Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1997

NORTH-EASTERN REGION

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

FOREIGN BANKS

AND ITS ASSOCIATES

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

standing

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

6,161

5,45

5,61

9,902

13,81

14,78

-

-

-

1.

Direct Finance

6,124

4,59

4,69

9,495

13,19

14,15

-

-

-

2.

Indirect Finance

37

86

92

407

62

63

-

-

-

II.

INDUSTRY

6,049

13,46

13,04

15,022

39,57

42,15

-

-

-

1.

Mining & Quarrying

1

1

1

43

27

27

-

-

-

2.

Food Manufacturing and Processing

74

1,51

90

324

2,40

2,51

-

-

-

(a)

Rice Mills, Flour and Dal Mills

14

1,06

41

64

57

58

-

-

-

(b)

Sugar

-

-

-

2

1

1

-

-

-

(c)

Edible Oils and Vanaspati

5

7

10

3

46

51

-

-

-

(d)

Tea Processing

-

-

-

-

-

-

-

-

-

(e)

Processing of Fruits & Vegetables

4

7

8

10

13

15

-

-

-

(f)

Others

51

31

31

245

1,23

1,27

-

-

-

3.

Beverage and Tobacco

-

-

-

2

2

2

-

-

-

4.

Textiles

288

1,72

1,78

1,159

6,32

6,80

-

-

-

(a)

Cotton Textiles

19

35

38

111

67

72

-

-

-

(b)

Jute Textiles

-

-

-

1

1

1

-

-

-

(c)

Handloom Textiles & Khadi

66

28

31

424

2,39

2,62

-

-

-

(d)

Other Textiles

203

1,09

1,10

623

3,26

3,46

-

-

-

5.

Paper, Paper Products and Printing

22

16

16

40

38

43

-

-

-

6.

Leather and Leather Products

9

6

6

25

17

18

-

-

-

7.

Rubber and Rubber Products

5

12

12

5

14

19

-

-

-

8.

Chemicals and Chemical Products

10

9

9

35

1,55

1,25

-

-

-

(a)

Heavy Industrial Chemicals

-

-

-

-

-

-

-

-

-

(b)

Fertilizers

-

-

-

-

-

-

-

-

-

(c)

Drugs and Pharmaceuticals

2

1

1

12

1,39

1,08

-

-

-

(d)

Non-Edible Oils

-

-

-

2

2

2

-

-

-

(e)

Other Chemicals & Chemical Products

8

9

8

21

14

15

-

-

-

9.

Petroleum, Coal Products & Nuclear Fuels

7

5

6

4

3

4

-

-

-

10.

Manufacture of Cement & Cement Products

3

1

1

19

8

9

-

-

-

11.

Basic Metals & Metal Products

35

1,24

1,00

125

94

1,01

-

-

-

(a)

Iron and Steel

20

1,15

89

55

38

40

-

-

-

(b)

Non-Ferrous Metals

6

2

2

22

19

19

-

-

-

(c)

Other Metal Products

9

7

9

48

37

42

-

-

-

12.

Engineering

33

29

34

86

81

85

-

-

-

(a)

Heavy Engineering

1

-

1

16

12

14

-

-

-

(b)

Light Engineering

2

2

2

17

16

15

-

-

-

(c)

Electrical Machinery & Goods

10

11

16

18

26

27

-

-

-

(d)

Electronic Machinery & Goods

20

15

15

35

26

29

-

-

-

13.

Vehicles, Vehicle Parts & Transport Equipments

4

2

2

67

2,07

1,62

-

-

-

14.

Other Industries

5,558

8,19

8,50

12,696

20,98

23,05

-

-

-

15.

Electricity, Gas & Water

-

-

-

45

53

56

-

-

-

(a)

Electricity Generation & Transmission

-

-

-

37

49

51

-

-

-

(b)

Non-Conventional Energy

-

-

-

-

-

-

-

-

-

(c)

Gas, Steam & Water Supply

-

-

-

8

5

5

-

-

-

16.

Construction

-

-

-

347

2,87

3,28

-

-

-

III.

TRANSPORT OPERATORS

382

2,60

2,39

918

4,94

4,97

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

112

45

44

1,354

3,17

3,34

-

-

-

V.

PERSONAL LOANS

7,388

7,72

6,34

3,394

15,09

14,35

-

-

-

1.

Loans for Purchase of Consumer Durables

859

58

50

399

42

38

-

-

-

2.

Loans for Housing

97

1,01

91

409

3,56

3,49

-

-

-

3.

Rest of the Personal Loans

6,432

6,12

4,93

2,586

11,11

10,48

-

-

-

VI.

TRADE

3,782

10,95

5,92

9,266

23,90

25,66

-

-

-

1.

Wholesale Trade

9

5,20

20

136

1,97

1,68

-

-

-

2.

Retail Trade

3,773

5,75

5,72

9,130

21,93

23,99

-

-

-

VII.

FINANCE

1

2

2

86

1,95

2,16

-

-

-

VIII.

ALL OTHERS

1

1

1

2,460

6,23

6,19

-

-

-

TOTAL BANK CREDIT

23,876

40,66

33,78

42,402

108,67

113,61

-

-

-

OF WHICH :

1.

Artisans & Village Industries

3,635

5,39

5,51

6,469

10,55

11,67

-

-

-

2.

Other Small Scale Industries

1,844

4,91

4,80

5,445

15,27

16,58

-

-

-

REGIONAL RURAL

OTHER SCHEDULED

ALL SCHEDULED

BANKS

COMMERCIAL BANKS

COMMERCIAL BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

standing

10

11

12

13

14

15

16

17

18

I.

AGRICULTURE

2,474

1,55

1,78

-

-

-

18,537

20,82

22,17

1.

Direct Finance

2,473

1,54

1,76

-

-

-

18,092

19,32

20,60

2.

Indirect Finance

1

1

2

-

-

-

445

1,49

1,57

II.

INDUSTRY

1,174

61

63

-

-

-

22,245

53,64

55,83

1.

Mining & Quarrying

-

-

-

-

-

-

44

28

28

2.

Food Manufacturing and Processing

4

2

2

-

-

-

402

3,93

3,43

(a)

Rice Mills, Flour and Dal Mills

1

-

-

-

-

-

79

1,63

99

(b)

Sugar

-

-

-

-

-

-

2

1

1

(c)

Edible Oils and Vanaspati

-

-

-

-

-

-

8

53

60

(d)

Tea Processing

-

-

-

-

-

-

-

-

-

(e)

Processing of Fruits & Vegetables

-

-

-

-

-

-

14

20

23

(f)

Others

3

2

2

-

-

-

299

1,57

1,61

3.

Beverage and Tobacco

-

-

-

-

-

-

2

2

2

4.

Textiles

1

-

-

-

-

-

1,448

8,04

8,59

(a)

Cotton Textiles

-

-

-

-

-

-

130

1,02

1,09

(b)

Jute Textiles

-

-

-

-

-

-

1

1

1

(c)

Handloom Textiles & Khadi

-

-

-

-

-

-

490

2,67

2,93

(d)

Other Textiles

1

-

-

-

-

-

827

4,34

4,56

5.

Paper, Paper Products and Printing

2

2

2

-

-

-

64

55

60

6.

Leather and Leather Products

-

-

-

-

-

-

34

23

24

7.

Rubber and Rubber Products

-

-

-

-

-

-

10

25

31

8.

Chemicals and Chemical Products

-

-

-

-

-

-

45

1,65

1,34

(a)

Heavy Industrial Chemicals

-

-

-

-

-

-

-

-

-

(b)

Fertilizers

-

-

-

-

-

-

-

-

-

(c)

Drugs and Pharmaceuticals

-

-

-

-

-

-

14

1,40

1,08

(d)

Non-Edible Oils

-

-

-

-

-

-

2

2

2

(e)

Other Chemicals & Chemical Products

-

-

-

-

-

-

29

23

23

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

1

9

9

10.

Manufacture of Cement & Cement Products

-

-

-

-

-

-

22

9

10

11.

Basic Metals & Metal Products

-

-

-

-

-

-

160

2,18

2,01

(a)

Iron and Steel

-

-

-

-

-

-

75

1,53

1,29

(b)

Non-Ferrous Metals

-

-

-

-

-

-

28

21

21

(c)

Other Metal Products

-

-

-

-

-

-

57

44

51

12.

Engineering

2

2

2

-

-

-

121

1,11

1,20

(a)

Heavy Engineering

-

-

-

-

-

-

17

13

14

(b)

Light Engineering

-

-

-

-

-

-

19

18

17

(c)

Electrical Machinery & Goods

-

-

-

-

-

-

28

37

43

(d)

Electronic Machinery & Goods

2

2

2

-

-

-

57

44

45

13.

Vehicles, Vehicle Parts & Transport Equipments

-

-

-

-

-

-

71

2,09

1,65

14.

Other Industries

1,164

52

57

-

-

-

19,418

29,70

32,12

15.

Electricity, Gas & Water

-

-

-

-

-

-

45

53

56

(a)

Electricity Generation & Transmission

-

-

-

-

-

-

37

49

51

(b)

Non-Conventional Energy

-

-

-

-

-

-

-

-

-

(c)

Gas, Steam & Water Supply

-

-

-

-

-

-

8

5

5

16.

Construction

1

3

-

-

-

-

348

2,89

3,28

III.

TRANSPORT OPERATORS

301

77

70

-

-

-

1,601

8,31

8,06

IV.

PROFESSIONAL AND OTHER SERVICES

33

12

7

-

-

-

1,499

3,74

3,85

V.

PERSONAL LOANS

525

59

64

-

-

-

11,307

23,40

21,32

1.

Loans for Purchase of Consumer Durables

18

2

2

-