NORTH-EASTERN REGION

STATE : MEGHALAYA

(Amount in ` Lakh)

OCCUPATION

RURAL

SEMI-URBAN

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

32,414

146,90

128,28

5,210

27,67

22,98

1. Direct Finance

31,955

134,99

117,87

4,878

23,00

18,70

2. Indirect Finance

459

11,91

10,41

332

4,68

4,28

II.

INDUSTRY

2,025

386,56

338,28

669

210,42

187,07

1. Mining & Quarrying

67

10,44

8,62

28

12,80

12,22

2. Food Manufacturing & Processing

544

21,89

19,13

177

7,28

6,21

(a) Rice Mills, Flour & Dal Mills

40

14,21

13,30

73

4,35

3,81

(b) Sugar

-

-

-

-

-

-

(c) Edible Oils & Vanaspati

-

-

-

2

12

5

(d) Tea Processing

1

1

1

-

-

-

(e) Processing of Fruits & Vegetables

9

40

33

-

-

-

(f) Others

494

7,27

5,49

102

2,81

2,36

3. Beverage & Tobacco

9

8,89

8,48

2

42

33

4. Textiles

300

6,03

4,66

71

7,82

6,59

(a) Cotton Textiles

15

13

11

6

5

4

(b) Jute & Other Natural Fibre Textiles

8

5

4

2

1

1

(c) Handloom Textiles & Khadi

152

1,97

1,69

30

26

20

(d) Other Textiles & Textile Products

125

3,88

2,82

33

7,49

6,34

5. Paper, Paper Products & Printing

42

13,35

10,60

14

58

48

6. Woods and Wood Products

49

1,75

1,37

27

4,24

2,60

7. Leather & Leather Products

14

71

62

26

50

32

8. Gems and Jewellery

4

33

29

3

11

7

9. Rubber & Plastic Products

13

11,06

10,42

1

-

-

10. Chemicals & Chemical Products

12

5,75

4,24

3

8

7

(a) Heavy Industrial Chemicals

1

6

1

-

-

-

(b) Fertilisers

-

-

-

-

-

-

(c) Drugs & Pharmaceuticals

-

-

-

-

-

-

(d) Non-Edible Oils

1

1,25

1,24

1

5

5

(e) Other Chemicals & Chemical Products

10

4,44

2,99

2

3

3

11. Petroleum, Coal Products & Nuclear Fuels

10

20,24

18,87

5

17,15

16,17

12. Manufacture of Cement & Cement Products

25

162,12

155,23

9

90,31

76,65

13. Basic Metals & Metal Products

57

40,08

20,12

18

8,48

6,80

(a) Iron & Steel

10

4,88

4,64

4

8,20

6,58

(b) Non-Ferrous Metals

5

1,29

1,05

-

-

-

(c) Metal Products

42

33,92

14,43

14

29

22

14. Engineering

82

8,40

6,88

28

2,35

1,41

(a) Heavy Engineering

12

1,26

1,05

9

78

44

(b) Light Engineering

47

2,26

1,73

10

18

11

(c) Electrical Machinery & Goods

17

55

44

8

1,30

84

(d) Electronic Machinery & Goods

6

4,33

3,66

1

9

1

15. Vehicles, Vehicle Parts & Transport Equipments

9

2,01

57

8

10

9

16. Other Industries

729

18,24

15,91

226

2,17

1,90

17. Electricity, Gas & Water

10

57

39

1

50,00

50,04

(a) Electricity Generation & Transmission

-

-

-

1

50,00

50,04

(b) Non-Conventional Energy

-

-

-

-

-

-

(c) Gas, Steam & Water Supply

10

57

39

-

-

-

18. Construction

49

54,69

51,86

22

6,02

5,12

(a) Other than Infrastructure

34

1,96

1,57

9

94

77

(b) Infrastructure Construction

15

52,73

50,29

13

5,08

4,35

III.

TRANSPORT OPERATORS

974

35,85

27,82

382

10,93

8,46

IV.

PROFESSIONAL AND OTHER SERVICES

769

28,47

21,99

274

11,28

8,46

1. Professional Services

23

1,38

93

13

1,11

1,26

2. Tourism, Hotel & Restaurants

169

3,88

2,83

50

1,64

1,16

3. Recreation services

19

32

21

9

11

11

4. IT and Telecommunications

3

23

15

5

22

20

5. Others

555

22,66

17,86

197

8,21

5,73

V.

PERSONAL LOANS

23,238

341,01

264,15

14,396

239,06

177,51

1. Housing

2,766

91,94

72,44

2,130

70,93

56,18

2. Consumer Durables

828

4,10

2,69

252

1,32

88

3. Vehicles

1,371

33,24

25,31

660

16,55

12,54

4. Education

164

5,49

4,09

110

3,05

2,18

5. Personal Credit Cards

18

72

20

-

-

-

6. Others

18,091

205,52

159,43

11,244

147,21

105,73

VI.

TRADE

4,009

133,67

112,12

1,706

35,55

28,80

1. Wholesale Trade

45

26,77

24,01

35

5,83

5,07

2. Retail Trade

3,964

106,90

88,11

1,671

29,72

23,73

VII.

FINANCE

432

1,44

1,02

44

82

74

VIII.

ALL OTHERS

450

14,76

12,18

203

3,23

2,75

TOTAL BANK CREDIT

64,311

1088,66

905,84

22,884

538,98

436,78

TABLE No.5.7 – STATE AND POPULATION GROUP–WISE CLASSIFICATION OF OUTSTANDING CREDIT OF
SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION MARCH 2010

NORTH-EASTERN REGION

STATE : MEGHALAYA

(Amount in ` Lakh)

OCCUPATION

URBAN

METROPOLITAN

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

990

39,57

34,69

-

-

-

1. Direct Finance

908

14,60

11,93

-

-

-

2. Indirect Finance

82

24,97

22,76

-

-

-

II.

INDUSTRY

1,047

449,71

356,22

-

-

-

1. Mining & Quarrying

66

18,71

14,82

-

-

-

2. Food Manufacturing & Processing

76

16,14

5,27

-

-

-

(a) Rice Mills, Flour & Dal Mills

3

74

74

-

-

-

(b) Sugar

-

-

-

-

-

-

(c) Edible Oils & Vanaspati

2

55

24

-

-

-

(d) Tea Processing

3

50

46

-

-

-

(e) Processing of Fruits & Vegetables

1

15

16

-

-

-

(f) Others

67

14,20

3,68

-

-

-

3. Beverage & Tobacco

3

1,22

87

-

-

-

4. Textiles

47

3,19

2,65

-

-

-

(a) Cotton Textiles

3

1,82

1,78

-

-

-

(b) Jute & Other Natural Fibre Textiles

-

-

-

-

-

-

(c) Handloom Textiles & Khadi

16

31

29

-

-

-

(d) Other Textiles & Textile Products

28

1,06

58

-

-

-

5. Paper, Paper Products & Printing

26

1,47

1,23

-

-

-

6. Woods and Wood Products

21

59

49

-

-

-

7. Leather & Leather Products

8

44

42

-

-

-

8. Gems and Jewellery

1

2

1

-

-

-

9. Rubber & Plastic Products

7

19

17

-

-

-

10. Chemicals & Chemical Products

6

36

29

-

-

-

(a) Heavy Industrial Chemicals

-

-

-

-

-

-

(b) Fertilisers

1

1

-

-

-

-

(c) Drugs & Pharmaceuticals

1

4

4

-

-

-

(d) Non-Edible Oils

-

-

-

-

-

-

(e) Other Chemicals & Chemical Products

4

31

24

-

-

-

11. Petroleum, Coal Products & Nuclear Fuels

3

7,11

7,85

-

-

-

12. Manufacture of Cement & Cement Products

37

169,06

123,21

-

-

-

13. Basic Metals & Metal Products

8

9,15

4,10

-

-

-

(a) Iron & Steel

3

3,07

6

-

-

-

(b) Non-Ferrous Metals

1

6,00

3,98

-

-

-

(c) Metal Products

4

9

6

-

-

-

14. Engineering

27

2,01

1,31

-

-

-

(a) Heavy Engineering

7

65

44

-

-

-

(b) Light Engineering

13

1,25

80

-

-

-

(c) Electrical Machinery & Goods

5

11

6

-

-

-

(d) Electronic Machinery & Goods

2

1

1

-

-

-

15. Vehicles, Vehicle Parts & Transport Equipments

6

27,32

27,20

-

-

-

16. Other Industries

600

9,28

5,52

-

-

-

17. Electricity, Gas & Water

4

1,30

1,18

-

-

-

(a) Electricity Generation & Transmission

3

1,10

1,06

-

-

-

(b) Non-Conventional Energy

1

20

12

-

-

-

(c) Gas, Steam & Water Supply

-

-

-

-

-

-

18. Construction

101

182,14

159,61

-

-

-

(a) Other than Infrastructure

67

16,53

11,38

-

-

-

(b) Infrastructure Construction

34

165,61

148,24

-

-

-

III.

TRANSPORT OPERATORS

679

21,89

14,92

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

1,023

58,34

46,28

-

-

-

1. Professional Services

88

6,46

4,26

-

-

-

2. Tourism, Hotel & Restaurants

78

4,74

3,36

-

-

-

3. Recreation services

3

5

2

-

-

-

4. IT and Telecommunications

17

2,20

1,48

-

-

-

5. Others

837

44,89

37,17

-

-

-

V.

PERSONAL LOANS

31,341

662,83

504,13

-

-

-

1. Housing

3,999

208,82

159,25

-

-

-

2. Consumer Durables

472

2,04

1,48

-

-

-

3. Vehicles

3,331

78,69

58,77

-

-

-

4. Education

883

27,64

20,20

-

-

-

5. Personal Credit Cards

273

1,74

73

-

-

-

6. Others

22,383

343,90

263,71

-

-

-

VI.

TRADE

3,065

262,67

187,46

-

-

-

1. Wholesale Trade

298

132,04

84,15

-

-

-

2. Retail Trade

2,767

130,63

103,32

-

-

-

VII.

FINANCE

17

16,34

27

-

-

-

VIII.

ALL OTHERS

4,320

12,73

10,72

-

-

-

TOTAL BANK CREDIT

42,482

1524,08

1154,69

-

-

-