Table No. 5.7 – State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation

March 2001

NORTHERN REGION

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

93,037

210,56

159,19

9,081

44,40

35,59

1. Direct Finance

91,322

201,27

151,84

8,835

32,16

25,10

2. Indirect Finance

1,715

9,29

7,35

246

12,24

10,48

II.

INDUSTRY

25,178

467,55

410,09

5,038

374,30

325,45

1. Mining & Quarrying

56

4,97

3,90

27

1,89

1,54

2. Food Manufacturing & Processing

259

36,77

29,86

117

18,66

16,13

(a) Rice Mills, Flour & Dal Mills

107

15,77

10,39

48

1,94

2,14

(b) Sugar

4

12

9

1

5

5

(c) Edible Oils & Vanaspati

42

6,50

5,91

6

3,13

1,85

(d) Tea Processing

1

4

4

8

29

24

(e) Processing of Fruits & Vegetables

10

6,21

6,09

5

37

34

(f) Others

95

8,13

7,34

49

12,89

11,51

3. Beverage & Tobacco

7

1,71

1,64

13

95

64

4. Textiles

166

62,87

55,34

138

25,24

23,14

(a) Cotton Textiles

48

29,59

23,95

8

3,68

1,04

(b) Jute Textiles

—

—

—

7

21

18

(c) Handloom Textiles & Khadi

31

47

41

74

7,05

7,08

(d) Other Textiles

87

32,80

30,98

49

14,31

14,85

5. Paper, Paper Products & Printing

97

5,59

5,90

76

4,24

5,20

6. Leather & Leather Products

85

75

48

19

33

36

7. Rubber & Rubber Products

84

3,00

2,79

59

1,54

1,31

8. Chemicals & Chemical Products

219

73,73

46,21

74

26,33

23,93

(a) Heavy Industrial Chemicals

12

9,11

6,11

9

57

50

(b) Fertilisers

3

34

36

—

—

—

(c) Drugs & Pharmaceuticals

33

26,41

7,60

29

16,80

14,39

(d) Non-Edible Oils

5

31

28

6

30

27

(e) Other Chemicals & Chemical Products

166

37,57

31,86

30

8,66

8,76

9. Petroleum, Coal Products & Nuclear Fuels

5

41

37

4

45

44

10. Manufacture of Cement & Cement Products

55

2,09

1,82

24

2,06

2,01

11. Basic Metals & Metal Products

371

77,88

84,04

107

12,71

10,34

(a) Iron & Steel

80

42,58

53,70

15

1,21

1,17

(b) Non-Ferrous Metals

32

8,28

6,85

—

—

—

(c) Other Metal Products

259

27,01

23,49

92

11,51

9,17

12. Engineering

237

58,17

54,01

141

6,47

5,00

(a) Heavy Engineering

22

8,02

5,86

21

3,43

2,94

(b) Light Engineering

80

17,01

18,78

34

92

44

(c) Electrical Machinery & Goods

106

10,86

9,94

66

1,25

87

(d) Electronic Machinery & Goods

29

22,28

19,42

20

86

76

13. Vehicles, Vehicle Parts & Transport Equipments

99

20,51

19,54

25

21,41

19,58

14. Other Industries

23,241

91,85

77,31

3,871

89,91

85,62

15. Electricity, Gas & Water

4

20,11

20,08

9

158,40

128,26

(a) Electricity Generation & Transmission

1

20,00

20,00

8

158,35

128,20

(b) Non-Conventional Energy

2

7

5

—

—

—

(c) Gas, Steam & Water Supply

1

4

3

1

5

5

16. Construction

193

7,16

6,81

334

3,71

1,95

III.

TRANSPORT OPERATORS

8,651

135,29

82,13

2,450

83,19

47,31

IV.

PROFESSIONAL AND OTHER SERVICES

7,903

35,75

28,00

2,668

29,94

22,05

V.

PERSONAL LOANS

95,244

334,22

275,04

38,285

233,41

193,90

1. Loans for Purchase of Consumer Durables

8,218

23,87

18,30

3,970

12,27

9,43

2. Loans for Housing

14,076

106,81

89,65

7,809

130,45

109,93

3. Rest of the Personal Loans

72,950

203,53

167,09

26,506

90,69

74,53

VI.

TRADE

25,652

140,18

111,17

8,655

111,73

93,31

1. Wholesale Trade

1,315

30,13

23,78

535

31,33

24,37

2. Retail Trade

24,337

110,05

87,38

8,120

80,39

68,94

VII.

FINANCE

9

56

48

12

2,83

2,75

VIII.

ALL OTHERS

16,819

71,65

62,55

9,430

93,81

54,37

TOTAL BANK CREDIT

2,72,493

1395,76

1128,66

75,619

973,59

774,72

OF WHICH: 1. Artisans & Village Industries

12,988

27,12

20,94

1,421

5,30

4,33

2. Other Small Scale Industries

8,954

147,10

127,53

2,271

49,72

44,49

Note : There are no Urban and Metropolitan Centres in Himachal Pradesh.