EASTERN REGION (Contd.)

STATE : SIKKIM

 (Amount in Rupees Lakh)

OCCUPATION

STATE BANK OF INDIA AND ITS ASSOCIATES

NATIONALISED BANKS

FOREIGN BANKS

No. of Accounts

Credit Limit

Amount  Outstanding

No. of Accounts

Credit Limit

Amount  
Outstanding

No. of Accounts

Credit Limit

Amount  Outstanding

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

2,924

18,66

15,79

2,029

99,25

80,55

-

-

-

1. Direct Finance

2,876

18,29

15,53

1,976

76,77

65,78

-

-

-

2. Indirect Finance

48

37

26

53

22,48

14,77

-

-

-

II.

INDUSTRY

306

18,02

14,65

922

361,97

339,02

-

-

-

1. Mining & Quarrying

10

1,37

1,11

13

13,29

12,53

-

-

-

2. Food Manufacturing & Processing

48

2,41

1,74

65

2,77

2,34

-

-

-

  (a) Rice Mills, Flour & Dal Mills

2

4

3

31

49

45

-

-

-

  (b) Sugar

-

-

-

-

-

-

-

-

-

  (c) Edible Oils & Vanaspati

-

-

-

-

-

-

-

-

-

  (d) Tea Processing

-

-

-

4

25

19

-

-

-

  (e) Processing of Fruits & Vegetables

1

3

3

-

-

-

-

-

-

  (f) Others

45

2,34

1,68

30

2,03

1,70

-

-

-

3. Beverage & Tobacco

6

41

33

3

12,08

12,12

-

-

-

4. Textiles

14

23

20

55

1,45

96

-

-

-

  (a) Cotton Textiles

1

2

1

17

47

22

-

-

-

  (b) Jute & Other Natural Fibre Textiles

5

12

12

4

6

4

-

-

-

  (c) Handloom Textiles & Khadi

4

3

2

25

65

53

-

-

-

  (d) Other Textiles & Textile Products

4

7

4

9

28

17

-

-

-

5. Paper, Paper Products & Printing

19

36

29

11

50

27

-

-

-

6. Woods and Wood Products

4

71

63

8

25

21

-

-

-

7. Leather & Leather Products

1

2

3

-

-

-

-

-

-

8. Gems and Jewellery

2

5

4

1

29

10

-

-

-

9. Rubber & Plastic Products

4

18

9

2

25

29

-

-

-

10. Chemicals & Chemical Products

3

7

7

14

29

17

-

-

-

  (a) Heavy Industrial Chemicals

-

-

-

-

-

-

-

-

-

  (b) Fertilisers

-

-

-

-

-

-

-

-

-

  (c) Drugs & Pharmaceuticals

1

-

-

13

22

10

-

-

-

  (d) Non-Edible Oils

-

-

-

-

-

-

-

-

-

  (e) Other Chemicals & Chemical Products

2

7

7

1

7

7

-

-

-

11. Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

-

-

-

12. Manufacture of Cement & Cement Products

-

-

-

-

-

-

-

-

-

13. Basic Metals & Metal Products

10

54

53

21

16,14

13,12

-

-

-

  (a) Iron & Steel

-

-

-

2

10

8

-

-

-

  (b) Non-Ferrous Metals

1

3

3

-

-

-

-

-

-

  (c) Metal Products

9

51

50

19

16,05

13,04

-

-

-

14. Engineering

18

21

17

22

7,68

7,60

-

-

-

  (a) Heavy Engineering

-

-

-

13

3,60

3,60

-

-

-

  (b) Light Engineering

5

13

10

2

5

3

-

-

-

  (c) Electrical Machinery & Goods

11

3

2

5

3,95

3,95

-

-

-

  (d) Electronic Machinery & Goods

2

5

5

2

8

2

-

-

-

15. Vehicles, Vehicle Parts & Transport Equipments

-

-

-

2

13

3

-

-

-

16. Other Industries

29

55

34

480

33,78

28,31

-

-

-

17. Electricity, Gas & Water

1

2

2

3

254,15

243,46

-

-

-

  (a) Electricity Generation & Transmission

-

-

-

3

254,15

243,46

-

-

-

  (b) Non-Conventional Energy

-

-

-

-

-

-

-

-

-

  (c) Gas, Steam & Water Supply

1

2

2

-

-

-

-

-

-

18. Construction

137

10,87

9,06

222

18,92

17,51

-

-

-

  (a) Other than Infrastructure

44

9,72

7,96

202

16,39

15,80

-

-

-

  (b) Infrastructure Construction

93

1,15

1,10

20

2,53

1,71

-

-

-

III.

TRANSPORT OPERATORS

132

6,45

5,09

92

2,61

2,45

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

527

63,84

55,92

515

86,19

70,51

-

-

-

1. Professional Services

5

5,02

5,21

39

54,26

44,71

-

-

-

2. Tourism, Hotel & Restaurants

71

13,28

9,01

104

10,44

8,53

-

-

-

3. Recreation services

4

18

19

22

15

10

-

-

-

4. IT and Telecommunications

4

18

13

10

44

29

-

-

-

5. Others

443

45,19

41,38

340

20,89

16,89

-

-

-

V.

PERSONAL LOANS

13,479

404,42

318,35

10,323

220,37

196,73

-

-

-

1. Housing

4,663

261,02

212,09

3,457

153,32

143,61

-

-

-

2. Consumer Durables

331

2,73

2,22

2,688

12,38

7,50

-

-

-

3. Vehicles

923

21,69

15,72

179

2,84

2,29

-

-

-

4. Education

169

5,72

3,79

97

2,42

2,19

-

-

-

5. Personal Credit Cards

-

-

-

106

60

37

-

-

-

6. Others

7,393

113,26

84,54

3,796

48,81

40,78

-

-

-

VI.

TRADE

934

91,11

79,40

1,018

39,87

33,46

-

-

-

1. Wholesale Trade

29

31,90

29,89

66

3,32

2,59

-

-

-

2. Retail Trade

905

59,20

49,51

952

36,55

30,87

-

-

-

VII.

FINANCE

2

55

48

49

15

12

-

-

-

VIII.

ALL OTHERS

65

1,55

1,48

658

10,04

8,04

-

-

-

TOTAL BANK CREDIT

18,369

604,60

491,16

15,606

820,46

730,90

-

-

-

TABLE NO. 5.6 – STATE AND BANK GROUP-WISE CLASSIFICATION OF OUTSTANDING
CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION – MARCH 2009

STATE : SIKKIM

(Amount in Rupees Lakh)

 OCCUPATION

REGIONAL RURAL BANKS

PRIVATE SECTOR BANKS

ALL SCHEDULED COMMERCIAL BANKS

No. of Accounts

Credit Limit

Amount  Outstanding

No. of Accounts

Credit Limit

Amount  Outstanding

No. of Accounts

Credit Limit

Amount  Outstanding

10

11

12

13

14

15

16

17

18

I.

AGRICULTURE

3

13

13

278

4,20

4,14

5,234

122,24

100,62

1. Direct Finance

3

13

13

277

4,05

3,99

5,132

99,24

85,44

2. Indirect Finance

-

-

-

1

15

15

102

23,00

15,18

II.

INDUSTRY

-

-

-

96

417,45

75,50

1,324

797,44

429,17

1. Mining & Quarrying

-

-

-

-

-

-

23

14,67

13,65

2. Food Manufacturing & Processing

-

-

-

1

3,00

2,92

114

8,18

7,00

  (a) Rice Mills, Flour & Dal Mills

-

-

-

-

-

-

33

53

48

  (b) Sugar

-

-

-

-

-

-

-

-

-

  (c) Edible Oils & Vanaspati

-

-

-

-

-

-

-

-

-

  (d) Tea Processing

-

-

-

-

-

-

4

25

19

  (e) Processing of Fruits & Vegetables

-

-

-

-

-

-

1

3

3

  (f) Others

-

-

-

1

3,00

2,92

76

7,37

6,30

3. Beverage & Tobacco

-

-

-

2

4,50

4,08

11

16,99

16,53

4. Textiles

-

-

-

-

-

-

69

1,69

1,16

  (a) Cotton Textiles

-

-

-

-

-

-

18

49

24

  (b) Jute & Other Natural Fibre Textiles

-

-

-

-

-

-

9

18

16

  (c) Handloom Textiles & Khadi

-

-

-

-

-

-

29

68

55

  (d) Other Textiles & Textile Products

-

-

-

-

-

-

13

34

21

5. Paper, Paper Products & Printing

-

-

-

-

-

-

30

86

56

6. Woods and Wood Products

-

-

-

-

-

-

12

96

84

7. Leather & Leather Products

-

-

-

-

-

-

1

2

3

8. Gems and Jewellery

-

-

-

-

-

-

3

34

13

9. Rubber & Plastic Products

-

-

-

-

-

-

6

43

37

10. Chemicals & Chemical Products

-

-

-

-

-

-

17

36

24

  (a) Heavy Industrial Chemicals

-

-

-

-

-

-

-

-

-

  (b) Fertilisers

-

-

-

-

-

-

-

-

-

  (c) Drugs & Pharmaceuticals

-

-

-

-

-

-

14

23

10

  (d) Non-Edible Oils

-

-

-

-

-

-

-

-

-

  (e) Other Chemicals & Chemical Products

-

-

-

-

-

-

3

14

14

11. Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

-

-

-

12. Manufacture of Cement & Cement Products

-

-

-

-

-

-

-

-

-

13. Basic Metals & Metal Products

-

-

-

-

-

-

31

16,68

13,65

  (a) Iron & Steel

-

-

-

-

-

-

2

10

8

  (b) Non-Ferrous Metals

-

-

-

-

-

-

1

3

3

  (c) Metal Products

-

-

-

-

-

-

28

16,55

13,54

14. Engineering

-

-

-

-

-

-

40

7,89

7,78

  (a) Heavy Engineering

-

-

-

-

-

-

13

3,60

3,60

  (b) Light Engineering

-

-

-

-

-

-

7

19

13

  (c) Electrical Machinery & Goods

-

-

-

-

-

-

16

3,97

3,97

  (d) Electronic Machinery & Goods

-

-

-

-

-

-

4

13

8

15. Vehicles, Vehicle Parts & Transport Equipments

-

-

-

-

-

-

2

13

3

16. Other Industries

-

-

-

-

-

-

509

34,34

28,65

17. Electricity, Gas & Water

-

-

-

1

400,00

58,83

5

654,18

302,31

  (a) Electricity Generation & Transmission

-

-

-

1

400,00

58,83

4

654,15

302,29

  (b) Non-Conventional Energy

-

-

-

-

-

-

-

-

-

  (c) Gas, Steam & Water Supply

-

-

-

-

-

-

1

2

2

18. Construction

-

-

-

92

9,95

9,67

451

39,73

36,25

  (a) Other than Infrastructure

-

-

-

75

6,68

6,67

321

32,79

30,44

  (b) Infrastructure Construction

-

-

-

17

3,27

3,00

130

6,95

5,81

III.

TRANSPORT OPERATORS

-

-

-

311

10,51

10,51

535

19,58

18,05

IV.

PROFESSIONAL AND OTHER SERVICES

1

3

3

770

26,79

25,88

1,813

176,86

152,34

1. Professional Services

1

3

3

2

21

17

47

59,52

50,12

2. Tourism, Hotel & Restaurants

-

-

-

2

19,94

19,10

177

43,66

36,64

3. Recreation services

-

-

-

-

-

-

26

33

29

4. IT and Telecommunications

-

-

-

-

-

-

14

62

42

5. Others

-

-

-

766

6,64

6,60

1,549

72,72

64,87

V.

PERSONAL LOANS

2

7

7

644

3,54

2,74

24,448

628,40

517,90

1. Housing

1

4

4

12

1,61

1,11

8,133

415,98

356,84

2. Consumer Durables

-

-

-

11

3

-

3,030

15,13

9,72

3. Vehicles

-

-

-

147

22

21

1,249

24,76

18,22

4. Education

-

-

-

3

9

4

269

8,24

6,02

5. Personal Credit Cards

-

-

-

-

-

-

106

60

37

6. Others

1

3

3

471

1,60

1,38

11,661

163,70

126,73

VI.

TRADE

-

-

-

34

15,11

10,65

1,986

146,09

123,51

1. Wholesale Trade

-

-

-

-

-

-

95

35,23

32,47

2. Retail Trade

-

-

-

34

15,11

10,65

1,891

110,86

91,03

VII.

FINANCE

-

-

-

-

-

-

51

70

60

VIII.

ALL OTHERS

-

-

-

354

1,65

1,63

1,077

13,24

11,15

TOTAL BANK CREDIT

6

22

23

2,487

479,25

131,05

36,468

1904,54

1353,33