43. Payment System Indicators - ਆਰਬੀਆਈ - Reserve Bank of India
43. Payment System Indicators
System |
Volume (Million) |
Value (` Billion) |
||||||
2012-13 |
2013 |
2014 |
2012-13 |
2013 |
2014 |
|||
Nov. |
Dec. |
Jan. |
Nov. |
Dec. |
Jan. |
|||
1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
|
1 RTGS |
68.52 |
6.38 |
7.02 |
7.13 |
1,026,350.05 |
65,001.51 |
78,175.06 |
76,978.21 |
1.1 Customer Transactions |
63.99 |
6.03 |
6.65 |
6.74 |
512,997.84 |
41,460.07 |
50,502.73 |
48,899.46 |
1.2 Interbank Transactions |
4.52 |
0.35 |
0.37 |
0.38 |
163,843.20 |
11,045.19 |
13,347.65 |
13,022.37 |
1.3 Interbank Clearing |
0.009 |
0.001 |
0.001 |
0.001 |
349,509.02 |
12,496.25 |
14,324.68 |
15,056.38 |
2 CCIL Operated Systems |
2.26 |
0.18 |
0.17 |
0.23 |
501,598.49 |
43,116.68 |
47,819.00 |
33,022.54 |
2.1 CBLO |
0.16 |
0.01 |
0.02 |
0.02 |
120,480.39 |
12,491.80 |
13,935.55 |
14,459.91 |
2.2 Govt. Securities Clearing |
0.70 |
0.05 |
0.04 |
0.09 |
119,947.98 |
10,395.04 |
9,443.67 |
14,539.69 |
2.2.1 Outright |
0.66 |
0.05 |
0.04 |
0.09 |
65,920.33 |
4,995.69 |
4,287.45 |
8,435.78 |
2.2.2 Repo |
0.041 |
0.004 |
0.003 |
0.004 |
54,027.65 |
5,399.35 |
5,156.22 |
6,103.91 |
2.3 Forex Clearing |
1.40 |
0.11 |
0.12 |
0.13 |
261,170.12 |
20,229.84 |
24,439.78 |
4,022.94 |
3 Paper Clearing |
1,313.48 |
86.87 |
100.25 |
104.14 |
99,982.25 |
6,488.55 |
8,196.93 |
7,670.84 |
3.1 Cheque Truncation System (CTS) |
275.04 |
49.82 |
58.81 |
66.76 |
21,779.52 |
3,596.62 |
4,398.91 |
4,991.89 |
3.2 MICR Clearing |
823.31 |
21.85 |
23.82 |
20.58 |
57,503.97 |
1,725.00 |
2,402.09 |
1,371.23 |
3.2.1 RBI Centres |
496.81 |
8.83 |
9.95 |
5.62 |
36,045.97 |
846.60 |
720.55 |
386.83 |
3.2.2 Other Centres |
326.50 |
13.02 |
13.86 |
14.96 |
21,458.00 |
878.40 |
1,681.54 |
984.40 |
3.3 Non-MICR Clearing |
215.31 |
15.21 |
17.63 |
16.80 |
20,898.28 |
1,166.93 |
1,395.93 |
1,307.73 |
4 Retail Electronic Clearing |
694.07 |
81.75 |
88.65 |
95.41 |
31,881.14 |
3,617.12 |
4,292.49 |
4,168.44 |
4.1 ECS DR |
176.53 |
17.41 |
16.15 |
16.55 |
1,083.10 |
105.04 |
108.56 |
113.41 |
4.2 ECS CR (includes NECS) |
122.18 |
10.32 |
10.21 |
10.91 |
1,771.28 |
170.62 |
242.95 |
170.30 |
4.3 EFT/NEFT |
394.13 |
52.65 |
60.36 |
65.91 |
29,022.42 |
3,332.64 |
3,929.28 |
3,871.54 |
4.4 Immediate Payment Service (IMPS) |
1.23 |
1.38 |
1.93 |
2.03 |
4.33 |
8.82 |
11.70 |
13.20 |
5 Cards |
6,398.35 |
627.36 |
626.12 |
638.07 |
18,637.36 |
1,867.04 |
1,910.98 |
1,950.42 |
5.1 Credit Cards |
399.13 |
42.07 |
45.91 |
45.85 |
1,243.93 |
127.89 |
136.57 |
143.13 |
5.1.1 Usage at ATMs |
2.52 |
0.24 |
0.27 |
0.27 |
14.42 |
1.34 |
1.51 |
1.51 |
5.1.2 Usage at POS |
396.61 |
41.84 |
45.64 |
45.58 |
1,229.51 |
126.55 |
135.07 |
141.62 |
5.2 Debit Cards |
5,999.21 |
585.29 |
580.21 |
592.22 |
17,393.44 |
1,739.15 |
1,774.40 |
1,807.30 |
5.2.1 Usage at ATMs |
5,530.16 |
533.39 |
527.92 |
538.39 |
16,650.08 |
1,655.03 |
1,692.47 |
1,722.32 |
5.2.2 Usage at POS |
469.05 |
51.90 |
52.29 |
53.83 |
743.36 |
84.12 |
81.94 |
84.98 |
6 Prepaid Payment Instruments (PPIs) |
66.94 |
9.65 |
10.78 |
13.02 |
79.22 |
6.21 |
7.17 |
6.83 |
6.1 m-Wallet |
32.70 |
7.46 |
8.58 |
10.83 |
10.01 |
1.93 |
2.48 |
2.31 |
6.2 PPI Cards |
33.76 |
2.15 |
2.16 |
2.15 |
49.62 |
2.57 |
2.54 |
2.57 |
6.3 Paper Vouchers |
0.48 |
0.04 |
0.05 |
0.04 |
19.60 |
1.71 |
2.15 |
1.95 |
7 Mobile Banking |
53.30 |
8.13 |
8.89 |
9.52 |
59.90 |
19.57 |
22.61 |
26.25 |
8 Cards Outstanding |
350.75 |
400.23 |
391.22 |
399.33 |
– |
– |
– |
– |
8.1 Credit Card |
19.55 |
18.77 |
18.71 |
19.00 |
– |
– |
– |
– |
8.2 Debit Card |
331.20 |
381.46 |
372.51 |
380.33 |
– |
– |
– |
– |
9 Number of ATMs (in actuals) |
114014 |
137080 |
141515 |
145858 |
– |
– |
– |
– |
10 Number of POS (in actuals) |
854290 |
975749 |
1025710 |
1034161 |
– |
– |
– |
– |
11 Grand Total (1.1+1.2+2+3+4+5+6) |
8,543.60 |
812.19 |
833.00 |
858.00 |
1,329,019.50 |
107,600.85 |
126,076.95 |
108,740.91 |