |
1 |
1,80 |
63 |
|
(d) Electronic Machinery & Goods |
38 |
1,88 |
1,51 |
132 |
3,61 |
3,00 |
- |
- |
- |
|
15. Vehicles, Vehicle Parts & Transport Equipments |
323 |
816,41 |
563,29 |
780 |
681,46 |
574,34 |
1 |
3,00 |
2,39 |
|
16. Other Industries |
1,662 |
76,21 |
63,64 |
9,147 |
517,35 |
478,07 |
3 |
71 |
54 |
|
17. Electricity, Gas & Water |
21 |
25,52 |
22,10 |
41 |
925,31 |
650,24 |
- |
- |
- |
|
(a) Electricity Generation & Transmission |
3 |
57 |
40 |
16 |
916,73 |
642,88 |
- |
- |
- |
|
(b) Non-Conventional Energy |
1 |
35 |
34 |
6 |
62 |
55 |
- |
- |
- |
|
(c) Gas, Steam & Water Supply |
17 |
24,59 |
21,35 |
19 |
7,96 |
6,81 |
- |
- |
- |
|
18. Construction |
139 |
472,17 |
375,27 |
1,366 |
531,02 |
399,35 |
30 |
6,69 |
2,32 |
|
(a) Other than Infrastructure |
22 |
57,00 |
40,90 |
676 |
253,66 |
241,01 |
1 |
2,89 |
27 |
|
(b) Infrastructure Construction |
117 |
415,17 |
334,37 |
690 |
277,36 |
158,35 |
29 |
3,80 |
2,05 |
III. |
TRANSPORT OPERATORS |
4,414 |
241,39 |
190,59 |
9,952 |
390,23 |
330,66 |
- |
- |
- |
IV. |
PROFESSIONAL AND OTHER SERVICES |
6,043 |
235,17 |
173,56 |
35,648 |
1436,06 |
1226,62 |
1 |
90 |
37 |
|
1. Professional Services |
191 |
11,26 |
6,45 |
5,665 |
215,86 |
160,60 |
- |
- |
- |
|
2. Tourism, Hotel & Restaurants |
332 |
33,25 |
26,35 |
2,586 |
171,52 |
144,35 |
- |
- |
- |
|
3. Recreation services |
113 |
3,03 |
2,20 |
135 |
4,10 |
3,42 |
- |
- |
- |
|
4. IT and Telecommunications |
59 |
4,95 |
4,63 |
120 |
9,89 |
8,87 |
- |
- |
- |
|
5. Others |
5,348 |
182,68 |
133,93 |
27,142 |
1034,69 |
909,38 |
1 |
90 |
37 |
V. |
PERSONAL LOANS |
2,45,585 |
5030,73 |
3731,31 |
1,58,228 |
2721,61 |
2241,77 |
105 |
3,46 |
52 |
|
1. Housing |
22,317 |
1357,75 |
1020,79 |
21,972 |
918,51 |
804,67 |
- |
- |
- |
|
2. Consumer Durables |
2,967 |
17,30 |
11,50 |
7,017 |
59,61 |
50,31 |
- |
- |
- |
|
3. Vehicles |
21,734 |
491,15 |
367,59 |
16,122 |
233,22 |
185,96 |
12 |
35 |
6 |
|
4. Education |
12,343 |
407,40 |
274,83 |
17,708 |
451,49 |
390,19 |
- |
- |
- |
|
5. Personal Credit Cards |
- |
- |
- |
31,117 |
234,96 |
153,01 |
93 |
3,10 |
46 |
|
6. Others |
1,86,224 |
2757,13 |
2056,60 |
64,292 |
823,82 |
657,64 |
- |
- |
- |
VI. |
TRADE |
32,971 |
1298,17 |
1096,07 |
70,343 |
2023,24 |
1769,63 |
21 |
23,37 |
18,26 |
|
1. Wholesale Trade |
475 |
532,61 |
456,75 |
4,504 |
378,56 |
344,73 |
10 |
7,81 |
7,01 |
|
2. Retail Trade |
32,496 |
765,56 |
639,32 |
65,839 |
1644,68 |
1424,90 |
11 |
15,56 |
11,25 |
VII. |
FINANCE |
67 |
15,23 |
12,11 |
1,473 |
63,81 |
43,46 |
- |
- |
- |
VIII. |
ALL OTHERS |
1,724 |
23,12 |
21,02 |
42,649 |
596,13 |
464,43 |
- |
- |
- |
|
TOTAL BANK CREDIT |
4,24,813 |
11615,61 |
8696,81 |
5,96,007 |
14815,63 |
11840,23 |
168 |
53,73 |
37,13 |
TABLE NO. 5.6 – STATE AND BANK GROUP–WISE CLASSIFICATION OF OUTSTANDING CREDIT |
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STATE: JHARKHAND |
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(Amount in ` Lakh) |
||||||||||
OCCUPATION |
REGIONAL RURAL BANKS |
PRIVATE SECTOR BANKS |
ALL SCHEDULED |
|||||||
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
||
10 |
11 |
12 |
13 |
14 |
15 |
16 |
17 |
18 |
||
I. |
AGRICULTURE |
2,10,364 |
452,08 |
313,73 |
1,937 |
30,38 |
23,98 |
5,94,601 |
2583,20 |
2023,67 |
|
1. Direct Finance |
2,07,219 |
439,36 |
304,65 |
1,903 |
22,13 |
16,45 |
5,81,017 |
2128,01 |
1681,28 |
|
2. Indirect Finance |
3,145 |
12,72 |
9,08 |
34 |
8,25 |
7,53 |
13,584 |
455,18 |
342,39 |
II. |
INDUSTRY |
9,459 |
43,83 |
32,24 |
1,363 |
860,02 |
549,01 |
40,286 |
11185,47 |
8149,06 |
|
1. Mining & Quarrying |
26 |
1,43 |
1,15 |
25 |
26,99 |
23,43 |
824 |
1177,97 |
747,62 |
|
2. Food Manufacturing & Processing |
2,236 |
7,94 |
5,15 |
89 |
15,89 |
11,05 |
5,778 |
265,71 |
208,66 |
|
(a) Rice Mills, Flour & Dal Mills |
689 |
3,67 |
2,29 |
6 |
2,65 |
2,05 |
1,756 |
115,60 |
96,51 |
|
(b) Sugar |
- |
- |
- |
- |
- |
- |
7 |
38 |
28 |
|
(c) Edible Oils & Vanaspati |
87 |
30 |
25 |
- |
- |
- |
252 |
20,54 |
12,40 |
|
(d) Tea Processing |
66 |
10 |
5 |
2 |
4 |
1 |
87 |
30 |
19 |
|
(e) Processing of Fruits & Vegetables |
8 |
29 |
16 |
1 |
1,00 |
1,01 |
34 |
3,15 |
2,54 |
|
(f) Others |
1,386 |
3,59 |
2,40 |
80 |
12,21 |
7,98 |
3,642 |
125,74 |
96,74 |
|
3. Beverage & Tobacco |
- |
- |
- |
16 |
16,29 |
15,68 |
96 |
57,46 |
48,43 |
|
4.Textiles |
2,062 |
6,27 |
4,68 |
57 |
10,98 |
9,76 |
3,467 |
72,84 |
59,33 |
|
(a) Cotton Textiles |
22 |
89 |
61 |
5 |
4,19 |
4,01 |
97 |
7,62 |
6,25 |
|
(b) Jute & Other Natural Fibre Textiles |
135 |
23 |
20 |
1 |
3 |
2 |
261 |
8,86 |
8,46 |
|
(c) Handloom Textiles & Khadi |
96 |
15 |
5 |
4 |
1,51 |
1,30 |
339 |
3,25 |
2,79 |
|
(d) Other Textiles & Textile Products |
1,809 |
5,00 |
3,82 |
47 |
5,25 |
4,43 |
2,770 |
53,11 |
41,83 |
|
5. Paper, Paper Products & Printing |
5 |
2 |
- |
3 |
23 |
11 |
482 |
87,08 |
54,21 |
|
6. Woods and Wood Products |
321 |
1,02 |
55 |
3 |
7 |
5 |
1,225 |
28,66 |
24,79 |
|
7. Leather & Leather Products |
118 |
23 |
15 |
1 |
7 |
5 |
345 |
5,71 |
4,77 |
|
8. Gems and Jewellery |
535 |
1,00 |
44 |
- |
- |
- |
764 |
12,78 |
11,25 |
|
9. Rubber & Plastic Products |
81 |
64 |
51 |
13 |
2,52 |
1,40 |
519 |
237,95 |
171,91 |
|
10. Chemicals & Chemical Products |
14 |
15 |
14 |
6 |
24,04 |
10,01 |
860 |
242,62 |
165,98 |
|
(a) Heavy Industrial Chemicals |
- |
- |
- |
- |
- |
- |
58 |
124,18 |
82,00 |
|
(b) Fertilisers |
1 |
1 |
1 |
- |
- |
- |
4 |
5 |
4 |
|
(c) Drugs & Pharmaceuticals |
13 |
15 |
13 |
- |
- |
- |
75 |
10,95 |
9,34 |
|
(d) Non-Edible Oils |
- |
- |
- |
- |
- |
- |
13 |
3,02 |
1,35 |
|
(e) Other Chemicals & Chemical Products |
- |
- |
- |
6 |
24,04 |
10,01 |
710 |
104,41 |
73,24 |
|
11. Petroleum, Coal Products & Nuclear Fuels |
2 |
90 |
68 |
10 |
3,10 |
2,91 |
274 |
515,48 |
513,95 |
|
12. Manufacture of Cement & Cement Products |
23 |
20 |
16 |
2 |
125,16 |
95,09 |
642 |
206,31 |
156,18 |
|
13. Basic Metals & Metal Products |
81 |
83 |
63 |
86 |
296,28 |
125,43 |
2,764 |
3190,22 |
2099,52 |
|
(a) Iron & Steel |
1 |
7 |
5 |
28 |
185,57 |
52,96 |
767 |
2745,99 |
1737,44 |
|
(b) Non-Ferrous Metals |
- |
- |
- |
- |
- |
- |
93 |
74,08 |
64,94 |
|
(c) Metal Products |
80 |
76 |
58 |
58 |
110,71 |
72,47 |
1,904 |
370,14 |
297,13 |
|
14. Engineering |
343 |
1,68 |
1,13 |
27 |
2,66 |
1,04 |
4,096 |
671,58 |
481,03 |
|
(a) Heavy Engineering |
- |
- |
- |
6 |
74 |
19 |
259 |
212,59 |
158,30 |
|
(b) Light Engineering |
137 |
35 |
25 |
7 |
46 |
14 |
2,806 |
394,25 |
280,02 |
|
(c) Electrical Machinery & Goods |
48 |
56 |
19 |
7 |
85 |
20 |
696 |
57,87 |
37,01 |
|
(d) Electronic Machinery & Goods |
158 |
78 |
68 |
7 |
61 |
50 |
335 |
6,87 |
5,70 |
|
15. Vehicles, Vehicle Parts & Transport Equipments |
673 |
7,46 |
5,61 |
93 |
194,48 |
163,38 |
1,870 |
1702,82 |
1309,01 |
|
16.Other Industries |
2,860 |
11,08 |
8,56 |
86 |
5,97 |
3,30 |
13,758 |
611,31 |
554,10 |
|
17.Electricity, Gas & Water |
- |
- |
- |
6 |
2,11 |
1,68 |
68 |
952,94 |
674,02 |
|
(a) Electricity Generation & Transmission |
- |
- |
- |
5 |
1,11 |
79 |
24 |
918,42 |
644,07 |
|
(b) Non-Conventional Energy |
- |
- |
- |
- |
- |
- |
7 |
97 |
89 |
|
(c) Gas, Steam & Water Supply |
- |
- |
- |
1 |
1,00 |
89 |
37 |
33,56 |
29,06 |
|
18. Construction |
79 |
2,98 |
2,70 |
840 |
133,17 |
84,66 |
2,454 |
1146,03 |
864,31 |
|
(a) Other than Infrastructure |
72 |
2,91 |
2,67 |
783 |
129,11 |
80,41 |
1,554 |
445,58 |
365,26 |
|
(b) Infrastructure Construction |
7 |
7 |
3 |
57 |
4,06 |
4,25 |
900 |
700,45 |
499,04 |
III. |
TRANSPORT OPERATORS |
5,985 |
91,97 |
71,63 |
3,570 |
316,31 |
231,82 |
23,921 |
1039,91 |
824,70 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
10,200 |
50,61 |
37,56 |
2,105 |
91,49 |
63,86 |
53,997 |
1814,23 |
1501,98 |
|
1. Professional Services |
4,863 |
14,21 |
9,93 |
77 |
12,46 |
6,22 |
10,796 |
253,79 |
183,20 |
|
2. Tourism, Hotel & Restaurants |
52 |
51 |
41 |
49 |
8,53 |
7,82 |
3,019 |
213,81 |
178,93 |
|
3. Recreation services |
22 |
8 |
6 |
- |
- |
- |
270 |
7,21 |
5,68 |
|
4. IT and Telecommunications |
1 |
3 |
3 |
8 |
1,41 |
1,19 |
188 |
16,29 |
14,72 |
|
5. Others |
5,262 |
35,77 |
27,13 |
1,971 |
69,08 |
48,64 |
39,724 |
1323,13 |
1119,46 |
V. |
PERSONAL LOANS |
34,241 |
296,69 |
211,09 |
50,231 |
981,20 |
653,27 |
4,88,390 |
9033,68 |
6837,97 |
|
1. Housing |
2,933 |
38,36 |
31,47 |
4,702 |
362,72 |
281,27 |
51,924 |
2677,35 |
2138,19 |
|
2. Consumer Durables |
3,723 |
20,53 |
14,69 |
105 |
1,46 |
1,06 |
13,812 |
98,90 |
77,55 |
|
3. Vehicles |
4,958 |
27,48 |
18,58 |
30,207 |
299,38 |
145,80 |
73,033 |
1051,58 |
717,99 |
|
4. Education |
497 |
6,99 |
5,11 |
1,576 |
51,37 |
47,19 |
32,124 |
917,25 |
717,32 |
|
5. Personal Credit Cards |
- |
- |
- |
627 |
18,64 |
1,57 |
31,837 |
256,71 |
155,04 |
|
6. Others |
22,130 |
203,33 |
141,24 |
13,014 |
247,62 |
176,39 |
2,85,660 |
4031,89 |
3031,87 |
VI. |
TRADE |
51,762 |
269,26 |
199,79 |
1,003 |
184,61 |
165,05 |
1,56,100 |
3798,65 |
3248,79 |
|
1.Wholesale Trade |
2,467 |
27,03 |
21,35 |
279 |
32,84 |
29,13 |
7,735 |
978,85 |
858,97 |
|
2.Retail Trade |
49,295 |
242,23 |
178,43 |
724 |
151,77 |
135,92 |
1,48,365 |
2819,80 |
2389,82 |
VII. |
FINANCE |
3,873 |
15,08 |
11,05 |
122 |
8,84 |
7,97 |
5,535 |
102,97 |
74,58 |
VIII. |
ALL OTHERS |
13,232 |
57,22 |
43,24 |
32,539 |
229,68 |
190,75 |
90,144 |
906,16 |
719,44 |
|
TOTAL BANK CREDIT |
3,39,116 |
1276,75 |
920,32 |
92,870 |
2702,54 |
1885,71 |
14,52,974 |
30464,25 |
23380,19 |