Table No. 5. 9 - District-Wise Classification of Outstanding Credit of
Scheduled Commercial Banks According to Occupation - March 1996

NORTHERN REGION

AMRITSAR

BATHINDA

FARIDKOT

FATEHGARH SAHIB

OCCUPATION

No. of

Amount

No. of

Amount

No. of

Amount

No. of

Amount

Accounts

Out-

Accounts

Out-

Accounts

Out-

Accounts

Out-

standing

standing

standing

standing

1

2

3

4

5

6

7

8

I.

AGRICULTURE

46,078

115,39,53

38,816

141,04,80

60,919

193,15,11

13,550

28,20,58

1.

Direct Finance

44,550

108,00,29

38,380

129,84,85

60,219

174,01,56

12,837

26,60,45

2.

Indirect Finance

1,528

7,39,24

436

11,19,95

700

19,13,55

713

1,60,13

II.

INDUSTRY

14,025

488,41,90

5,464

68,78,45

4,817

51,40,48

1,692

51,95,71

1.

Mining & Quarrying

18

23,81

2

15,53

33

1,10,15

6

13,47

Manufacturing & Processing

13,938

485,92,78

5,442

68,30,03

4,754

49,91,92

1,677

51,08,37

3.

Electricity, Gas & Water

27

49,52

7

5,35

12

20,22

5

72,86

4.

Construction

42

1,75,79

13

27,54

18

18,19

4

1,01

TRANSPORT OPERATORS

6,423

12,69,97

1,649

9,87,12

2,938

12,92,31

504

1,17,36

PROFESSIONAL AND OTHER SERVICES

4,105

20,14,59

1,500

7,16,70

1,914

9,26,26

396

87,69

V.

PERSONAL LOANS

31,121

116,29,36

10,903

71,45,23

15,881

63,43,58

4,183

8,01,71

Loans for Purchase of Consumer Durables

1,232

2,82,62

240

54,00

569

91,22

124

15,79

2.

Loans for Housing

3,650

31,14,60

4,117

47,23,89

4,490

28,45,48

496

2,36,11

Rest of the Personal Loans

26,239

82,32,14

6,546

23,67,34

10,822

34,06,88

3,563

5,49,81

VI.

TRADE

30,142

138,29,01

9,768

44,53,22

12,756

48,22,49

3,568

14,62,39

1.

Wholesale Trade

1,992

90,63,87

871

17,80,40

820

11,51,05

342

7,99,14

2.

Retail Trade

28,150

47,65,14

8,897

26,72,82

11,936

36,71,44

3,226

6,63,25

VII.

FINANCE

38

2,13,08

4

2,01,12

10

36,15

5

2,90

VIII.

ALL OTHERS

25,581

46,43,04

3,033

17,12,84

7,345

23,21,50

1,497

2,20,08

TOTAL BANK CREDIT

1,57,513

939,80,48

71,137

361,99,48

1,06,580

401,97,88

25,395

107,08,42

Artisans & Village Industries

2,563

7,20,62

2,639

3,84,11

910

1,98,15

573

50,76

Other Small Scale Industries

9,143

191,96,36

2,219

21,31,95

2,885

31,83,12

875

37,01,34

FEROZPUR

GURDASPUR

HOSHIARPUR

JALANDHAR

OCCUPATION

No. of

Amount

No. of

Amount

No. of

Amount

No. of

Amount

Accounts

Out-

Accounts

Out-

Accounts

Out-

Accounts

Out-

standing

standing

standing

standing

9

10

11

12

13

14

15

16

I.

AGRICULTURE

50,505

147,06,44

34,380

79,62,72

27,191

64,52,84

46,536

147,28,98

1.

Direct Finance

50,384

144,49,74

33,949

74,72,90

26,871

58,73,77

45,900

118,13,82

2.

Indirect Finance

121

2,56,70

431

4,89,82

320

5,79,07

636

29,15,16

II.

INDUSTRY

3,042

53,60,20

6,283

75,31,47

9,089

176,44,34

17,787

421,89,82

1.

Mining & Quarrying

2

3,68

9

49,85

6

3,18

26

2,11,61

Manufacturing & Processing

3,022

53,33,03

6,245

73,74,30

9,055

175,57,67

17,698

418,92,63

3.

Electricity, Gas & Water

12

15,88

18

79,51

18

65,94

42

56,07

4.

Construction

6

7,61

11

27,81

10

17,55

21

29,51

TRANSPORT OPERATORS

2,985

5,40,32

4,271

12,97,55

1,953

7,65,26

2,593

20,37,52

PROFESSIONAL AND OTHER SERVICES

1,624

3,97,86

2,140

3,52,59

1,485

2,90,65

5,549

25,51,27

V.

PERSONAL LOANS

10,882

48,10,22

12,545

41,61,78

12,821

43,75,57

36,699

132,65,49

Loans for Purchase of Consumer Durables

683

92,52

321

51,50

459

1,01,45

936

1,69,87

2.

Loans for Housing

3,045

25,38,52

1,485

12,59,08

1,569

12,86,28

4,478

42,26,47

Rest of the Personal Loans

7,154

21,79,18

10,739

28,51,20

10,793

29,87,84

31,285

88,69,15

VI.

TRADE

12,018

52,74,29

18,469

28,69,51

14,662

37,29,70

20,340

147,51,02

1.

Wholesale Trade

540

26,79,09

899

5,35,38

352

21,16,93

1,645

86,93,75

2.

Retail Trade

11,478

25,95,20

17,570

23,34,13

14,310

16,12,77

18,695

60,57,27

VII.

FINANCE

10

8,21

28

88,32

6

28,32

84

3,60,56

VIII.

ALL OTHERS

5,241

12,63,14

9,248

16,18,03

5,945

9,73,30

25,206

90,21,27

TOTAL BANK CREDIT

86,307

323,60,68

87,364

258,81,97

73,152

342,59,98

1,54,794

989,05,93

Artisans & Village Industries

776

1,06,52

1,869

3,03,37

5,497

3,45,73

2,540

3,13,56

Other Small Scale Industries

1,457

18,19,30

3,312

52,57,95

2,678

20,45,32

12,446

240,67,79

KAPURTHALA

LUDHIANA

MANSA

PATIALA

OCCUPATION

No. of

Amount

No. of

Amount

No. of

Amount

No. of

Amount

Accounts

Out-

Accounts

Out-

Accounts

Out-

Accounts

Out-

standing

standing

standing

standing

17

18

19

20

21

22

23

24

I.

AGRICULTURE

16,180

35,58,57

58,782

146,80,52

18,240

34,70,85

65,804

228,58,89

1.

Direct Finance

16,051

32,09,33

58,354

139,14,98

18,221

33,90,30

65,241

190,47,79

2.

Indirect Finance

129

3,49,24

428

7,65,54

19

80,55

563

38,11,10

II.

INDUSTRY

2,663

113,47,81

27,104

1478,30,10

2,715

6,47,93

8,320

329,26,07

1.

Mining & Quarrying

-

-

20

59,72

-

-

9

30,64

Manufacturing & Processing

2,657

113,39,43

27,020

1474,81,95

2,715

6,47,93

8,261

325,79,00

3.

Electricity, Gas & Water

3

1,91

42

96,75

-

-

31

2,52,36

4.

Construction

3

6,47

22

1,91,68

-

-

19

64,07

TRANSPORT OPERATORS

800

4,11,99

3,658

17,77,07

844

95,42

2,820

22,55,30

PROFESSIONAL AND OTHER SERVICES

993

6,03,35

7,047

281,93,05

788

97,75

2,231

17,12,34

V.

PERSONAL LOANS

7,135

30,02,90

42,667

185,66,92

2,674

4,55,72

28,543

110,15,36

Loans for Purchase of Consumer Durables

195

32,78

926

2,37,35

43

7,11

498

76,68

2.

Loans for Housing

938

8,39,86

7,237

79,18,24

58

42,65

5,271

47,69,43

Rest of the Personal Loans

6,002

21,30,26

34,504

104,11,33

2,573

4,05,96

22,774

61,69,25

VI.

TRADE

6,338

27,32,92

19,942

934,19,44

3,812

8,58,52

19,206

114,39,33

1.

Wholesale Trade

264

15,29,95

2,300

873,69,22

96

77,43

1,233

61,20,98

2.

Retail Trade

6,074

12,02,97

17,642

60,50,22

3,716

7,81,09

17,973

53,18,35

VII.

FINANCE

35

11,47,13

46

1,22,66

1

1,04

64

1,80,23

VIII.

ALL OTHERS

2,833

6,55,61

29,484

110,73,43

873

1,77,54

9,363

26,69,80

TOTAL BANK CREDIT

36,977

234,60,28

1,88,730

3156,63,19

29,947

58,04,77

1,36,351

850,57,32

Artisans & Village Industries

412

36,46

1,698

11,82,88

1,856

1,15,14

2,082

3,29,69

Other Small Scale Industries

1,771

27,38,45

20,076

673,61,32

794

3,68,47

4,338

143,36,05

RUPNAGAR

SANGRUR

OCCUPATION

No. of

Amount

No. of

Amount

Accounts

Out-

Accounts

Out-

standing

standing

25

26

27

28

I.

AGRICULTURE

22,426

55,17,30

89,200

253,03,48

1.

Direct Finance

22,168

46,56,68

87,625

229,40,90

2.

Indirect Finance

258

8,60,62

1,575

23,62,58

II.

INDUSTRY

5,655

164,60,46

8,448

67,94,79

1.

Mining & Quarrying

12

29,24

11

31,87

2.

Manufacturing & Processing

5,620

163,61,55

8,425

67,48,39

3.

Electricity, Gas & Water

3

1,96

8

10,08

4.

Construction

20

67,71

4

4,45

III.

TRANSPORT OPERATORS

1,951

8,82,53

3,385

6,07,18

IV.

PROFESSIONAL AND OTHER SERVICES

1,338

3,28,25

1,800

2,98,96

V.

PERSONAL LOANS

10,310

35,69,07

13,859

59,09,14

1.

Loans for Purchase of Consumer Durables

548

1,08,80

311

48,95

2.

Loans for Housing

1,325

10,17,92

3,232

30,17,73

3.

Rest of the Personal Loans

8,437

24,42,35

10,316

28,42,46

VI.

TRADE

8,998

21,55,35

12,953

43,72,12

1.

Wholesale Trade

233

3,60,05

741

18,92,03

2.

Retail Trade

8,765

17,95,30

12,212

24,80,09

VII.

FINANCE

3

4,82

15

14,55

VIII.

ALL OTHERS

5,311

16,33,84

7,538

14,82,60

TOTAL BANK CREDIT

55,992

305,51,62

1,37,198

447,82,82

OF WHICH:

1.

Artisans & Village Industries

3,039

8,26,35

4,393

3,41,16

2.

Other Small Scale Industries

1,964

43,35,62

3,321

34,01,82