APPENDIX TABLE 20 : IMPORTANT BANKING INDICATORS - SCHEDULED COMMERCIAL BANKS |
(Amount in Rupees crore) |
Item |
Outstanding as on March 31, 2006 |
Variations |
|
|
|
|
|
Financial year |
April-June |
|
|
|
|
2004-05 |
2005-06 |
2005-06 |
2006-07 P |
|
|
|
|
|
Absolute |
Per cent |
Absolute |
Per cent |
Absolute |
Per cent |
Absolute |
Per cent |
|
|
1 |
|
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
10 |
|
1. |
Gross Demand and Time Liabilites |
24,56,137 |
2,97,873 |
17.2 |
3,31,212 |
15.6 |
-31,774 |
-1.5 |
32,698 |
1.3 |
|
|
(2+3+4+6) |
|
|
|
|
|
|
|
|
|
|
2. |
Aggregate Deposits (a+b) |
21,09,049 |
1,95,782 |
13.0 |
3,23,913 |
18.1 |
7,949 |
0.4 |
36,450 |
1.7 |
|
|
|
|
|
(1,92,269) |
(12.8) |
|
|
|
|
|
|
|
|
a. |
Demand deposits |
3,64,640 |
23,005 |
10.2 |
78,623 |
27.5 |
-22,249 |
-7.8 |
-39,951 |
-11.0 |
|
|
b. |
Time deposits |
17,44,409 |
1,72,777 |
13.5 |
2,45,291 |
16.4 |
30,198 |
2.0 |
76,401 |
4.4 |
|
|
|
|
|
(1,69,264) |
(13.2) |
|
|
|
|
|
|
|
3. |
Other Borrowings # |
83,144 |
44,853 |
181.8 |
11,224 |
15.6 |
-1,002 |
-1.4 |
2,990 |
3.6 |
|
4. |
Other Demand and Time Liabilities |
1,88,780 |
44,676 |
30.2 |
1,763 |
0.9 |
-37,238 |
-19.9 |
-1,705 |
-0.9 |
|
5. |
Borrowings from the RBI |
1,488 |
50 |
– |
1,393 |
– |
-95 |
– |
-1,486 |
-99.9 |
|
6. |
Inter-bank Liabilities |
75,165 |
12,562 |
23.1 |
-5,688 |
-7.0 |
-1,483 |
-1.8 |
-5,038 |
-6.7 |
|
7. |
Bank Credit (a+b) |
15,07,077 |
2,59,643 |
30.9 |
3,54,868 |
30.8 |
8,994 |
0.8 |
16,091 |
1.1 |
|
|
|
|
|
(2,26,761) |
(27.0) |
|
|
|
|
|
|
|
|
a. |
Food Credit |
40,691 |
5,159 |
14.3 |
675 |
1.7 |
4,788 |
12.0 |
607 |
1.5 |
|
|
b. |
Non-food Credit |
14,66,386 |
2,54,484 |
31.6 |
3,54,193 |
31.8 |
4,206 |
0.4 |
15,484 |
1.1 |
|
|
|
|
|
(2,21,602) |
(27.5) |
|
|
|
|
|
|
|
8. |
Investments (a+b) |
7,17,454 |
61,566 |
9.1 |
-22,809 |
-3.1 |
-1,988 |
-0.3 |
26,320 |
3.7 |
|
|
|
|
|
(49,373) |
(7.3) |
|
|
|
|
|
|
|
|
a. |
Government securities |
7,00,742 |
64,224 |
9.8 |
-19,514 |
-2.7 |
-1,457 |
-0.2 |
20,395 |
2.9 |
|
|
|
|
|
(52,031) |
(7.9) |
|
|
|
|
|
|
|
|
b. |
Other approved securities |
16,712 |
-2,658 |
-11.6 |
-3,295 |
-16.5 |
-532 |
-2.7 |
5,925 |
35.4 |
|
9. |
Cash in hand |
13,046 |
574 |
7.3 |
2,897 |
28.5 |
-38 |
-0.4 |
-1,111 |
-8.5 |
|
10. |
Balances with the RBI |
1,27,061 |
19,108 |
27.7 |
34,077 |
36.6 |
3,003 |
3.2 |
-6,739 |
-5.3 |
|
11. |
Inter-Bank Assets |
54,392 |
3,118 |
6.5 |
-5,133 |
-8.6 |
-1,958 |
-3.3 |
-935 |
-1.7 |
|
12. |
Credit-Deposit Ratio (%) |
71.5 |
|
132.6 |
|
109.6 |
|
113.1 |
|
44.1 |
|
|
|
|
|
|
(117.9) |
|
|
|
|
|
|
|
13. |
Non-food Credit-Deposit Ratio (%) |
69.5 |
|
130.0 |
|
109.3 |
|
52.9 |
|
42.5 |
|
|
|
|
|
|
(115.3) |
|
|
|
|
|
|
|
14. |
Investment-Deposit Ratio (%) |
34.0 |
|
31.4 |
|
-7.0 |
|
-25.0 |
|
72.2 |
|
|
|
|
|
|
(25.7) |
|
|
|
|
|
|
P : Provisional.
# : Other than from RBI/ IDBI/ NABARD/ EXIM Bank. Note :
1. Figures in parentheses exclude the impact of conversion of a non-banking entity into a banking entity from October 11, 2004.
2. Variation during 2005-06 is worked out from April 1, 2005, whereas variations during 2004-05 and 2006-07 are worked out from March 19, 2004 and March 31, 2006, respecitively. |
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