Punjab - ਆਰਬੀਆਈ - Reserve Bank of India
Punjab
NORTHERN REGION (Contd.) |
||||||||||
STATE : PUNJAB | ||||||||||
(Amount in ` Lakh) |
||||||||||
OCCUPATION |
STATE BANK OF INDIA AND ITS ASSOCIATES |
NATIONALISED BANKS |
FOREIGN BANKS |
|||||||
No. of Accounts |
Credit Limit |
Amount Outstanding |
No. of Accounts |
Credit Limit |
Amount Outstanding |
No. of Accounts |
Credit Limit |
Amount Outstanding |
||
1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
||
I. |
AGRICULTURE |
3,60,587 |
7265,12 |
5999,48 |
4,51,895 |
12694,76 |
10958,78 |
7 |
3,21 |
1,91 |
1. Direct Finance |
3,57,018 |
6836,54 |
5631,08 |
4,33,567 |
9090,91 |
7785,53 |
- |
- |
-1 |
|
2. Indirect Finance |
3,569 |
428,58 |
368,40 |
18,328 |
3603,85 |
3173,24 |
7 |
3,21 |
1,91 |
|
II. |
INDUSTRY |
26,883 |
17882,94 |
12937,82 |
75,057 |
35042,95 |
26994,22 |
383 |
321,31 |
229,52 |
1. Mining & Quarrying |
365 |
98,47 |
74,19 |
364 |
219,56 |
135,82 |
- |
- |
- |
|
2. Food Manufacturing & Processing |
6,650 |
3091,07 |
2348,67 |
11,694 |
3807,30 |
2781,44 |
12 |
6,31 |
21 |
|
(a) Rice Mills, Flour & Dal Mills |
1,999 |
1371,67 |
1101,30 |
2,445 |
1812,74 |
1295,38 |
10 |
6,19 |
9 |
|
(b) Sugar |
27 |
280,01 |
243,01 |
26 |
426,20 |
275,25 |
- |
- |
- |
|
(c) Edible Oils & Vanaspati |
399 |
334,17 |
172,03 |
235 |
386,09 |
300,03 |
- |
- |
- |
|
(d) Tea Processing |
12 |
6,83 |
6,00 |
19 |
32 |
28 |
1 |
4 |
4 |
|
(e) Processing of Fruits & Vegetables |
73 |
25,79 |
20,81 |
34 |
7,31 |
6,55 |
- |
- |
- |
|
(f) Others |
4,140 |
1072,59 |
805,52 |
8,935 |
1174,64 |
903,95 |
1 |
8 |
8 |
|
3. Beverage & Tobacco |
107 |
138,32 |
105,94 |
102 |
270,18 |
224,22 |
- |
- |
- |
|
4. Textiles |
5,586 |
8490,57 |
5885,19 |
20,138 |
8558,08 |
6355,99 |
27 |
21,39 |
10,95 |
|
(a) Cotton Textiles |
1,071 |
2890,92 |
1926,21 |
8,599 |
5072,92 |
3696,62 |
22 |
18,07 |
7,63 |
|
(b) Jute & Other Natural Fibre Textiles |
62 |
22,05 |
17,38 |
185 |
35,22 |
19,60 |
- |
- |
- |
|
(c) Handloom Textiles & Khadi |
962 |
159,91 |
110,52 |
1,714 |
217,41 |
167,80 |
- |
- |
- |
|
(d) Other Textiles & Textile Products |
3,491 |
5417,70 |
3831,08 |
9,640 |
3232,53 |
2471,97 |
5 |
3,32 |
3,32 |
|
5. Paper, Paper Products & Printing |
726 |
682,97 |
573,96 |
1,889 |
828,19 |
691,69 |
15 |
40,18 |
16,81 |
|
6. Woods and Wood Products |
565 |
47,68 |
40,10 |
963 |
63,86 |
44,93 |
2 |
20 |
20 |
|
7. Leather & Leather Products |
204 |
26,10 |
18,47 |
814 |
155,13 |
108,82 |
- |
- |
- |
|
8. Gems and Jewellery |
312 |
93,11 |
67,14 |
91 |
14,10 |
6,47 |
- |
- |
- |
|
9. Rubber & Plastic Products |
793 |
247,66 |
195,75 |
1,420 |
460,64 |
228,00 |
3 |
19 |
10 |
|
10. Chemicals & Chemical Products |
898 |
357,71 |
262,35 |
1,088 |
747,16 |
579,60 |
3 |
28 |
15 |
|
(a) Heavy Industrial Chemicals |
67 |
52,15 |
41,11 |
103 |
272,56 |
229,78 |
2 |
21 |
8 |
|
(b) Fertilisers |
32 |
7,36 |
5,92 |
86 |
4,20 |
3,09 |
- |
- |
- |
|
(c) Drugs & Pharmaceuticals |
92 |
51,54 |
36,21 |
190 |
228,70 |
148,57 |
- |
- |
- |
|
(d) Non-Edible Oils |
63 |
34,73 |
22,21 |
10 |
25,18 |
24,86 |
- |
- |
- |
|
(e) Other Chemicals & Chemical Products |
644 |
211,93 |
156,90 |
699 |
216,53 |
173,32 |
1 |
7 |
7 |
|
11. Petroleum, Coal Products & Nuclear Fuels |
70 |
13,29 |
10,66 |
73 |
1092,44 |
758,03 |
1 |
75 |
75 |
|
12. Manufacture of Cement & Cement Products |
518 |
50,00 |
41,60 |
311 |
41,16 |
33,30 |
- |
- |
- |
|
13. Basic Metals & Metal Products |
3,466 |
2346,43 |
1715,37 |
6,573 |
3541,91 |
2235,88 |
40 |
58,31 |
35,73 |
|
(a) Iron & Steel |
1,125 |
1579,80 |
1118,57 |
1,519 |
2084,99 |
1193,01 |
2 |
1,23 |
1,23 |
|
(b) Non-Ferrous Metals |
350 |
175,17 |
127,69 |
216 |
67,96 |
49,83 |
2 |
8,84 |
8,84 |
|
(c) Metal Products |
1,991 |
591,46 |
469,10 |
4,838 |
1388,96 |
993,04 |
36 |
48,23 |
25,65 |
|
14. Engineering |
3,213 |
859,29 |
629,48 |
15,224 |
1607,79 |
1153,60 |
35 |
15,46 |
13,06 |
|
(a) Heavy Engineering |
416 |
136,61 |
104,93 |
608 |
218,47 |
161,17 |
5 |
2,84 |
2,68 |
|
(b) Light Engineering |
1,996 |
460,68 |
329,55 |
12,263 |
1137,88 |
803,36 |
21 |
9,99 |
7,97 |
|
(c) Electrical Machinery & Goods |
654 |
209,13 |
153,48 |
2,095 |
234,94 |
174,70 |
8 |
2,35 |
2,13 |
|
(d) Electronic Machinery & Goods |
147 |
52,88 |
41,51 |
258 |
16,51 |
14,37 |
1 |
28 |
28 |
|
15. Vehicles, Vehicle Parts & Transport Equipments |
1,485 |
733,41 |
502,71 |
3,558 |
972,30 |
796,37 |
59 |
149,15 |
124,12 |
|
16. Other Industries |
1,668 |
186,52 |
151,86 |
7,150 |
2338,10 |
1961,57 |
153 |
21,00 |
20,80 |
|
17. Electricity, Gas & Water |
64 |
87,26 |
58,63 |
93 |
8141,79 |
7218,26 |
- |
- |
- |
|
(a) Electricity Generation & Transmission |
15 |
80,83 |
54,67 |
60 |
8081,18 |
7160,87 |
- |
- |
- |
|
(b) Non-Conventional Energy |
39 |
2,79 |
1,42 |
11 |
53,42 |
52,11 |
- |
- |
- |
|
(c) Gas, Steam & Water Supply |
10 |
3,64 |
2,54 |
22 |
7,19 |
5,28 |
- |
- |
- |
|
18. Construction |
193 |
333,07 |
255,76 |
3,512 |
2183,25 |
1680,23 |
33 |
8,11 |
6,66 |
|
(a) Other than Infrastructure |
56 |
72,62 |
27,80 |
2,315 |
268,46 |
247,83 |
4 |
3,00 |
3,00 |
|
(b) Infrastructure Construction |
137 |
260,45 |
227,96 |
1,197 |
1914,79 |
1432,40 |
29 |
5,12 |
3,66 |
|
III. |
TRANSPORT OPERATORS |
2,238 |
172,83 |
130,55 |
4,141 |
420,34 |
311,37 |
14 |
1,11 |
1,11 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
11,694 |
1205,54 |
868,38 |
71,635 |
5804,25 |
4712,54 |
2,405 |
180,73 |
136,63 |
1. Professional Services |
285 |
101,47 |
76,53 |
7,240 |
827,10 |
745,88 |
257 |
55,48 |
55,18 |
|
2. Tourism, Hotel & Restaurants |
415 |
220,25 |
163,61 |
1,040 |
318,40 |
260,38 |
8 |
4,66 |
4,66 |
|
3. Recreation services |
194 |
24,36 |
20,60 |
202 |
55,04 |
46,15 |
10 |
67 |
67 |
|
4. IT and Telecommunications |
77 |
7,34 |
6,46 |
121 |
13,38 |
9,26 |
10 |
1,45 |
1,45 |
|
5. Others |
10,723 |
852,12 |
601,19 |
63,032 |
4590,34 |
3650,86 |
2,120 |
118,46 |
74,66 |
|
V. |
PERSONAL LOANS |
2,92,252 |
7879,81 |
5942,60 |
2,70,803 |
7268,23 |
5726,87 |
2,707 |
102,85 |
70,57 |
1. Housing |
89,955 |
4336,79 |
3465,89 |
82,718 |
3912,56 |
3304,56 |
221 |
14,35 |
12,21 |
|
2. Consumer Durables |
18,627 |
119,92 |
100,00 |
16,906 |
149,62 |
118,34 |
- |
- |
- |
|
3. Vehicles |
41,229 |
1091,36 |
835,37 |
27,010 |
548,04 |
420,64 |
16 |
44 |
6 |
|
4. Education |
10,664 |
503,16 |
267,52 |
15,126 |
509,95 |
367,40 |
- |
- |
- |
|
5. Personal Credit Cards |
- |
- |
- |
5,337 |
32,62 |
21,08 |
511 |
15,40 |
3,00 |
|
6. Others |
1,31,777 |
1828,59 |
1273,82 |
1,23,706 |
2115,45 |
1494,85 |
1,959 |
72,66 |
55,31 |
|
VI. |
TRADE |
41,154 |
3663,82 |
2786,76 |
80,592 |
6832,17 |
5714,56 |
644 |
206,81 |
164,95 |
1. Wholesale Trade |
4,033 |
1229,17 |
965,85 |
6,648 |
3424,52 |
3107,04 |
211 |
36,77 |
31,30 |
|
2. Retail Trade |
37,121 |
2434,65 |
1820,90 |
73,944 |
3407,64 |
2607,52 |
433 |
170,04 |
133,66 |
|
VII. |
FINANCE |
2,382 |
65,79 |
59,34 |
15,377 |
772,75 |
481,16 |
24 |
12,95 |
11,72 |
VIII. |
ALL OTHERS |
901 |
31,86 |
22,65 |
38,023 |
4342,18 |
3517,57 |
150 |
30,14 |
27,52 |
TOTAL BANK CREDIT |
7,38,091 |
38167,71 |
28747,58 |
10,07,523 |
73177,62 |
58417,06 |
6,334 |
859,10 |
643,92 |
TABLE NO. 5.6 – STATE AND BANK GROUP–WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION – MARCH 2010 |
||||||||||
STATE : PUNJAB |
||||||||||
(Amount in ` Lakh) |
||||||||||
OCCUPATION |
REGIONAL RURAL BANKS |
PRIVATE SECTOR BANKS |
ALL SCHEDULED COMMERCIAL BANKS |
|||||||
No. of Accounts |
Credit Limit |
Amount Outstanding |
No. of Accounts |
Credit Limit |
Amount Outstanding |
No. of Accounts |
Credit Limit |
Amount Outstanding |
||
|
10 |
11 |
12 |
13 |
14 |
15 |
16 |
17 |
18 |
|
I. |
AGRICULTURE |
1,02,170 |
1689,22 |
1473,25 |
48,665 |
2375,35 |
1896,46 |
9,63,324 |
24027,67 |
20329,88 |
1. Direct Finance |
1,01,864 |
1686,85 |
1471,28 |
46,042 |
1863,77 |
1469,22 |
9,38,491 |
19478,07 |
16357,10 |
|
2. Indirect Finance |
306 |
2,38 |
1,97 |
2,623 |
511,58 |
427,25 |
24,833 |
4549,60 |
3972,78 |
|
II. |
INDUSTRY |
1,986 |
13,86 |
10,55 |
14,154 |
2601,27 |
1803,82 |
1,18,463 |
55862,32 |
41975,92 |
1. Mining & Quarrying |
- |
- |
- |
7 |
4,72 |
2,40 |
736 |
322,75 |
212,40 |
|
2. Food Manufacturing & Processing |
51 |
56 |
44 |
683 |
227,56 |
139,72 |
19,090 |
7132,79 |
5270,49 |
|
(a) Rice Mills, Flour & Dal Mills |
32 |
20 |
12 |
106 |
107,31 |
60,23 |
4,592 |
3298,11 |
2457,12 |
|
(b) Sugar |
- |
- |
- |
4 |
85 |
85 |
57 |
707,06 |
519,11 |
|
(c) Edible Oils & Vanaspati |
- |
- |
- |
21 |
34,08 |
23,65 |
655 |
754,35 |
495,71 |
|
(d) Tea Processing |
- |
- |
- |
19 |
4,61 |
3,60 |
51 |
11,80 |
9,92 |
|
(e) Processing of Fruits & Vegetables |
- |
- |
- |
2 |
70 |
25 |
109 |
33,81 |
27,61 |
|
(f) Others |
19 |
36 |
32 |
531 |
80,01 |
51,14 |
13,626 |
2327,67 |
1761,00 |
|
3. Beverage & Tobacco |
- |
- |
- |
8 |
5,77 |
4,97 |
217 |
414,27 |
335,13 |
|
4. Textiles |
582 |
1,65 |
96 |
6,180 |
730,38 |
514,68 |
32,513 |
17802,08 |
12767,78 |
|
(a) Cotton Textiles |
18 |
4 |
2 |
4,135 |
321,30 |
209,10 |
13,845 |
8303,25 |
5839,58 |
|
(b) Jute & Other Natural Fibre Textiles |
- |
- |
- |
8 |
1,38 |
95 |
255 |
58,64 |
37,93 |
|
(c) Handloom Textiles & Khadi |
546 |
1,20 |
71 |
17 |
2,78 |
2,19 |
3,239 |
381,31 |
281,21 |
|
(d) Other Textiles & Textile Products |
18 |
40 |
23 |
2,020 |
404,92 |
302,45 |
15,174 |
9058,88 |
6609,06 |
|
5. Paper, Paper Products & Printing |
23 |
10 |
6 |
186 |
269,43 |
207,44 |
2,839 |
1820,87 |
1489,96 |
|
6. Woods and Wood Products |
16 |
12 |
8 |
50 |
5,14 |
3,91 |
1,596 |
116,99 |
89,22 |
|
7. Leather & Leather Products |
2 |
1 |
- |
54 |
17,09 |
13,53 |
1,074 |
198,33 |
140,82 |
|
8. Gems and Jewellery |
1 |
5 |
5 |
52 |
22,44 |
21,68 |
456 |
129,69 |
95,34 |
|
9. Rubber & Plastic Products |
- |
- |
- |
192 |
67,61 |
48,07 |
2,408 |
776,10 |
471,92 |
|
10. Chemicals & Chemical Products |
75 |
34 |
32 |
688 |
61,90 |
43,87 |
2,752 |
1167,38 |
886,30 |
|
(a) Heavy Industrial Chemicals |
- |
- |
- |
15 |
11,74 |
7,84 |
187 |
336,65 |
278,81 |
|
(b) Fertilisers |
74 |
32 |
30 |
13 |
4,99 |
2,04 |
205 |
16,87 |
11,34 |
|
(c) Drugs & Pharmaceuticals |
- |
- |
- |
30 |
6,89 |
2,68 |
312 |
287,13 |
187,46 |
|
(d) Non-Edible Oils |
- |
- |
- |
- |
- |
- |
73 |
59,91 |
47,07 |
|
(e) Other Chemicals & Chemical Products |
1 |
2 |
2 |
630 |
38,28 |
31,31 |
1,975 |
466,83 |
361,62 |
|
11. Petroleum, Coal Products & Nuclear Fuels |
- |
- |
- |
15 |
8,04 |
7,12 |
159 |
1114,52 |
776,56 |
|
12. Manufacture of Cement & Cement Products |
- |
- |
- |
7 |
54 |
40 |
836 |
91,70 |
75,30 |
|
13. Basic Metals & Metal Products |
2 |
2,02 |
1,70 |
1,241 |
278,59 |
190,24 |
11,322 |
6227,25 |
4178,91 |
|
(a) Iron & Steel |
- |
- |
- |
169 |
188,68 |
122,11 |
2,815 |
3854,70 |
2434,92 |
|
(b) Non-Ferrous Metals |
- |
- |
- |
10 |
8,52 |
7,71 |
578 |
260,49 |
194,07 |
|
(c) Metal Products |
2 |
2,02 |
1,70 |
1,062 |
81,39 |
60,43 |
7,929 |
2112,07 |
1549,93 |
|
14. Engineering |
17 |
23 |
16 |
346 |
82,99 |
54,83 |
18,835 |
2565,76 |
1851,13 |
|
(a) Heavy Engineering |
2 |
13 |
11 |
31 |
14,41 |
7,36 |
1,062 |
372,46 |
276,26 |
|
(b) Light Engineering |
3 |
1 |
1 |
212 |
45,72 |
32,63 |
14,495 |
1654,28 |
1173,52 |
|
(c) Electrical Machinery & Goods |
12 |
9 |
4 |
80 |
9,17 |
7,49 |
2,849 |
455,67 |
337,83 |
|
(d) Electronic Machinery & Goods |
- |
- |
- |
23 |
13,69 |
7,36 |
429 |
83,35 |
63,52 |
|
15. Vehicles, Vehicle Parts & Transport Equipments |
512 |
2,90 |
2,28 |
751 |
193,89 |
138,40 |
6,365 |
2051,65 |
1563,88 |
|
16. Other Industries |
663 |
1,75 |
1,00 |
2,213 |
293,75 |
179,14 |
11,847 |
2841,12 |
2314,36 |
|
17. Electricity, Gas & Water |
- |
- |
- |
10 |
52,13 |
51,85 |
167 |
8281,19 |
7328,74 |
|
(a) Electricity Generation & Transmission |
- |
- |
- |
6 |
51,36 |
51,15 |
81 |
8213,37 |
7266,69 |
|
(b) Non-Conventional Energy |
- |
- |
- |
- |
- |
- |
50 |
56,21 |
53,53 |
|
(c) Gas, Steam & Water Supply |
- |
- |
- |
4 |
77 |
71 |
36 |
11,60 |
8,53 |
|
18. Construction |
42 |
4,13 |
3,49 |
1,471 |
279,31 |
181,55 |
5,251 |
2807,87 |
2127,69 |
|
(a) Other than Infrastructure |
41 |
4,09 |
3,46 |
1,318 |
219,58 |
137,42 |
3,734 |
567,75 |
419,51 |
|
(b) Infrastructure Construction |
1 |
4 |
3 |
153 |
59,73 |
44,13 |
1,517 |
2240,13 |
1708,18 |
|
III. |
TRANSPORT OPERATORS |
936 |
4,28 |
2,96 |
11,233 |
795,79 |
426,90 |
18,562 |
1394,34 |
872,89 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
1,343 |
11,03 |
7,76 |
5,449 |
477,78 |
310,31 |
92,526 |
7679,33 |
6035,61 |
1. Professional Services |
179 |
1,61 |
1,28 |
451 |
48,12 |
29,91 |
8,412 |
1033,78 |
908,79 |
|
2. Tourism, Hotel & Restaurants |
18 |
71 |
59 |
249 |
23,19 |
16,61 |
1,730 |
567,22 |
445,85 |
|
3. Recreation services |
10 |
- |
- |
2 |
30 |
15 |
418 |
80,37 |
67,58 |
|
4. IT and Telecommunications |
- |
- |
- |
30 |
11,97 |
9,53 |
238 |
34,15 |
26,71 |
|
5. Others |
1,136 |
8,71 |
5,89 |
4,717 |
394,20 |
254,10 |
81,728 |
5963,82 |
4586,69 |
|
V. |
PERSONAL LOANS |
20,737 |
172,30 |
140,85 |
1,64,252 |
3584,21 |
2159,62 |
7,50,751 |
19007,40 |
14040,51 |
1. Housing |
2,164 |
51,53 |
45,48 |
13,121 |
1099,46 |
828,29 |
1,88,179 |
9414,69 |
7656,42 |
|
2. Consumer Durables |
634 |
5,20 |
3,63 |
830 |
14,84 |
9,56 |
36,997 |
289,57 |
231,53 |
|
3. Vehicles |
1,117 |
13,18 |
9,77 |
90,329 |
1253,81 |
592,64 |
1,59,701 |
2906,82 |
1858,48 |
|
4. Education |
98 |
1,39 |
99 |
4,754 |
191,06 |
168,52 |
30,642 |
1205,56 |
804,44 |
|
5. Personal Credit Cards |
- |
- |
- |
2,122 |
65,98 |
9,20 |
7,970 |
114,00 |
33,27 |
|
6. Others |
16,724 |
101,00 |
80,97 |
53,096 |
959,06 |
551,42 |
3,27,262 |
5076,76 |
3456,37 |
|
VI. |
TRADE |
8,275 |
62,00 |
53,02 |
12,899 |
959,35 |
657,77 |
1,43,564 |
11724,14 |
9377,06 |
1. Wholesale Trade |
581 |
5,66 |
4,71 |
5,940 |
373,38 |
254,74 |
17,413 |
5069,51 |
4363,64 |
|
2. Retail Trade |
7,694 |
56,34 |
48,31 |
6,959 |
585,96 |
403,03 |
1,26,151 |
6654,64 |
5013,42 |
|
VII. |
FINANCE |
1,153 |
12,92 |
10,00 |
205 |
50,36 |
30,64 |
19,141 |
914,78 |
592,86 |
VIII. |
ALL OTHERS |
2,638 |
25,34 |
20,26 |
1,36,585 |
693,21 |
430,02 |
1,78,297 |
5122,73 |
4018,02 |
TOTAL BANK CREDIT |
1,39,238 |
1990,96 |
1718,65 |
3,93,442 |
11537,32 |
7715,56 |
22,84,628 |
125732,70 |
97242,77 |