Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 2000

NORTHERN REGION

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

FOREIGN BANKS

AND ITS ASSOCIATES

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

   standing

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

1,237

465,94

369,08

6,515

317,54

215,14

12

12,14

9,40

1. Direct Finance

1,078

24,65

20,25

6,245

120,42

43,60

8

5,94

5,94

2. Indirect Finance

159

441,29

348,83

270

197,12

171,54

4

6,20

3,46

II.

INDUSTRY

19,922

9979,81

8032,28

77,159

13167,82

10757,62

14,671

7523,08

4529,35

1. Mining & Quarrying

20

52,42

31,33

72

97,64

60,90

9

35,50

18,39

2. Food Manufacturing & Processing

224

583,08

409,01

647

1154,05

1035,75

348

260,99

195,84

(a)

Rice Mills, Flour & Dal Mills

56

284,29

207,43

229

813,56

772,23

4

5,23

90

(b)

Sugar

17

90,61

84,54

21

155,92

104,71

9

22,91

19,98

(c)

Edible Oils & Vanaspati

34

28,03

25,72

56

44,50

38,52

3

5,64

64

(d)

Tea Processing

2

9,93

1,92

5

1,19

87

-

-

-

(e)

Processing of Fruits & Vegetables

2

42

38

13

10,47

9,27

5

10,69

15,65

(f)

Others

113

169,80

89,02

323

128,41

110,15

327

216,52

158,68

3. Beverage & Tobacco

16

23,88

22,09

55

84,96

68,98

38

210,58

182,94

4. Textiles

1,063

594,36

460,47

5,980

1787,26

1474,20

295

471,42

252,47

(a)

Cotton Textiles

98

123,44

101,72

565

290,45

198,36

77

214,80

129,06

(b)

Jute Textiles

3

8,95

9,74

8

4,61

3,30

1

9

4

(c)

Handloom Textiles & Khadi

39

2,04

1,66

94

10,01

8,09

-

-

-

(d)

Other Textiles

923

459,93

347,34

5,313

1482,20

1264,45

217

256,53

123,36

5. Paper, Paper Products & Printing

272

44,68

31,44

2,411

299,34

255,43

96

195,17

121,15

6. Leather & Leather Products

107

36,97

24,19

928

374,78

211,89

18

11,37

6,16

7. Rubber & Rubber Products

232

92,42

71,68

505

121,38

76,36

73

179,90

128,60

8. Chemicals & Chemical Products

773

1308,64

1108,48

3,014

1272,67

939,80

307

1192,48

764,38

(a)

Heavy Industrial Chemicals

48

95,98

74,74

179

76,08

56,65

61

109,26

99,77

(b)

Fertilisers

72

860,45

754,32

35

314,94

264,16

4

15,52

13,68

(c)

Drugs & Pharmaceuticals

82

119,99

106,52

485

518,51

320,14

96

768,76

427,28

(d)

Non-Edible Oils

2

14

10

29

3,42

3,29

1

1,03

1,03

(e)

Other Chemicals & Chemical Products

569

232,09

172,81

2,286

359,72

295,57

145

297,90

222,61

9. Petroleum, Coal Products & Nuclear Fuels

51

1077,21

967,00

784

713,40

642,83

28

128,11

87,40

10. Manufacture of Cement & Cement Products

53

89,05

55,27

75

253,55

163,67

29

43,64

26,01

11. Basic Metals & Metal Products

561

2345,09

1954,13

3,207

2504,21

2077,69

86

365,06

276,14

(a)

Iron & Steel

184

2218,30

1862,78

557

2121,55

1792,39

36

257,15

192,48

(b)

Non-Ferrous Metals

48

24,02

6,39

225

75,63

65,34

11

9,96

7,16

(c)

Other Metal Products

329

102,77

84,96

2,425

307,03

219,95

39

97,94

76,50

12. Engineering

1,129

951,45

827,50

5,135

1373,36

1086,74

793

2208,11

1148,36

(a)

Heavy Engineering

85

417,95

347,93

188

183,83

106,62

80

351,69

157,79

(b)

Light Engineering

221

64,98

51,68

1,783

274,58

238,42

408

703,73

384,87

(c)

Electrical Machinery & Goods

552

161,79

133,71

2,489

508,42

418,39

65

161,40

59,24

(d)

Electronic Machinery & Goods

271

306,73

294,18

675

406,52

323,31

240

991,28

546,47

13. Vehicles, Vehicle Parts & Transport Equipments

206

274,75

170,83

2,552

817,32

705,27

150

876,68

459,40

14. Other Industries

14,458

386,57

379,93

49,309

935,12

679,23

12,297

1139,45

710,42

15. Electricity, Gas & Water

53

1968,79

1389,78

99

850,92

792,85

18

60,43

34,72

(a)

Electricity Generation & Transmission

48

1968,62

1389,67

57

771,87

718,66

11

45,35

18,23

(b)

Non-Conventional Energy

3

11

6

2

20

22

-

-

-

(c)

Gas, Steam & Water Supply

2

6

5

40

78,85

73,97

7

15,08

16,49

16. Construction

704

150,44

129,14

2,386

527,86

486,02

86

144,19

116,98

III.

TRANSPORT OPERATORS

2,538

53,80

50,96

4,866

267,85

229,82

136

101,10

38,47

IV.

PROFESSIONAL AND OTHER SERVICES

2,338

206,39

161,99

10,139

1057,53

909,28

776

536,15

234,00

V.

PERSONAL LOANS

63,079

343,84

274,03

2,48,396

2033,19

1770,62

3,13,437

1885,54

1638,91

1. Loans for Purchase of Consumer Durables

3,501

18,68

13,94

16,492

70,44

57,36

7,440

130,35

117,84

2. Loans for Housing

6,362

87,40

71,68

34,138

873,15

782,09

13,262

261,78

259,06

3. Rest of the Personal Loans

53,216

237,76

188,42

1,97,766

1089,59

931,18

2,92,735

1493,41

1262,00

VI.

TRADE

11,955

4622,77

4281,48

37,175

3650,20

3170,12

1,138

391,91

195,74

1. Wholesale Trade

2,323

4414,45

4156,18

14,243

2887,10

2556,47

1,002

348,03

181,93

2. Retail Trade

9,632

208,33

125,30

22,932

763,10

613,65

136

43,87

13,81

VII.

FINANCE

265

865,03

847,79

1,217

2105,70

1785,99

150

985,72

754,08

VIII. ALL OTHERS

11,971

326,21

293,87

69,418

3459,75

3064,30

1,795

278,44

200,39

TOTAL BANK CREDIT

1,13,305

16863,80

14311,47

4,54,885

26059,58

21902,89

3,32,115

11714,08

7600,33

OF WHICH:

1. Artisans & Village Industries

1,492

5,58

4,70

8,793

92,91

64,70

7

7

5

2. Other Small Scale Industries

12,296

702,20

557,13

39,071

2010,79

1608,40

9,624

182,91

127,63

REGIONAL RURAL BANKS

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIAL BANKS

COMMERCIAL BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

   standing

10

11

12

13

14

15

16

17

18

I.

AGRICULTURE

-

-

-

2,268

101,89

101,12

10,032

897,52

694,74

1. Direct Finance

-

-

-

2,239

73,15

72,93

9,570

224,17

142,72

2. Indirect Finance

-

-

-

29

28,73

28,19

462

673,34

552,02

II.

INDUSTRY

-

-

-

12,906

3343,31

2626,43

1,24,658

34014,02

25945,68

1. Mining & Quarrying

-

-

-

18

23,07

15,75

119

208,63

126,37

2. Food Manufacturing & Processing

-

-

-

117

172,54

141,05

1,336

2170,65

1781,66

(a)

Rice Mills, Flour & Dal Mills

-

-

-

50

88,35

83,50

339

1191,42

1064,07

(b)

Sugar

-

-

-

2

10,00

9,89

49

279,43

219,12

(c)

Edible Oils & Vanaspati

-

-

-

27

10,77

6,51

120

88,94

71,39

(d)

Tea Processing

-

-

-

3

14

3

10

11,26

2,82

(e)

Processing of Fruits & Vegetables

-

-

-

2

6,10

6,35

22

27,68

31,65

(f)

Others

-

-

-

33

57,19

34,77

796

571,92

392,62

3. Beverage & Tobacco

-

-

-

17

56,12

48,63

126

375,54

322,64

4. Textiles

-

-

-

1,118

474,00

348,85

8,456

3327,04

2535,98

(a)

Cotton Textiles

-

-

-

226

89,06

70,58

966

717,74

499,73

(b)

Jute Textiles

-

-

-

9

11,07

10,35

21

24,72

23,43

(c)

Handloom Textiles & Khadi

-

-

-

12

77

66

145

12,82

10,41

(d)

Other Textiles

-

-

-

871

373,10

267,25

7,324

2571,76

2002,40

5. Paper, Paper Products & Printing

-

-

-

167

38,63

33,47

2,946

577,82

441,48

6. Leather & Leather Products

-

-

-

69

35,61

28,58

1,122

458,73

270,81

7. Rubber & Rubber Products

-

-

-

72

71,81

59,50

882

465,51

336,14

8. Chemicals & Chemical Products

-

-

-

346

342,17

320,16

4,440

4115,97

3132,83

(a)

Heavy Industrial Chemicals

-

-

-

23

10,66

8,28

311

291,98

239,45

(b)

Fertilisers

-

-

-

5

150,53

150,16

116

1341,44

1182,32

(c)

Drugs & Pharmaceuticals

-

-

-

70

96,17

98,47

733

1503,43

952,40

(d)

Non-Edible Oils

-

-

-

-

-

-

32

4,59

4,42

(e)

Other Chemicals & Chemical Products

-

-

-

248

84,82

63,25

3,248

974,53

754,24

9. Petroleum, Coal Products & Nuclear Fuels

-

-

-

8

13,56

12,40

871

1932,28

1709,63

10. Manufacture of Cement & Cement Products

-

-

-

3

2,05

23

160

388,29

245,18

11. Basic Metals & Metal Products

-

-

-

373

321,64

272,09

4,227

5535,99

4580,05

(a)

Iron & Steel

-

-

-

107

148,67

132,03

884

4745,67

3979,68

(b)

Non-Ferrous Metals

-

-

-

38

80,17

73,45

322

189,79

152,35

(c)

Other Metal Products

-

-

-

228

92,79

66,61

3,021

600,53

448,03

12. Engineering

-

-

-

1,934

426,73

186,67

8,991

4959,66

3249,27

(a)

Heavy Engineering

-

-

-

211

23,24

18,87

564

976,72

631,21

(b)

Light Engineering

-

-

-

490

97,89

16,31

2,902

1141,18

691,28

(c)

Electrical Machinery & Goods

-

-

-

758

110,83

41,86

3,864

942,45

653,20

(d)

Electronic Machinery & Goods

-

-

-

475

194,77

109,63

1,661

1899,31

1273,59

13. Vehicles, Vehicle Parts & Transport Equipments

-

-

-

715

278,89

212,43

3,623

2247,64

1547,94

14. Other Industries

-

-

-

7,830

492,55

476,84

83,894

2953,70

2246,42

15. Electricity, Gas & Water

-

-

-

6

100,27

40,35

176

2980,41

2257,71

(a)

Electricity Generation & Transmission

-

-

-

4

100,17

40,30

120

2886,01

2166,87

(b)

Non-Conventional Energy

-

-

-

-

-

-

5

31

28

(c)

Gas, Steam & Water Supply

-

-

-

2

11

5

51

94,09

90,56

16. Construction

-

-

-

113

493,65

429,41

3,289

1316,14

1161,56

III.

TRANSPORT OPERATORS

-

-

-

560

88,99

69,58

8,100

511,74

388,83

IV.

PROFESSIONAL AND OTHER SERVICES

-

-

-

6,509

116,50

87,75

19,762

1916,56

1393,02

V.

PERSONAL LOANS

-

-

-

20,248

195,52

155,52

6,45,160

4458,09

3839,08

1. Loans for Purchase of Consumer Durables

-

-

-

1,034

17,51

14,26

28,467

236,98

203,39

2. Loans for Housing

-

-

-

987

51,05

38,62

54,749

1273,38

1151,45

3. Rest of the Personal Loans

-

-

-

18,227

126,96

102,64

5,61,944

2947,72

2484,25

VI.

TRADE

-

-

-

3,579

683,24

469,75

53,847

9348,12

8117,09

1. Wholesale Trade

-

-

-

1,732

502,48

324,16

19,300

8152,06

7218,75

2. Retail Trade

-

-

-

1,847

180,77

145,58

34,547

1196,07

898,34

VII.

FINANCE

-

-

-

480

654,87

590,86

2,112

4611,32

3978,72

VIII. ALL OTHERS

-

-

-

10,566

328,42

285,02

93,750

4392,82

3843,57

TOTAL BANK CREDIT

-

-

-

57,116

5512,73

4386,04

9,57,421

60150,18

48200,73

OF WHICH:

1. Artisans & Village Industries

-

-

-

1,464

8,64

5,88

11,756

107,20

75,33

2. Other Small Scale Industries

-

-

-

5,143

308,38

241,75

66,134

3204,28

2534,90