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16. Industry-wise Deployment of Gross Bank Credit

(₹ Crore)
Industry Outstanding as on Growth (%)
Mar. 27, 2020 2019 2020 Financial year so far Y-o-Y
Sep. 27 Aug. 28 Sep. 25 2020-21 2020
1 2 3 4 5 6
1 Industry 2905151 2774883 2778672 2774867 –4.5 0.0
1.1 Mining & Quarrying (incl. Coal) 43927 41380 41419 41366 –5.8 0.0
1.2 Food Processing 154146 142388 155228 148446 –3.7 4.3
1.2.1 Sugar 27382 27424 21348 20783 –24.1 –24.2
1.2.2 Edible Oils & Vanaspati 19240 17923 18156 18412 –4.3 2.7
1.2.3 Tea 5375 5558 5373 5587 3.9 0.5
1.2.4 Others 102149 91483 110351 103664 1.5 13.3
1.3 Beverage & Tobacco 16522 14973 14430 14961 –9.4 –0.1
1.4 Textiles 192424 186773 188159 188917 –1.8 1.1
1.4.1 Cotton Textiles 89283 84020 85318 84905 –4.9 1.1
1.4.2 Jute Textiles 2116 2168 2059 2420 14.4 11.6
1.4.3 Man-Made Textiles 26074 25295 26792 26996 3.5 6.7
1.4.4 Other Textiles 74951 75290 73990 74596 –0.5 –0.9
1.5 Leather & Leather Products 11098 11044 11809 11856 6.8 7.4
1.6 Wood & Wood Products 12233 12082 12792 13039 6.6 7.9
1.7 Paper & Paper Products 30965 29973 32742 33118 7.0 10.5
1.8 Petroleum, Coal Products & Nuclear Fuels 75834 53576 54850 60536 –20.2 13.0
1.9 Chemicals & Chemical Products 202949 180523 173975 175174 –13.7 –3.0
1.9.1 Fertiliser 49066 36835 35383 34167 –30.4 –7.2
1.9.2 Drugs & Pharmaceuticals 53427 49177 48558 50111 –6.2 1.9
1.9.3 Petro Chemicals 42233 39110 36176 35851 –15.1 –8.3
1.9.4 Others 58223 55401 53858 55045 –5.5 –0.6
1.10 Rubber, Plastic & their Products 50415 47007 48780 49187 –2.4 4.6
1.11 Glass & Glassware 8777 9387 8666 8989 2.4 –4.2
1.12 Cement & Cement Products 58689 60809 57809 58324 –0.6 –4.1
1.13 Basic Metal & Metal Product 350325 354021 344005 343016 –2.1 –3.1
1.13.1 Iron & Steel 262396 269955 256866 252654 –3.7 –6.4
1.13.2 Other Metal & Metal Product 87929 84066 87139 90362 2.8 7.5
1.14 All Engineering 157259 163374 139390 140249 –10.8 –14.2
1.14.1 Electronics 30159 35168 27558 27706 –8.1 –21.2
1.14.2 Others 127100 128206 111832 112543 –11.5 –12.2
1.15 Vehicles, Vehicle Parts & Transport Equipment 82606 83038 89286 90109 9.1 8.5
1.16 Gems & Jewellery 59515 65637 54220 55619 –6.5 –15.3
1.17 Construction 104288 100074 103744 104600 0.3 4.5
1.18 Infrastructure 1053913 1003786 1023148 1015238 –3.7 1.1
1.18.1 Power 559774 557170 549080 551886 –1.4 –0.9
1.18.2 Telecommunications 143760 115017 125386 114825 –20.1 –0.2
1.18.3 Roads 190676 185293 196875 198304 4.0 7.0
1.18.4 Other Infrastructure 159703 146306 151807 150223 –5.9 2.7
1.19 Other Industries 239266 215038 224220 222123 –7.2 3.3
Note: Data are provisional and relate to select 41 scheduled commercial banks, accounting for about 90 per cent of total non-food credit extended by all scheduled commercial banks (excludes ING Vysya which has been merged with Kotak Mahindra since April 2015).
Export credit under priority sector relates to foreign banks only.
Micro & small under item 2.1 includes credit to micro & small industries in manufacturing sector.
Micro & small enterprises under item 5.2 includes credit to micro & small enterprises in manufacturing as well as services sector.
Priority Sector is as per old definition and does not conform to FIDD Circular FIDD.CO.Plan.BC.54/04.09.01/2014-15 dated April 23, 2015.

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