Table No. 5.7 – State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation

March 2001

SOUTHERN REGION

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

1,97,215

366,68

340,90

10,33,120

2003,74

1816,81

1. Direct Finance

1,96,649

348,16

324,10

10,28,486

1875,41

1718,83

2. Indirect Finance

566

18,52

16,80

4,634

128,33

97,98

II.

INDUSTRY

24,433

403,88

320,59

1,77,274

2374,82

1861,72

1. Mining & Quarrying

27

2,54

2,48

165

31,30

19,94

2. Food Manufacturing & Processing

741

112,18

94,22

4,619

441,85

320,39

(a) Rice Mills, Flour & Dal Mills

135

4,60

2,84

1,407

60,56

51,07

(b) Sugar

1

6

7

5

1,73

1,41

(c) Edible Oils & Vanaspati

146

9,96

7,76

760

38,86

28,95

(d) Tea Processing

25

49,49

39,90

26

21,97

22,19

(e) Processing of Fruits & Vegetables

2

10

4

46

3,79

2,88

(f) Others

432

47,98

43,60

2,375

314,94

213,88

3. Beverage & Tobacco

11

4,38

3,94

88

26,06

22,60

4. Textiles

355

35,02

26,71

3,642

199,36

168,52

(a) Cotton Textiles

39

11,21

9,64

334

70,31

69,02

(b) Jute Textiles

3

7

8

7

51

48

(c) Handloom Textiles & Khadi

11

2,08

30

288

13,41

10,00

(d) Other Textiles

302

21,66

16,70

3,013

115,14

89,02

5. Paper, Paper Products & Printing

147

7,98

6,00

1,373

139,66

97,40

6. Leather & Leather Products

24

40

36

264

9,86

9,13

7. Rubber & Rubber Products

193

30,29

20,44

1,859

131,85

103,34

8. Chemicals & Chemical Products

227

50,62

42,35

2,333

246,08

193,99

(a) Heavy Industrial Chemicals

3

5,28

2,56

31

4,99

4,07

(b) Fertilisers

2

5,00

5,10

27

93,32

64,87

(c) Drugs & Pharmaceuticals

43

8,67

6,77

549

39,99

35,92

(d) Non-Edible Oils

1

4

4

16

1,23

1,07

(e) Other Chemicals & Chemical Products

178

31,63

27,88

1,710

106,55

88,06

9. Petroleum, Coal Products & Nuclear Fuels

3

6,20

4,01

39

3,43

1,91

10. Manufacture of Cement & Cement Products

89

2,35

1,89

426

11,91

9,94

11. Basic Metals & Metal Products

215

14,24

12,20

1,806

78,50

65,63

(a) Iron & Steel

7

1,31

88

94

38,94

33,82

(b) Non-Ferrous Metals

—

—

—

38

5,91

3,87

(c) Other Metal Products

208

12,93

11,31

1,674

33,64

27,94

12. Engineering

250

12,10

7,24

2,220

122,88

107,68

(a) Heavy Engineering

—

—

—

47

8,51

8,79

(b) Light Engineering

122

1,30

88

1,029

24,70

19,27

(c) Electrical Machinery & Goods

111

3,12

2,33

956

52,09

45,44

(d) Electronic Machinery & Goods

17

7,68

4,03

188

37,57

34,18

13. Vehicles, Vehicle Parts & Transport Equipments

135

4,23

2,58

1,697

30,67

23,07

14. Other Industries

21,446

98,37

79,51

1,53,156

729,50

593,88

15. Electricity, Gas & Water

4

1,07

59

51

25,01

12,86

(a) Electricity Generation & Transmission

3

1,04

56

19

21,05

9,83

(b) Non-Conventional Energy

—

—

—

16

2,80

2,47

(c) Gas, Steam & Water Supply

1

3

3

16

1,16

56

16. Construction

566

21,90

16,09

3,536

146,89

111,46

III.

TRANSPORT OPERATORS

4,198

43,11

30,62

28,462

320,30

245,32

IV.

PROFESSIONAL AND OTHER SERVICES

17,038

119,68

94,43

1,07,483

510,98

412,73

V.

PERSONAL LOANS

90,864

384,46

342,50

7,58,808

3262,20

2869,48

1. Loans for Purchase of Consumer Durables

7,807

17,93

14,03

54,613

150,17

123,52

2. Loans for Housing

21,096

189,36

167,33

1,84,623

1450,48

1276,51

3. Rest of the Personal Loans

61,961

177,17

161,15

5,19,572

1661,55

1469,45

VI.

TRADE

57,699

252,34

212,45

3,23,246

2042,62

1687,51

1. Wholesale Trade

823

93,53

79,12

10,140

600,58

465,14

2. Retail Trade

56,876

158,82

133,33

3,13,106

1442,04

1222,37

VII.

FINANCE

142

4,17

4,79

1,102

54,58

44,26

VIII.

ALL OTHERS

26,027

260,87

202,46

2,12,351

1040,35

886,30

TOTAL BANK CREDIT

4,17,616

1835,20

1548,74

26,41,846

11609,59

9824,12

OF WHICH: 1. Artisans & Village Industries

8,316

14,40

12,74

47,172

95,67

85,25

2. Other Small Scale Industries

9,051

115,99

86,37

71,926

895,29

720,02

URBAN

METROPOLITAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

61,576

418,52

326,83

—

—

—

1. Direct Finance

60,215

301,82

234,78

—

—

—

2. Indirect Finance

1,361

116,70

92,05

—

—

—

II.

INDUSTRY

68,796

3514,32

2526,86

—

—

—

1. Mining & Quarrying

48

142,75

70,18

—

—

—

2. Food Manufacturing & Processing

1,687

973,89

759,41

—

—

—

(a) Rice Mills, Flour & Dal Mills

166

36,16

34,25

—

—

—

(b) Sugar

4

50

30

—

—

—

(c) Edible Oils & Vanaspati

88

33,69

25,95

—

—

—

(d) Tea Processing

51

65,47

47,41

—

—

—

(e) Processing of Fruits & Vegetables

21

11,83

5,89

—

—

—

(f) Others

1,357

826,25

645,61

—

—

—

3. Beverage & Tobacco

43

16,32

21,51

—

—

—

4. Textiles

1,583

276,47

230,66

—

—

—

(a) Cotton Textiles

251

121,92

101,25

—

—

—

(b) Jute Textiles

1

5

1

—

—

—

(c) Handloom Textiles & Khadi

7

3,38

3,43

—

—

—

(d) Other Textiles

1,324

151,12

125,96

—

—

—

5. Paper, Paper Products & Printing

876

112,50

77,69

—

—

—

6. Leather & Leather Products

153

4,83

3,78

—

—

—

7. Rubber & Rubber Products

433

209,55

144,85

—

—

—

8. Chemicals & Chemical Products

1,077

280,76

192,56

—

—

—

(a) Heavy Industrial Chemicals

21

13,28

12,82

—

—

—

(b) Fertilisers

21

104,23

49,66

—

—

—

(c) Drugs & Pharmaceuticals

303

34,43

25,45

—

—

—

(d) Non-Edible Oils

13

10,14

11,44

—

—

—

(e) Other Chemicals & Chemical Products

719

118,69

93,18

—

—

—

9. Petroleum, Coal Products & Nuclear Fuels

30

316,33

11,42

—

—

—

10. Manufacture of Cement & Cement Products

86

17,28

12,64

—

—

—

11. Basic Metals & Metal Products

910

55,66

47,16

—

—

—

(a) Iron & Steel

97

21,26

20,74

—

—

—

(b) Non-Ferrous Metals

16

2,47

1,45

—

—

—

(c) Other Metal Products

797

31,93

24,97

—

—

—

12. Engineering

1,380

269,36

235,85

—

—

—

(a) Heavy Engineering

43

35,57

22,96

—

—

—

(b) Light Engineering

534

14,50

10,79

—

—

—

(c) Electrical Machinery & Goods

626

91,22

82,10

—

—

—

(d) Electronic Machinery & Goods

177

128,08

119,99

—

—

—

13. Vehicles, Vehicle Parts & Transport Equipments

440

62,68

49,75

—

—

—

14. Other Industries

59,090

427,62

368,36

—

—

—

15. Electricity, Gas & Water

36

205,27

194,95

—

—

—

(a) Electricity Generation & Transmission

20

201,89

191,98

—

—

—

(b) Non-Conventional Energy

2

1,11

98

—

—

—

(c) Gas, Steam & Water Supply

14

2,27

1,99

—

—

—

16. Construction

924

143,04

106,08

—

—

—

III.

TRANSPORT OPERATORS

5,177

85,88

59,78

—

—

—

IV.

PROFESSIONAL AND OTHER SERVICES

23,961

461,33

374,43

—

—

—

V.

PERSONAL LOANS

3,20,464

1525,89

1333,46

—

—

—

1. Loans for Purchase of Consumer Durables

30,923

105,23

87,29

—

—

—

2. Loans for Housing

63,954

576,83

504,17

—

—

—

3. Rest of the Personal Loans

2,25,587

843,83

742,00

—

—

—

VI.

TRADE

61,465

2000,68

1633,10

—

—

—

1. Wholesale Trade

9,912

1187,84

957,18

—

—

—

2. Retail Trade

51,553

812,83

675,93

—

—

—

VII.

FINANCE

460

192,36

175,01

—

—

—

VIII.

ALL OTHERS

99,430

1017,37

894,72

—

—

—

TOTAL BANK CREDIT

6,41,329

9216,36

7324,19

—

—

—

OF WHICH: 1. Artisans & Village Industries

13,076

27,30

26,11

—

—

—

2. Other Small Scale Industries

29,479

771,65

600,70

—

—

—