NORTHERN REGION |
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STATE : PUNJAB |
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(Amount in Rupees Lakh) |
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RURAL |
SEMI-URBAN |
OCCUPATION |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
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|
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Accounts |
Limit |
Outstanding |
Accounts |
Limit |
Outstanding |
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1 |
2 |
3 |
4 |
5 |
6 |
I. |
AGRICULTURE |
4,33,225 |
4198,56 |
3520,48 |
2,22,465 |
2913,03 |
2322,40 |
|
1. |
Direct Finance |
4,27,525 |
4073,31 |
3417,77 |
2,16,466 |
2472,35 |
2029,39 |
|
2. |
Indirect Finance |
5,700 |
125,25 |
102,71 |
5,999 |
440,68 |
293,01 |
II. |
INDUSTRY |
22,940 |
853,40 |
692,58 |
21,850 |
2655,67 |
1875,12 |
|
1. |
Mining & Quarrying |
655 |
37,07 |
31,34 |
236 |
26,70 |
21,27 |
|
2. |
Food Manufacturing & Processing |
1,767 |
216,39 |
161,12 |
3,866 |
1099,33 |
745,00 |
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(a) Rice Mills, Flour & Dal Mills |
856 |
148,65 |
102,17 |
2,628 |
858,78 |
573,99 |
|
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(b) Sugar |
5 |
27,75 |
27,06 |
9 |
37,00 |
27,60 |
|
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(c) Edible Oils & Vanaspati |
37 |
8,99 |
6,11 |
180 |
76,88 |
56,89 |
|
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(d) Tea Processing |
4 |
58 |
47 |
14 |
1,87 |
1,69 |
|
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(e) Processing of Fruits & Vegetables |
6 |
2,45 |
1,90 |
16 |
1,85 |
1,22 |
|
|
(f) Others |
859 |
27,96 |
23,41 |
1,019 |
122,95 |
83,62 |
|
3. |
Beverage & Tobacco |
23 |
9,64 |
8,31 |
36 |
13,23 |
6,72 |
|
4. |
Textiles |
1,513 |
139,33 |
107,00 |
1,614 |
206,78 |
158,94 |
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(a) Cotton Textiles |
110 |
49,97 |
46,10 |
274 |
119,76 |
91,97 |
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(b) Jute & Other Natural Fibre Textiles |
97 |
35 |
21 |
50 |
6,81 |
4,44 |
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(c) Handloom Textiles & Khadi |
835 |
11,37 |
7,68 |
765 |
16,13 |
13,24 |
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(d) Other Textiles & Textile Products |
471 |
77,64 |
53,00 |
525 |
64,07 |
49,29 |
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5. |
Paper, Paper Products & Printing |
105 |
24,07 |
22,08 |
286 |
48,91 |
42,89 |
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6. |
Leather & Leather Products |
129 |
2,54 |
1,83 |
119 |
3,16 |
2,65 |
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7. |
Rubber & Plastic Products |
96 |
9,71 |
6,06 |
374 |
38,02 |
26,28 |
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8. |
Chemicals & Chemical Products |
331 |
12,06 |
10,82 |
363 |
140,70 |
103,39 |
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(a) Heavy Industrial Chemicals |
4 |
46 |
30 |
38 |
9,71 |
8,60 |
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(b) Fertilisers |
5 |
52 |
46 |
20 |
11,90 |
10,00 |
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(c) Drugs & Pharmaceuticals |
18 |
3,30 |
3,02 |
67 |
51,54 |
45,83 |
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(d) Non-Edible Oils |
3 |
51 |
51 |
20 |
6,47 |
5,85 |
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(e) Other Chemicals & Chemical Products |
301 |
7,26 |
6,52 |
218 |
61,09 |
33,12 |
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9. |
Petroleum, Coal Products & Nuclear Fuels |
123 |
5,03 |
4,43 |
35 |
2,89 |
2,40 |
|
10. |
Manufacture of Cement & Cement Products |
45 |
1,85 |
1,52 |
126 |
6,78 |
4,70 |
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11. |
Basic Metals & Metal Products |
609 |
57,81 |
47,23 |
1,795 |
420,73 |
288,10 |
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(a) Iron & Steel |
274 |
32,31 |
26,49 |
887 |
354,00 |
237,68 |
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(b) Non-Ferrous Metals |
27 |
4,79 |
3,93 |
29 |
2,78 |
1,64 |
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(c) Metal Products |
308 |
20,72 |
16,81 |
879 |
63,95 |
48,78 |
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12. |
Engineering |
644 |
55,34 |
41,58 |
2,013 |
164,19 |
128,52 |
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(a) Heavy Engineering |
69 |
4,88 |
2,87 |
334 |
52,71 |
39,92 |
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(b) Light Engineering |
383 |
22,96 |
16,91 |
1,260 |
47,95 |
37,95 |
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(c) Electrical Machinery & Goods |
139 |
16,61 |
12,86 |
329 |
60,67 |
48,37 |
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(d) Electronic Machinery & Goods |
53 |
10,89 |
8,93 |
90 |
2,85 |
2,28 |
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13. |
Vehicles, Vehicle Parts & Transport Equipments |
326 |
118,05 |
111,63 |
389 |
118,16 |
96,51 |
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14. |
Other Industries |
15,250 |
100,09 |
78,56 |
9,035 |
172,32 |
131,19 |
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15. |
Electricity, Gas & Water |
15 |
21,07 |
20,53 |
28 |
3,90 |
3,18 |
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(a) Electricity Generation & Transmission |
10 |
20,67 |
20,25 |
9 |
1,84 |
1,55 |
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(b) Non-Conventional Energy |
1 |
4 |
3 |
1 |
5 |
5 |
|
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(c) Gas, Steam & Water Supply |
4 |
36 |
25 |
18 |
2,00 |
1,57 |
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16. |
Construction |
1,309 |
43,36 |
38,56 |
1,535 |
189,86 |
113,38 |
III. |
TRANSPORT OPERATORS |
4,718 |
47,32 |
40,56 |
2,709 |
28,48 |
21,31 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
6,798 |
125,09 |
103,75 |
8,489 |
529,10 |
355,23 |
V. |
PERSONAL LOANS |
1,44,020 |
1576,64 |
1302,53 |
2,05,841 |
2817,45 |
2311,47 |
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1. |
Loans for Purchase of Consumer Durables |
6,369 |
25,16 |
17,66 |
11,092 |
55,20 |
42,25 |
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2. |
Loans for Housing |
27,034 |
558,36 |
487,85 |
43,523 |
1187,04 |
1038,96 |
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3. |
Rest of the Personal Loans |
1,10,617 |
993,11 |
797,02 |
1,51,226 |
1575,21 |
1230,27 |
VI. |
TRADE |
48,753 |
827,75 |
329,58 |
52,061 |
1209,86 |
907,72 |
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1. |
Wholesale Trade |
1,165 |
446,01 |
36,85 |
3,150 |
265,15 |
204,64 |
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2. |
Retail Trade |
47,588 |
381,74 |
292,73 |
48,911 |
944,71 |
703,08 |
VII. |
FINANCE |
569 |
15,75 |
13,92 |
797 |
126,47 |
90,13 |
VIII. |
ALL OTHERS |
20,060 |
213,01 |
162,14 |
26,010 |
373,65 |
293,51 |
TOTAL BANK CREDIT |
6,81,083 |
7857,51 |
6165,55 |
5,40,222 |
10653,71 |
8176,89 |
OF WHICH: 1. Artisans and Village & Tiny Industries |
10,602 |
59,48 |
44,39 |
4,361 |
247,94 |
176,35 |
2. Other Small Scale Industries |
6,289 |
271,25 |
191,59 |
11,068 |
1059,28 |
721,09 |
NORTHERN REGION |
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STATE : PUNJAB |
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(Amount in Rupees Lakh) |
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URBAN |
METROPOLITAN |
OCCUPATION |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
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|
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Accounts |
Limit |
Outstanding |
Accounts |
Limit |
Outstanding |
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|
7 |
8 |
9 |
10 |
11 |
12 |
I. |
AGRICULTURE |
36,605 |
1245,82 |
1068,79 |
4,587 |
454,52 |
396,02 |
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1. |
Direct Finance |
35,381 |
565,87 |
473,95 |
3,973 |
259,30 |
239,02 |
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2. |
Indirect Finance |
1,224 |
679,95 |
594,84 |
614 |
195,22 |
157,00 |
II. |
INDUSTRY |
21,619 |
4234,88 |
2962,64 |
21,294 |
10862,80 |
5166,65 |
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1. |
Mining & Quarrying |
78 |
30,69 |
15,79 |
158 |
42,51 |
37,08 |
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2. |
Food Manufacturing & Processing |
1,493 |
705,55 |
471,29 |
306 |
167,60 |
104,80 |
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(a) Rice Mills, Flour & Dal Mills |
770 |
508,05 |
310,33 |
85 |
16,17 |
11,17 |
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(b) Sugar |
3 |
22,05 |
21,93 |
3 |
33,02 |
10,28 |
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(c) Edible Oils & Vanaspati |
76 |
74,10 |
62,43 |
28 |
26,43 |
15,96 |
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(d) Tea Processing |
3 |
15 |
7 |
– |
– |
– |
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(e) Processing of Fruits & Vegetables |
14 |
24,61 |
17,27 |
8 |
3,80 |
1,86 |
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(f) Others |
627 |
76,59 |
59,28 |
182 |
88,17 |
65,54 |
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3. |
Beverage & Tobacco |
40 |
27,35 |
21,87 |
15 |
9,07 |
7,94 |
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4. |
Textiles |
2,571 |
1083,38 |
569,60 |
8,138 |
6583,83 |
2711,20 |
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(a) Cotton Textiles |
419 |
721,15 |
274,70 |
1,041 |
4182,20 |
1358,90 |
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(b) Jute & Other Natural Fibre Textiles |
34 |
6,57 |
5,05 |
27 |
22,16 |
20,27 |
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(c) Handloom Textiles & Khadi |
148 |
30,42 |
25,64 |
651 |
65,91 |
53,96 |
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(d) Other Textiles & Textile Products |
1,970 |
325,25 |
264,21 |
6,419 |
2313,56 |
1278,07 |
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5. |
Paper, Paper Products & Printing |
712 |
399,77 |
300,01 |
475 |
145,87 |
114,77 |
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6. |
Leather & Leather Products |
331 |
103,11 |
84,03 |
87 |
21,66 |
11,69 |
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7. |
Rubber & Plastic Products |
1,150 |
125,27 |
95,56 |
412 |
215,28 |
149,23 |
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8. |
Chemicals & Chemical Products |
750 |
114,78 |
84,64 |
295 |
108,70 |
84,50 |
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(a) Heavy Industrial Chemicals |
88 |
55,06 |
37,63 |
55 |
52,68 |
48,69 |
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(b) Fertilisers |
20 |
1,84 |
1,31 |
1 |
15 |
15 |
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(c) Drugs & Pharmaceuticals |
163 |
28,78 |
23,22 |
52 |
6,66 |
3,73 |
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(d) Non-Edible Oils |
10 |
3,22 |
2,68 |
3 |
24 |
26 |
|
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(e) Other Chemicals & Chemical Products |
469 |
25,89 |
19,80 |
184 |
48,97 |
31,67 |
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9. |
Petroleum, Coal Products & Nuclear Fuels |
60 |
6,26 |
5,48 |
25 |
13,07 |
12,24 |
|
10. |
Manufacture of Cement & Cement Products |
48 |
5,08 |
2,74 |
17 |
4,34 |
1,59 |
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11. |
Basic Metals & Metal Products |
2,989 |
398,43 |
288,82 |
1,612 |
1235,15 |
624,35 |
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(a) Iron & Steel |
768 |
101,59 |
71,26 |
709 |
997,71 |
487,67 |
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(b) Non-Ferrous Metals |
377 |
51,65 |
38,95 |
20 |
6,60 |
4,47 |
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(c) Metal Products |
1,844 |
245,20 |
178,61 |
883 |
230,85 |
132,21 |
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12. |
Engineering |
3,280 |
265,20 |
217,72 |
1,739 |
735,16 |
447,89 |
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(a) Heavy Engineering |
251 |
75,20 |
59,25 |
347 |
125,84 |
99,34 |
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(b) Light Engineering |
1,740 |
101,64 |
80,85 |
1,152 |
400,40 |
279,51 |
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(c) Electrical Machinery & Goods |
488 |
57,95 |
51,34 |
189 |
80,32 |
11,57 |
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(d) Electronic Machinery & Goods |
801 |
30,41 |
26,28 |
51 |
128,60 |
57,47 |
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13. |
Vehicles, Vehicle Parts & Transport Equipments |
335 |
62,49 |
48,82 |
3,593 |
1017,43 |
566,58 |
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14. |
Other Industries |
6,277 |
283,43 |
214,43 |
3,592 |
464,74 |
227,90 |
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15. |
Electricity, Gas & Water |
31 |
442,44 |
408,02 |
11 |
5,87 |
3,45 |
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(a) Electricity Generation & Transmission |
13 |
429,21 |
404,95 |
7 |
5,01 |
3,06 |
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(b) Non-Conventional Energy |
2 |
32 |
30 |
– |
– |
– |
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(c) Gas, Steam & Water Supply |
16 |
12,91 |
2,77 |
4 |
86 |
39 |
|
16. |
Construction |
1,474 |
181,65 |
133,81 |
819 |
92,51 |
61,46 |
III. |
TRANSPORT OPERATORS |
2,258 |
30,28 |
25,28 |
768 |
30,96 |
27,43 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
6,764 |
406,31 |
298,54 |
3,088 |
319,82 |
225,91 |
V. |
PERSONAL LOANS |
2,23,626 |
3824,22 |
3114,61 |
93,518 |
2356,99 |
1982,29 |
|
1. |
Loans for Purchase of Consumer Durables |
13,318 |
77,20 |
55,90 |
7,213 |
64,19 |
50,13 |
|
2. |
Loans for Housing |
49,316 |
1708,08 |
1500,59 |
21,531 |
1181,20 |
1072,56 |
|
3. |
Rest of the Personal Loans |
1,60,992 |
2038,94 |
1558,12 |
64,774 |
1111,60 |
859,60 |
VI. |
TRADE |
34,569 |
1675,42 |
1340,68 |
7,495 |
955,96 |
713,79 |
|
1. |
Wholesale Trade |
3,835 |
461,28 |
361,64 |
1,683 |
390,87 |
275,13 |
|
2. |
Retail Trade |
30,734 |
1214,14 |
979,04 |
5,812 |
565,09 |
438,66 |
VII. |
FINANCE |
434 |
84,08 |
60,68 |
143 |
137,07 |
116,11 |
VIII. |
ALL OTHERS |
33,411 |
698,33 |
588,62 |
9,225 |
390,63 |
232,97 |
TOTAL BANK CREDIT |
3,59,286 |
12199,34 |
9459,84 |
1,40,118 |
15508,74 |
8861,17 |
OF WHICH: 1. Artisans and Village & Tiny Industries |
1,438 |
26,78 |
21,40 |
433 |
26,08 |
21,87 |
2. Other Small Scale Industries |
12,036 |
1464,84 |
1087,06 |
14,055 |
2236,56 |
1512,04 |
|