Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1997

SOUTHERN REGION

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

FOREIGN BANKS

AND ITS ASSOCIATES

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

standing

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

10,311

14,81

14,06

35,004

83,45

82,00

—

—

—

1.

Direct Finance

10,307

13,90

13,09

34,963

82,73

81,35

—

—

—

2.

Indirect Finance

4

91

97

41

73

65

—

—

—

II.

INDUSTRY

1,086

39,12

35,22

1,636

83,05

84,18

15

49,76

34,99

1.

Mining & Quarrying

1

2

2

3

29

14

—

—

—

2.

Food Manufacturing and Processing

36

2,28

1,49

61

3,42

3,21

—

—

—

(a)

Rice Mills, Flour and Dal Mills

21

2,02

1,23

20

1,22

94

—

—

—

(b)

Sugar

—

—

—

—

—

—

—

—

—

(c)

Edible Oils and Vanaspati

4

19

19

8

1,38

1,50

—

—

—

(d)

Tea Processing

—

—

—

—

—

—

—

—

—

(e)

Processing of Fruits & Vegetables

—

—

—

—

—

—

—

—

—

(f)

Others

11

8

7

33

83

77

—

—

—

3.

Beverage and Tobacco

1

4

3

3

22

26

—

—

—

4.

Textiles

12

40

43

50

38,43

43,41

—

—

—

(a)

Cotton Textiles

5

4

4

24

36,61

41,77

—

—

—

(b)

Jute Textiles

2

32

35

—

—

—

—

—

—

(c)

Handloom Textiles & Khadi

1

2

1

1

2

2

—

—

—

(d)

Other Textiles

4

3

3

25

1,80

1,63

—

—

—

5.

Paper, Paper Products and Printing

36

4,23

4,94

72

2,02

1,98

—

—

—

6.

Leather and Leather Products

6

62

74

14

1,64

1,23

—

—

—

7.

Rubber and Rubber Products

26

44

36

9

65

43

—

—

—

8.

Chemicals and Chemical Products

79

5,78

6,15

134

14,08

13,67

6

18,06

4,15

(a)

Heavy Industrial Chemicals

7

1,12

85

11

6,47

6,36

—

—

—

(b)

Fertilizers

1

8

—

2

14

15

—

—

—

(c)

Drugs and Pharmaceuticals

4

17

14

6

27

34

4

11,06

4,15

(d)

Non-Edible Oils

—

—

—

1

—

—

—

—

—

(e)

Other Chemicals & Chemical Products

67

4,42

5,15

114

7,20

6,82

2

7,00

—

9.

Petroleum, Coal Products & Nuclear Fuels

1

4

4

1

1

1

—

—

—

10.

Manufacture of Cement & Cement Products

2

4

4

1

1

1

—

—

—

11.

Basic Metals & Metal Products

35

4,12

3,66

96

7,57

7,72

—

—

—

(a)

Iron and Steel

9

63

42

31

4,92

5,03

—

—

—

(b)

Non-Ferrous Metals

7

2,50

2,52

5

60

59

—

—

—

(c)

Other Metal Products

19

99

72

60

2,05

2,10

—

—

—

12.

Engineering

39

5,19

3,75

86

5,37

4,01

—

—

—

(a)

Heavy Engineering

2

29

30

3

54

53

—

—

—

(b)

Light Engineering

15

2,04

1,97

19

55

36

—

—

—

(c)

Electrical Machinery & Goods

10

78

7

30

1,63

67

—

—

—

(d)

Electronic Machinery & Goods

12

2,08

1,41

34

2,65

2,44

—

—

—

13.

Vehicles, Vehicle Parts & Transport Equipments

7

49

35

30

85

43

1

1,20

1,20

14.

Other Industries

795

15,24

13,03

1,046

4,22

3,50

8

30,50

29,65

15.

Electricity, Gas & Water

2

3

3

5

3,65

3,60

—

—

—

(a)

Electricity Generation & Transmission

2

3

3

1

3,49

3,49

—

—

—

(b)

Non-Conventional Energy

—

—

—

1

—

—

—

—

—

(c)

Gas, Steam & Water Supply

—

—

—

3

16

11

—

—

—

16.

Construction

8

18

16

25

63

58

—

—

—

III.

TRANSPORT OPERATORS

415

2,04

1,86

407

2,66

2,22

—

—

—

IV.

PROFESSIONAL AND OTHER SERVICES

221

1,75

1,65

2,888

11,97

11,57

—

—

—

V.

PERSONAL LOANS

7,334

22,99

19,28

9,905

26,44

25,94

59

26

24

1.

Loans for Purchase of Consumer Durables

1,031

1,12

1,21

1,145

1,58

1,31

—

—

—

2.

Loans for Housing

500

5,44

5,09

992

8,25

9,48

—

—

—

3.

Rest of the Personal Loans

5,803

16,43

12,98

7,768

16,61

15,14

59

26

24

V I.

TRADE

1,982

16,84

10,38

5,901

22,33

17,23

—

—

—

1.

Wholesale Trade

196

1,68

1,40

209

8,54

4,87

—

—

—

2.

Retail Trade

1,786

15,15

8,98

5,692

13,79

12,36

—

—

—

VII.

FINANCE

—

—

—

6

6,46

6,49

—

—

—

VIII.

ALL OTHERS

78

7,41

5,04

9,058

16,26

14,05

—

—

—

TOTAL BANK CREDIT

21,427

104,95

87,49

64,805

252,62

243,68

74

50,02

35,24

OF WHICH :

1.

Artisans & Village Industries

467

1,84

1,76

238

41

43

—

—

—

2.

Other Small Scale Industries

512

13,82

11,94

992

19,68

17,49

—

—

—

(Amount in Rupees Lakh)

REGIONAL RURAL BANKS

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIAL BANKS

COMMERCIAL BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

standing

10

11

12

13

14

15

16

17

18

I.

AGRICULTURE

—

—

—

376

99

94

45,691

99,25

97,00

1.

Direct Finance

—

—

—

376

99

94

45,646

97,62

95,38

2.

Indirect Finance

—

—

—

—

—

—

45

1,64

1,62

II.

INDUSTRY

—

—

—

357

60,16

51,42

3,094

232,08

205,82

1.

Mining & Quarrying

—

—

—

1

8

8

5

39

25

2.

Food Manufacturing and Processing

—

—

—

79

2,40

1,99

176

8,10

6,70

(a)

Rice Mills, Flour and Dal Mills

—

—

—

—

—

—

41

3,23

2,17

(b)

Sugar

—

—

—

—

—

—

—

—

—

(c)

Edible Oils and Vanaspati

—

—

—

21

1,13

88

33

2,70

2,57

(d)

Tea Processing

—

—

—

—

—

—

—

—

—

(e)

Processing of Fruits & Vegetables

—

—

—

—

—

—

—

—

—

(f)

Others

—

—

—

58

1,27

1,12

102

2,18

1,96

3.

Beverage and Tobacco

—

—

—

2

78

38

6

1,04

68

4.

Textiles

—

—

—

32

17,16

14,90

94

55,99

58,74

(a)

Cotton Textiles

—

—

—

3

2,26

2,01

32

38,91

43,82

(b)

Jute Textiles

—

—

—

—

—

—

2

32

35

(c)

Handloom Textiles & Khadi

—

—

—

1

8

8

3

12

10

(d)

Other Textiles

—

—

—

28

14,82

12,82

57

16,65

14,47

5.

Paper, Paper Products and Printing

—

—

—

10

5,49

4,01

118

11,74

10,93

6.

Leather and Leather Products

—

—

—

8

89

78

28

3,14

2,75

7.

Rubber and Rubber Products

—

—

—

9

2,19

1,97

44

3,28

2,77

8.

Chemicals and Chemical Products

—

—

—

64

18,60

17,20

283

56,53

41,16

(a)

Heavy Industrial Chemicals

—

—

—

16

11,46

11,55

34

19,05

18,76

(b)

Fertilizers

—

—

—

—

—

—

3

22

15

(c)

Drugs and Pharmaceuticals

—

—

—

14

1,89

1,94

28

13,39

6,57

(d)

Non-Edible Oils

—

—

—

—

—

—

1

—

—

(e)

Other Chemicals & Chemical Products

—

—

34

5,25

3,71

217

23,87

15,68

9.

Petroleum, Coal Products & Nuclear Fuels

—

—

—

—

—

—

2

5

4

10.

Manufacture of Cement & Cement Products

—

—

—

1

—

—

4

5

5

11.

Basic Metals & Metal Products

—

—

—

11

2,88

1,91

142

14,57

13,30

(a)

Iron and Steel

—

—

—

2

30

23

42

5,84

5,69

(b)

Non-Ferrous Metals

—

—

—

—

—

—

12

3,10

3,11

(c)

Other Metal Products

—

—

—

9

2,58

1,69

88

5,62

4,50

12.

Engineering

—

—

—

28

5,33

4,08

153

15,89

11,84

(a)

Heavy Engineering

—

—

—

3

1,25

1,36

8

2,08

2,20

(b)

Light Engineering

—

—

—

4

15

12

38

2,74

2,46

(c)

Electrical Machinery & Goods

—

—

—

9

3,49

2,07

49

5,90

2,81

(d)

Electronic Machinery & Goods

—

—

—

12

43

52

58

5,16

4,38

13.

Vehicles, Vehicle Parts & Transport Equipments

—

—

—

2

17

22

40

2,71

2,20

14.

Other Industries

—

—

—

99

3,59

3,45

1,948

53,55

49,62

15.

Electricity, Gas & Water

—

—

—

1

12

12

8

3,81

3,75

(a)

Electricity Generation & Transmission

—

—

—

—

—

—

3

3,52

3,52

(b)

Non-Conventional Energy

—

—

—

—

—

—

1

—

—

(c)

Gas, Steam & Water Supply

—

—

—

1

12

12

4

28

23

16.

Construction

—

—

—

10

46

31

43

1,26

1,05

III.

TRANSPORT OPERATORS

—

—

—

206

2,64

2,13

1,028

7,35

6,21

IV.

PROFESSIONAL AND OTHER SERVICES

—

—

—

422

2,54

1,55

3,531

16,26

14,78

V.

PERSONAL LOANS

—

—

—

2,635

8,05

7,41

19,933

57,73

52,87

1.

Loans for Purchase of Consumer Durables

—

—

—

302

29

26

2,478

2,99

2,78

2.

Loans for Housing

—

—

—

104

1,43

1,15

1,596

15,12

15,73

3.

Rest of the Personal Loans

—

—

—

2,229

6,33

5,99

15,859

39,62

34,35

V I.

TRADE

—

—

—

684

14,49

12,84

8,567

53,66

40,46

1.

Wholesale Trade

—

—

—

119

5,33

4,71

524

15,55

10,98

2.

Retail Trade

—

—

—

565

9,17

8,13

8,043

38,11

29,47

VII.

FINANCE

—

—

—

3

47

48

9

6,93

6,97

VIII.

ALL OTHERS

—

—

—

442

3,63

2,78

9,578

27,30

21,86

TOTAL BANK CREDIT

—

—

—

5,125

92,98

79,55

91,431

500,57

445,97

OF WHICH :

1.

Artisans & Village Industries

—

—

—

17

1

1

722

2,27

2,20

2.

Other Small Scale Industries

—

—

—

219

20,99

18,80

1,723

54,50

48,22