SOUTHERN REGION |
STATE : KARNATAKA |
(Amount in Rupees Lakh) |
OCCUPATION |
RURAL |
SEMI-URBAN |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
Accounts |
Limit |
Outstanding |
Accounts |
Limit |
Outstanding |
1 |
2 |
3 |
4 |
5 |
6 |
I. |
AGRICULTURE |
14,06,047 |
9130,95 |
8380,89 |
6,57,112 |
5846,85 |
5340,74 |
|
1. |
Direct Finance |
13,86,543 |
8571,08 |
7932,69 |
6,47,926 |
5594,23 |
5124,96 |
|
2. |
Indirect Finance |
19,504 |
559,87 |
448,21 |
9,186 |
252,62 |
215,79 |
II. |
INDUSTRY |
44,709 |
5255,85 |
3648,73 |
40,248 |
2078,70 |
1708,51 |
|
1. |
Mining & Quarrying |
1,698 |
113,50 |
91,09 |
1,117 |
94,68 |
84,73 |
|
2. |
Food Manufacturing & Processing |
2,228 |
709,03 |
475,53 |
3,952 |
431,70 |
365,42 |
|
|
(a) Rice Mills, Flour & Dal Mills |
794 |
38,73 |
32,80 |
628 |
58,64 |
49,53 |
|
|
(b) Sugar |
23 |
133,75 |
100,17 |
18 |
44,94 |
42,03 |
|
|
(c) Edible Oils & Vanaspati |
165 |
4,57 |
3,64 |
229 |
30,19 |
24,13 |
|
|
(d) Tea Processing |
7 |
48 |
40 |
6 |
29 |
31 |
|
|
(e) Processing of Fruits & Vegetables |
26 |
6,75 |
4,68 |
37 |
5,96 |
5,01 |
|
|
(f) Others |
1,213 |
524,75 |
333,84 |
3,034 |
291,68 |
244,41 |
|
3. |
Beverage & Tobacco |
63 |
184,72 |
132,31 |
91 |
15,22 |
10,31 |
|
4. |
Textiles |
1,904 |
210,79 |
122,50 |
2,808 |
87,63 |
80,15 |
|
|
(a) Cotton Textiles |
637 |
20,51 |
17,84 |
177 |
46,71 |
42,79 |
|
|
(b) Jute & Other Natural Fibre Textiles |
69 |
1,21 |
1,14 |
106 |
3,09 |
3,05 |
|
|
(c) Handloom Textiles & Khadi |
186 |
5,80 |
5,33 |
688 |
3,97 |
3,16 |
|
|
(d) Other Textiles & Textile Products |
1,012 |
183,27 |
98,20 |
1,837 |
33,86 |
31,16 |
|
5. |
Paper, Paper Products & Printing |
346 |
104,66 |
34,76 |
421 |
99,45 |
77,94 |
|
6. |
Leather & Leather Products |
98 |
2,24 |
1,75 |
172 |
2,22 |
1,94 |
|
7. |
Rubber & Plastic Products |
167 |
91,27 |
45,07 |
296 |
24,72 |
17,90 |
|
8. |
Chemicals & Chemical Products |
336 |
188,80 |
110,86 |
435 |
45,37 |
37,25 |
|
|
(a) Heavy Industrial Chemicals |
17 |
72,03 |
21,86 |
42 |
9,90 |
8,66 |
|
|
(b) Fertilisers |
5 |
44 |
40 |
6 |
1,31 |
90 |
|
|
(c) Drugs & Pharmaceuticals |
73 |
95,09 |
76,80 |
79 |
5,58 |
3,28 |
|
|
(d) Non-Edible Oils |
5 |
46 |
36 |
38 |
13,49 |
12,95 |
|
|
(e) Other Chemicals & Chemical Products |
236 |
20,78 |
11,43 |
270 |
15,09 |
11,46 |
|
9. |
Petroleum, Coal Products & Nuclear Fuels |
11 |
98,69 |
51,18 |
7 |
1,06 |
81 |
|
10. |
Manufacture of Cement & Cement Products |
119 |
17,30 |
16,26 |
183 |
19,90 |
17,75 |
|
11. |
Basic Metals & Metal Products |
340 |
756,87 |
507,95 |
485 |
314,12 |
270,15 |
|
|
(a) Iron & Steel |
49 |
682,17 |
445,64 |
33 |
215,08 |
216,75 |
|
|
(b) Non-Ferrous Metals |
15 |
16,30 |
12,15 |
37 |
8,69 |
7,99 |
|
|
(c) Metal Products |
276 |
58,41 |
50,15 |
415 |
90,35 |
45,41 |
|
12. |
Engineering |
1,080 |
560,82 |
323,22 |
1,615 |
264,54 |
182,04 |
|
|
(a) Heavy Engineering |
86 |
49,31 |
43,23 |
236 |
45,10 |
37,19 |
|
|
(b) Light Engineering |
579 |
226,12 |
128,05 |
1,092 |
154,20 |
110,83 |
|
|
(c) Electrical Machinery & Goods |
301 |
79,38 |
56,62 |
204 |
59,44 |
30,19 |
|
|
(d) Electronic Machinery & Goods |
114 |
206,01 |
95,32 |
83 |
5,81 |
3,82 |
|
13. |
Vehicles,Vehicle Parts & Transport Equipments |
813 |
31,11 |
24,64 |
669 |
14,93 |
12,20 |
|
14. |
Other Industries |
29,630 |
237,24 |
202,81 |
21,956 |
220,02 |
182,62 |
|
15. |
Electricity, Gas & Water |
194 |
1010,19 |
822,63 |
73 |
77,79 |
73,78 |
|
|
(a) Electricity Generation & Transmission |
38 |
991,36 |
807,65 |
13 |
52,89 |
50,15 |
|
|
(b) Non-Conventional Energy |
144 |
17,36 |
13,54 |
23 |
21,57 |
20,89 |
|
|
(c) Gas, Steam & Water Supply |
12 |
1,47 |
1,45 |
37 |
3,33 |
2,73 |
|
16. |
Construction |
5,682 |
938,63 |
686,18 |
5,968 |
365,34 |
293,51 |
III. |
TRANSPORT OPERATORS |
17,596 |
309,59 |
253,24 |
12,844 |
233,71 |
193,85 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
50,398 |
2736,77 |
1810,85 |
37,970 |
543,82 |
426,41 |
V. |
PERSONAL LOANS |
3,80,606 |
4641,62 |
3899,93 |
4,50,257 |
4879,84 |
4032,09 |
|
1. |
Loans for Purchase of Consumer Durables |
26,882 |
136,26 |
119,14 |
31,029 |
185,07 |
147,86 |
|
2. |
Loans for Housing |
76,234 |
2359,99 |
2036,11 |
84,835 |
2324,37 |
1976,69 |
|
3. |
Rest of the Personal Loans |
2,77,490 |
2145,37 |
1744,68 |
3,34,393 |
2370,40 |
1907,55 |
VI. |
TRADE |
1,63,088 |
1337,85 |
1146,88 |
1,19,047 |
1431,85 |
1143,72 |
|
1. |
Wholesale Trade |
8,519 |
365,90 |
307,42 |
6,391 |
367,40 |
263,75 |
|
2. |
Retail Trade |
1,54,569 |
971,95 |
839,46 |
1,12,656 |
1064,45 |
879,97 |
VII. |
FINANCE |
3,060 |
87,96 |
80,65 |
2,027 |
64,64 |
49,54 |
VIII. |
ALL OTHERS |
1,90,579 |
1065,23 |
883,75 |
1,09,854 |
746,68 |
613,15 |
|
|
|
|
|
|
|
|
|
TOTAL BANK CREDIT |
22,56,083 |
24565,83 |
20104,92 |
14,29,359 |
15826,10 |
13508,01 |
OF WHICH : 1. Artisans and Village & Tiny Industries |
14,862 |
73,68 |
60,21 |
8,597 |
112,27 |
90,38 |
|
|
2. Other Small Scale Industries |
17,150 |
302,26 |
233,60 |
17,433 |
427,96 |
341,49 |
TABLE NO. 5.7 – STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF |
SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION |
MARCH 2007 |
SOUTHERN REGION |
STATE : KARNATAKA |
(Amount in Rupees Lakh) |
OCCUPATION |
URBAN |
METROPOLITAN |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
Accounts |
Limit |
Outstanding |
Accounts |
Limit |
Outstanding |
7 |
8 |
9 |
10 |
11 |
12 |
I. |
AGRICULTURE |
2,05,251 |
4010,21 |
3350,46 |
13,274 |
4172,87 |
3442,42 |
|
1. |
Direct Finance |
1,98,134 |
2747,59 |
2455,26 |
11,767 |
1049,84 |
918,00 |
|
2. |
Indirect Finance |
7,117 |
1262,62 |
895,20 |
1,507 |
3123,03 |
2524,41 |
II. |
INDUSTRY |
43,072 |
9886,24 |
7203,64 |
53,573 |
64534,41 |
48853,37 |
|
1. |
Mining & Quarrying |
706 |
1035,72 |
719,75 |
463 |
2215,92 |
1820,94 |
|
2. |
Food Manufacturing & Processing |
3,728 |
1192,15 |
870,45 |
2,322 |
2496,56 |
1727,93 |
|
|
(a) Rice Mills, Flour & Dal Mills |
752 |
244,01 |
200,88 |
219 |
298,38 |
220,57 |
|
|
(b) Sugar |
43 |
408,18 |
294,14 |
58 |
324,00 |
280,37 |
|
|
(c) Edible Oils & Vanaspati |
1,267 |
77,00 |
58,74 |
65 |
25,45 |
23,39 |
|
|
(d) Tea Processing |
9 |
5,58 |
3,56 |
28 |
137,55 |
114,19 |
|
|
(e) Processing of Fruits & Vegetables |
56 |
12,22 |
6,41 |
403 |
349,72 |
256,39 |
|
|
(f) Others |
1,601 |
445,18 |
306,72 |
1,549 |
1361,47 |
833,02 |
|
3. |
Beverage & Tobacco |
142 |
352,73 |
310,56 |
207 |
1747,65 |
1543,62 |
|
4. |
Textiles |
3,140 |
430,48 |
295,75 |
7,219 |
6806,31 |
4936,43 |
|
|
(a) Cotton Textiles |
922 |
184,38 |
132,98 |
1,219 |
1855,23 |
1587,47 |
|
|
(b) Jute & Other Natural Fibre Textiles |
824 |
14,68 |
10,92 |
35 |
6,59 |
3,94 |
|
|
(c) Handloom Textiles & Khadi |
148 |
9,40 |
5,48 |
484 |
192,56 |
121,79 |
|
|
(d) Other Textiles & Textile Products |
1,246 |
222,01 |
146,37 |
5,481 |
4751,93 |
3223,23 |
|
5. |
Paper, Paper Products & Printing |
927 |
181,55 |
142,62 |
1,618 |
1045,03 |
826,43 |
|
6. |
Leather & Leather Products |
300 |
20,46 |
17,57 |
444 |
223,00 |
190,28 |
|
7. |
Rubber & Plastic Products |
3,422 |
287,71 |
191,19 |
1,336 |
783,27 |
650,79 |
|
8. |
Chemicals & Chemical Products |
1,070 |
368,79 |
272,89 |
3,424 |
3615,32 |
2374,69 |
|
|
(a) Heavy Industrial Chemicals |
69 |
21,50 |
19,32 |
287 |
728,62 |
409,30 |
|
|
(b) Fertilisers |
29 |
54,16 |
51,15 |
30 |
96,55 |
90,45 |
|
|
(c) Drugs & Pharmaceuticals |
351 |
66,97 |
49,16 |
1,831 |
1310,52 |
909,49 |
|
|
(d) Non-Edible Oils |
24 |
20,59 |
12,42 |
25 |
38,47 |
12,13 |
|
|
(e) Other Chemicals & Chemical Products |
597 |
205,57 |
140,84 |
1,251 |
1441,15 |
953,32 |
|
9. |
Petroleum, Coal Products & Nuclear Fuels |
57 |
388,80 |
117,82 |
50 |
2942,30 |
2560,10 |
|
10. |
Manufacture of Cement & Cement Products |
322 |
184,20 |
76,89 |
536 |
509,66 |
461,13 |
|
11. |
Basic Metals & Metal Products |
2,408 |
1140,30 |
897,88 |
2,862 |
4520,74 |
3800,10 |
|
|
(a) Iron & Steel |
417 |
871,68 |
671,17 |
809 |
2632,78 |
2302,11 |
|
|
(b) Non-Ferrous Metals |
165 |
90,64 |
79,33 |
307 |
1119,94 |
897,37 |
|
|
(c) Metal Products |
1,826 |
177,97 |
147,37 |
1,746 |
768,02 |
600,62 |
|
12. |
Engineering |
3,019 |
709,41 |
515,56 |
10,269 |
7451,90 |
5217,55 |
|
|
(a) Heavy Engineering |
304 |
89,90 |
67,98 |
1,245 |
1501,29 |
1118,23 |
|
|
(b) Light Engineering |
1,582 |
255,68 |
160,23 |
5,196 |
2355,41 |
1560,71 |
|
|
(c) Electrical Machinery & Goods |
828 |
200,09 |
162,37 |
2,816 |
2308,41 |
1504,78 |
|
|
(d) Electronic Machinery & Goods |
305 |
163,74 |
124,97 |
1,012 |
1286,78 |
1033,82 |
|
13. |
Vehicles,Vehicle Parts & Transport Equipments |
627 |
320,34 |
239,45 |
1,262 |
3351,85 |
2670,92 |
|
14. |
Other Industries |
16,615 |
845,31 |
689,28 |
15,444 |
6113,99 |
3335,00 |
|
15. |
Electricity, Gas & Water |
226 |
903,25 |
797,67 |
576 |
6948,39 |
6170,59 |
|
|
(a) Electricity Generation & Transmission |
162 |
756,78 |
653,65 |
439 |
6176,36 |
5584,60 |
|
|
(b) Non-Conventional Energy |
25 |
141,38 |
139,61 |
64 |
417,17 |
341,72 |
|
|
(c) Gas, Steam & Water Supply |
39 |
5,09 |
4,41 |
73 |
354,86 |
244,27 |
|
16. |
Construction |
6,363 |
1525,02 |
1048,30 |
5,541 |
13762,52 |
10566,87 |
III. |
TRANSPORT OPERATORS |
18,161 |
609,55 |
472,63 |
17,268 |
2241,67 |
1775,36 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
84,922 |
2451,99 |
1811,60 |
66,008 |
11395,39 |
8936,11 |
V. |
PERSONAL LOANS |
6,51,896 |
11080,26 |
8963,45 |
29,37,796 |
39981,71 |
28800,63 |
|
1. |
Loans for Purchase of Consumer Durables |
46,487 |
279,37 |
230,72 |
53,442 |
573,07 |
444,45 |
|
2. |
Loans for Housing |
1,45,116 |
6036,71 |
5136,49 |
2,09,418 |
22786,33 |
19164,87 |
|
3. |
Rest of the Personal Loans |
4,60,293 |
4764,18 |
3596,23 |
26,74,936 |
16622,31 |
9191,32 |
VI. |
TRADE |
90,843 |
2479,48 |
1906,42 |
38,879 |
11105,54 |
8508,15 |
|
1. |
Wholesale Trade |
8,534 |
815,86 |
605,88 |
13,071 |
7700,75 |
5788,47 |
|
2. |
Retail Trade |
82,309 |
1663,62 |
1300,54 |
25,808 |
3404,79 |
2719,68 |
VII. |
FINANCE |
2,318 |
853,33 |
682,51 |
1,672 |
9955,04 |
8873,76 |
VIII. |
ALL OTHERS |
1,36,986 |
1474,33 |
1177,96 |
1,22,694 |
3502,02 |
2462,15 |
|
|
|
|
|
|
|
|
|
TOTAL BANK CREDIT |
12,33,449 |
32845,40 |
25568,66 |
32,51,164 |
146888,65 |
111651,95 |
OF WHICH : 1. Artisans and Village & Tiny Industries |
4,143 |
50,33 |
40,54 |
2,014 |
138,79 |
112,02 |
|
|
2. Other Small Scale Industries |
22,636 |
1355,71 |
1054,12 |
19,600 |
3716,48 |
2848,99 |
|
