Pondicherry - ਆਰਬੀਆਈ - Reserve Bank of India
Pondicherry
SOUTHERN REGION |
||||||||||
PUDUCHERRY |
||||||||||
(Amount in Rupees Lakh) |
||||||||||
OCCUPATION |
STATE BANK OF INDIA AND |
NATIONALISED BANKS |
FOREIGN BANKS |
|||||||
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
||
|
1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
|
I. |
AGRICULTURE |
14,771 |
111,38 |
93,09 |
37,704 |
184,33 |
155,59 |
- |
- |
- |
|
1. Direct Finance |
14,583 |
108,64 |
91,32 |
36,851 |
173,38 |
147,23 |
- |
- |
- |
|
2. Indirect Finance |
188 |
2,75 |
1,77 |
853 |
10,95 |
8,36 |
- |
- |
- |
II. |
INDUSTRY |
596 |
180,84 |
130,46 |
2,179 |
339,18 |
229,85 |
6 |
47,04 |
23,64 |
|
1. Mining & Quarrying |
5 |
2,52 |
1,49 |
4 |
2,50 |
2,42 |
- |
- |
- |
|
2. Food Manufacturing & Processing |
109 |
33,88 |
24,64 |
163 |
51,70 |
43,25 |
- |
- |
- |
|
(a) Rice Mills, Flour & Dal Mills |
58 |
28,34 |
21,29 |
56 |
25,14 |
20,13 |
- |
- |
- |
|
(b) Sugar |
1 |
1,00 |
5 |
- |
- |
- |
- |
- |
- |
|
(c) Edible Oils & Vanaspati |
3 |
7 |
4 |
3 |
7,95 |
7,30 |
- |
- |
- |
|
(d) Tea Processing |
- |
- |
- |
2 |
1 |
- |
- |
- |
- |
|
(e) Processing of Fruits & Vegetables |
2 |
1,25 |
63 |
3 |
11 |
12 |
- |
- |
- |
|
(f) Others |
45 |
3,22 |
2,63 |
99 |
18,49 |
15,70 |
- |
- |
- |
|
3. Beverage & Tobacco |
10 |
13,27 |
10,03 |
5 |
4,41 |
1,98 |
- |
- |
- |
|
4. Textiles |
93 |
7,75 |
7,22 |
139 |
37,93 |
31,34 |
- |
- |
- |
|
(a) Cotton Textiles |
- |
- |
- |
41 |
33,67 |
27,88 |
- |
- |
- |
|
(b) Jute & Other Natural Fibre Textiles |
69 |
1,07 |
1,05 |
12 |
27 |
21 |
- |
- |
- |
|
(c) Handloom Textiles & Khadi |
5 |
1 |
1 |
6 |
2,16 |
1,69 |
- |
- |
- |
|
(d) Other Textiles & Textile Products |
19 |
6,67 |
6,16 |
80 |
1,83 |
1,57 |
- |
- |
- |
|
5. Paper, Paper Products & Printing |
35 |
7,36 |
6,01 |
152 |
11,71 |
8,95 |
- |
- |
- |
|
6. Woods and Wood Products |
9 |
3,35 |
2,47 |
38 |
2,25 |
1,73 |
- |
- |
- |
|
7. Leather & Leather Products |
9 |
42 |
62 |
23 |
3,80 |
3,06 |
2 |
34,99 |
20,89 |
|
8. Gems and Jewellery |
2 |
20 |
20 |
5 |
54 |
53 |
- |
- |
- |
|
9. Rubber & Plastic Products |
39 |
25,86 |
22,67 |
159 |
19,63 |
9,89 |
- |
- |
- |
|
10. Chemicals & Chemical Products |
30 |
8,23 |
6,95 |
123 |
35,78 |
15,26 |
- |
- |
- |
|
(a) Heavy Industrial Chemicals |
2 |
25 |
19 |
5 |
6,64 |
6,25 |
- |
- |
- |
|
(b) Fertilisers |
- |
- |
- |
2 |
30 |
29 |
- |
- |
- |
|
(c) Drugs & Pharmaceuticals |
4 |
33 |
24 |
7 |
23,61 |
4,17 |
- |
- |
- |
|
(d) Non-Edible Oils |
- |
- |
- |
1 |
9 |
9 |
- |
- |
- |
|
(e) Other Chemicals & Chemical Products |
24 |
7,65 |
6,53 |
108 |
5,15 |
4,47 |
- |
- |
- |
|
11. Petroleum, Coal Products & Nuclear Fuels |
- |
- |
- |
1 |
15 |
16 |
- |
- |
- |
|
12. Manufacture of Cement & Cement Products |
9 |
78 |
82 |
79 |
1,21 |
1,08 |
- |
- |
- |
|
13. Basic Metals & Metal Products |
37 |
9,69 |
7,92 |
44 |
12,39 |
5,33 |
1 |
4,80 |
2,69 |
|
(a) Iron & Steel |
5 |
1,38 |
97 |
6 |
1,91 |
1,65 |
- |
- |
- |
|
(b) Non-Ferrous Metals |
12 |
6,63 |
5,55 |
3 |
24 |
15 |
- |
- |
- |
|
(c) Metal Products |
20 |
1,68 |
1,40 |
35 |
10,25 |
3,53 |
1 |
4,80 |
2,69 |
|
14. Engineering |
63 |
7,30 |
5,61 |
176 |
85,49 |
48,10 |
2 |
7,15 |
- |
|
(a) Heavy Engineering |
5 |
56 |
31 |
28 |
12,71 |
8,41 |
2 |
7,15 |
- |
|
(b) Light Engineering |
36 |
4,23 |
3,34 |
53 |
12,67 |
6,39 |
- |
- |
- |
|
(c) Electrical Machinery & Goods |
16 |
1,57 |
1,14 |
83 |
11,24 |
6,26 |
- |
- |
- |
|
(d) Electronic Machinery & Goods |
6 |
94 |
82 |
12 |
48,87 |
27,05 |
- |
- |
- |
|
15. Vehicles, Vehicle Parts & Transport Equipments |
12 |
5,15 |
2,75 |
39 |
1,57 |
1,04 |
1 |
10 |
6 |
|
16. Other Industries |
76 |
5,47 |
4,44 |
719 |
42,36 |
34,88 |
- |
- |
- |
|
17. Electricity, Gas & Water |
7 |
11,97 |
7,39 |
5 |
1,55 |
1,39 |
- |
- |
- |
|
(a) Electricity Generation & Transmission |
3 |
8,80 |
5,27 |
- |
- |
- |
- |
- |
- |
|
(b) Non-Conventional Energy |
1 |
2,50 |
1,67 |
2 |
1,21 |
1,21 |
- |
- |
- |
|
(c) Gas, Steam & Water Supply |
3 |
67 |
45 |
3 |
34 |
18 |
- |
- |
- |
|
18. Construction |
51 |
37,64 |
19,21 |
305 |
24,20 |
19,46 |
- |
- |
- |
|
(a) Other than Infrastructure |
37 |
17,56 |
12,24 |
251 |
21,98 |
17,40 |
- |
- |
- |
|
(b) Infrastructure Construction |
14 |
20,07 |
6,98 |
54 |
2,21 |
2,05 |
- |
- |
- |
III. |
TRANSPORT OPERATORS |
47 |
3,59 |
3,13 |
211 |
5,40 |
4,63 |
- |
- |
- |
IV. |
PROFESSIONAL AND OTHER SERVICES |
204 |
41,48 |
31,42 |
4,968 |
442,54 |
367,63 |
- |
- |
- |
|
1. Professional Services |
20 |
4,07 |
3,61 |
1,760 |
37,49 |
33,65 |
- |
- |
- |
|
2. Tourism, Hotel & Restaurants |
56 |
20,80 |
16,20 |
160 |
36,61 |
27,89 |
- |
- |
- |
|
3. Recreation services |
11 |
51 |
34 |
89 |
3,23 |
2,81 |
- |
- |
- |
|
4. IT and Telecommunications |
4 |
65 |
27 |
7 |
59 |
55 |
- |
- |
- |
|
5. Others |
113 |
15,45 |
11,00 |
2,952 |
364,63 |
302,72 |
- |
- |
- |
V. |
PERSONAL LOANS |
16,402 |
416,16 |
327,13 |
38,755 |
632,02 |
502,60 |
15 |
51 |
19 |
|
1. Housing |
3,369 |
209,92 |
171,41 |
5,197 |
306,98 |
249,22 |
- |
- |
- |
|
2. Consumer Durables |
325 |
1,66 |
1,22 |
1,012 |
6,69 |
4,59 |
- |
- |
- |
|
3. Vehicles |
1,235 |
32,21 |
23,44 |
1,837 |
25,52 |
19,67 |
- |
- |
- |
|
4. Education |
1,639 |
39,25 |
25,06 |
6,177 |
97,05 |
71,71 |
- |
- |
- |
|
5. Personal Credit Cards |
- |
- |
- |
1,038 |
4,48 |
3,18 |
1 |
3 |
- |
|
6. Others |
9,834 |
133,11 |
106,00 |
23,494 |
191,30 |
154,22 |
14 |
48 |
19 |
VI. |
TRADE |
1,592 |
100,86 |
73,04 |
7,716 |
167,62 |
144,91 |
4 |
4,90 |
2,87 |
|
1. Wholesale Trade |
47 |
56,12 |
38,38 |
341 |
23,40 |
21,70 |
3 |
3,20 |
1,65 |
|
2. Retail Trade |
1,545 |
44,74 |
34,66 |
7,375 |
144,22 |
123,21 |
1 |
1,70 |
1,22 |
VII. |
FINANCE |
7 |
28 |
24 |
647 |
6,02 |
5,10 |
- |
- |
- |
VIII. |
ALL OTHERS |
129 |
6,73 |
2,87 |
10,601 |
83,95 |
68,74 |
- |
- |
- |
|
TOTAL BANK CREDIT |
33,748 |
861,34 |
661,38 |
1,02,781 |
1861,05 |
1479,04 |
25 |
52,45 |
26,70 |
TABLE NO. 5.6 – STATE AND BANK GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT |
||||||||||
SOUTHERN REGION |
||||||||||
PUDUCHERRY |
||||||||||
(Amount in Rupees Lakh) |
||||||||||
OCCUPATION |
REGIONAL RURAL BANKS |
PRIVATE SECTOR BANKS |
ALL SCHEDULED |
|||||||
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
||
|
10 |
11 |
12 |
13 |
14 |
15 |
16 |
17 |
18 |
|
I. |
AGRICULTURE |
983 |
3,33 |
3,17 |
18,619 |
161,18 |
111,43 |
72,077 |
460,22 |
363,28 |
|
1. Direct Finance |
982 |
3,15 |
3,01 |
18,416 |
150,12 |
103,13 |
70,832 |
435,28 |
344,69 |
|
2. Indirect Finance |
1 |
18 |
16 |
203 |
11,06 |
8,30 |
1,245 |
24,94 |
18,59 |
II. |
INDUSTRY |
1 |
2 |
2 |
1,086 |
213,34 |
163,80 |
3,868 |
780,42 |
547,77 |
|
1. Mining & Quarrying |
- |
- |
- |
5 |
2,23 |
2,10 |
14 |
7,25 |
6,01 |
|
2. Food Manufacturing & Processing |
- |
- |
- |
73 |
28,92 |
25,20 |
345 |
114,50 |
93,10 |
|
(a) Rice Mills, Flour & Dal Mills |
- |
- |
- |
27 |
16,23 |
15,04 |
141 |
69,72 |
56,47 |
|
(b) Sugar |
- |
- |
- |
- |
- |
- |
1 |
1,00 |
5 |
|
(c) Edible Oils & Vanaspati |
- |
- |
- |
11 |
4,04 |
3,37 |
17 |
12,06 |
10,71 |
|
(d) Tea Processing |
- |
- |
- |
- |
- |
- |
2 |
1 |
- |
|
(e) Processing of Fruits & Vegetables |
- |
- |
- |
1 |
58 |
56 |
6 |
1,94 |
1,31 |
|
(f) Others |
- |
- |
- |
34 |
8,07 |
6,23 |
178 |
29,78 |
24,56 |
|
3. Beverage & Tobacco |
- |
- |
- |
7 |
14,64 |
14,38 |
22 |
32,31 |
26,38 |
|
4. Textiles |
- |
- |
- |
48 |
3,19 |
2,76 |
280 |
48,87 |
41,32 |
|
(a) Cotton Textiles |
- |
- |
- |
5 |
1,05 |
1,02 |
46 |
34,72 |
28,90 |
|
(b) Jute & Other Natural Fibre Textiles |
- |
- |
- |
3 |
25 |
24 |
84 |
1,58 |
1,50 |
|
(c) Handloom Textiles & Khadi |
- |
- |
- |
2 |
19 |
17 |
13 |
2,36 |
1,87 |
|
(d) Other Textiles & Textile Products |
- |
- |
- |
38 |
1,71 |
1,32 |
137 |
10,21 |
9,05 |
|
5. Paper, Paper Products & Printing |
- |
- |
- |
34 |
24,68 |
18,63 |
221 |
43,76 |
33,59 |
|
6. Woods and Wood Products |
- |
- |
- |
5 |
38 |
12 |
52 |
5,98 |
4,32 |
|
7. Leather & Leather Products |
- |
- |
- |
1 |
4 |
4 |
35 |
39,26 |
24,60 |
|
8. Gems and Jewellery |
- |
- |
- |
5 |
11 |
9 |
12 |
85 |
82 |
|
9. Rubber & Plastic Products |
- |
- |
- |
40 |
6,96 |
5,73 |
238 |
52,45 |
38,30 |
|
10. Chemicals & Chemical Products |
- |
- |
- |
88 |
31,53 |
22,88 |
241 |
75,54 |
45,09 |
|
(a) Heavy Industrial Chemicals |
- |
- |
- |
8 |
1,30 |
1,04 |
15 |
8,19 |
7,47 |
|
(b) Fertilisers |
- |
- |
- |
2 |
25 |
8 |
4 |
55 |
37 |
|
(c) Drugs & Pharmaceuticals |
- |
- |
- |
2 |
2 |
2 |
13 |
23,96 |
4,43 |
|
(d) Non-Edible Oils |
- |
- |
- |
- |
- |
- |
1 |
9 |
9 |
|
(e) Other Chemicals & Chemical Products |
- |
- |
- |
76 |
29,96 |
21,74 |
208 |
42,76 |
32,73 |
|
11. Petroleum, Coal Products & Nuclear Fuels |
- |
- |
- |
- |
- |
- |
1 |
15 |
16 |
|
12. Manufacture of Cement & Cement Products |
- |
- |
- |
7 |
85 |
67 |
95 |
2,85 |
2,57 |
|
13. Basic Metals & Metal Products |
- |
- |
- |
27 |
15,46 |
11,35 |
109 |
42,34 |
27,29 |
|
(a) Iron & Steel |
- |
- |
- |
4 |
4,84 |
4,78 |
15 |
8,13 |
7,40 |
|
(b) Non-Ferrous Metals |
- |
- |
- |
- |
- |
- |
15 |
6,87 |
5,71 |
|
(c) Metal Products |
- |
- |
- |
23 |
10,63 |
6,57 |
79 |
27,35 |
14,19 |
|
14. Engineering |
- |
- |
- |
96 |
21,28 |
9,42 |
337 |
121,23 |
63,13 |
|
(a) Heavy Engineering |
- |
- |
- |
3 |
57 |
45 |
38 |
20,99 |
9,17 |
|
(b) Light Engineering |
- |
- |
- |
75 |
6,91 |
2,08 |
164 |
23,80 |
11,81 |
|
(c) Electrical Machinery & Goods |
- |
- |
- |
9 |
85 |
62 |
108 |
13,67 |
8,01 |
|
(d) Electronic Machinery & Goods |
- |
- |
- |
9 |
12,96 |
6,27 |
27 |
62,77 |
34,14 |
|
15. Vehicles, Vehicle Parts & Transport Equipments |
- |
- |
- |
18 |
4,29 |
3,44 |
70 |
11,11 |
7,28 |
|
16. Other Industries |
- |
- |
- |
168 |
11,04 |
9,69 |
963 |
58,88 |
49,02 |
|
17. Electricity, Gas & Water |
- |
- |
- |
- |
- |
- |
12 |
13,52 |
8,78 |
|
(a) Electricity Generation & Transmission |
- |
- |
- |
- |
- |
- |
3 |
8,80 |
5,27 |
|
(b) Non-Conventional Energy |
- |
- |
- |
- |
- |
- |
3 |
3,71 |
2,88 |
|
(c) Gas, Steam & Water Supply |
- |
- |
- |
- |
- |
- |
6 |
1,01 |
63 |
|
18. Construction |
1 |
2 |
2 |
464 |
47,72 |
37,31 |
821 |
109,57 |
76,00 |
|
(a) Other than Infrastructure |
1 |
2 |
2 |
364 |
35,99 |
31,61 |
653 |
75,56 |
61,27 |
|
(b) Infrastructure Construction |
- |
- |
- |
100 |
11,73 |
5,70 |
168 |
34,01 |
14,73 |
III. |
TRANSPORT OPERATORS |
- |
- |
- |
1,374 |
85,98 |
50,50 |
1,632 |
94,97 |
58,25 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
1 |
- |
- |
1,164 |
70,91 |
50,90 |
6,337 |
554,94 |
449,95 |
|
1. Professional Services |
1 |
- |
- |
81 |
6,26 |
3,41 |
1,862 |
47,81 |
40,67 |
|
2. Tourism, Hotel & Restaurants |
- |
- |
- |
105 |
25,01 |
20,58 |
321 |
82,42 |
64,67 |
|
3. Recreation services |
- |
- |
- |
1 |
1 |
- |
101 |
3,74 |
3,15 |
|
4. IT and Telecommunications |
- |
- |
- |
12 |
56 |
50 |
23 |
1,80 |
1,33 |
|
5. Others |
- |
- |
- |
965 |
39,08 |
26,41 |
4,030 |
419,16 |
340,13 |
V. |
PERSONAL LOANS |
155 |
40 |
39 |
43,513 |
484,39 |
353,57 |
98,840 |
1533,47 |
1183,88 |
|
1. Housing |
- |
- |
- |
1,687 |
147,41 |
124,15 |
10,253 |
664,31 |
544,78 |
|
2. Consumer Durables |
- |
- |
- |
430 |
11,83 |
10,03 |
1,767 |
20,18 |
15,84 |
|
3. Vehicles |
1 |
- |
- |
25,280 |
179,73 |
108,31 |
28,353 |
237,47 |
151,43 |
|
4. Education |
- |
- |
- |
138 |
2,56 |
1,99 |
7,954 |
138,86 |
98,76 |
|
5. Personal Credit Cards |
- |
- |
- |
279 |
8,48 |
3,75 |
1,318 |
13,00 |
6,93 |
|
6. Others |
154 |
39 |
39 |
15,699 |
134,37 |
105,33 |
49,195 |
459,66 |
366,14 |
VI. |
TRADE |
27 |
6 |
6 |
1,139 |
114,72 |
95,90 |
10,478 |
388,16 |
316,77 |
|
1. Wholesale Trade |
- |
- |
- |
161 |
37,58 |
31,80 |
552 |
120,31 |
93,53 |
|
2. Retail Trade |
27 |
6 |
6 |
978 |
77,13 |
64,10 |
9,926 |
267,85 |
223,24 |
VII. |
FINANCE |
109 |
96 |
61 |
82 |
14,14 |
8,83 |
845 |
21,39 |
14,79 |
VIII. |
ALL OTHERS |
- |
- |
- |
3,611 |
49,26 |
42,50 |
14,341 |
139,94 |
114,11 |
|
TOTAL BANK CREDIT |
1,276 |
4,78 |
4,26 |
70,588 |
1193,90 |
877,43 |
2,08,418 |
3973,52 |
3048,81 |