Mizoram - ਆਰਬੀਆਈ - Reserve Bank of India
Mizoram
NORTH–EASTERN REGION (Contd.) |
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STATE: MIZORAM |
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(Amount in ` Lakh) |
||||||||||
OCCUPATION
|
STATE BANK OF INDIA AND |
NATIONALISED BANKS |
FOREIGN BANKS |
|||||||
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
||
1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
||
I. |
AGRICULTURE |
6,877 |
97,04 |
87,38 |
3,081 |
62,97 |
52,79 |
- |
- |
- |
|
1. Direct Finance |
6,781 |
92,04 |
82,37 |
2,733 |
50,49 |
40,37 |
- |
- |
- |
|
2. Indirect Finance |
96 |
5,00 |
5,01 |
348 |
12,48 |
12,42 |
- |
- |
- |
II. |
INDUSTRY |
1,368 |
52,42 |
45,22 |
490 |
36,31 |
29,90 |
- |
- |
- |
|
1. Mining & Quarrying |
13 |
1,68 |
1,36 |
6 |
54 |
55 |
- |
- |
- |
|
2. Food Manufacturing & Processing |
325 |
7,94 |
7,33 |
14 |
32 |
42 |
- |
- |
- |
|
(a) Rice Mills, Flour & Dal Mills |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
(b) Sugar |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
(c) Edible Oils & Vanaspati |
1 |
- |
- |
- |
- |
- |
- |
- |
- |
|
(d) Tea Processing |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
(e) Processing of Fruits & Vegetables |
2 |
7 |
8 |
- |
- |
- |
- |
- |
- |
|
(f) Others |
322 |
7,87 |
7,26 |
14 |
32 |
42 |
- |
- |
- |
|
3. Beverage & Tobacco |
2 |
9 |
5 |
1 |
5 |
2 |
- |
- |
- |
|
4. Textiles |
288 |
7,59 |
6,64 |
11 |
41 |
36 |
- |
- |
- |
|
(a) Cotton Textiles |
16 |
84 |
76 |
1 |
4 |
4 |
- |
- |
- |
|
(b) Jute & Other Natural Fibre Textiles |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
(c) Handloom Textiles & Khadi |
89 |
1,91 |
1,39 |
7 |
27 |
21 |
- |
- |
- |
|
(d) Other Textiles & Textile Products |
183 |
4,84 |
4,49 |
3 |
11 |
12 |
- |
- |
- |
|
5. Paper, Paper Products & Printing |
32 |
3,66 |
3,33 |
2 |
10 |
10 |
- |
- |
- |
|
6. Woods and Wood Products |
170 |
2,68 |
2,86 |
13 |
34 |
37 |
- |
- |
- |
|
7. Leather & Leather Products |
4 |
16 |
18 |
1 |
25 |
21 |
- |
- |
- |
|
8. Gems and Jewellery |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
9. Rubber & Plastic Products |
16 |
1,29 |
1,24 |
3 |
80 |
73 |
- |
- |
- |
|
10. Chemicals & Chemical Products |
10 |
31 |
17 |
3 |
5,09 |
4,34 |
- |
- |
- |
|
(a) Heavy Industrial Chemicals |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
(b) Fertilisers |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
(c) Drugs & Pharmaceuticals |
2 |
2 |
2 |
- |
- |
- |
- |
- |
- |
|
(d) Non-Edible Oils |
1 |
15 |
6 |
- |
- |
- |
- |
- |
- |
|
(e) Other Chemicals & Chemical Products |
7 |
14 |
9 |
3 |
5,09 |
4,34 |
- |
- |
- |
|
11. Petroleum, Coal Products & Nuclear Fuels |
1 |
14 |
10 |
- |
- |
- |
- |
- |
- |
|
12. Manufacture of Cement & Cement Products |
4 |
49 |
52 |
3 |
89 |
73 |
- |
- |
- |
|
13. Basic Metals & Metal Products |
47 |
1,60 |
1,51 |
13 |
14 |
13 |
- |
- |
- |
|
(a) Iron & Steel |
10 |
83 |
74 |
- |
- |
- |
- |
- |
- |
|
(b) Non-Ferrous Metals |
1 |
2 |
3 |
- |
- |
- |
- |
- |
- |
|
(c) Metal Products |
36 |
75 |
75 |
13 |
14 |
13 |
- |
- |
- |
|
14. Engineering |
259 |
10,60 |
7,91 |
206 |
11,81 |
7,98 |
- |
- |
- |
|
(a) Heavy Engineering |
3 |
10 |
10 |
15 |
61 |
59 |
- |
- |
- |
|
(b) Light Engineering |
229 |
9,71 |
7,23 |
187 |
11,07 |
7,25 |
- |
- |
- |
|
(c) Electrical Machinery & Goods |
22 |
57 |
39 |
1 |
6 |
7 |
- |
- |
- |
|
(d) Electronic Machinery & Goods |
5 |
22 |
19 |
3 |
7 |
7 |
- |
- |
- |
|
15. Vehicles, Vehicle Parts & Transport Equipments |
8 |
54 |
54 |
- |
- |
- |
- |
- |
- |
|
16. Other Industries |
158 |
3,47 |
3,19 |
203 |
4,98 |
5,01 |
- |
- |
- |
|
17. Electricity, Gas & Water |
2 |
40 |
37 |
1 |
5 |
5 |
- |
- |
- |
|
(a) Electricity Generation & Transmission |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
(b) Non-Conventional Energy |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
(c) Gas, Steam & Water Supply |
2 |
40 |
37 |
1 |
5 |
5 |
- |
- |
- |
|
18. Construction |
29 |
9,78 |
7,92 |
10 |
10,55 |
8,89 |
- |
- |
- |
|
(a) Other than Infrastructure |
- |
- |
- |
5 |
5,23 |
4,92 |
- |
- |
- |
|
(b) Infrastructure Construction |
29 |
9,78 |
7,92 |
5 |
5,32 |
3,97 |
- |
- |
- |
III. |
TRANSPORT OPERATORS |
93 |
4,48 |
3,58 |
67 |
10,90 |
9,68 |
- |
- |
- |
IV. |
PROFESSIONAL AND OTHER SERVICES |
321 |
19,25 |
17,37 |
308 |
16,80 |
10,91 |
- |
- |
- |
|
1. Professional Services |
13 |
71 |
74 |
122 |
84 |
71 |
- |
- |
- |
|
2. Tourism, Hotel & Restaurants |
43 |
1,60 |
1,28 |
21 |
3,69 |
1,52 |
- |
- |
- |
|
3. Recreation services |
13 |
69 |
37 |
- |
- |
- |
- |
- |
- |
|
4. IT and Telecommunications |
12 |
1,24 |
1,16 |
5 |
40 |
36 |
- |
- |
- |
|
5. Others |
240 |
15,01 |
13,82 |
160 |
11,87 |
8,33 |
- |
- |
- |
V. |
PERSONAL LOANS |
29,820 |
747,89 |
605,82 |
1,677 |
55,89 |
42,58 |
- |
- |
- |
|
1. Housing |
12,178 |
501,11 |
417,88 |
557 |
25,37 |
23,95 |
- |
- |
- |
|
2. Consumer Durables |
984 |
5,36 |
3,49 |
13 |
14 |
13 |
- |
- |
- |
|
3. Vehicles |
1,610 |
38,04 |
26,87 |
78 |
2,09 |
1,81 |
- |
- |
- |
|
4. Education |
450 |
19,99 |
16,85 |
89 |
3,39 |
3,03 |
- |
- |
- |
|
5. Personal Credit Cards |
- |
- |
- |
61 |
95 |
4 |
- |
- |
- |
|
6. Others |
14,598 |
183,40 |
140,72 |
879 |
23,94 |
13,61 |
- |
- |
- |
VI. |
TRADE |
1,767 |
76,33 |
66,25 |
773 |
59,41 |
47,75 |
1 |
40 |
40 |
|
1. Wholesale Trade |
29 |
14,02 |
10,74 |
17 |
3,78 |
2,31 |
- |
- |
- |
|
2. Retail Trade |
1,738 |
62,31 |
55,51 |
756 |
55,64 |
45,43 |
1 |
40 |
40 |
VII. |
FINANCE |
- |
- |
- |
- |
- |
- |
- |
- |
- |
VIII. |
ALL OTHERS |
142 |
1,31 |
1,23 |
555 |
7,75 |
7,11 |
- |
- |
- |
|
TOTAL BANK CREDIT |
40,388 |
998,73 |
826,86 |
6,951 |
250,04 |
200,70 |
1 |
40 |
40 |
TABLE NO. 5.6 – STATE AND BANK GROUP–WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL |
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STATE: MIZORAM |
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(Amount in ` Lakh) |
||||||||||
OCCUPATION
|
REGIONAL RURAL BANKS |
PRIVATE SECTOR BANKS |
ALL SCHEDULED |
|||||||
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
||
|
10 |
11 |
12 |
13 |
14 |
15 |
16 |
17 |
18 |
|
I. |
AGRICULTURE |
10,874 |
69,97 |
52,32 |
80 |
41 |
40 |
20,912 |
230,40 |
192,88 |
|
1. Direct Finance |
10,874 |
69,97 |
52,32 |
80 |
41 |
40 |
20,468 |
212,91 |
175,45 |
|
2. Indirect Finance |
- |
- |
- |
- |
- |
- |
444 |
17,49 |
17,43 |
II. |
INDUSTRY |
656 |
19,17 |
10,96 |
42 |
2,04 |
2,04 |
2,556 |
109,94 |
88,12 |
|
1. Mining & Quarrying |
10 |
3,49 |
63 |
- |
- |
- |
29 |
5,71 |
2,54 |
|
2. Food Manufacturing & Processing |
9 |
30 |
20 |
- |
- |
- |
348 |
8,56 |
7,96 |
|
(a) Rice Mills, Flour & Dal Mills |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
(b) Sugar |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
(c) Edible Oils & Vanaspati |
- |
- |
- |
- |
- |
- |
1 |
- |
- |
|
(d) Tea Processing |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
(e) Processing of Fruits & Vegetables |
9 |
30 |
20 |
- |
- |
- |
11 |
37 |
28 |
|
(f) Others |
- |
- |
- |
- |
- |
- |
336 |
8,19 |
7,68 |
|
3. Beverage & Tobacco |
- |
- |
- |
- |
- |
- |
3 |
14 |
7 |
|
4. Textiles |
108 |
2,06 |
1,43 |
- |
- |
- |
407 |
10,06 |
8,43 |
|
(a) Cotton Textiles |
- |
- |
- |
- |
- |
- |
17 |
88 |
80 |
|
(b) Jute & Other Natural Fibre Textiles |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
(c) Handloom Textiles & Khadi |
89 |
1,90 |
1,31 |
- |
- |
- |
185 |
4,07 |
2,90 |
|
(d) Other Textiles & Textile Products |
19 |
16 |
12 |
- |
- |
- |
205 |
5,11 |
4,72 |
|
5. Paper, Paper Products & Printing |
14 |
50 |
25 |
1 |
10 |
10 |
49 |
4,36 |
3,78 |
|
6. Woods and Wood Products |
35 |
1,77 |
1,34 |
- |
- |
- |
218 |
4,79 |
4,57 |
|
7. Leather & Leather Products |
17 |
63 |
46 |
- |
- |
- |
22 |
1,03 |
84 |
|
8. Gems and Jewellery |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
9. Rubber & Plastic Products |
- |
- |
- |
- |
- |
- |
19 |
2,08 |
1,97 |
|
10. Chemicals & Chemical Products |
- |
- |
- |
- |
- |
- |
13 |
5,40 |
4,51 |
|
(a) Heavy Industrial Chemicals |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
(b) Fertilisers |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
(c) Drugs & Pharmaceuticals |
- |
- |
- |
- |
- |
- |
2 |
2 |
2 |
|
(d) Non-Edible Oils |
- |
- |
- |
- |
- |
- |
1 |
15 |
6 |
|
(e) Other Chemicals & Chemical Products |
- |
- |
- |
- |
- |
- |
10 |
5,23 |
4,43 |
|
11. Petroleum, Coal Products & Nuclear Fuels |
- |
- |
- |
- |
- |
- |
1 |
14 |
10 |
|
12. Manufacture of Cement & Cement Products |
- |
- |
- |
- |
- |
- |
7 |
1,39 |
1,25 |
|
13. Basic Metals & Metal Products |
- |
- |
- |
- |
- |
- |
60 |
1,74 |
1,64 |
|
(a) Iron & Steel |
- |
- |
- |
- |
- |
- |
10 |
83 |
74 |
|
(b) Non-Ferrous Metals |
- |
- |
- |
- |
- |
- |
1 |
2 |
3 |
|
(c) Metal Products |
- |
- |
- |
- |
- |
- |
49 |
89 |
88 |
|
14. Engineering |
11 |
8 |
5 |
- |
- |
- |
476 |
22,49 |
15,94 |
|
(a) Heavy Engineering |
- |
- |
- |
- |
- |
- |
18 |
71 |
70 |
|
(b) Light Engineering |
- |
- |
- |
- |
- |
- |
416 |
20,78 |
14,47 |
|
(c) Electrical Machinery & Goods |
11 |
8 |
5 |
- |
- |
- |
34 |
71 |
51 |
|
(d) Electronic Machinery & Goods |
- |
- |
- |
- |
- |
- |
8 |
29 |
27 |
|
15. Vehicles, Vehicle Parts & Transport Equipments |
- |
- |
- |
- |
- |
- |
8 |
54 |
54 |
|
16. Other Industries |
451 |
10,30 |
6,56 |
- |
- |
- |
812 |
18,75 |
14,76 |
|
17. Electricity, Gas & Water |
- |
- |
- |
- |
- |
- |
3 |
45 |
42 |
|
(a) Electricity Generation & Transmission |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
(b) Non-Conventional Energy |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
(c) Gas, Steam & Water Supply |
- |
- |
- |
- |
- |
- |
3 |
45 |
42 |
|
18. Construction |
1 |
5 |
5 |
41 |
1,94 |
1,94 |
81 |
22,31 |
18,79 |
|
(a) Other than Infrastructure |
1 |
5 |
5 |
30 |
1,82 |
1,82 |
36 |
7,10 |
6,79 |
|
(b) Infrastructure Construction |
- |
- |
- |
11 |
12 |
12 |
45 |
15,21 |
12,00 |
III. |
TRANSPORT OPERATORS |
34 |
2,84 |
2,27 |
13 |
65 |
59 |
207 |
18,88 |
16,11 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
448 |
7,55 |
4,74 |
521 |
3,34 |
3,29 |
1,598 |
46,94 |
36,32 |
|
1. Professional Services |
12 |
56 |
45 |
- |
- |
- |
147 |
2,10 |
1,90 |
|
2. Tourism, Hotel & Restaurants |
45 |
1,56 |
1,07 |
1 |
30 |
30 |
110 |
7,15 |
4,16 |
|
3. Recreation services |
1 |
26 |
26 |
- |
- |
- |
14 |
95 |
63 |
|
4. IT and Telecommunications |
- |
- |
- |
- |
- |
- |
17 |
1,65 |
1,51 |
|
5. Others |
390 |
5,18 |
2,96 |
520 |
3,04 |
3,00 |
1,310 |
35,10 |
28,11 |
V. |
PERSONAL LOANS |
10,373 |
165,80 |
132,66 |
574 |
2,16 |
1,58 |
42,444 |
971,75 |
782,63 |
|
1. Housing |
3,369 |
119,97 |
100,38 |
1 |
18 |
16 |
16,105 |
646,63 |
542,38 |
|
2. Consumer Durables |
2,414 |
19,33 |
14,04 |
- |
- |
- |
3,411 |
24,83 |
17,66 |
|
3. Vehicles |
201 |
1,52 |
1,06 |
552 |
1,30 |
1,16 |
2,441 |
42,95 |
30,90 |
|
4. Education |
187 |
98 |
42 |
- |
- |
- |
726 |
24,36 |
20,30 |
|
5. Personal Credit Cards |
- |
- |
- |
12 |
44 |
6 |
73 |
1,39 |
10 |
|
6. Others |
4,202 |
24,00 |
16,76 |
9 |
25 |
20 |
19,688 |
231,59 |
171,29 |
VI. |
TRADE |
1,160 |
49,61 |
37,61 |
14 |
9,79 |
7,51 |
3,715 |
195,54 |
159,52 |
|
1. Wholesale Trade |
369 |
23,94 |
18,61 |
- |
- |
- |
415 |
41,73 |
31,66 |
|
2. Retail Trade |
791 |
25,67 |
19,00 |
14 |
9,79 |
7,51 |
3,300 |
153,81 |
127,85 |
VII. |
FINANCE |
52 |
1,04 |
74 |
- |
- |
- |
52 |
1,04 |
74 |
VIII. |
ALL OTHERS |
490 |
8,59 |
6,85 |
105 |
2,22 |
1,47 |
1,292 |
19,87 |
16,66 |
|
TOTAL BANK CREDIT |
24,087 |
324,58 |
248,15 |
1,349 |
20,61 |
16,87 |
72,776 |
1594,36 |
1292,98 |