APPENDIX TABLE 2 : INTEREST RATE STRUCTURE OF SCHEDULED COMMERCIAL BANKS

(Per cent per annum)

Rates as on

Item

Jan. 07

Sep .02,

Dec. 2,

Dec. 23,

Jan. 13,

Feb. 03,

Feb. 10,

Feb. 24,

Mar. 17,

Mar. 31,

April 13,

May 05,

June 30

2005

2005

2005

2005

2006

2006

2006

2006

2006

2006

2006

2006

2006

1

2

3

4

5

6

7

8

9

10

11

12

13

14

A. Lending Rates

Size of Credit Limit

1.

Up to Rs. 2 lakh

< BPLR

< BPLR

< BPLR

< BPLR

< BPLR

< BPLR

< BPLR

< BPLR

< BPLR

< BPLR

< BPLR

< BPLR

< BPLR

2.

Over Rs. 2 lakh :

(Benchmark Prime

10.25-10.75

10.25-10.75

10.25-10.75

10.25-10.75

10.25-10.75

10.25-10.75

10.25-10.75

10.25-10.75

10.25-10.75

10.25-10.75

10.25-10.75

10.75-11.25

10.75-11.25

Lending Rate)*

B. Deposit Rates

Category of Account

1.

Current

Nil

Nil

Nil

Nil

Nil

Nil

Nil

Nil

Nil

Nil

Nil

Nil

Nil

2.

Savings

3.50

3.50

3.50

3.50

3.50

3.50

3.50

3.50

3.50

3.50

3.50

3.50

3.50

3.

Term Deposits *

a) Up to and including

3.00-5.00

2.00-5.00

2.00-5.25

2.00-5.50

2.00-5.50

2.25-5.80

2.25-5.50

2.25-5.50

2.25-5.50

2.25-5.50

2.25-6.00

3.00-6.00

3.00-6.00

one year

b) 1-2 years

5.25-5.50

5.25-5.50

5.25-5.75

5.50-5.75

5.50-6.00

5.25-6.00

5.75-6.00

6.00-6.25

6.00-6.25

6.00-6.50

6.00-6.50

6.25-6.75

6.25-6.75

c) 2-3 years

5.50

5.50

5.50-6.00

5.50-6.00

5.75-6.00

5.50-6.25

6.00-6.25

6.00-6.25

6.00-6.50

6.00-6.50

6.00-6.50

6.25-6.75

6.25-6.75

d) > 3 years

5.75-6.25

5.75-6.25

5.75-6.25

5.75-6.50

6.00-6.50

5.75-6.50

6.25-6.50

6.25-6.50

6.25-7.00

6.25-7.00

6.25-7.00

6.50-7.00

6.50-7.00

Memo Item :

Bank Rate

6.00

6.00

6.00

6.00

6.00

6.00

6.00

6.00

6.00

6.00

6.00

6.00

6.00

* : Data relate to major public sector banks.
< : Not Exceeding.