Table No. 5.6 – State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation – March 2000

NORTH - EASTERN REGION

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

FOREIGN BANKS

AND ITS ASSOCIATES

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

   standing

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

28,235

54,34

45,78

66,452

196,32

190,00

1

20

20

1. Direct Finance

27,167

44,08

39,57

65,220

130,17

122,92

1

20

20

2. Indirect Finance

1,068

10,26

6,21

1,232

66,15

67,08

-

-

-

II.

INDUSTRY

22,581

329,58

255,29

49,146

692,76

625,89

10

65,44

13,41

1. Mining & Quarrying

19

3,62

2,14

14

170,22

170,24

-

-

-

2. Food Manufacturing & Processing

371

35,74

25,59

1,384

161,53

130,68

9

65,36

13,38

(a)

Rice Mills, Flour & Dal Mills

136

4,74

4,33

500

13,74

12,45

-

-

-

(b)

Sugar

-

-

-

3

1,19

1,61

-

-

-

(c)

Edible Oils & Vanaspati

47

2,69

2,15

76

19,36

8,96

-

-

-

(d)

Tea Processing

46

19,25

12,21

167

118,61

99,53

9

65,36

13,38

(e)

Processing of Fruits & Vegetables

1

9

3

2

11

8

-

-

-

(f)

Others

141

8,96

6,87

636

8,51

8,05

-

-

-

3. Beverage & Tobacco

7

69

31

9

1,23

92

-

-

-

4. Textiles

516

112,63

71,95

1,697

21,14

19,94

-

-

-

(a)

Cotton Textiles

34

16,28

11,57

243

3,85

4,97

-

-

-

(b)

Jute Textiles

-

-

-

14

89

1,39

-

-

-

(c)

Handloom Textiles & Khadi

215

2,04

1,33

448

3,20

3,01

-

-

-

(d)

Other Textiles

267

94,31

59,06

992

13,21

10,57

-

-

-

5. Paper, Paper Products & Printing

162

4,09

3,65

467

8,84

7,77

-

-

-

6. Leather & Leather Products

25

8,18

5,04

55

58

55

-

-

-

7. Rubber & Rubber Products

12

1,27

1,12

54

1,62

1,76

-

-

-

8. Chemicals & Chemical Products

199

18,89

15,81

248

59,76

31,03

-

-

-

(a)

Heavy Industrial Chemicals

2

16

20

5

1,92

1,73

-

-

-

(b)

Fertilisers

3

94

21

5

1,19

1,31

-

-

-

(c)

Drugs & Pharmaceuticals

32

1,36

1,28

38

5,38

5,63

-

-

-

(d)

Non-Edible Oils

2

6

7

2

1,28

94

-

-

-

(e)

Other Chemicals & Chemical Products

160

16,37

14,04

198

49,99

21,42

-

-

-

9. Petroleum, Coal Products & Nuclear Fuels

8

4,76

3,27

23

9,76

10,60

-

-

-

10. Manufacture of Cement & Cement Products

62

13,21

12,62

134

6,19

5,99

-

-

-

11. Basic Metals & Metal Products

186

39,50

33,29

691

19,66

20,22

-

-

-

(a)

Iron & Steel

59

33,92

28,62

28

10,11

10,71

-

-

-

(b)

Non-Ferrous Metals

6

1,55

1,01

2

12

12

-

-

-

(c)

Other Metal Products

121

4,02

3,67

661

9,42

9,39

-

-

-

12. Engineering

180

5,73

5,25

403

18,56

15,05

-

-

-

(a)

Heavy Engineering

5

33

30

13

1,34

1,17

-

-

-

(b)

Light Engineering

80

1,75

1,74

124

2,38

2,33

-

-

-

(c)

Electrical Machinery & Goods

88

2,94

2,49

235

11,41

8,25

-

-

-

(d)

Electronic Machinery & Goods

7

72

72

31

3,43

3,30

-

-

-

13. Vehicles, Vehicle Parts & Transport Equipments

192

3,96

2,80

206

3,03

2,80

-

-

-

14. Other Industries

20,624

73,90

69,05

42,584

189,64

188,49

1

8

4

15. Electricity, Gas & Water

3

2,15

2,22

7

1,14

1,03

-

-

-

(a)

Electricity Generation & Transmission

1

2,00

2,08

6

1,12

1,01

-

-

-

(b)

Non-Conventional Energy

-

-

-

-

-

-

-

-

-

(c)

Gas, Steam & Water Supply

2

15

14

1

2

2

-

-

-

16. Construction

15

1,24

1,17

1,170

19,84

18,83

-

-

-

III.

TRANSPORT OPERATORS

2,910

27,78

22,66

8,674

77,19

71,26

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

3,037

25,61

20,64

22,025

66,14

65,31

1

14

14

V.

PERSONAL LOANS

62,701

226,93

199,24

77,284

267,34

236,18

62

21

19

1. Loans for Purchase of Consumer Durables

8,681

23,21

19,78

9,435

27,44

22,94

7

11

11

2. Loans for Housing

9,332

94,54

86,99

13,459

86,70

77,61

-

-

-

3. Rest of the Personal Loans

44,688

109,18

92,47

54,390

153,20

135,63

55

10

8

VI.

TRADE

28,543

167,60

152,60

69,730

343,50

320,62

-

-

-

1. Wholesale Trade

2,182

38,94

35,16

3,866

62,23

55,40

-

-

-

2. Retail Trade

26,361

128,66

117,44

65,864

281,27

265,22

-

-

-

VII.

FINANCE

540

5,14

3,32

160

8,91

8,58

-

-

-

VIII. ALL OTHERS

23,294

129,56

120,30

63,987

392,98

376,10

59

1,00

97

TOTAL BANK CREDIT

1,71,841

966,52

819,84

3,57,458

2045,13

1893,94

133

66,99

14,92

OF WHICH:

1. Artisans & Village Industries

8,627

15,80

15,57

14,911

28,99

29,08

-

-

-

2. Other Small Scale Industries

10,101

113,70

94,30

25,008

162,70

150,36

8

4

REGIONAL RURAL BANKS

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIAL BANKS

COMMERCIAL BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

   standing

10

11

12

13

14

15

16

17

18

I.

AGRICULTURE

75,541

56,55

53,11

78

27

21

1,70,307

307,67

289,31

1. Direct Finance

75,092

53,76

51,37

78

27

21

1,67,558

228,47

214,28

2. Indirect Finance

449

2,79

1,73

-

-

-

2,749

79,20

75,03

II.

INDUSTRY

18,445

22,19

21,85

488

20,93

16,73

90,670

1130,89

933,17

1. Mining & Quarrying

-

-

-

-

-

-

33

173,84

172,38

2. Food Manufacturing & Processing

330

4,34

4,14

42

7,42

4,63

2,136

274,38

178,41

(a)

Rice Mills, Flour & Dal Mills

163

2,78

2,64

4

1,17

1,04

803

22,43

20,46

(b)

Sugar

-

-

-

-

-

-

3

1,19

1,61

(c)

Edible Oils & Vanaspati

17

15

11

1

1

1

141

22,21

11,22

(d)

Tea Processing

-

-

-

3

5,75

3,39

225

208,97

128,50

(e)

Processing of Fruits & Vegetables

11

51

49

-

-

-

14

72

59

(f)

Others

139

90

90

34

49

20

950

18,86

16,02

3. Beverage & Tobacco

-

-

-

-

-

-

16

1,92

1,24

4. Textiles

115

54

60

7

6

4

2,335

134,38

92,52

(a)

Cotton Textiles

48

16

20

-

-

-

325

20,29

16,73

(b)

Jute Textiles

-

-

-

-

-

-

14

89

1,39

(c)

Handloom Textiles & Khadi

38

25

27

-

-

-

701

5,48

4,60

(d)

Other Textiles

29

13

13

7

6

4

1,295

107,71

69,80

5. Paper, Paper Products & Printing

32

49

36

9

9

8

670

13,51

11,86

6. Leather & Leather Products

2

1

1

-

-

-

82

8,78

5,60

7. Rubber & Rubber Products

-

-

-

-

-

-

66

2,90

2,88

8. Chemicals & Chemical Products

18

9

8

6

20

20

471

78,94

47,12

(a)

Heavy Industrial Chemicals

-

-

-

-

-

-

7

2,08

1,93

(b)

Fertilisers

-

-

-

-

-

-

8

2,13

1,51

(c)

Drugs & Pharmaceuticals

11

6

5

1

3

3

82

6,84

7,00

(d)

Non-Edible Oils

-

-

-

2

8

8

6

1,41

1,09

(e)

Other Chemicals & Chemical Products

7

3

3

3

9

9

368

66,48

35,58

9. Petroleum, Coal Products & Nuclear Fuels

-

-

-

1

26

30

32

14,78

14,17

10. Manufacture of Cement & Cement Products

18

9

9

-

-

-

214

19,49

18,71

11. Basic Metals & Metal Products

30

18

17

12

1,21

67

919

60,54

54,35

(a)

Iron & Steel

-

-

-

4

1,18

64

91

45,21

39,96

(b)

Non-Ferrous Metals

-

-

-

-

-

-

8

1,67

1,13

(c)

Other Metal Products

30

18

17

8

3

3

820

13,66

13,26

12. Engineering

16

17

16

3

39

34

602

24,85

20,80

(a)

Heavy Engineering

1

5

6

-

-

-

19

1,72

1,53

(b)

Light Engineering

3

4

4

1

-

-

208

4,17

4,11

(c)

Electrical Machinery & Goods

12

8

6

1

30

31

336

14,73

11,11

(d)

Electronic Machinery & Goods

-

-

-

1

8

3

39

4,23

4,05

13. Vehicles, Vehicle Parts & Transport Equipments

5

2

2

5

1,79

1,77

408

8,82

7,38

14. Other Industries

17,761

15,39

15,34

401

9,27

8,50

81,371

288,29

281,42

15. Electricity, Gas & Water

-

-

-

-

-

-

10

3,29

3,25

(a)

Electricity Generation & Transmission

-

-

-

-

-

-

7

3,12

3,09

(b)

Non-Conventional Energy

-

-

-

-

-

-

-

-

-

(c)

Gas, Steam & Water Supply

-

-

-

-

-

-

3

17

16

16. Construction

118

86

88

2

25

21

1,305

22,19

21,09

III.

TRANSPORT OPERATORS

10,098

35,38

29,60

284

5,58

3,68

21,966

145,92

127,21

IV.

PROFESSIONAL AND OTHER SERVICES

10,289

12,11

11,01

85

1,81

1,49

35,437

105,81

98,59

V.

PERSONAL LOANS

34,255

69,00

60,64

1,701

8,24

6,77

1,76,003

571,71

503,02

1. Loans for Purchase of Consumer Durables

8,037

16,38

12,34

165

33

23

26,325

67,47

55,40

2. Loans for Housing

3,036

22,92

22,11

216

1,54

1,34

26,043

205,70

188,05

3. Rest of the Personal Loans

23,182

29,70

26,19

1,320

6,37

5,21

1,23,635

298,54

259,56

VI.

TRADE

43,408

51,42

47,14

538

6,52

5,13

1,42,219

569,03

525,50

1. Wholesale Trade

749

4,10

3,48

23

2,03

1,57

6,820

107,29

95,62

2. Retail Trade

42,659

47,32

43,66

515

4,49

3,56

1,35,399

461,74

429,89

VII.

FINANCE

-

-

-

-

-

-

700

14,05

11,90

VIII. ALL OTHERS

3,705

4,27

3,72

737

4,96

4,23

91,782

532,77

505,33

TOTAL BANK CREDIT

1,95,741

250,91

227,07

3,911

48,30

38,25

7,29,084

3377,86

2994,02

OF WHICH:

1. Artisans & Village Industries

9,278

7,68

7,81

245

35

35

33,061

52,82

52,80

2. Other Small Scale Industries

8,231

8,79

8,61

157

4,07

3,21

43,498

289,35

256,51