43. Payment System Indicators - ਆਰਬੀਆਈ - Reserve Bank of India
43. Payment System Indicators
System |
Volume (Million) |
Value (` Billion) |
||||||
2012-13 |
2013 |
2012-13 |
2013 |
|||||
Feb. |
Mar. |
Apr. |
Feb. |
Mar. |
Apr. |
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1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
|
1 RTGS |
68.52 |
5.82 |
7.30 |
6.46 |
1,026,350.05 |
63,890.48 |
90,683.94 |
74,641.77 |
1.1 Customer Transactions |
63.99 |
5.46 |
6.83 |
6.04 |
512,997.84 |
40,716.72 |
60,037.57 |
45,362.17 |
1.2 Interbank Transactions |
4.52 |
0.36 |
0.46 |
0.42 |
163,843.20 |
12,165.99 |
17,371.98 |
15,698.95 |
1.3 Interbank Clearing |
0.009 |
0.001 |
0.001 |
0.001 |
349,509.02 |
11,007.77 |
13,274.39 |
13,580.65 |
2 CCIL Operated Systems |
2.26 |
0.19 |
0.21 |
0.22 |
501,598.49 |
41,639.11 |
47,793.81 |
54,741.98 |
2.1 CBLO |
0.16 |
0.01 |
0.01 |
0.01 |
120,480.39 |
9,906.50 |
11,076.41 |
12,983.21 |
2.2 Govt. Securities Clearing |
0.70 |
0.07 |
0.06 |
0.09 |
119,947.98 |
12,896.52 |
11,833.04 |
16,248.21 |
2.2.1 Outright |
0.66 |
0.07 |
0.06 |
0.09 |
65,920.33 |
7,249.47 |
6,532.37 |
10,213.01 |
2.2.2 Repo |
0.041 |
0.004 |
0.003 |
0.004 |
54,027.65 |
5,647.05 |
5,300.67 |
6,035.20 |
2.3 Forex Clearing |
1.40 |
0.11 |
0.13 |
0.12 |
261,170.12 |
18,836.09 |
24,884.36 |
25,510.56 |
3 Paper Clearing |
1,300.18 |
110.92 |
115.76 |
108.82 |
100,184.67 |
8,030.12 |
9,915.25 |
8,541.79 |
3.1 Cheque Truncation System (CTS) |
274.70 |
26.10 |
31.43 |
31.65 |
21,731.91 |
2,001.27 |
2,539.50 |
2,619.90 |
3.2 MICR Clearing |
817.77 |
66.95 |
66.47 |
59.05 |
57,051.30 |
4,020.30 |
5,367.19 |
4,349.07 |
3.2.1 RBI Centres |
491.52 |
34.38 |
38.62 |
35.73 |
35,679.97 |
2,435.61 |
2,957.09 |
2,754.61 |
3.2.2 Other Centres |
325.96 |
32.57 |
27.85 |
23.32 |
21,412.71 |
1,584.68 |
2,410.10 |
1,594.46 |
3.3 Non-MICR Clearing |
215.29 |
18.29 |
20.84 |
18.12 |
20,897.31 |
1,594.33 |
1,916.89 |
1,572.82 |
4 Retail Electronic Clearing |
694.07 |
62.21 |
73.92 |
66.48 |
31,881.14 |
2,785.01 |
3,868.68 |
3,546.13 |
4.1 ECS DR |
176.53 |
14.99 |
15.39 |
15.57 |
1,083.10 |
92.73 |
95.22 |
94.84 |
4.2 ECS CR (includes NECS) |
122.18 |
8.70 |
11.15 |
9.99 |
1,771.28 |
131.06 |
170.55 |
191.59 |
4.3 EFT/NEFT |
394.13 |
38.29 |
47.09 |
40.65 |
29,022.42 |
2,560.35 |
3,601.66 |
3,258.26 |
4.4 Interbank Mobile Payment Service (IMPS) |
1.23 |
0.22 |
0.30 |
0.27 |
4.33 |
0.87 |
1.25 |
1.44 |
5 Cards |
6,398.35 |
528.36 |
590.37 |
584.52 |
18,637.39 |
1,531.37 |
1,735.83 |
1,765.63 |
5.1 Credit Cards |
399.13 |
33.03 |
35.85 |
37.79 |
1,243.93 |
102.22 |
112.71 |
125.51 |
5.1.1 Usage at ATMs |
2.52 |
0.20 |
0.23 |
0.23 |
14.42 |
1.17 |
1.49 |
1.33 |
5.1.2 Usage at POS |
396.61 |
32.83 |
35.62 |
37.56 |
1,229.51 |
101.05 |
111.22 |
124.18 |
5.2 Debit Cards |
5,999.21 |
495.34 |
554.52 |
546.73 |
17,393.47 |
1,429.15 |
1,623.12 |
1,640.12 |
5.2.1 Usage at ATMs |
5,530.16 |
454.31 |
508.85 |
501.07 |
16,650.08 |
1,367.67 |
1,556.15 |
1,563.87 |
5.2.2 Usage at POS |
469.05 |
41.03 |
45.67 |
45.66 |
743.39 |
61.49 |
66.97 |
76.26 |
6 Prepaid Payment Instruments (PPIs) |
66.94 |
7.33 |
10.35 |
9.59 |
79.22 |
4.73 |
5.61 |
5.78 |
6.1 m-Wallet |
32.70 |
5.41 |
6.60 |
6.63 |
10.01 |
1.47 |
1.75 |
1.76 |
6.2 PPI Cards |
33.76 |
1.89 |
3.71 |
2.91 |
49.62 |
1.88 |
2.10 |
1.90 |
6.3 Paper Vouchers |
0.48 |
0.03 |
0.04 |
0.05 |
19.60 |
1.38 |
1.77 |
2.13 |
7 Mobile Banking |
53.30 |
5.44 |
6.40 |
6.33 |
59.90 |
8.07 |
9.92 |
9.89 |
8 Cards Outstanding |
350.75 |
344.89 |
350.75 |
356.44 |
– |
– |
– |
– |
8.1 Credit Card |
19.55 |
19.24 |
19.55 |
19.57 |
– |
– |
– |
– |
8.2 Debit Card |
331.20 |
325.65 |
331.20 |
336.87 |
– |
– |
– |
– |
9 Number of ATMs (in actuals) |
114014 |
109629 |
114014 |
116378 |
– |
– |
– |
– |
10 Number of POS (in actuals) |
845653 |
819688 |
845653 |
913867 |
– |
– |
– |
– |
11 Grand Total (1.1+1.2+2+3+4+5+6) |
8,530.30 |
714.83 |
797.91 |
776.10 |
1,329,221.92 |
106,873.05 |
140,728.70 |
129,662.44 |