Meghalaya - ਆਰਬੀਆਈ - Reserve Bank of India
Meghalaya
Table No.5.7 - State and Population Group-Wise Classification of Outstanding |
NORTH - EASTERN REGION | ||||||||||||||||
| | | | (Amount in Rupees Lakh) | ||||||||||||
RURAL | SEMI-URBAN | |||||||||||||||
OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | ||||||||||
Accounts | Limit | Outstanding | | Accounts | Limit | Outstanding | ||||||||||
| | | 1 | 2 | 3 | | 4 | 5 | 6 | |||||||
I. | AGRICULTURE | 40,618 | 23,09 | 24,11 | 2,449 | 6,10 | 5,68 | |||||||||
1. | Direct Finance | 40,089 | 19,94 | 21,39 | 2,175 | 2,71 | 2,50 | |||||||||
2. | Indirect Finance | 529 | 3,15 | 2,73 | 274 | 3,39 | 3,18 | |||||||||
II. | INDUSTRY | 4,643 | 35,53 | 15,45 | 1,076 | 5,63 | 4,28 | |||||||||
1. | Mining & Quarrying | 3 | 38 | 39 | 1 | 1 | 1 | |||||||||
2. | Food Manufacturing and Processing | 97 | 14,21 | 57 | 13 | 30 | 14 | |||||||||
(a) | Rice Mills, Flour and Dal Mills | 12 | 21 | 20 | 2 | 17 | 10 | |||||||||
(b) | Sugar | - | - | - | - | - | - | |||||||||
(c) | Edible Oils and Vanaspati | 4 | 22 | 17 | 1 | - | - | |||||||||
(d) | Tea Processing | 3 | 13,59 | - | - | - | - | |||||||||
(e) | Processing of Fruits & Vegetables | 6 | 5 | 5 | - | - | - | |||||||||
(f) | Others | 72 | 14 | 15 | 10 | 13 | 4 | |||||||||
3. | Beverage and Tobacco | - | - | - | - | - | - | |||||||||
4. | Textiles | 5 | 4 | 4 | 140 | 1,58 | 1,25 | |||||||||
(a) | Cotton Textiles | - | - | - | 2 | 1 | 1 | |||||||||
(b) | Jute Textiles | - | - | - | - | - | - | |||||||||
(c) | Handloom Textiles & Khadi | 1 | - | - | 2 | 1 | 1 | |||||||||
(d) | Other Textiles | 4 | 3 | 3 | 136 | 1,57 | 1,24 | |||||||||
5. | Paper, Paper Products and Printing | 2 | 9 | 7 | 7 | 8 | 8 | |||||||||
6. | Leather and Leather Products | 2 | 6,27 | - | - | - | - | |||||||||
7. | Rubber and Rubber Products | - | - | - | 4 | 6 | 3 | |||||||||
8. | Chemicals and Chemical Products | 3 | 6 | 4 | 10 | 13 | 13 | |||||||||
(a) | Heavy Industrial Chemicals | - | - | - | 1 | 1 | - | |||||||||
(b) | Fertilizers | - | - | - | - | - | - | |||||||||
(c) | Drugs and Pharmaceuticals | - | - | - | - | - | - | |||||||||
(d) | Non-Edible Oils | - | - | - | - | - | - | |||||||||
(e) | Other Chemicals & Chemical Products | 3 | 6 | 4 | 9 | 12 | 13 | |||||||||
9. | Petroleum, Coal Products & Nuclear Fuels | 1 | 1 | 1 | 1 | - | - | |||||||||
10. | Manufacture of Cement & Cement Products | 6 | 10 | 9 | - | - | - | |||||||||
11. | Basic Metals & Metal Products | 11 | 24 | 15 | 16 | 15 | 19 | |||||||||
(a) | Iron and Steel | 2 | 5 | 5 | - | - | - | |||||||||
(b) | Non-Ferrous Metals | 1 | 7 | - | - | - | - | |||||||||
(c) | Other Metal Products | 8 | 12 | 10 | 16 | 15 | 19 | |||||||||
12. | Engineering | 8 | 9,89 | 9,66 | 26 | 1,06 | 67 | |||||||||
(a) | Heavy Engineering | 2 | 28 | 35 | 1 | 1 | - | |||||||||
(b) | Light Engineering | 5 | 8 | 6 | - | - | - | |||||||||
(c) | Electrical Machinery & Goods | - | - | - | 8 | 7 | 4 | |||||||||
(d) | Electronic Machinery & Goods | 1 | 9,53 | 9,25 | 17 | 98 | 63 | |||||||||
13. | Vehicles, Vehicle Parts & Transport | |||||||||||||||
Equipments | 2 | 1 | 1 | 6 | 5 | 3 | ||||||||||
14. | Other Industries | 4,423 | 3,09 | 3,09 | 844 | 2,00 | 1,65 | |||||||||
15. | Electricity, Gas & Water | 11 | 12 | 12 | - | - | - | |||||||||
(a) | Electricity Generation & Transmission | 11 | 12 | 12 | - | - | - | |||||||||
(b) | Non-Conventional Energy | - | - | - | - | - | - | |||||||||
(c) | Gas, Steam & Water Supply | - | - | - | - | - | - | |||||||||
16. | Construction | 69 | 1,04 | 1,20 | 8 | 21 | 9 | |||||||||
III. | TRANSPORT OPERATORS | 185 | 2,17 | 1,69 | 72 | 81 | 63 | |||||||||
IV. | PROFESSIONAL AND OTHER SERVICES | 335 | 1,85 | 1,46 | 133 | 46 | 41 | |||||||||
V. | PERSONAL LOANS | 4,373 | 5,78 | 5,07 | 2,352 | 6,29 | 5,47 | |||||||||
1. | Loans for Purchase of Consumer Durables | 113 | 15 | 11 | 127 | 22 | 19 | |||||||||
2. | Loans for Housing | 36 | 42 | 31 | 95 | 90 | 80 | |||||||||
3. | Rest of the Personal Loans | 4,224 | 5,21 | 4,65 | 2,130 | 5,17 | 4,48 | |||||||||
VI. | TRADE | 7,187 | 6,37 | 6,14 | 1,849 | 4,30 | 4,03 | |||||||||
1. | Wholesale Trade | 108 | 70 | 51 | 36 | 84 | 79 | |||||||||
2. | Retail Trade | 7,079 | 5,68 | 5,63 | 1,813 | 3,46 | 3,24 | |||||||||
VII. | FINANCE | 4 | 4 | 4 | 4 | 2 | 3 | |||||||||
VIII. | ALL OTHERS | 585 | 39,27 | 38,28 | | 512 | 1,43 | 1,29 | ||||||||
TOTAL BANK CREDIT | 57,930 | 114,10 | 92,23 | 8,447 | 25,05 | 21,82 | ||||||||||
OF WHICH : | 1. Artisans & Village Industries | 2,398 | 1,43 | 1,42 | 228 | 28 | 21 | |||||||||
| 2. Other Small Scale Industries | 1,769 | 2,29 | 2,30 | | 645 | 2,93 | 2,32 | ||||||||
| | | | | | | | | | |||||||
URBAN | METROPOLITAN | |||||||||||||||
OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | ||||||||||
Accounts | Limit | Outstanding | | Accounts | Limit | Outstanding | ||||||||||
| | | 7 | 8 | 9 | | 10 | 11 | 12 | |||||||
I. | AGRICULTURE | 3,252 | 6,76 | 8,18 | - | - | - | |||||||||
1. | Direct Finance | 3,250 | 2,96 | 2,32 | - | - | - | |||||||||
2. | Indirect Finance | 2 | 3,80 | 5,86 | - | - | - | |||||||||
II. | INDUSTRY | 716 | 20,50 | 18,23 | - | - | - | |||||||||
1. | Mining & Quarrying | 34 | 1,46 | 1,06 | - | - | - | |||||||||
2. | Food Manufacturing and Processing | 22 | 66 | 39 | - | - | - | |||||||||
(a) | Rice Mills, Flour and Dal Mills | 11 | 59 | 33 | - | - | - | |||||||||
(b) | Sugar | - | - | - | - | - | - | |||||||||
(c) | Edible Oils and Vanaspati | - | - | - | - | - | - | |||||||||
(d) | Tea Processing | - | - | - | - | - | - | |||||||||
(e) | Processing of Fruits & Vegetables | - | - | - | - | - | - | |||||||||
(f) | Others | 11 | 7 | 6 | - | - | - | |||||||||
3. | Beverage and Tobacco | 2 | 5 | 4 | - | - | - | |||||||||
4. | Textiles | 6 | 7 | 5 | - | - | - | |||||||||
(a) | Cotton Textiles | - | - | - | - | - | - | |||||||||
(b) | Jute Textiles | - | - | - | - | - | - | |||||||||
(c) | Handloom Textiles & Khadi | - | - | - | - | - | - | |||||||||
(d) | Other Textiles | 6 | 7 | 5 | - | - | - | |||||||||
5. | Paper, Paper Products and Printing | 10 | 10 | 9 | - | - | - | |||||||||
6. | Leather and Leather Products | 1 | 1 | 1 | - | - | - | |||||||||
7. | Rubber and Rubber Products | 1 | 3 | 3 | - | - | - | |||||||||
8. | Chemicals and Chemical Products | 3 | 12 | 8 | - | - | - | |||||||||
(a) | Heavy Industrial Chemicals | - | - | - | - | - | - | |||||||||
(b) | Fertilizers | - | - | - | - | - | - | |||||||||
(c) | Drugs and Pharmaceuticals | - | - | - | - | - | - | |||||||||
(d) | Non-Edible Oils | - | - | - | - | - | - | |||||||||
(e) | Other Chemicals & Chemical Products | 3 | 12 | 8 | - | - | - | |||||||||
9. | Petroleum, Coal Products & Nuclear Fuels | 2 | 9 | 5 | - | - | - | |||||||||
10. | Manufacture of Cement & Cement Products | 1 | 1 | 1 | - | - | - | |||||||||
11. | Basic Metals & Metal Products | 33 | 21 | 20 | - | - | - | |||||||||
(a) | Iron and Steel | 5 | 9 | 6 | - | - | - | |||||||||
(b) | Non-Ferrous Metals | - | - | - | - | - | - | |||||||||
(c) | Other Metal Products | 28 | 12 | 13 | - | - | - | |||||||||
12. | Engineering | 25 | 9,42 | 8,62 | - | - | - | |||||||||
(a) | Heavy Engineering | 3 | 7 | 5 | - | - | - | |||||||||
(b) | Light Engineering | 6 | 7 | 6 | - | - | - | |||||||||
(c) | Electrical Machinery & Goods | 6 | 9,17 | 8,45 | - | - | - | |||||||||
(d) | Electronic Machinery & Goods | 10 | 12 | 6 | - | - | - | |||||||||
13. | Vehicles, Vehicle Parts & Transport | |||||||||||||||
Equipments | 19 | 58 | 55 | - | - | - | ||||||||||
14. | Other Industries | 502 | 5,17 | 4,76 | - | - | - | |||||||||
15. | Electricity, Gas & Water | 4 | 15 | 11 | - | - | - | |||||||||
(a) | Electricity Generation & Transmission | 2 | 10 | 5 | - | - | - | |||||||||
(b) | Non-Conventional Energy | 1 | 4 | 5 | - | - | - | |||||||||
(c) | Gas, Steam & Water Supply | 1 | 1 | 1 | - | - | - | |||||||||
16. | Construction | 51 | 2,36 | 2,19 | - | - | - | |||||||||
III. | TRANSPORT OPERATORS | 220 | 3,60 | 2,71 | - | - | - | |||||||||
IV. | PROFESSIONAL AND OTHER SERVICES | 637 | 3,44 | 3,31 | - | - | - | |||||||||
V. | PERSONAL LOANS | 5,257 | 15,03 | 13,21 | - | - | - | |||||||||
1. | Loans for Purchase of Consumer Durables | 923 | 1,28 | 98 | - | - | - | |||||||||
2. | Loans for Housing | 415 | 2,07 | 1,94 | - | - | - | |||||||||
3. | Rest of the Personal Loans | 3,919 | 11,68 | 10,29 | - | - | - | |||||||||
VI. | TRADE | 3,394 | 11,78 | 10,59 | - | - | - | |||||||||
1. | Wholesale Trade | 91 | 2,31 | 1,88 | - | - | - | |||||||||
2. | Retail Trade | 3,303 | 9,47 | 8,72 | - | - | - | |||||||||
VII. | FINANCE | 7 | 55 | 55 | - | - | - | |||||||||
VIII. | ALL OTHERS | 2,175 | 4,44 | 4,61 | | - | - | - | ||||||||
TOTAL BANK CREDIT | 15,658 | 66,10 | 61,39 | - | - | - | ||||||||||
OF WHICH : | 1. Artisans & Village Industries | 75 | 23 | 19 | - | - | - | |||||||||
| 2. Other Small Scale Industries | 477 | 4,34 | 3,80 | | - | - | - |