Punjab - ਆਰਬੀਆਈ - Reserve Bank of India
Punjab
NORTHERN REGION | |||||||
STATE : PUNJAB | |||||||
(Amount in Rupees Lakh) |
|||||||
OCCUPATION |
RURAL |
SEMI-URBAN |
|||||
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
||
|
1 |
2 |
3 |
4 |
5 |
6 |
|
I. |
AGRICULTURE |
4,84,219 |
7196,06 |
6135,04 |
2,85,433 |
5486,12 |
4607,42 |
|
1. Direct Finance |
4,79,282 |
6780,89 |
5800,30 |
2,77,960 |
4590,60 |
3904,58 |
|
2. Indirect Finance |
4,937 |
415,18 |
334,74 |
7,473 |
895,52 |
702,84 |
II. |
INDUSTRY |
18,064 |
4803,84 |
3385,29 |
27,157 |
4568,00 |
3537,35 |
|
1. Mining & Quarrying |
223 |
147,10 |
37,23 |
358 |
85,86 |
51,36 |
|
2. Food Manufacturing & Processing |
2,030 |
563,29 |
425,64 |
4,587 |
1578,90 |
1193,87 |
|
(a) Rice Mills, Flour & Dal Mills |
973 |
391,21 |
291,40 |
2,594 |
959,96 |
739,41 |
|
(b) Sugar |
8 |
1,52 |
1,08 |
22 |
108,29 |
83,23 |
|
(c) Edible Oils & Vanaspati |
126 |
47,69 |
37,90 |
536 |
204,42 |
163,37 |
|
(d) Tea Processing |
3 |
3,26 |
1,95 |
8 |
17,20 |
16,79 |
|
(e) Processing of Fruits & Vegetables |
17 |
6,18 |
4,79 |
32 |
4,26 |
3,77 |
|
(f) Others |
903 |
113,43 |
88,53 |
1,395 |
284,78 |
187,31 |
|
3. Beverage & Tobacco |
29 |
97,56 |
61,41 |
71 |
37,03 |
30,66 |
|
4. Textiles |
2,810 |
826,41 |
584,86 |
1,823 |
531,75 |
432,73 |
|
(a) Cotton Textiles |
252 |
324,41 |
189,02 |
365 |
318,16 |
237,95 |
|
(b) Jute & Other Natural Fibre Textiles |
170 |
16,71 |
11,38 |
52 |
3,94 |
2,92 |
|
(c) Handloom Textiles & Khadi |
1,493 |
12,97 |
10,57 |
856 |
10,41 |
7,60 |
|
(d) Other Textiles & Textile Products |
895 |
472,33 |
373,88 |
550 |
199,24 |
184,26 |
|
5. Paper, Paper Products & Printing |
257 |
151,13 |
105,41 |
316 |
92,61 |
80,74 |
|
6. Leather & Leather Products |
154 |
14,38 |
12,78 |
172 |
4,44 |
2,79 |
|
7. Rubber & Plastic Products |
180 |
53,15 |
40,62 |
763 |
55,71 |
40,34 |
|
8. Chemicals & Chemical Products |
342 |
200,61 |
178,06 |
622 |
137,26 |
110,35 |
|
(a) Heavy Industrial Chemicals |
14 |
58,86 |
46,46 |
38 |
12,54 |
11,72 |
|
(b) Fertilisers |
12 |
68,64 |
76,21 |
16 |
10,42 |
9,11 |
|
(c) Drugs & Pharmaceuticals |
83 |
10,59 |
6,38 |
151 |
23,80 |
20,90 |
|
(d) Non-Edible Oils |
13 |
1,64 |
1,51 |
19 |
5,17 |
4,81 |
|
(e) Other Chemicals & Chemical Products |
220 |
60,87 |
47,50 |
398 |
85,33 |
63,81 |
|
9. Petroleum, Coal Products & Nuclear Fuels |
36 |
155,66 |
78,81 |
57 |
10,04 |
8,60 |
|
10. Manufacture of Cement & Cement Products |
150 |
27,57 |
24,62 |
182 |
13,99 |
11,22 |
|
11. Basic Metals & Metal Products |
617 |
363,94 |
287,91 |
6,783 |
963,19 |
712,30 |
|
(a) Iron & Steel |
114 |
270,78 |
203,41 |
990 |
747,76 |
523,29 |
|
(b) Non-Ferrous Metals |
39 |
21,88 |
18,07 |
63 |
18,07 |
16,87 |
|
(c) Metal Products |
464 |
71,29 |
66,42 |
5,730 |
197,35 |
172,14 |
|
12. Engineering |
985 |
148,36 |
120,09 |
2,955 |
234,85 |
199,16 |
|
(a) Heavy Engineering |
121 |
13,57 |
11,66 |
249 |
52,20 |
44,72 |
|
(b) Light Engineering |
576 |
53,49 |
43,31 |
1,195 |
86,30 |
64,46 |
|
(c) Electrical Machinery & Goods |
203 |
48,74 |
36,70 |
1,417 |
91,78 |
85,95 |
|
(d) Electronic Machinery & Goods |
85 |
32,56 |
28,43 |
94 |
4,58 |
4,03 |
|
13. Vehicles, Vehicle Parts & Transport Equipments |
570 |
101,47 |
75,82 |
467 |
143,15 |
113,18 |
|
14. Other Industries |
7,733 |
498,00 |
365,93 |
5,037 |
169,43 |
132,80 |
|
15. Electricity, Gas & Water |
20 |
860,94 |
594,96 |
40 |
66,22 |
52,65 |
|
(a) Electricity Generation & Transmission |
18 |
859,84 |
593,93 |
25 |
64,37 |
51,22 |
|
(b) Non-Conventional Energy |
- |
- |
- |
3 |
23 |
13 |
|
(c) Gas, Steam & Water Supply |
2 |
1,10 |
1,04 |
12 |
1,62 |
1,29 |
|
16. Construction |
1,928 |
594,28 |
391,14 |
2,924 |
443,56 |
364,62 |
III. |
TRANSPORT OPERATORS |
3,313 |
104,95 |
73,24 |
2,081 |
65,06 |
48,40 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
32,657 |
1865,25 |
1517,07 |
34,387 |
1574,30 |
1238,24 |
V. |
PERSONAL LOANS |
1,19,178 |
2178,91 |
1666,99 |
1,93,595 |
4380,62 |
3238,83 |
|
1. Loans for Purchase of Consumer Durables |
4,348 |
32,84 |
27,03 |
5,706 |
49,24 |
39,21 |
|
2. Loans for Housing |
27,828 |
765,70 |
648,33 |
43,657 |
1774,80 |
1490,47 |
|
3. Rest of the Personal Loans |
87,002 |
1380,37 |
991,62 |
1,44,232 |
2556,58 |
1709,15 |
VI. |
TRADE |
42,962 |
990,63 |
800,18 |
48,200 |
1910,52 |
1458,64 |
|
1. Wholesale Trade |
2,245 |
269,79 |
219,53 |
2,348 |
338,24 |
273,64 |
|
2. Retail Trade |
40,717 |
720,83 |
580,65 |
45,852 |
1572,28 |
1185,00 |
VII. |
FINANCE |
846 |
153,30 |
143,19 |
631 |
42,61 |
33,73 |
VIII. |
ALL OTHERS |
31,770 |
580,61 |
470,93 |
43,446 |
802,73 |
623,63 |
|
TOTAL BANK CREDIT |
7,33,009 |
17873,55 |
14191,93 |
6,34,930 |
18829,95 |
14786,24 |
TABLE NO. 5.7 – STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION 'MARCH 2008 |
|||||||
NORTHERN REGION | |||||||
STATE : PUNJAB | |||||||
(Amount in Rupees Lakh) |
|||||||
OCCUPATION |
URBAN |
METROPOLITAN |
|||||
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
||
|
7 |
8 |
9 |
10 |
11 |
12 |
|
I. |
AGRICULTURE |
75,108 |
4467,10 |
3680,84 |
12,267 |
1066,84 |
929,09 |
|
1. Direct Finance |
71,621 |
2397,02 |
1932,13 |
10,930 |
390,59 |
349,57 |
|
2. Indirect Finance |
3,487 |
2070,07 |
1748,71 |
1,337 |
676,25 |
579,52 |
II. |
INDUSTRY |
38,873 |
20007,91 |
14300,52 |
28,717 |
11122,66 |
7784,43 |
|
1. Mining & Quarrying |
489 |
333,67 |
252,25 |
57 |
21,09 |
18,55 |
|
2. Food Manufacturing & Processing |
2,671 |
1560,21 |
1211,25 |
899 |
181,09 |
151,03 |
|
(a) Rice Mills, Flour & Dal Mills |
1,405 |
799,50 |
640,73 |
260 |
62,84 |
50,62 |
|
(b) Sugar |
29 |
191,77 |
117,95 |
7 |
26,66 |
22,57 |
|
(c) Edible Oils & Vanaspati |
216 |
224,97 |
164,99 |
44 |
13,45 |
9,52 |
|
(d) Tea Processing |
5 |
1,42 |
40 |
1 |
5,00 |
3,72 |
|
(e) Processing of Fruits & Vegetables |
43 |
17,58 |
16,19 |
18 |
3,84 |
3,43 |
|
(f) Others |
973 |
324,97 |
271,00 |
569 |
69,30 |
61,18 |
|
3. Beverage & Tobacco |
61 |
41,92 |
29,24 |
23 |
33,89 |
27,06 |
|
4. Textiles |
6,932 |
5374,42 |
4032,90 |
8,049 |
6261,27 |
3984,33 |
|
(a) Cotton Textiles |
2,419 |
3046,78 |
2176,71 |
1,573 |
3243,06 |
2022,13 |
|
(b) Jute & Other Natural Fibre Textiles |
1,592 |
81,55 |
47,89 |
153 |
28,32 |
25,04 |
|
(c) Handloom Textiles & Khadi |
176 |
45,01 |
25,86 |
340 |
24,34 |
18,09 |
|
(d) Other Textiles & Textile Products |
2,745 |
2201,08 |
1782,44 |
5,983 |
2965,55 |
1919,07 |
|
5. Paper, Paper Products & Printing |
849 |
620,73 |
481,80 |
515 |
656,62 |
488,04 |
|
6. Leather & Leather Products |
374 |
160,73 |
116,29 |
105 |
26,44 |
19,81 |
|
7. Rubber & Plastic Products |
1,187 |
1422,52 |
459,52 |
691 |
186,25 |
141,11 |
|
8. Chemicals & Chemical Products |
1,016 |
927,82 |
758,68 |
1,224 |
168,86 |
128,78 |
|
(a) Heavy Industrial Chemicals |
120 |
112,03 |
99,37 |
77 |
60,62 |
49,48 |
|
(b) Fertilisers |
28 |
84,88 |
79,27 |
11 |
2,15 |
1,83 |
|
(c) Drugs & Pharmaceuticals |
236 |
397,24 |
296,92 |
792 |
47,15 |
36,24 |
|
(d) Non-Edible Oils |
34 |
13,09 |
11,46 |
4 |
47 |
44 |
|
(e) Other Chemicals & Chemical Products |
598 |
320,58 |
271,67 |
340 |
58,47 |
40,79 |
|
9. Petroleum, Coal Products & Nuclear Fuels |
51 |
163,20 |
17,37 |
23 |
3,25 |
2,36 |
|
10. Manufacture of Cement & Cement Products |
233 |
45,47 |
42,05 |
157 |
22,27 |
18,82 |
|
11. Basic Metals & Metal Products |
6,796 |
1825,26 |
1401,20 |
6,937 |
931,51 |
745,09 |
|
(a) Iron & Steel |
1,237 |
1016,24 |
745,15 |
632 |
639,70 |
532,05 |
|
(b) Non-Ferrous Metals |
452 |
172,30 |
134,92 |
57 |
29,41 |
18,78 |
|
(c) Metal Products |
5,107 |
636,72 |
521,13 |
6,248 |
262,39 |
194,27 |
|
12. Engineering |
3,843 |
1399,80 |
1111,06 |
2,749 |
1079,22 |
810,38 |
|
(a) Heavy Engineering |
520 |
144,32 |
115,05 |
617 |
290,00 |
237,19 |
|
(b) Light Engineering |
2,513 |
997,38 |
787,81 |
1,456 |
693,04 |
497,87 |
|
(c) Electrical Machinery & Goods |
604 |
192,89 |
154,84 |
232 |
34,34 |
28,67 |
|
(d) Electronic Machinery & Goods |
206 |
65,21 |
53,36 |
444 |
61,84 |
46,65 |
|
13. Vehicles, Vehicle Parts & Transport Equipments |
1,216 |
973,87 |
478,42 |
2,637 |
662,49 |
504,31 |
|
14. Other Industries |
8,449 |
1200,00 |
1000,70 |
2,697 |
297,90 |
244,43 |
|
15. Electricity, Gas & Water |
70 |
2613,30 |
1794,39 |
22 |
22,52 |
19,68 |
|
(a) Electricity Generation & Transmission |
37 |
2585,05 |
1787,09 |
19 |
20,79 |
18,13 |
|
(b) Non-Conventional Energy |
5 |
58 |
50 |
2 |
48 |
48 |
|
(c) Gas, Steam & Water Supply |
28 |
27,67 |
6,79 |
1 |
1,25 |
1,07 |
|
16. Construction |
4,636 |
1344,99 |
1113,42 |
1,932 |
567,99 |
480,66 |
III. |
TRANSPORT OPERATORS |
4,855 |
357,45 |
241,84 |
3,904 |
232,19 |
163,52 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
74,831 |
5801,22 |
4475,92 |
18,857 |
1124,58 |
895,82 |
V. |
PERSONAL LOANS |
2,15,006 |
5922,54 |
4511,10 |
1,30,112 |
3608,43 |
2824,02 |
|
1. Loans for Purchase of Consumer Durables |
5,257 |
55,90 |
41,01 |
4,614 |
66,41 |
52,01 |
|
2. Loans for Housing |
54,222 |
2653,65 |
2281,33 |
29,119 |
1475,19 |
1254,23 |
|
3. Rest of the Personal Loans |
1,55,527 |
3212,98 |
2188,76 |
96,379 |
2066,83 |
1517,78 |
VI. |
TRADE |
37,718 |
4200,45 |
3148,22 |
17,457 |
1831,50 |
1512,88 |
|
1. Wholesale Trade |
3,659 |
954,24 |
644,56 |
2,438 |
750,45 |
640,24 |
|
2. Retail Trade |
34,059 |
3246,21 |
2503,66 |
15,019 |
1081,05 |
872,64 |
VII. |
FINANCE |
459 |
242,71 |
167,30 |
246 |
88,93 |
23,44 |
VIII. |
ALL OTHERS |
46,698 |
2056,81 |
1794,50 |
43,884 |
983,19 |
769,96 |
|
TOTAL BANK CREDIT |
4,93,548 |
43056,19 |
32320,23 |
2,55,444 |
20058,32 |
14903,16 |