Table No. 5.7 - State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1997

NORTH - EASTERN REGION

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

6,826

4,27

4,15

1,945

3,44

3,24

1.

Direct Finance

6,809

4,24

4,12

1,894

2,69

2,57

2.

Indirect Finance

17

3

3

51

76

67

II.

INDUSTRY

1,978

2,87

2,93

852

7,70

5,93

1.

Mining & Quarrying

-

-

-

-

-

-

2.

Food Manufacturing and Processing

100

32

41

50

5,62

4,02

(a) Rice Mills, Flour and Dal Mills

24

10

13

-

-

-

(b) Sugar

-

-

-

-

-

-

(c) Edible Oils and Vanaspati

2

1

1

-

-

-

(d) Tea Processing

-

-

-

-

-

-

(e) Processing of Fruits & Vegetables

-

-

-

1

-

-

(f) Others

74

21

27

49

5,61

4,01

3.

Beverage and Tobacco

-

-

-

-

-

-

4.

Textiles

15

12

10

22

15

15

(a) Cotton Textiles

1

1

1

2

2

2

(b) Jute Textiles

-

-

-

-

-

-

(c) Handloom Textiles & Khadi

7

5

3

11

7

7

(d) Other Textiles

7

6

6

9

6

6

5.

Paper, Paper Products and Printing

12

13

10

10

19

19

6.

Leather and Leather Products

-

-

-

2

1

1

7.

Rubber and Rubber Products

-

-

-

2

2

1

8.

Chemicals and Chemical Products

2

1

1

1

1

1

(a) Heavy Industrial Chemicals

-

-

-

-

-

-

(b) Fertilizers

-

-

-

-

-

-

(c) Drugs and Pharmaceuticals

1

-

-

-

-

-

(d) Non-Edible Oils

-

-

-

-

-

-

(e) Other Chemicals & Chemical Products

1

1

1

1

1

1

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

1

2

1

10.

Manufacture of Cement & Cement Products

-

-

-

-

-

-

11.

Basic Metals & Metal Products

-

-

-

9

8

8

(a) Iron and Steel

-

-

-

3

4

4

(b) Non-Ferrous Metals

-

-

-

-

-

-

(c) Other Metal Products

-

-

-

6

3

4

12.

Engineering

16

7

7

1

1

1

(a) Heavy Engineering

-

-

-

-

-

-

(b) Light Engineering

12

5

5

-

-

-

(c) Electrical Machinery & Goods

3

2

2

-

-

-

(d) Electronic Machinery & Goods

1

-

-

1

1

1

13.

Vehicles, Vehicle Parts & Transport Equipments

2

1

2

9

14

9

14.

Other Industries

1,826

2,08

2,07

742

1,40

1,27

15.

Electricity, Gas & Water

-

-

-

-

-

-

(a) Electricity Generation & Transmission

-

-

-

-

-

-

(b) Non-Conventional Energy

-

-

-

-

-

-

(c) Gas, Steam & Water Supply

-

-

-

-

-

-

16.

Construction

5

12

14

3

8

8

III.

TRANSPORT OPERATORS

144

1,74

1,68

472

3,98

2,96

IV.

PROFESSIONAL AND OTHER SERVICES

310

94

1,05

50

29

21

V .

PERSONAL LOANS

528

1,46

1,34

238

1,66

1,54

1.

Loans for Purchase of Consumer Durables

19

5

5

18

9

5

2.

Loans for Housing

17

20

19

38

70

67

3.

Rest of the Personal Loans

492

1,21

1,10

182

87

83

V I.

TRADE

2,077

2,52

2,22

1,091

3,98

3,78

1.

Wholesale Trade

16

15

12

76

5

9

2.

Retail Trade

2,061

2,37

2,11

1,015

3,93

3,69

VII.

FINANCE

-

-

-

4

60

47

VIII.

ALL OTHERS

264

64

66

67

9

10

TOTAL BANK CREDIT

12,127

14,45

14,02

4,719

21,75

18,24

OF WHICH :

1. Artisans & Village Industries

1,029

68

60

340

52

47

2. Other Small Scale Industries

737

1,62

1,79

347

1,06

1,09

URBAN

METROPOLITAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

1,305

99

86

-

-

-

1.

Direct Finance

1,304

98

85

-

-

-

2.

Indirect Finance

1

-

-

-

-

-

II.

INDUSTRY

920

1,42

1,20

-

-

-

1.

Mining & Quarrying

-

-

-

-

-

-

2.

Food Manufacturing and Processing

14

1

2

-

-

-

(a) Rice Mills, Flour and Dal Mills

-

-

-

-

-

-

(b) Sugar

-

-

-

-

-

-

(c) Edible Oils and Vanaspati

-

-

-

-

-

-

(d) Tea Processing

-

-

-

-

-

-

(e) Processing of Fruits & Vegetables

-

-

-

-

-

-

(f) Others

14

1

2

-

-

-

3.

Beverage and Tobacco

-

-

-

-

-

-

4.

Textiles

-

-

-

-

-

-

(a) Cotton Textiles

-

-

-

-

-

-

(b) Jute Textiles

-

-

-

-

-

-

(c) Handloom Textiles & Khadi

-

-

-

-

-

-

(d) Other Textiles

-

-

-

-

-

-

5.

Paper, Paper Products and Printing

-

-

-

-

-

-

6.

Leather and Leather Products

-

-

-

-

-

-

7.

Rubber and Rubber Products

-

-

-

-

-

-

8.

Chemicals and Chemical Products

1

18

11

-

-

-

(a) Heavy Industrial Chemicals

-

-

-

-

-

-

(b) Fertilizers

-

-

-

-

-

-

(c) Drugs and Pharmaceuticals

1

18

11

-

-

-

(d) Non-Edible Oils

-

-

-

-

-

-

(e) Other Chemicals & Chemical Products

-

-

-

-

-

-

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

10.

Manufacture of Cement & Cement Products

-

-

-

-

-

-

11.

Basic Metals & Metal Products

-

-

-

-

-

-

(a) Iron and Steel

-

-

-

-

-

-

(b) Non-Ferrous Metals

-

-

-

-

-

-

(c) Other Metal Products

-

-

-

-

-

-

12.

Engineering

-

-

-

-

-

-

(a) Heavy Engineering

-

-

-

-

-

-

(b) Light Engineering

-

-

-

-

-

-

(c) Electrical Machinery & Goods

-

-

-

-

-

-

(d) Electronic Machinery & Goods

-

-

-

-

-

-

13.

Vehicles, Vehicle Parts & Transport Equipments

3

9

5

-

-

-

14.

Other Industries

901

1,12

1,03

-

-

-

15.

Electricity, Gas & Water

1

1

1

-

-

-

(a) Electricity Generation & Transmission

1

1

1

-

-

-

(b) Non-Conventional Energy

-

-

-

-

-

-

(c) Gas, Steam & Water Supply

-

-

-

-

-

-

16.

Construction

-

-

-

-

-

-

III.

TRANSPORT OPERATORS

276

2,90

2,65

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

33

6

6

-

-

-

V.

PERSONAL LOANS

1,306

1,77

1,16

-

-

-

1.

Loans for Purchase of Consumer Durables

109

8

6

-

-

-

2.

Loans for Housing

13

44

29

-

-

-

3.

Rest of the Personal Loans

1,184

1,25

81

-

-

-

V I.

TRADE

1,425

3,10

3,24

-

-

-

1.

Wholesale Trade

4

14

9

-

-

-

2.

Retail Trade

1,421

2,96

3,15

-

-

-

VII.

FINANCE

-

-

-

-

-

-

VIII.

ALL OTHERS

193

26

22

-

-

-

TOTAL BANK CREDIT

5,458

10,50

9,39

-

-

-

OF WHICH :

1. Artisans & Village Industries

111

9

15

-

-

-

2. Other Small Scale Industries

801

1,20

97

-

-

-