Punjab - ਆਰਬੀਆਈ - Reserve Bank of India
Punjab
NORTHERN REGION |
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STATE : PUNJAB |
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(Amount in Rupees Lakh) |
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OCCUPATION |
RURAL |
SEMI-URBAN |
URBAN |
METROPOLITAN |
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No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
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Accounts |
Limit |
Outstanding |
Accounts |
Limit |
Outstanding |
Accounts |
Limit |
Outstanding |
Accounts |
Limit |
Outstanding |
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1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
10 |
11 |
12 |
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I. |
AGRICULTURE |
3,86,744 |
3384,79 |
2869,36 |
1,94,500 |
2255,84 |
1849,01 |
34,667 |
841,43 |
691,06 |
2,548 |
219,52 |
183,11 |
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1. Direct Finance |
3,81,541 |
3267,65 |
2775,49 |
1,88,537 |
1967,20 |
1623,65 |
32,729 |
452,03 |
377,34 |
2,150 |
42,19 |
33,59 |
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2. Indirect Finance |
5,203 |
117,13 |
93,87 |
5,963 |
288,64 |
225,36 |
1,938 |
389,40 |
313,72 |
398 |
177,33 |
149,52 |
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II. |
INDUSTRY |
21,613 |
666,13 |
525,88 |
21,630 |
2093,04 |
1556,03 |
19,889 |
3234,28 |
2378,23 |
20,514 |
6060,12 |
4285,39 |
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1. Mining & Quarrying |
253 |
11,67 |
10,09 |
116 |
42,95 |
32,49 |
64 |
31,53 |
19,18 |
45 |
10,24 |
8,42 |
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2. Food Manufacturing & Processing |
1,747 |
171,69 |
130,38 |
4,011 |
885,77 |
602,48 |
1,141 |
569,05 |
385,54 |
542 |
139,43 |
92,19 |
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(a) Rice Mills, Flour & Dal Mills |
780 |
117,18 |
81,45 |
2,592 |
673,88 |
442,89 |
557 |
435,93 |
274,30 |
198 |
18,27 |
13,55 |
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(b) Sugar |
3 |
18,14 |
17,16 |
10 |
33,32 |
25,10 |
4 |
22,75 |
22,68 |
2 |
23,00 |
18,13 |
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(c) Edible Oils & Vanaspati |
37 |
6,69 |
6,29 |
197 |
68,80 |
55,32 |
80 |
47,47 |
38,63 |
23 |
18,47 |
15,81 |
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(d) Tea Processing |
2 |
18 |
13 |
24 |
1,61 |
1,25 |
4 |
53 |
14 |
- |
- |
- |
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(e) Processing of Fruits & Vegetables |
10 |
3,77 |
3,12 |
21 |
4,31 |
3,30 |
11 |
8,02 |
7,83 |
9 |
3,83 |
1,69 |
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(f) Others |
915 |
25,73 |
22,22 |
1,167 |
103,85 |
74,63 |
485 |
54,35 |
41,95 |
310 |
75,86 |
43,01 |
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3. Beverage & Tobacco |
32 |
15,03 |
10,49 |
30 |
12,34 |
6,96 |
46 |
25,81 |
20,75 |
17 |
8,32 |
7,52 |
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4. Textiles |
1,621 |
136,93 |
111,50 |
1,540 |
205,71 |
193,56 |
2,413 |
597,01 |
468,13 |
8,105 |
3459,89 |
2409,01 |
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(a) Cotton Textiles |
109 |
46,38 |
39,39 |
277 |
150,86 |
151,88 |
417 |
315,76 |
253,67 |
895 |
1627,73 |
1129,07 |
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(b) Jute & Other Natural Fibre Textiles |
107 |
37 |
27 |
31 |
2,59 |
1,78 |
69 |
7,35 |
5,65 |
13 |
7,16 |
6,46 |
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(c) Handloom Textiles & Khadi |
1,011 |
13,30 |
9,97 |
916 |
15,62 |
12,63 |
168 |
8,72 |
8,15 |
477 |
57,85 |
48,39 |
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(d) Other Textiles & Textile Products |
394 |
76,88 |
61,87 |
316 |
36,64 |
27,27 |
1,759 |
265,18 |
200,66 |
6,720 |
1767,15 |
1225,08 |
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5. Paper, Paper Products & Printing |
101 |
18,21 |
16,88 |
290 |
71,91 |
53,73 |
654 |
214,07 |
175,34 |
435 |
84,79 |
75,21 |
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6. Leather & Leather Products |
137 |
2,22 |
1,58 |
123 |
3,11 |
2,21 |
369 |
91,12 |
72,58 |
80 |
26,36 |
14,61 |
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7. Rubber & Plastic Products |
85 |
7,89 |
6,76 |
399 |
44,70 |
34,84 |
1,000 |
97,87 |
74,59 |
461 |
244,52 |
196,60 |
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8. Chemicals & Chemical Products |
160 |
16,04 |
14,02 |
338 |
46,72 |
42,03 |
665 |
183,85 |
120,65 |
282 |
63,42 |
50,32 |
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(a) Heavy Industrial Chemicals |
7 |
65 |
48 |
37 |
4,37 |
3,79 |
48 |
48,08 |
24,14 |
40 |
7,96 |
6,86 |
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(b) Fertilisers |
14 |
5,44 |
5,28 |
21 |
2,81 |
2,31 |
15 |
61,12 |
37,00 |
2 |
25 |
17 |
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(c) Drugs & Pharmaceuticals |
15 |
66 |
53 |
77 |
13,63 |
12,86 |
141 |
22,73 |
19,24 |
43 |
4,04 |
3,41 |
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(d) Non-Edible Oils |
6 |
48 |
46 |
11 |
2,39 |
2,23 |
12 |
2,52 |
2,43 |
9 |
1,04 |
87 |
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(e) Other Chemicals & Chemical Products |
118 |
8,81 |
7,27 |
192 |
23,53 |
20,83 |
449 |
49,41 |
37,84 |
188 |
50,13 |
39,00 |
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9. Petroleum, Coal Products & Nuclear Fuels |
20 |
88 |
74 |
19 |
4,99 |
3,69 |
49 |
5,62 |
4,79 |
34 |
15,69 |
15,18 |
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10. Manufacture of Cement & Cement Products |
65 |
1,74 |
1,26 |
150 |
7,99 |
6,44 |
107 |
11,42 |
6,51 |
23 |
1,28 |
1,06 |
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11. Basic Metals & Metal Products |
335 |
25,17 |
22,19 |
1,675 |
290,77 |
216,58 |
2,846 |
506,19 |
411,96 |
1,149 |
441,37 |
341,28 |
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(a) Iron & Steel |
45 |
10,58 |
9,57 |
717 |
222,36 |
159,62 |
616 |
244,74 |
214,98 |
458 |
316,86 |
252,47 |
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(b) Non-Ferrous Metals |
7 |
1,22 |
1,23 |
28 |
2,17 |
1,80 |
257 |
33,98 |
23,37 |
24 |
5,51 |
4,50 |
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(c) Metal Products |
283 |
13,37 |
11,38 |
930 |
66,23 |
55,16 |
1,973 |
227,47 |
173,61 |
667 |
119,01 |
84,31 |
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12. Engineering |
677 |
38,67 |
29,03 |
1,778 |
169,09 |
136,04 |
2,990 |
268,20 |
170,32 |
1,578 |
365,69 |
199,91 |
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(a) Heavy Engineering |
65 |
3,54 |
2,53 |
339 |
43,51 |
33,08 |
315 |
79,45 |
47,81 |
275 |
61,07 |
46,66 |
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(b) Light Engineering |
372 |
11,62 |
9,25 |
1,031 |
44,75 |
35,17 |
1,626 |
97,31 |
68,11 |
999 |
198,78 |
99,81 |
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(c) Electrical Machinery & Goods |
122 |
3,12 |
1,84 |
318 |
47,63 |
37,70 |
491 |
71,55 |
38,38 |
242 |
75,70 |
24,41 |
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(d) Electronic Machinery & Goods |
118 |
20,39 |
15,41 |
90 |
33,21 |
30,08 |
558 |
19,90 |
16,02 |
62 |
30,14 |
29,02 |
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13. Vehicles, Vehicle Parts & Transport Equipments |
368 |
36,85 |
27,65 |
645 |
80,53 |
48,14 |
396 |
93,37 |
63,79 |
4,009 |
747,11 |
529,20 |
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14. Other Industries |
15,407 |
92,98 |
71,31 |
8,856 |
152,18 |
111,23 |
5,972 |
279,16 |
211,70 |
3,192 |
394,80 |
292,36 |
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15. Electricity, Gas & Water |
16 |
20,84 |
20,58 |
29 |
2,45 |
1,84 |
24 |
113,13 |
53,48 |
6 |
1,41 |
73 |
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(a) Electricity Generation & Transmission |
13 |
20,75 |
20,49 |
11 |
59 |
44 |
5 |
100,27 |
50,56 |
2 |
57 |
29 |
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(b) Non-Conventional Energy |
1 |
3 |
2 |
1 |
7 |
7 |
3 |
35 |
29 |
- |
- |
- |
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(c) Gas, Steam & Water Supply |
2 |
7 |
7 |
17 |
1,80 |
1,33 |
16 |
12,51 |
2,63 |
4 |
84 |
45 |
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16. Construction |
589 |
69,31 |
51,43 |
1,631 |
71,84 |
63,79 |
1,153 |
146,89 |
118,90 |
556 |
55,81 |
51,80 |
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III. |
TRANSPORT OPERATORS |
5,237 |
37,10 |
29,21 |
2,904 |
27,28 |
19,56 |
2,495 |
33,16 |
25,70 |
495 |
13,40 |
10,97 |
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IV. |
PROFESSIONAL AND OTHER SERVICES |
6,560 |
110,81 |
90,67 |
8,364 |
400,49 |
272,99 |
7,285 |
283,57 |
217,20 |
2,091 |
219,46 |
204,10 |
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V. |
PERSONAL LOANS |
1,31,122 |
1134,81 |
948,81 |
1,74,805 |
1932,54 |
1600,90 |
1,92,892 |
2893,86 |
2375,19 |
70,682 |
1580,67 |
1313,72 |
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1. Loans for Purchase of Consumer Durables |
8,555 |
35,22 |
25,96 |
6,790 |
37,81 |
28,20 |
6,584 |
43,10 |
32,40 |
2,202 |
24,92 |
21,38 |
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2. Loans for Housing |
22,430 |
376,93 |
335,06 |
34,268 |
758,60 |
679,64 |
40,763 |
1272,39 |
1130,09 |
16,898 |
712,41 |
636,10 |
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3. Rest of the Personal Loans |
1,00,137 |
722,66 |
587,79 |
1,33,747 |
1136,14 |
893,06 |
1,45,545 |
1578,38 |
1212,70 |
51,582 |
843,34 |
656,24 |
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VI. |
TRADE |
44,466 |
4020,10 |
2636,59 |
49,562 |
964,97 |
748,18 |
34,560 |
1283,68 |
1021,15 |
7,542 |
818,22 |
628,64 |
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1. Wholesale Trade |
1,440 |
3742,60 |
2413,18 |
3,934 |
266,74 |
209,24 |
4,187 |
418,08 |
326,36 |
2,426 |
391,88 |
321,93 |
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2. Retail Trade |
43,026 |
277,50 |
223,42 |
45,628 |
698,23 |
538,93 |
30,373 |
865,60 |
694,79 |
5,116 |
426,34 |
306,71 |
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VII. |
FINANCE |
633 |
22,37 |
20,74 |
648 |
65,58 |
52,53 |
469 |
38,17 |
29,49 |
84 |
40,77 |
24,50 |
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VIII. |
ALL OTHERS |
22,532 |
203,56 |
159,96 |
31,049 |
620,33 |
486,42 |
31,255 |
664,12 |
532,08 |
10,792 |
524,97 |
378,44 |
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TOTAL BANK CREDIT |
6,18,907 |
9579,65 |
7281,23 |
4,83,462 |
8360,08 |
6585,62 |
3,23,512 |
9272,28 |
7270,10 |
1,14,748 |
9477,13 |
7028,86 |
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OF WHICH : 1. Artisans and Village & Tiny Industries |
10,730 |
62,65 |
45,70 |
3,940 |
169,85 |
119,50 |
1,211 |
24,93 |
20,85 |
511 |
35,44 |
28,09 |
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2. Other Small Scale Industries |
6,794 |
233,20 |
169,90 |
11,238 |
909,91 |
645,25 |
12,166 |
1224,93 |
897,55 |
13,602 |
1722,73 |
1227,16 |