Meghalaya - ਆਰਬੀਆਈ - Reserve Bank of India
Meghalaya
Tableno.5.6 – State and Bank Group-wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation–March 2002
NORTH-EASTERN REGION |
(Amount in Rupees Lakh) |
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|
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STATE BANK OF INDIA |
NATIONALISED BANKS |
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AND ITS ASSOCIATES |
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|
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OCCUPATION |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
|||
Accounts |
Limit |
Out- |
Accounts |
Limit |
Out- |
||||
standing |
standing |
||||||||
|
|||||||||
1 |
2 |
3 |
4 |
5 |
6 |
||||
|
|||||||||
I. |
AGRICULTURE |
8,915 |
32,56 |
22,21 |
2,056 |
9,18 |
8,25 |
||
1. Direct Finance |
8,896 |
24,79 |
20,05 |
1,905 |
3,05 |
2,92 |
|||
2. Indirect Finance |
19 |
7,77 |
2,16 |
151 |
6,13 |
5,32 |
|||
II. |
INDUSTRY |
2,310 |
99,90 |
71,86 |
1,093 |
178,89 |
73,25 |
||
1. Mining & Quarrying |
89 |
32,03 |
18,51 |
13 |
1,89 |
1,53 |
|||
2. Food Manufacturing & Processing |
182 |
4,37 |
4,02 |
12 |
1,39 |
93 |
|||
(a) |
Rice Mills, Flour & Dal Mills |
33 |
2,03 |
1,91 |
1 |
5 |
5 |
||
(b) |
Sugar |
— |
— |
— |
— |
— |
— |
||
(c) |
Edible Oils & Vanaspati |
2 |
3 |
4 |
3 |
1,29 |
83 |
||
(d) |
Tea Processing |
— |
— |
— |
— |
— |
— |
||
(e) |
Processing of Fruits & Vegetables |
6 |
30 |
23 |
— |
— |
— |
||
(f) |
Others |
141 |
2,01 |
1,85 |
8 |
6 |
5 |
||
3. Beverage & Tobacco |
— |
— |
— |
1 |
3 |
3 |
|||
4. Textiles |
140 |
13,77 |
9,16 |
31 |
23 |
17 |
|||
(a) |
Cotton Textiles |
3 |
2,65 |
1,37 |
1 |
1 |
— |
||
(b) |
Jute & Other Natural Fibre Textiles |
2 |
2 |
2 |
— |
— |
— |
||
(c) |
Handloom Textiles & Khadi |
31 |
13 |
12 |
— |
— |
— |
||
(d) |
Other Textiles & Textile Products |
104 |
10,97 |
7,65 |
30 |
22 |
17 |
||
5. Paper, Paper Products & Printing |
35 |
1,13 |
1,10 |
15 |
53 |
46 |
|||
6. Leather & Leather Products |
— |
— |
— |
4 |
3 |
2 |
|||
7. Rubber & Plastic Products |
26 |
6,97 |
4,95 |
3 |
10 |
8 |
|||
8. Chemicals & Chemical Products |
21 |
2,08 |
2,05 |
8 |
73 |
60 |
|||
(a) |
Heavy Industrial Chemicals |
3 |
46 |
60 |
— |
— |
— |
||
(b) |
Fertilisers |
— |
— |
— |
— |
— |
— |
||
(c) |
Drugs & Pharmaceuticals |
5 |
51 |
44 |
3 |
17 |
13 |
||
(d) |
Non-Edible Oils |
2 |
5 |
6 |
1 |
12 |
3 |
||
(e) |
Other Chemicals & Chemical Products |
11 |
1,05 |
96 |
4 |
44 |
45 |
||
9. Petroleum, Coal Products & Nuclear Fuels |
5 |
46 |
36 |
1 |
6 |
6 |
|||
10. Manufacture of Cement & Cement Products |
5 |
33 |
26 |
4 |
11 |
5 |
|||
11. Basic Metals & Metal Products |
50 |
16,16 |
12,54 |
6 |
5 |
4 |
|||
(a) |
Iron & Steel |
23 |
5,68 |
4,70 |
— |
— |
— |
||
(b) |
Non-Ferrous Metals |
2 |
14 |
8 |
— |
— |
— |
||
(c) |
Metal Products |
25 |
10,34 |
7,76 |
6 |
5 |
4 |
||
12. Engineering |
30 |
13,59 |
12,41 |
48 |
100,54 |
40,62 |
|||
(a) |
Heavy Engineering |
4 |
8,76 |
8,88 |
1 |
100,00 |
40,16 |
||
(b) |
Light Engineering |
19 |
2,55 |
1,90 |
6 |
21 |
15 |
||
(c) |
Electrical Machinery & Goods |
4 |
1,52 |
98 |
10 |
14 |
14 |
||
(d) |
Electronic Machinery & Goods |
3 |
76 |
65 |
31 |
18 |
17 |
||
13. Vehicles, Vehicle Parts & Transport Equipments |
22 |
1,89 |
6 |
7 |
10 |
8 |
|||
14. Other Industries |
1,675 |
6,59 |
5,99 |
860 |
4,47 |
4,22 |
|||
15. Electricity, Gas & Water |
— |
— |
— |
5 |
62,62 |
18,25 |
|||
(a) |
Electricity Generation &Transmission |
— |
— |
— |
2 |
62,50 |
18,16 |
||
(b) |
Non-Conventional Energy |
— |
— |
— |
1 |
4 |
4 |
||
(c) |
Gas, Steam & Water Supply |
— |
— |
— |
2 |
8 |
4 |
||
16. Construction |
30 |
54 |
45 |
75 |
6,02 |
6,10 |
|||
III. |
TRANSPORT OPERATORS |
999 |
14,80 |
9,79 |
399 |
8,30 |
4,67 |
||
IV. |
PROFESSIONAL AND OTHER SERVICES |
417 |
7,26 |
4,81 |
353 |
9,25 |
8,35 |
||
V. |
PERSONAL LOANS |
10,578 |
64,81 |
53,75 |
5,635 |
35,47 |
29,58 |
||
1. Loans for Purchase of Consumer Durables |
2,036 |
7,64 |
5,37 |
910 |
2,86 |
2,20 |
|||
2. Loans for Housing |
673 |
19,01 |
16,84 |
297 |
6,13 |
5,04 |
|||
3. Rest of the Personal Loans |
7,869 |
38,16 |
31,54 |
4,428 |
26,47 |
22,35 |
|||
VI. |
TRADE |
3,171 |
42,13 |
26,96 |
1,909 |
39,88 |
36,72 |
||
1. Wholesale Trade |
130 |
15,11 |
9,64 |
168 |
23,18 |
21,83 |
|||
2. Retail Trade |
3,041 |
27,02 |
17,31 |
1,741 |
16,70 |
14,89 |
|||
VII. |
FINANCE |
17 |
97 |
83 |
41 |
83 |
73 |
||
VIII. |
ALL OTHERS |
3,448 |
60,65 |
39,17 |
2,667 |
49,97 |
41,47 |
||
|
|||||||||
TOTAL BANK CREDIT |
29,855 |
323,08 |
229,37 |
14,153 |
331,77 |
203,02 |
|||
OF WHICH: 1.ArtisansandVillage&TinyIndustries |
909 |
11,43 |
9,93 |
240 |
1,11 |
1,02 |
|||
2.OtherSmallScaleIndustries |
1,080 |
6,02 |
5,29 |
602 |
6,66 |
5,62 |
|||
|
|
|||||||||
FOREIGN BANKS |
REGIONAL RURAL BANKS |
||||||||
|
|||||||||
OCCUPATION |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
|||
Accounts |
Limit |
Out- |
Accounts |
Limit |
Out- |
||||
standing |
standing |
||||||||
|
|||||||||
7 |
8 |
9 |
10 |
11 |
12 |
||||
|
|||||||||
I. |
AGRICULTURE |
— |
— |
— |
19,530 |
12,43 |
12,47 |
||
1. Direct Finance |
— |
— |
— |
18,788 |
11,99 |
12,00 |
|||
2. Indirect Finance |
— |
— |
— |
742 |
44 |
47 |
|||
II. |
INDUSTRY |
— |
— |
— |
2,932 |
5,84 |
5,24 |
||
1. Mining & Quarrying |
— |
— |
— |
2 |
17 |
14 |
|||
2. Food Manufacturing & Processing |
— |
— |
— |
38 |
82 |
77 |
|||
(a) |
Rice Mills, Flour & Dal Mills |
— |
— |
— |
4 |
4 |
2 |
||
(b) |
Sugar |
— |
— |
— |
— |
— |
— |
||
(c) |
Edible Oils & Vanaspati |
— |
— |
— |
— |
— |
— |
||
(d) |
Tea Processing |
— |
— |
— |
— |
— |
— |
||
(e) |
Processing of Fruits & Vegetables |
— |
— |
— |
7 |
20 |
14 |
||
(f) |
Others |
— |
— |
— |
27 |
59 |
60 |
||
3. Beverage & Tobacco |
— |
— |
— |
— |
— |
— |
|||
4. Textiles |
— |
— |
— |
5 |
16 |
8 |
|||
(a) |
Cotton Textiles |
— |
— |
— |
5 |
16 |
8 |
||
(b) |
Jute & Other Natural Fibre Textiles |
— |
— |
— |
— |
— |
— |
||
(c) |
Handloom Textiles & Khadi |
— |
— |
— |
— |
— |
— |
||
(d) |
Other Textiles & Textile Products |
— |
— |
— |
— |
— |
— |
||
5. Paper, Paper Products & Printing |
— |
— |
— |
3 |
13 |
10 |
|||
6. Leather & Leather Products |
— |
— |
— |
1 |
1 |
— |
|||
7. Rubber & Plastic Products |
— |
— |
— |
1 |
3 |
3 |
|||
8. Chemicals & Chemical Products |
— |
— |
— |
1 |
— |
— |
|||
(a) |
Heavy Industrial Chemicals |
— |
— |
— |
— |
— |
— |
||
(b) |
Fertilisers |
— |
— |
— |
— |
— |
— |
||
(c) |
Drugs & Pharmaceuticals |
— |
— |
— |
— |
— |
— |
||
(d) |
Non-Edible Oils |
— |
— |
— |
— |
— |
— |
||
(e) |
Other Chemicals & Chemical Products |
— |
— |
— |
1 |
— |
— |
||
9. Petroleum, Coal Products & Nuclear Fuels |
— |
— |
— |
— |
— |
— |
|||
10. Manufacture of Cement & Cement Products |
— |
— |
— |
1 |
4 |
3 |
|||
11. Basic Metals & Metal Products |
— |
— |
— |
— |
— |
— |
|||
(a) |
Iron & Steel |
— |
— |
— |
— |
— |
— |
||
(b) |
Non-Ferrous Metals |
— |
— |
— |
— |
— |
— |
||
(c) |
Metal Products |
— |
— |
— |
— |
— |
— |
||
12. Engineering |
— |
— |
— |
— |
— |
— |
|||
(a) |
Heavy Engineering |
— |
— |
— |
— |
— |
— |
||
(b) |
Light Engineering |
— |
— |
— |
— |
— |
— |
||
(c) |
Electrical Machinery & Goods |
— |
— |
— |
— |
— |
— |
||
(d) |
Electronic Machinery & Goods |
— |
— |
— |
— |
— |
— |
||
13. Vehicles, Vehicle Parts & Transport Equipments |
— |
— |
— |
1 |
9 |
9 |
|||
14. Other Industries |
— |
— |
— |
2,869 |
4,12 |
3,74 |
|||
15. Electricity, Gas & Water |
— |
— |
— |
— |
— |
— |
|||
(a) |
Electricity Generation &Transmission |
— |
— |
— |
— |
— |
— |
||
(b) |
Non-Conventional Energy |
— |
— |
— |
— |
— |
— |
||
(c) |
Gas, Steam & Water Supply |
— |
— |
— |
— |
— |
— |
||
16. Construction |
— |
— |
— |
10 |
26 |
25 |
|||
III. |
TRANSPORT OPERATORS |
— |
— |
— |
351 |
5,49 |
3,85 |
||
IV. |
PROFESSIONAL AND OTHER SERVICES |
— |
— |
— |
121 |
60 |
48 |
||
V. |
PERSONAL LOANS |
— |
— |
— |
2,310 |
11,43 |
10,09 |
||
1. Loans for Purchase of Consumer Durables |
— |
— |
— |
1,065 |
2,07 |
1,65 |
|||
2. Loans for Housing |
— |
— |
— |
178 |
3,67 |
3,51 |
|||
3. Rest of the Personal Loans |
— |
— |
— |
1,067 |
5,69 |
4,93 |
|||
VI. |
TRADE |
— |
— |
— |
2,398 |
5,37 |
4,28 |
||
1. Wholesale Trade |
— |
— |
— |
4 |
7 |
7 |
|||
2. Retail Trade |
— |
— |
— |
2,394 |
5,30 |
4,21 |
|||
VII. |
FINANCE |
— |
— |
— |
2 |
2 |
2 |
||
VIII. |
ALL OTHERS |
— |
— |
— |
210 |
79 |
83 |
||
|
|||||||||
TOTAL BANK CREDIT |
— |
— |
— |
27,854 |
41,98 |
37,27 |
|||
OF WHICH: 1.ArtisansandVillage&TinyIndustries |
— |
— |
— |
1,677 |
2,76 |
2,65 |
|||
2.OtherSmallScaleIndustries |
— |
— |
— |
1,196 |
2,57 |
2,17 |
|||
|
|
|||||||||
OTHER SCHEDULED |
ALL SCHEDULED |
||||||||
COMMERCIAL BANKS |
COMMERCIAL BANKS |
||||||||
|
|||||||||
OCCUPATION |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
|||
Accounts |
Limit |
Out- |
Accounts |
Limit |
Out- |
||||
standing |
standing |
||||||||
|
|||||||||
13 |
14 |
15 |
16 |
17 |
18 |
||||
|
|||||||||
I. |
AGRICULTURE |
1 |
1 |
1 |
30,502 |
54,18 |
42,94 |
||
1. Direct Finance |
— |
— |
— |
29,589 |
39,83 |
34,97 |
|||
2. Indirect Finance |
1 |
1 |
1 |
913 |
14,35 |
7,97 |
|||
II. |
INDUSTRY |
10 |
1,96 |
1,54 |
6,345 |
286,59 |
151,90 |
||
1. Mining & Quarrying |
— |
— |
— |
104 |
34,09 |
20,19 |
|||
2. Food Manufacturing & Processing |
— |
— |
— |
232 |
6,59 |
5,72 |
|||
(a) |
Rice Mills, Flour & Dal Mills |
— |
— |
— |
38 |
2,12 |
1,98 |
||
(b) |
Sugar |
— |
— |
— |
— |
— |
— |
||
(c) |
Edible Oils & Vanaspati |
— |
— |
— |
5 |
1,32 |
86 |
||
(d) |
Tea Processing |
— |
— |
— |
— |
— |
— |
||
(e) |
Processing of Fruits & Vegetables |
— |
— |
— |
13 |
49 |
37 |
||
(f) |
Others |
— |
— |
— |
176 |
2,66 |
2,50 |
||
3. Beverage & Tobacco |
— |
— |
— |
1 |
3 |
3 |
|||
4. Textiles |
1 |
5 |
— |
177 |
14,21 |
9,42 |
|||
(a) |
Cotton Textiles |
— |
— |
— |
9 |
2,82 |
1,46 |
||
(b) |
Jute & Other Natural Fibre Textiles |
— |
— |
— |
2 |
2 |
2 |
||
(c) |
Handloom Textiles & Khadi |
— |
— |
— |
31 |
13 |
12 |
||
(d) |
Other Textiles & Textile Products |
1 |
5 |
— |
135 |
11,24 |
7,82 |
||
5. Paper, Paper Products & Printing |
1 |
3 |
3 |
54 |
1,82 |
1,69 |
|||
6. Leather & Leather Products |
— |
— |
— |
5 |
4 |
3 |
|||
7. Rubber & Plastic Products |
— |
— |
— |
30 |
7,10 |
5,06 |
|||
8. Chemicals & Chemical Products |
— |
— |
— |
30 |
2,81 |
2,66 |
|||
(a) |
Heavy Industrial Chemicals |
— |
— |
— |
3 |
46 |
60 |
||
(b) |
Fertilisers |
— |
— |
— |
— |
— |
— |
||
(c) |
Drugs & Pharmaceuticals |
— |
— |
— |
8 |
68 |
56 |
||
(d) |
Non-Edible Oils |
— |
— |
— |
3 |
17 |
8 |
||
(e) |
Other Chemicals & Chemical Products |
— |
— |
— |
16 |
1,50 |
1,42 |
||
9. Petroleum, Coal Products & Nuclear Fuels |
— |
— |
— |
6 |
52 |
42 |
|||
10. Manufacture of Cement & Cement Products |
2 |
1,13 |
69 |
12 |
1,60 |
1,03 |
|||
11. Basic Metals & Metal Products |
— |
— |
— |
56 |
16,21 |
12,58 |
|||
(a) |
Iron & Steel |
— |
— |
— |
23 |
5,68 |
4,70 |
||
(b) |
Non-Ferrous Metals |
— |
— |
— |
2 |
14 |
8 |
||
(c) |
Metal Products |
— |
— |
— |
31 |
10,40 |
7,81 |
||
12. Engineering |
— |
— |
— |
78 |
114,13 |
53,03 |
|||
(a) |
Heavy Engineering |
— |
— |
— |
5 |
108,76 |
49,04 |
||
(b) |
Light Engineering |
— |
— |
— |
25 |
2,76 |
2,05 |
||
(c) |
Electrical Machinery & Goods |
— |
— |
— |
14 |
1,66 |
1,12 |
||
(d) |
Electronic Machinery & Goods |
— |
— |
— |
34 |
94 |
82 |
||
13. Vehicles, Vehicle Parts & Transport Equipments |
— |
— |
— |
30 |
2,08 |
23 |
|||
14. Other Industries |
4 |
3 |
3 |
5,408 |
15,21 |
13,98 |
|||
15. Electricity, Gas & Water |
— |
— |
— |
5 |
62,62 |
18,25 |
|||
(a) |
Electricity Generation &Transmission |
— |
— |
— |
2 |
62,50 |
18,16 |
||
(b) |
Non-Conventional Energy |
— |
— |
— |
1 |
4 |
4 |
||
(c) |
Gas, Steam & Water Supply |
— |
— |
— |
2 |
8 |
4 |
||
16. Construction |
2 |
72 |
80 |
117 |
7,53 |
7,59 |
|||
III. |
TRANSPORT OPERATORS |
9 |
9 |
5 |
1,758 |
28,68 |
18,36 |
||
IV. |
PROFESSIONAL AND OTHER SERVICES |
4 |
32 |
25 |
895 |
17,44 |
13,90 |
||
V. |
PERSONAL LOANS |
128 |
1,18 |
99 |
18,651 |
112,89 |
94,42 |
||
1. Loans for Purchase of Consumer Durables |
4 |
1 |
1 |
4,015 |
12,59 |
9,22 |
|||
2. Loans for Housing |
4 |
10 |
9 |
1,152 |
28,91 |
25,48 |
|||
3. Rest of the Personal Loans |
120 |
1,07 |
89 |
13,484 |
71,40 |
59,72 |
|||
VI. |
TRADE |
43 |
1,17 |
1,07 |
7,521 |
88,55 |
69,02 |
||
1. Wholesale Trade |
14 |
73 |
55 |
316 |
39,09 |
32,09 |
|||
2. Retail Trade |
29 |
44 |
52 |
7,205 |
49,46 |
36,93 |
|||
VII. |
FINANCE |
— |
— |
— |
60 |
1,82 |
1,58 |
||
VIII. |
ALL OTHERS |
138 |
1,79 |
1,55 |
6,463 |
113,20 |
83,02 |
||
|
|||||||||
TOTAL BANK CREDIT |
333 |
6,52 |
5,46 |
72,195 |
703,35 |
475,13 |
|||
OF WHICH: 1.ArtisansandVillage&TinyIndustries |
— |
— |
— |
2,826 |
15,31 |
13,60 |
|||
2.OtherSmallScaleIndustries |
6 |
11 |
6 |
2,884 |
15,36 |
13,14 |
|||
|