III.4 : Sectoral Deployment of Gross Bank Credit - ਆਰਬੀਆਈ - Reserve Bank of India
III.4 : Sectoral Deployment of Gross Bank Credit
|
|
|
|
|
(Amount in Rupees crore) |
||
Outstanding as on |
|||||||
|
|
|
Variations |
||||
Sector |
March 26, |
March 27, |
March 28, |
||||
|
|
|
1999 |
1998 |
1997 |
1998-99 |
1997-98 |
|
|
1 |
2 |
3 |
4 |
5 |
6 |
I. |
Gross Bank Credit (1+2) |
3,42,012 |
3,00,283 |
2,58,991 |
41,729 |
41,292 |
|
1. |
Public Food Procurement Credit |
16,816 |
12,485 |
7,597 |
4,331 |
4,888 |
|
2. |
Non-food Gross Bank Credit |
3,25,196 |
2,87,798 |
2,51,394 |
37,398 |
36,404 |
|
(100.0) |
(100.0) |
||||||
A. |
Priority Sectors |
1,14,611 |
99,507 |
84,880 |
15,104 |
14,627 |
|
(40.4) |
(40.2) |
||||||
a) Agriculture |
39,634 |
34,869 |
31,442 |
4,765 |
3,427 |
||
(12.7) |
(9.4) |
||||||
b) Small Scale Industries |
48,483 |
43,508 |
35,944 |
4,975 |
7,564 |
||
(13.3) |
(20.8) |
||||||
c) Other Priority Sectors |
26,494 |
21,130 |
17,494 |
5,364 |
3,636 |
||
(14.3) |
(10.0) |
||||||
B. |
Industry (Medium and Large) |
1,30,516 |
1,17,530 |
1,02,604 |
12,986 |
14,926 |
|
(34.7) |
(41.0) |
||||||
C. |
Wholesale Trade (other than |
13,965 |
13,217 |
12,340 |
748 |
877 |
|
food procurement) |
(2.0) |
(2.4) |
|||||
D. |
Other Sectors |
66,104 |
57,544 |
51,570 |
8,560 |
5,974 |
|
(22.9) |
(16.4) |
||||||
of which : |
|||||||
i. |
Housing |
11,404 |
9,057 |
7,773 |
2,347 |
1,284 |
|
ii. |
Consumer Durables |
3,090 |
2,527 |
2,297 |
563 |
230 |
|
iii. |
Non-Banking Financial Companies |
6,082 |
6,227 |
5,154 |
- 145 |
1,073 |
|
iv. |
Loans to Individuals against |
1,625 |
1,904 |
2,066 |
- 279 |
- 162 |
|
shares and debentures/bonds |
|||||||
v. |
Real Estate Loans |
1,625 |
1,899 |
1,546 |
- 274 |
353 |
|
vi. |
Other Non-Priority Sector |
12,289 |
10,133 |
12,392 |
2,156 |
- 2,259 |
|
Personal Loans |
|||||||
vii. |
Advances against Fixed Deposits |
15,106 |
11,815 |
1,505 |
3,291 |
10,310 |
|
viii. |
Tourism and Tourism related |
||||||
Hotels |
612 |
822 |
. |
- 210 |
. |
||
II. |
Export Credit |
35,891 |
33,947 |
30,008 |
1,944 |
3,939 |
|
[included under item I(2)] |
(5.2) |
(10.8) |
|||||
III. |
Net Bank Credit |
3,39,477 |
2,97,265 |
2,45,999 |
42,212 |
51,266 |
|
|
(including inter-bank participations) |
|
|
|
|
|
.. Not available. |
Note : |
1. |
Data are provisional and relate to selected scheduled commercial banks which account for about 90 - 95 per cent of bank credit of all scheduled commercial banks. Gross bank credit data include bills rediscounted with RBI, IDBI, EXIM Bank, other approved financial institutions and inter-bank participations. Net bank credit data are exclusive of bills rediscounted with RBI, IDBI, EXIM Bank and other approved financial institutions. |
2. |
Figures in brackets are proportions to incremental non-food gross bank credit. |