Table No. 5.7 - State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1997

NORTHERN REGION

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

1

2

3

4

5

6

I.

AGRICULTURE

3,72,478

1147,74

974,05

1,75,154

713,87

597,25

1.

Direct Finance

3,68,338

1091,79

931,06

1,70,776

599,92

507,50

2.

Indirect Finance

4,140

55,95

42,99

4,378

113,96

89,75

II.

INDUSTRY

33,312

431,13

372,75

25,578

890,12

757,29

1.

Mining & Quarrying

257

1,63

1,31

58

5,89

3,51

2.

Food Manufacturing and Processing

772

68,26

52,73

1,769

238,57

197,67

(a)

Rice Mills, Flour and Dal Mills

516

48,64

38,64

1,041

154,38

126,73

(b)

Sugar

2

8,51

3,97

13

15,36

15,45

(c)

Edible Oils and Vanaspati

42

3,21

2,72

313

24,95

17,58

(d)

Tea Processing

1

75

85

4

23

22

(e)

Processing of Fruits & Vegetables

6

35

32

10

2,12

2,16

(f)

Others

205

6,81

6,23

388

41,54

35,53

3.

Beverage and Tobacco

22

16,58

12,92

21

1,57

77

4.

Textiles

633

68,99

70,94

644

125,40

99,68

(a)

Cotton Textiles

179

51,55

51,69

267

80,10

65,12

(b)

Jute Textiles

3

1

1

5

5

5

(c)

Handloom Textiles & Khadi

156

63

49

68

3,33

2,70

(d)

Other Textiles

295

16,80

18,76

304

41,92

31,81

5.

Paper, Paper Products and Printing

117

3,63

3,69

354

14,97

14,31

6.

Leather and Leather Products

52

62

61

111

3,33

3,30

7.

Rubber and Rubber Products

64

1,71

1,33

184

5,52

5,25

8.

Chemicals and Chemical Products

257

54,72

53,19

846

59,74

44,25

(a)

Heavy Industrial Chemicals

15

1,65

1,13

16

2,20

2,12

(b)

Fertilizers

60

24,15

24,01

36

11,82

10,89

(c)

Drugs and Pharmaceuticals

31

16,65

15,75

274

28,29

15,74

(d)

Non-Edible Oils

6

19

17

45

4,00

3,64

(e)

Other Chemicals & Chemical Products

145

12,08

12,13

475

13,42

11,86

9.

Petroleum, Coal Products & Nuclear Fuels

27

42

40

61

1,99

1,63

10.

Manufacture of Cement & Cement Products

20

15,48

12,94

54

4,84

5,40

11.

Basic Metals & Metal Products

509

29,32

23,97

2,523

215,02

191,76

(a)

Iron and Steel

201

18,50

14,31

1,860

177,44

159,14

(b)

Non-Ferrous Metals

7

17

12

25

51

42

(c)

Other Metal Products

301

10,65

9,54

638

37,06

32,20

12.

Engineering

757

49,22

38,19

1,677

64,77

51,46

(a)

Heavy Engineering

50

1,90

1,09

147

6,89

6,54

(b)

Light Engineering

494

7,68

6,37

1,044

29,38

17,46

(c)

Electrical Machinery & Goods

115

7,78

6,47

294

16,94

14,75

(d)

Electronic Machinery & Goods

98

31,86

24,27

192

11,56

12,72

13.

Vehicles, Vehicle Parts & Transport Equipments

431

71,29

56,60

561

48,21

47,53

14.

Other Industries

29,294

46,31

41,29

16,559

94,17

85,35

15.

Electricity, Gas & Water

69

1,65

1,49

114

4,88

4,17

(a)

Electricity Generation & Transmission

58

1,51

1,35

92

2,72

2,43

(b)

Non-Conventional Energy

2

3

4

—

—

—

(c)

Gas, Steam & Water Supply

9

10

9

22

2,16

1,74

16.

Construction

31

1,29

1,16

42

1,27

1,25

III.

TRANSPORT OPERATORS

17,907

61,87

50,17

9,940

58,28

45,44

IV.

PROFESSIONAL AND OTHER SERVICES

6,827

17,33

14,40

9,427

50,77

42,68

V.

PERSONAL LOANS

76,231

288,60

249,96

88,728

353,88

304,78

1.

Loans for Purchase of Consumer Durables

1,705

2,90

2,29

5,451

11,41

9,44

2.

Loans for Housing

12,023

118,59

96,20

16,304

146,17

121,32

3.

Rest of the Personal Loans

62,503

167,11

151,48

66,973

196,29

174,02

V I.

TRADE

74,792

831,62

816,91

61,082

355,76

281,98

1.

Wholesale Trade

4,130

727,51

729,16

3,807

145,19

105,86

2.

Retail Trade

70,662

104,11

87,75

57,275

210,56

176,12

VII.

FINANCE

83

13,36

13,20

163

5,29

3,67

VIII.

ALL OTHERS

36,457

76,83

71,47

44,960

142,46

128,26

TOTAL BANK CREDIT

6,18,087

2868,49

2562,92

4,15,032

2570,43

2161,36

OF WHICH :

1.

Artisans & Village Industries

18,394

19,62

15,92

6,227

19,09

17,87

2.

Other Small Scale Industries

10,720

118,21

100,36

13,015

315,88

271,65

(Amount in Rupees Lakh)

URBAN

METROPOLITAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

7

8

9

10

11

12

I.

AGRICULTURE

45,076

254,19

221,06

3,431

38,20

32,90

1.

Direct Finance

41,313

206,43

179,09

3,386

29,55

24,96

2.

Indirect Finance

3,763

47,76

41,97

45

8,64

7,94

II.

INDUSTRY

34,158

1620,96

1330,50

28,043

2182,41

1818,83

1.

Mining & Quarrying

59

2,52

1,73

15

46

43

2.

Food Manufacturing and Processing

1,321

326,00

256,09

255

105,21

88,14

(a)

Rice Mills, Flour and Dal Mills

764

245,76

193,20

55

34,73

33,46

(b)

Sugar

16

10,44

9,00

6

50,84

37,93

(c)

Edible Oils and Vanaspati

155

24,54

21,45

19

11,59

10,76

(d)

Tea Processing

10

58

44

—

—

—

(e)

Processing of Fruits & Vegetables

19

1,68

1,83

12

1,12

1,37

(f)

Others

357

43,01

30,18

163

6,94

4,62

3.

Beverage and Tobacco

74

21,87

22,29

26

2,82

2,98

4.

Textiles

3,045

377,87

331,78

6,769

1129,99

905,86

(a)

Cotton Textiles

724

162,64

154,08

620

335,34

257,01

(b)

Jute Textiles

22

22,87

28,79

8

82

76

(c)

Handloom Textiles & Khadi

73

4,39

4,06

144

4,01

3,51

(d)

Other Textiles

2,226

187,96

144,86

5,997

789,83

644,58

5.

Paper, Paper Products and Printing

777

62,53

54,09

339

33,51

31,02

6.

Leather and Leather Products

355

46,56

31,03

94

3,50

3,08

7.

Rubber and Rubber Products

1,057

57,59

45,38

160

79,91

75,06

8.

Chemicals and Chemical Products

1,170

75,74

60,56

511

45,53

41,78

(a)

Heavy Industrial Chemicals

77

3,38

2,56

31

1,36

98

(b)

Fertilizers

36

2,19

2,08

92

12,64

11,78

(c)

Drugs and Pharmaceuticals

310

40,31

27,89

43

1,45

1,35

(d)

Non-Edible Oils

7

20

18

10

1,90

1,94

(e)

Other Chemicals & Chemical Products

740

29,66

27,86

335

28,19

25,73

9.

Petroleum, Coal Products & Nuclear Fuels

75

3,00

3,06

50

17,96

15,66

10.

Manufacture of Cement & Cement Products

37

1,32

1,11

8

1,08

1,00

11.

Basic Metals & Metal Products

4,903

270,67

236,18

1,166

154,77

132,66

(a)

Iron and Steel

1,576

87,44

82,44

725

130,88

110,47

(b)

Non-Ferrous Metals

89

3,12

2,17

17

1,35

1,35

(c)

Other Metal Products

3,238

180,11

151,57

424

22,53

20,84

12.

Engineering

2,698

88,94

70,99

1,458

125,87

115,55

(a)

Heavy Engineering

204

14,01

10,36

258

16,42

17,30

(b)

Light Engineering

1,806

48,69

37,26

1,016

47,25

37,95

(c)

Electrical Machinery & Goods

514

21,80

20,22

145

60,90

59,05

(d)

Electronic Machinery & Goods

174

4,44

3,15

39

1,29

1,24

13.

Vehicles, Vehicle Parts & Transport Equipments

427

15,38

14,60

3,916

335,03

280,32

14.

Other Industries

17,955

255,67

194,84

13,229

143,52

122,32

15.

Electricity, Gas & Water

112

12,21

3,11

35

1,27

1,05

(a)

Electricity Generation & Transmission

99

11,66

2,60

31

1,13

90

(b)

Non-Conventional Energy

5

9

14

—

—

—

(c)

Gas, Steam & Water Supply

8

47

38

4

14

15

16.

Construction

93

3,08

3,64

12

2,00

1,91

III.

TRANSPORT OPERATORS

5,215

61,01

49,65

751

8,12

6,61

IV.

PROFESSIONAL AND OTHER SERVICES

11,113

78,84

65,99

2,394

155,90

146,57

V.

PERSONAL LOANS

94,524

427,41

370,91

26,638

147,40

135,72

1.

Loans for Purchase of Consumer Durables

3,334

8,67

6,93

769

4,21

3,68

2.

Loans for Housing

18,660

195,62

170,64

4,276

51,47

47,37

3.

Rest of the Personal Loans

72,530

223,11

193,34

21,593

91,73

84,67

V I.

TRADE

44,120

403,60

344,39

8,746

157,75

129,20

1.

Wholesale Trade

5,883

212,44

181,75

2,288

92,44

73,36

2.

Retail Trade

38,237

191,16

162,65

6,458

65,32

55,84

VII.

FINANCE

213

25,66

21,73

27

1,74

2,25

VIII.

ALL OTHERS

48,305

191,61

174,05

12,580

88,65

69,23

TOTAL BANK CREDIT

2,82,724

3063,29

2578,27

82,610

2780,16

2341,31

OF WHICH :

1.

Artisans & Village Industries

2,693

18,02

15,13

851

11,95

9,83

2.

Other Small Scale Industries

23,410

700,55

547,48

19,348

1086,78

902,13