Punjab - ਆਰਬੀਆਈ - Reserve Bank of India
Punjab
NORTHERN REGION |
|||||||
STATE : PUNJAB |
|||||||
(Amount in ` Lakh) |
|||||||
OCCUPATION |
RURAL |
SEMI-URBAN |
|||||
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
||
1 |
2 |
3 |
4 |
5 |
6 |
||
I. |
AGRICULTURE |
5,42,116 |
10656,24 |
9197,07 |
3,15,901 |
8179,45 |
6731,79 |
|
1. Direct Finance |
5,32,965 |
9490,99 |
8097,41 |
3,08,304 |
6844,11 |
5645,45 |
|
2. Indirect Finance |
9,151 |
1165,25 |
1099,67 |
7,597 |
1335,35 |
1086,35 |
II. |
INDUSTRY |
15,189 |
4983,70 |
3040,86 |
26,179 |
10798,28 |
8470,94 |
|
1. Mining & Quarrying |
87 |
10,55 |
7,06 |
157 |
64,52 |
44,07 |
|
2. Food Manufacturing & Processing |
3,536 |
1366,42 |
881,08 |
8,534 |
3244,02 |
2402,61 |
|
(a) Rice Mills, Flour & Dal Mills |
671 |
965,56 |
662,97 |
2,598 |
1674,34 |
1268,81 |
|
(b) Sugar |
7 |
79,65 |
36,01 |
18 |
155,75 |
119,99 |
|
(c) Edible Oils & Vanaspati |
82 |
121,87 |
19,71 |
381 |
347,20 |
237,64 |
|
(d) Tea Processing |
5 |
22 |
9 |
33 |
10,26 |
8,82 |
|
(e) Processing of Fruits & Vegetables |
7 |
42 |
29 |
34 |
6,02 |
3,93 |
|
(f) Others |
2,764 |
198,70 |
162,00 |
5,470 |
1050,45 |
763,42 |
|
3. Beverage & Tobacco |
21 |
55,14 |
44,20 |
73 |
30,83 |
26,01 |
|
4. Textiles |
2,549 |
475,12 |
375,59 |
2,277 |
1996,34 |
1488,13 |
|
(a) Cotton Textiles |
217 |
198,94 |
133,98 |
470 |
1407,26 |
1044,38 |
|
(b) Jute & Other Natural Fibre Textiles |
88 |
1,95 |
1,56 |
44 |
14,57 |
11,57 |
|
(c) Handloom Textiles & Khadi |
1,443 |
7,54 |
5,19 |
858 |
68,97 |
55,07 |
|
(d) Other Textiles & Textile Products |
801 |
266,68 |
234,85 |
905 |
505,54 |
377,11 |
|
5. Paper, Paper Products & Printing |
160 |
55,79 |
21,69 |
398 |
196,62 |
148,95 |
|
6. Woods and Wood Products |
399 |
9,15 |
7,41 |
496 |
37,54 |
28,65 |
|
7. Leather & Leather Products |
93 |
3,12 |
2,37 |
159 |
14,71 |
9,38 |
|
8. Gems and Jewellery |
35 |
1,44 |
81 |
52 |
10,33 |
8,05 |
|
9. Rubber & Plastic Products |
157 |
20,79 |
17,53 |
467 |
106,01 |
67,47 |
|
10. Chemicals & Chemical Products |
248 |
85,39 |
57,89 |
643 |
213,14 |
166,83 |
|
(a) Heavy Industrial Chemicals |
12 |
68,31 |
44,12 |
42 |
49,76 |
47,67 |
|
(b) Fertilisers |
79 |
36 |
33 |
38 |
8,10 |
6,41 |
|
(c) Drugs & Pharmaceuticals |
31 |
6,42 |
5,92 |
36 |
34,56 |
20,30 |
|
(d) Non-Edible Oils |
8 |
54 |
51 |
40 |
31,63 |
20,93 |
|
(e) Other Chemicals & Chemical Products |
118 |
9,76 |
7,02 |
487 |
89,10 |
71,53 |
|
11. Petroleum, Coal Products & Nuclear Fuels |
15 |
452,32 |
197,38 |
69 |
472,97 |
470,92 |
|
12. Manufacture of Cement & Cement Products |
133 |
12,72 |
9,24 |
357 |
45,32 |
38,03 |
|
13. Basic Metals & Metal Products |
420 |
163,33 |
127,28 |
1,827 |
1443,05 |
1108,48 |
|
(a) Iron & Steel |
95 |
51,81 |
34,72 |
868 |
1056,48 |
795,30 |
|
(b) Non-Ferrous Metals |
9 |
26,69 |
26,03 |
75 |
19,91 |
13,73 |
|
(c) Metal Products |
316 |
84,83 |
66,52 |
884 |
366,66 |
299,45 |
|
14. Engineering |
3,350 |
151,02 |
105,83 |
6,212 |
395,18 |
278,55 |
|
(a) Heavy Engineering |
75 |
19,93 |
17,23 |
269 |
90,44 |
67,37 |
|
(b) Light Engineering |
3,051 |
107,75 |
73,18 |
5,424 |
218,27 |
138,80 |
|
(c) Electrical Machinery & Goods |
169 |
11,84 |
9,67 |
392 |
79,68 |
66,90 |
|
(d) Electronic Machinery & Goods |
55 |
11,50 |
5,75 |
127 |
6,78 |
5,48 |
|
15. Vehicles, Vehicle Parts & Transport Equipments |
744 |
26,60 |
19,43 |
492 |
161,79 |
137,10 |
|
16. Other Industries |
2,288 |
110,46 |
80,45 |
2,442 |
399,62 |
320,06 |
|
17. Electricity, Gas & Water |
21 |
1351,16 |
843,81 |
69 |
927,82 |
731,14 |
|
(a) Electricity Generation & Transmission |
15 |
1350,66 |
843,40 |
17 |
874,77 |
679,74 |
|
(b) Non-Conventional Energy |
- |
- |
- |
41 |
50,23 |
49,19 |
|
(c) Gas, Steam & Water Supply |
6 |
49 |
40 |
11 |
2,82 |
2,21 |
|
18. Construction |
933 |
633,19 |
241,82 |
1,455 |
1038,47 |
996,50 |
|
(a) Other than Infrastructure |
724 |
82,44 |
53,57 |
836 |
82,08 |
65,59 |
|
(b) Infrastructure Construction |
209 |
550,76 |
188,25 |
619 |
956,39 |
930,91 |
III. |
TRANSPORT OPERATORS |
4,576 |
227,76 |
134,31 |
5,168 |
393,86 |
249,02 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
21,950 |
1091,13 |
939,90 |
33,086 |
1944,26 |
1545,24 |
|
1. Professional Services |
2,172 |
112,97 |
100,23 |
2,634 |
209,51 |
176,01 |
|
2. Tourism, Hotel & Restaurants |
273 |
145,59 |
139,32 |
523 |
66,52 |
51,56 |
|
3. Recreation services |
68 |
21,49 |
20,01 |
131 |
8,16 |
6,33 |
|
4. IT and Telecommunications |
23 |
1,92 |
1,45 |
82 |
9,57 |
7,81 |
|
5. Others |
19,414 |
809,16 |
678,89 |
29,716 |
1650,50 |
1303,54 |
V. |
PERSONAL LOANS |
1,26,810 |
2773,32 |
2058,32 |
2,19,396 |
5750,64 |
4192,60 |
|
1. Housing |
33,273 |
1175,86 |
965,84 |
58,155 |
2707,27 |
2167,05 |
|
2. Consumer Durables |
8,632 |
63,03 |
53,13 |
12,282 |
89,59 |
74,11 |
|
3. Vehicles |
15,836 |
466,20 |
287,43 |
32,250 |
950,28 |
616,58 |
|
4. Education |
5,318 |
213,30 |
149,65 |
9,879 |
379,85 |
263,06 |
|
5. Personal Credit Cards |
1,500 |
14,47 |
4,69 |
1,686 |
14,87 |
6,61 |
|
6. Others |
62,251 |
840,46 |
597,57 |
1,05,144 |
1608,79 |
1065,20 |
VI. |
TRADE |
38,975 |
2775,93 |
2568,79 |
50,088 |
2656,77 |
2007,73 |
|
1. Wholesale Trade |
1,613 |
2093,15 |
2061,20 |
4,997 |
677,66 |
518,71 |
|
2. Retail Trade |
37,362 |
682,79 |
507,58 |
45,091 |
1979,10 |
1489,02 |
VII. |
FINANCE |
7,274 |
174,82 |
151,62 |
8,121 |
301,73 |
208,24 |
VIII. |
ALL OTHERS |
10,943 |
364,00 |
155,36 |
29,607 |
647,93 |
467,50 |
|
TOTAL BANK CREDIT |
7,67,833 |
23046,90 |
18246,24 |
6,87,546 |
30672,92 |
23873,07 |
TABLE NO. 5.7 – STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF |
|||||||
NORTHERN REGION |
|||||||
STATE : PUNJAB |
|||||||
(Amount in ` Lakh) |
|||||||
OCCUPATION |
URBAN |
METROPOLITAN |
|||||
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
||
7 |
8 |
9 |
10 |
11 |
12 |
||
I. |
AGRICULTURE |
86,194 |
3352,80 |
2955,42 |
19,113 |
1839,18 |
1445,60 |
|
1. Direct Finance |
80,095 |
2459,62 |
2068,60 |
17,127 |
683,35 |
545,65 |
|
2. Indirect Finance |
6,099 |
893,17 |
886,82 |
1,986 |
1155,83 |
899,95 |
II. |
INDUSTRY |
29,182 |
22199,56 |
17852,85 |
47,913 |
17880,79 |
12611,27 |
|
1. Mining & Quarrying |
172 |
83,97 |
74,66 |
320 |
163,71 |
86,61 |
|
2. Food Manufacturing & Processing |
2,769 |
1575,01 |
1233,14 |
4,251 |
947,35 |
753,66 |
|
(a) Rice Mills, Flour & Dal Mills |
657 |
453,57 |
356,33 |
666 |
204,64 |
169,01 |
|
(b) Sugar |
21 |
360,65 |
272,84 |
11 |
111,01 |
90,28 |
|
(c) Edible Oils & Vanaspati |
144 |
218,77 |
175,94 |
48 |
66,50 |
62,42 |
|
(d) Tea Processing |
8 |
1,10 |
81 |
5 |
22 |
20 |
|
(e) Processing of Fruits & Vegetables |
57 |
20,50 |
17,05 |
11 |
6,87 |
6,34 |
|
(f) Others |
1,882 |
520,42 |
410,17 |
3,510 |
558,11 |
425,41 |
|
3. Beverage & Tobacco |
68 |
87,32 |
70,94 |
55 |
240,98 |
193,99 |
|
4. Textiles |
3,742 |
5527,75 |
4331,24 |
23,945 |
9802,88 |
6572,82 |
|
(a) Cotton Textiles |
546 |
3460,60 |
2753,93 |
12,612 |
3236,44 |
1907,28 |
|
(b) Jute & Other Natural Fibre Textiles |
62 |
7,36 |
4,96 |
61 |
34,77 |
19,84 |
|
(c) Handloom Textiles & Khadi |
628 |
167,99 |
131,01 |
310 |
136,81 |
89,94 |
|
(d) Other Textiles & Textile Products |
2,506 |
1891,80 |
1441,34 |
10,962 |
6394,87 |
4555,75 |
|
5. Paper, Paper Products & Printing |
751 |
509,54 |
467,15 |
1,530 |
1058,92 |
852,17 |
|
6. Woods and Wood Products |
526 |
44,73 |
35,19 |
175 |
25,57 |
17,96 |
|
7. Leather & Leather Products |
478 |
167,17 |
117,52 |
344 |
13,33 |
11,55 |
|
8. Gems and Jewellery |
255 |
22,24 |
19,75 |
114 |
95,69 |
66,74 |
|
9. Rubber & Plastic Products |
1,251 |
472,72 |
250,44 |
533 |
176,57 |
136,48 |
|
10. Chemicals & Chemical Products |
1,003 |
565,02 |
437,28 |
858 |
303,83 |
224,29 |
|
(a) Heavy Industrial Chemicals |
66 |
195,63 |
175,25 |
67 |
22,95 |
11,76 |
|
(b) Fertilisers |
75 |
5,17 |
2,17 |
13 |
3,24 |
2,43 |
|
(c) Drugs & Pharmaceuticals |
120 |
198,72 |
126,88 |
125 |
47,42 |
34,37 |
|
(d) Non-Edible Oils |
13 |
3,51 |
1,95 |
12 |
24,24 |
23,68 |
|
(e) Other Chemicals & Chemical Products |
729 |
161,98 |
131,03 |
641 |
205,99 |
152,05 |
|
11. Petroleum, Coal Products & Nuclear Fuels |
43 |
180,45 |
100,64 |
32 |
8,78 |
7,62 |
|
12. Manufacture of Cement & Cement Products |
306 |
28,27 |
23,17 |
40 |
5,39 |
4,85 |
|
13. Basic Metals & Metal Products |
5,276 |
2375,70 |
1381,30 |
3,799 |
2245,17 |
1561,86 |
|
(a) Iron & Steel |
1,214 |
1673,71 |
837,32 |
638 |
1072,70 |
767,58 |
|
(b) Non-Ferrous Metals |
411 |
153,87 |
116,52 |
83 |
60,02 |
37,78 |
|
(c) Metal Products |
3,651 |
548,12 |
427,47 |
3,078 |
1112,45 |
756,49 |
|
14. Engineering |
5,487 |
1215,37 |
899,14 |
3,786 |
804,20 |
567,60 |
|
(a) Heavy Engineering |
423 |
178,24 |
134,64 |
295 |
83,85 |
57,03 |
|
(b) Light Engineering |
3,241 |
693,15 |
518,29 |
2,779 |
635,10 |
443,24 |
|
(c) Electrical Machinery & Goods |
1,710 |
310,25 |
218,44 |
578 |
53,90 |
42,83 |
|
(d) Electronic Machinery & Goods |
113 |
33,73 |
27,78 |
134 |
31,34 |
24,51 |
|
15. Vehicles, Vehicle Parts & Transport Equipments |
1,259 |
714,47 |
534,75 |
3,870 |
1148,79 |
872,60 |
|
16. Other Industries |
3,671 |
1831,09 |
1527,39 |
3,446 |
499,94 |
386,46 |
|
17. Electricity, Gas & Water |
52 |
5958,57 |
5719,88 |
25 |
43,64 |
33,91 |
|
(a) Electricity Generation & Transmission |
39 |
5954,11 |
5717,56 |
10 |
33,83 |
25,99 |
|
(b) Non-Conventional Energy |
4 |
1,20 |
24 |
5 |
4,79 |
4,09 |
|
(c) Gas, Steam & Water Supply |
9 |
3,26 |
2,08 |
10 |
5,03 |
3,83 |
|
18. Construction |
2,073 |
840,17 |
629,27 |
790 |
296,04 |
260,10 |
|
(a) Other than Infrastructure |
1,661 |
245,22 |
162,83 |
513 |
158,02 |
137,51 |
|
(b) Infrastructure Construction |
412 |
594,95 |
466,44 |
277 |
138,02 |
122,59 |
III. |
TRANSPORT OPERATORS |
5,539 |
454,83 |
268,32 |
3,279 |
317,89 |
221,24 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
23,776 |
2759,94 |
2146,36 |
13,714 |
1884,00 |
1404,11 |
|
1. Professional Services |
2,239 |
487,00 |
441,82 |
1,367 |
224,30 |
190,73 |
|
2. Tourism, Hotel & Restaurants |
644 |
175,21 |
109,70 |
290 |
179,90 |
145,27 |
|
3. Recreation services |
113 |
23,60 |
15,24 |
106 |
27,11 |
26,00 |
|
4. IT and Telecommunications |
77 |
9,94 |
7,72 |
56 |
12,72 |
9,72 |
|
5. Others |
20,703 |
2064,19 |
1571,88 |
11,895 |
1439,98 |
1032,39 |
V. |
PERSONAL LOANS |
2,44,886 |
6467,51 |
4807,31 |
1,59,659 |
4015,93 |
2982,29 |
|
1. Housing |
59,752 |
3312,15 |
2722,93 |
36,999 |
2219,41 |
1800,61 |
|
2. Consumer Durables |
10,029 |
86,52 |
65,23 |
6,054 |
50,44 |
39,06 |
|
3. Vehicles |
63,794 |
922,30 |
581,43 |
47,821 |
568,04 |
373,04 |
|
4. Education |
10,044 |
397,64 |
261,11 |
5,401 |
214,76 |
130,62 |
|
5. Personal Credit Cards |
2,059 |
30,55 |
8,54 |
2,725 |
54,11 |
13,43 |
|
6. Others |
99,208 |
1718,35 |
1168,08 |
60,659 |
909,16 |
625,52 |
VI. |
TRADE |
33,842 |
3295,86 |
2583,69 |
20,659 |
2995,59 |
2216,85 |
|
1. Wholesale Trade |
5,223 |
908,89 |
729,08 |
5,580 |
1389,80 |
1054,65 |
|
2. Retail Trade |
28,619 |
2386,96 |
1854,61 |
15,079 |
1605,79 |
1162,20 |
VII. |
FINANCE |
2,174 |
356,44 |
181,44 |
1,572 |
81,78 |
51,56 |
VIII. |
ALL OTHERS |
86,950 |
3074,41 |
2694,24 |
50,797 |
1036,39 |
700,92 |
|
TOTAL BANK CREDIT |
5,12,543 |
41961,34 |
33489,63 |
3,16,706 |
30051,54 |
21633,83 |