NORTH-EASTERN REGION (Contd.)

STATE : MEGHALAYA

(Amount in ` Lakh)

OCCUPATION

STATE BANK OF INDIA AND ITS ASSOCIATES

NATIONALISED BANKS

FOREIGN BANKS

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

24,198

123,87

108,78

3,087

50,60

42,12

-

-

-

1. Direct Finance

23,839

90,44

77,50

2,988

44,44

37,30

-

-

-

2. Indirect Finance

359

33,43

31,27

99

6,17

4,82

-

-

-

II.

INDUSTRY

1,992

203,20

163,39

622

731,45

618,09

77

25,64

21,92

1. Mining & Quarrying

135

25,80

20,34

12

12,34

12,09

-

-

-

2. Food Manufacturing & Processing

367

12,30

9,02

97

18,87

8,39

67

2,68

2,44

(a) Rice Mills, Flour & Dal Mills

19

2,50

2,18

14

4,92

4,24

67

2,68

2,44

(b) Sugar

-

-

-

-

-

-

-

-

-

(c) Edible Oils & Vanaspati

2

55

24

-

-

-

-

-

-

(d) Tea Processing

1

1

1

3

50

46

-

-

-

(e) Processing of Fruits & Vegetables

10

55

48

-

-

-

-

-

-

(f) Others

335

8,69

6,11

80

13,45

3,69

-

-

-

3. Beverage & Tobacco

9

2,92

2,60

3

1,22

88

-

-

-

4. Textiles

305

5,14

3,88

74

11,80

9,95

-

-

-

(a) Cotton Textiles

15

13

11

7

1,86

1,81

-

-

-

(b) Jute & Other Natural Fibre Textiles

9

6

5

1

1

1

-

-

-

(c) Handloom Textiles & Khadi

163

2,24

1,94

31

26

21

-

-

-

(d) Other Textiles & Textile Products

118

2,71

1,78

35

9,68

7,92

-

-

-

5. Paper, Paper Products & Printing

43

5,77

5,27

36

9,48

6,90

-

-

-

6. Woods and Wood Products

61

2,16

1,72

19

4,31

2,67

-

-

-

7. Leather & Leather Products

34

91

68

12

71

67

-

-

-

8. Gems and Jewellery

-

-

-

4

8

7

-

-

-

9. Rubber & Plastic Products

11

25

20

10

11,01

10,39

-

-

-

10. Chemicals & Chemical Products

10

2,35

1,51

11

3,84

3,09

-

-

-

(a) Heavy Industrial Chemicals

-

-

-

1

6

1

-

-

-

(b) Fertilisers

-

-

-

1

1

-

-

-

-

(c) Drugs & Pharmaceuticals

1

4

4

-

-

-

-

-

-

(d) Non-Edible Oils

-

-

-

2

1,30

1,28

-

-

-

(e) Other Chemicals & Chemical Products

9

2,31

1,47

7

2,48

1,79

-

-

-

11. Petroleum, Coal Products & Nuclear Fuels

7

2,91

2,53

11

41,59

40,37

-

-

-

12. Manufacture of Cement & Cement Products

24

39,46

33,64

35

359,01

301,96

10

22,96

19,48

13. Basic Metals & Metal Products

54

5,91

5,23

25

51,66

25,74

-

-

-

(a) Iron & Steel

5

3,15

3,14

9

12,88

8,10

-

-

-

(b) Non-Ferrous Metals

5

1,29

1,05

1

6,00

3,98

-

-

-

(c) Metal Products

44

1,47

1,04

15

32,79

13,65

-

-

-

14. Engineering

82

2,14

1,50

31

9,24

7,26

-

-

-

(a) Heavy Engineering

3

35

34

12

1,33

1,04

-

-

-

(b) Light Engineering

53

1,33

83

6

1,98

1,53

-

-

-

(c) Electrical Machinery & Goods

21

40

28

9

1,56

1,07

-

-

-

(d) Electronic Machinery & Goods

5

6

5

4

4,37

3,62

-

-

-

15. Vehicles, Vehicle Parts & Transport Equipments

10

82

59

8

28,56

27,22

-

-

-

16. Other Industries

794

6,50

5,22

170

19,76

15,69

-

-

-

17. Electricity, Gas & Water

2

1,20

1,09

12

67

47

-

-

-

(a) Electricity Generation & Transmission

1

1,00

97

2

10

8

-

-

-

(b) Non-Conventional Energy

1

20

12

-

-

-

-

-

-

(c) Gas, Steam & Water Supply

-

-

-

10

57

39

-

-

-

18. Construction

44

86,67

68,37

52

147,30

144,27

-

-

-

(a) Other than Infrastructure

8

1,85

1,55

32

10,40

9,55

-

-

-

(b) Infrastructure Construction

36

84,82

66,81

20

136,90

134,72

-

-

-

III.

TRANSPORT OPERATORS

1,016

36,49

28,07

439

11,21

8,97

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

717

30,86

23,53

1,202

62,94

50,63

-

-

-

1. Professional Services

13

3,59

1,77

105

5,33

4,65

-

-

-

2. Tourism, Hotel & Restaurants

214

7,13

5,08

70

2,99

2,18

-

-

-

3. Recreation services

20

18

13

6

6

5

-

-

-

4. IT and Telecommunications

10

52

44

14

2,11

1,37

-

-

-

5. Others

460

19,44

16,12

1,007

52,46

42,38

-

-

-

V.

PERSONAL LOANS

51,529

946,12

705,63

9,330

187,01

158,55

-

-

-

1. Housing

6,751

275,68

207,79

1,355

67,35

56,34

-

-

-

2. Consumer Durables

769

3,53

2,05

379

2,50

2,04

-

-

-

3. Vehicles

3,808

92,46

70,17

847

19,15

15,35

-

-

-

4. Education

631

23,39

15,27

504

12,32

10,87

-

-

-

5. Personal Credit Cards

-

-

-

280

1,97

87

-

-

-

6. Others

39,570

551,06

410,34

5,965

83,71

73,09

-

-

-

VI.

TRADE

3,669

183,29

119,07

2,899

214,61

186,38

-

-

-

1. Wholesale Trade

136

75,10

34,54

210

83,54

77,65

-

-

-

2. Retail Trade

3,533

108,19

84,53

2,689

131,07

108,74

-

-

-

VII.

FINANCE

19

27

16

14

16,90

89

-

-

-

VIII.

ALL OTHERS

624

1,08

91

1,170

11,98

10,58

-

-

-

TOTAL BANK CREDIT

83,764

1525,18

1149,52

18,763

1286,71

1076,20

77

25,64

21,92

TABLE NO. 5.6 – STATE AND BANK GROUP–WISE CLASSIFICATION OF OUTSTANDING
CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION – MARCH 2010

NORTH-EASTERN REGION

STATE : MEGHALAYA

(Amount in ` Lakh)

OCCUPATION

REGIONAL RURAL BANKS

PRIVATE SECTOR BANKS

ALL SCHEDULED COMMERCIAL BANKS

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

10

11

12

13

14

15

16

17

18

I.

AGRICULTURE

11,321

39,24

34,85

8

43

22

38,614

214,14

185,95

1. Direct Finance

10,906

37,27

33,48

8

43

22

37,741

172,58

148,50

2. Indirect Finance

415

1,96

1,36

-

-

-

873

41,56

37,46

II.

INDUSTRY

1,001

11,94

8,43

49

74,46

69,74

3,741

1046,70

881,57

1. Mining & Quarrying

12

1,31

81

2

2,50

2,42

161

41,95

35,66

2. Food Manufacturing & Processing

264

2,35

1,81

2

9,12

8,95

797

45,32

30,61

(a) Rice Mills, Flour & Dal Mills

15

20

15

1

9,00

8,83

116

19,31

17,84

(b) Sugar

-

-

-

-

-

-

-

-

-

(c) Edible Oils & Vanaspati

2

12

5

-

-

-

4

67

29

(d) Tea Processing

-

-

-

-

-

-

4

51

47

(e) Processing of Fruits & Vegetables

-

-

-

-

-

-

10

55

48

(f) Others

247

2,02

1,61

1

12

12

663

24,28

11,52

3. Beverage & Tobacco

-

-

-

2

6,40

6,20

14

10,53

9,69

4. Textiles

39

9

7

-

-

-

418

17,04

13,91

(a) Cotton Textiles

2

-

-

-

-

-

24

1,99

1,92

(b) Jute & Other Natural Fibre Textiles

-

-

-

-

-

-

10

7

5

(c) Handloom Textiles & Khadi

4

5

3

-

-

-

198

2,55

2,18

(d) Other Textiles & Textile Products

33

4

4

-

-

-

186

12,44

9,75

5. Paper, Paper Products & Printing

2

12

11

1

3

3

82

15,40

12,30

6. Woods and Wood Products

17

11

7

-

-

-

97

6,58

4,46

7. Leather & Leather Products

2

3

1

-

-

-

48

1,64

1,36

8. Gems and Jewellery

4

37

30

-

-

-

8

45

37

9. Rubber & Plastic Products

-

-

-

-

-

-

21

11,25

10,59

10. Chemicals & Chemical Products

-

-

-

-

-

-

21

6,19

4,60

(a) Heavy Industrial Chemicals

-

-

-

-

-

-

1

6

1

(b) Fertilisers

-

-

-

-

-

-

1

1

-

(c) Drugs & Pharmaceuticals

-

-

-

-

-

-

1

4

4

(d) Non-Edible Oils

-

-

-

-

-

-

2

1,30

1,28

(e) Other Chemicals & Chemical Products

-

-

-

-

-

-

16

4,79

3,26

11. Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

18

44,51

42,89

12. Manufacture of Cement & Cement Products

2

6

2

-

-

-

71

421,49

355,10

13. Basic Metals & Metal Products

4

15

7

-

-

-

83

57,72

31,03

(a) Iron & Steel

3

12

5

-

-

-

17

16,14

11,29

(b) Non-Ferrous Metals

-

-

-

-

-

-

6

7,29

5,04

(c) Metal Products

1

3

2

-

-

-

60

34,29

14,71

14. Engineering

24

1,38

84

-

-

-

137

12,76

9,60

(a) Heavy Engineering

13

1,01

56

-

-

-

28

2,69

1,94

(b) Light Engineering

11

37

29

-

-

-

70

3,68

2,64

(c) Electrical Machinery & Goods

-

-

-

-

-

-

30

1,96

1,34

(d) Electronic Machinery & Goods

-

-

-

-

-

-

9

4,43

3,68

15. Vehicles, Vehicle Parts & Transport Equipments

5

7

5

-

-

-

23

29,44

27,87

16. Other Industries

589

3,43

2,41

2

1

1

1,555

29,69

23,33

17. Electricity, Gas & Water

-

-

-

1

50,00

50,04

15

51,87

51,61

(a) Electricity Generation & Transmission

-

-

-

1

50,00

50,04

4

51,10

51,10

(b) Non-Conventional Energy

-

-

-

-

-

-

1

20

12

(c) Gas, Steam & Water Supply

-

-

-

-

-

-

10

57

39

18. Construction

37

2,48

1,87

39

6,40

2,09

172

242,85

216,59

(a) Other than Infrastructure

33

1,76

1,25

37

5,43

1,37

110

19,44

13,72

(b) Infrastructure Construction

4

72

62

2

97

72

62

223,42

202,87

III.

TRANSPORT OPERATORS

531

17,99

13,49

49

2,98

68

2,035

68,68

51,20

IV.

PROFESSIONAL AND OTHER SERVICES

131

2,53

1,96

16

1,76

60

2,066

98,10

76,73

1. Professional Services

6

4

3

-

-

-

124

8,96

6,45

2. Tourism, Hotel & Restaurants

12

13

8

1

-

-

297

10,26

7,35

3. Recreation services

5

24

16

-

-

-

31

48

34

4. IT and Telecommunications

1

3

3

-

-

-

25

2,65

1,83

5. Others

107

2,10

1,66

15

1,76

59

1,589

75,75

60,76

V.

PERSONAL LOANS

7,473

95,53

71,89

643

14,24

9,74

68,975

1242,90

945,80

1. Housing

771

26,32

21,89

18

2,35

1,85

8,895

371,69

287,87

2. Consumer Durables

402

1,41

96

2

1

1

1,552

7,45

5,05

3. Vehicles

509

10,61

7,66

198

6,26

3,44

5,362

128,49

96,62

4. Education

20

37

23

2

9

9

1,157

36,18

26,47

5. Personal Credit Cards

-

-

-

11

49

6

291

2,46

92

6. Others

5,771

56,83

41,15

412

5,03

4,29

51,718

696,64

528,87

VI.

TRADE

2,126

25,14

19,02

86

8,84

3,91

8,780

431,88

328,38

1. Wholesale Trade

21

1,33

61

11

4,67

43

378

164,64

113,23

2. Retail Trade

2,105

23,81

18,40

75

4,17

3,48

8,402

267,24

215,15

VII.

FINANCE

460

1,43

99

-

-

-

493

18,60

2,03

VIII.

ALL OTHERS

320

8,41

6,35

2,859

9,26

7,81

4,973

30,72

25,65

TOTAL BANK CREDIT

23,363

202,22

156,97

3,710

111,97

92,71

1,29,677

3151,72

2497,31