15. Deployment of Gross Bank Credit by Major Sectors - ਆਰਬੀਆਈ - Reserve Bank of India
15. Deployment of Gross Bank Credit by Major Sectors
(` Billion) |
||||||
Item |
Outstanding as on |
Growth (%) |
||||
Mar. 23, 2012 |
2011 |
2012 |
Financial year so far |
Y-o-Y |
||
Dec. 30 |
Nov. 30 |
Dec. 28 |
2012-13 |
2012 |
||
1 |
2 |
3 |
4 |
5 |
6 |
|
1 Gross Bank Credit |
43,714 |
41,305 |
46,610 |
47,288 |
8.2 |
14.5 |
1.1 Food Credit |
816 |
847 |
1,058 |
1,057 |
29.5 |
24.8 |
1.2 Non-food Credit |
42,897 |
40,458 |
45,552 |
46,231 |
7.8 |
14.3 |
1.2.1 Agriculture & Allied Activities |
5,225 |
4,606 |
5,495 |
5,590 |
7.0 |
21.4 |
1.2.2 Industry |
19,675 |
18,582 |
20,853 |
21,140 |
7.5 |
13.8 |
1.2.2.1 Micro & Small |
2,592 |
2,468 |
2,685 |
2,717 |
4.8 |
10.1 |
1.2.2.2 Medium |
2,056 |
1,986 |
2,031 |
2,019 |
–1.8 |
1.7 |
1.2.2.3 Large |
15,026 |
14,129 |
16,137 |
16,405 |
9.2 |
16.1 |
1.2.3 Services |
10,168 |
9,670 |
10,625 |
10,858 |
6.8 |
12.3 |
1.2.3.1 Transport Operators |
713 |
671 |
790 |
730 |
2.4 |
8.9 |
1.2.3.2 Computer Software |
154 |
151 |
164 |
161 |
4.7 |
7.1 |
1.2.3.3 Tourism, Hotels & Restaurants |
313 |
315 |
342 |
351 |
12.2 |
11.5 |
1.2.3.4 Shipping |
89 |
100 |
81 |
80 |
–9.8 |
–19.6 |
1.2.3.5 Professional Services |
639 |
555 |
511 |
527 |
–17.4 |
–4.9 |
1.2.3.6 Trade |
2,209 |
2,125 |
2,538 |
2,558 |
15.8 |
20.4 |
1.2.3.6.1 Wholesale Trade |
1,280 |
1,203 |
1,389 |
1,400 |
9.4 |
16.4 |
1.2.3.6.2 Retail Trade |
929 |
922 |
1,148 |
1,158 |
24.6 |
25.6 |
1.2.3.7 Commercial Real Estate |
1,205 |
1,162 |
1,201 |
1,308 |
8.5 |
12.6 |
1.2.3.8 Non-Banking Financial Companies (NBFCs) |
2,218 |
2,114 |
2,439 |
2,523 |
13.8 |
19.3 |
1.2.3.9 Other Services |
2,628 |
2,477 |
2,558 |
2,619 |
–0.3 |
5.7 |
1.2.4 Personal Loans |
7,830 |
7,600 |
8,580 |
8,643 |
10.4 |
13.7 |
1.2.4.1 Consumer Durables |
88 |
120 |
75 |
77 |
–12.5 |
–36.1 |
1.2.4.2 Housing |
4,027 |
3,917 |
4,372 |
4,408 |
9.5 |
12.5 |
1.2.4.3 Advances against Fixed Deposits |
685 |
537 |
615 |
610 |
–10.9 |
13.7 |
1.2.4.4 Advances to Individuals against share & bonds |
38 |
51 |
31 |
33 |
–14.9 |
–35.6 |
1.2.4.5 Credit Card Outstanding |
204 |
195 |
247 |
248 |
21.2 |
27.1 |
1.2.4.6 Education |
502 |
492 |
543 |
542 |
7.9 |
10.1 |
1.2.4.7 Vehicle Loans |
949 |
906 |
1,093 |
1,107 |
16.6 |
22.2 |
1.2.4.8 Other Personal Loans |
1,336 |
1,382 |
1,604 |
1,619 |
21.1 |
17.1 |
1.2A Priority Sector |
14,122 |
13,007 |
14,617 |
14,886 |
5.4 |
14.4 |
1.2A.1 Agriculture & Allied Activities |
5,225 |
4,606 |
5,495 |
5,590 |
7.0 |
21.4 |
1.2A.2 Micro & Small Enterprises |
5,191 |
4,825 |
5,262 |
5,397 |
4.0 |
11.9 |
1.2A.2.1 Manufacturing |
2,592 |
2,468 |
2,685 |
2,717 |
4.8 |
10.1 |
1.2A.2.2 Services |
2,599 |
2,358 |
2,576 |
2,681 |
3.2 |
13.7 |
1.2A.3 Housing |
2,654 |
2,516 |
2,667 |
2,678 |
0.9 |
6.4 |
1.2A.4 Micro-Credit |
231 |
210 |
219 |
241 |
4.3 |
14.8 |
1.2A.5 Education Loans |
483 |
483 |
523 |
521 |
8.0 |
8.0 |
1.2A.6 State-Sponsored Orgs. for SC/ST |
26 |
27 |
20 |
28 |
7.7 |
3.7 |
1.2A.7 Weaker Sections |
2,563 |
2,326 |
2,725 |
2,795 |
9.1 |
20.2 |
1.2A.8 Export Credit |
377 |
404 |
401 |
429 |
13.8 |
6.2 |