Table No. 5.6 – State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation – March 2001

NORTHERN REGION

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

AND ITS ASSOCIATES

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

1

2

3

4

5

6

I.

AGRICULTURE

3,30,687

1207,02

936,41

3,15,920

1762,40

1607,91

1.

Direct Finance

3,27,505

1077,40

865,71

3,12,718

1081,57

978,69

2.

Indirect Finance

3,182

129,62

70,70

3,202

680,83

629,22

II.

INDUSTRY

63,056

2155,19

1639,87

44,317

2672,58

2196,35

1.

Mining & Quarrying

313

121,55

81,73

539

84,11

72,99

2.

Food Manufacturing & Processing

899

126,53

86,24

905

124,39

106,32

(a)

Rice Mills, Flour & Dal Mills

316

39,47

25,60

289

23,36

19,94

(b)

Sugar

6

4,69

4,63

12

24,34

18,75

(c)

Edible Oils & Vanaspati

231

43,37

35,37

212

38,94

35,22

(d)

Tea Processing

3

17

14

5

1,36

1,04

(e)

Processing of Fruits & Vegetables

14

1,28

1,28

10

2,48

2,40

(f)

Others

329

37,55

19,22

377

33,92

28,97

3.

Beverage & Tobacco

22

5,32

3,99

33

30,97

14,70

4.

Textiles

2,099

515,60

424,08

2,103

750,09

644,17

(a)

Cotton Textiles

1,188

135,91

109,62

550

148,75

137,06

(b)

Jute Textiles

6

44

37

6

5,75

5,54

(c)

Handloom Textiles & Khadi

103

1,87

1,39

290

23,44

22,15

(d)

Other Textiles

802

377,38

312,70

1,257

572,14

479,43

5.

Paper, Paper Products & Printing

316

20,03

16,84

441

150,91

119,70

6.

Leather & Leather Products

375

2,53

1,51

99

9,78

9,83

7.

Rubber & Rubber Products

99

17,61

14,50

143

90,83

80,20

8.

Chemicals & Chemical Products

793

208,15

135,53

940

307,62

212,35

(a)

Heavy Industrial Chemicals

57

10,68

9,37

62

18,89

17,77

(b)

Fertilisers

36

40,58

19,62

33

56,60

35,89

(c)

Drugs & Pharmaceuticals

80

9,57

9,74

138

43,05

30,78

(d)

Non-Edible Oils

9

3,63

60

4

19

18

(e)

Other Chemicals & Chemical Products

611

143,70

96,20

703

188,90

127,72

9.

Petroleum, Coal Products & Nuclear Fuels

21

12,53

6,16

15

4,13

3,67

10.

Manufacture of Cement & Cement Products

754

77,94

65,78

205

58,26

46,65

11.

Basic Metals & Metal Products

662

146,57

124,85

1,087

206,66

177,41

(a)

Iron & Steel

191

56,65

45,45

319

87,68

74,13

(b)

Non-Ferrous Metals

53

42,39

38,51

62

40,49

33,80

(c)

Other Metal Products

418

47,52

40,89

706

78,49

69,48

12.

Engineering

862

298,97

206,29

884

327,54

252,72

(a)

Heavy Engineering

51

25,33

16,38

70

24,22

22,23

(b)

Light Engineering

357

71,15

57,72

387

178,49

125,81

(c)

Electrical Machinery & Goods

397

117,24

92,29

358

88,91

70,29

(d)

Electronic Machinery & Goods

57

85,25

39,90

69

35,92

34,39

13.

Vehicles, Vehicle Parts & Transport Equipments

291

12,79

10,27

285

39,46

36,08

14.

Other Industries

55,388

470,57

357,59

36,168

372,84

320,63

15.

Electricity, Gas & Water

23

115,72

102,64

60

85,85

72,09

(a)

Electricity Generation & Transmission

14

113,97

101,02

44

78,26

64,47

(b)

Non-Conventional Energy

2

99

1,14

5

2,30

1,55

(c)

Gas, Steam & Water Supply

7

76

48

11

5,28

6,07

16.

Construction

139

2,78

1,88

410

29,13

26,85

III.

TRANSPORT OPERATORS

2,621

45,01

29,94

4,923

137,12

113,57

IV.

PROFESSIONAL AND OTHER SERVICES

8,376

74,68

55,25

21,538

284,93

249,28

V.

PERSONAL LOANS

2,57,513

1031,69

856,18

2,12,706

1335,05

1234,53

1.

Loans for Purchase of Consumer Durables

17,358

51,26

39,19

16,942

60,26

50,15

2.

Loans for Housing

41,908

385,39

332,10

41,744

642,62

608,35

3.

Rest of the Personal Loans

1,98,247

595,04

484,89

1,54,020

632,17

576,03

VI..

TRADE

39,917

1030,41

890,73

53,063

775,75

626,63

1.

Wholesale Trade

8,390

776,32

689,87

6,146

380,05

298,64

2.

Retail Trade

31,527

254,09

200,86

46,917

395,71

327,99

VII.

FINANCE

383

6,50

4,77

411

90,81

85,71

VIII.

ALLOTHERS

12,510

194,91

174,12

50,749

511,02

432,67

TOTAL BANK CREDIT

7,15,063

5745,40

4587,27

7,03,627

7569,65

6546,66

OF WHICH:

1. Artisans & Village Industries

21,092

45,59

36,31

11,903

44,35

40,55

2. Other Small Scale Industries

36,436

604,26

473,00

18,049

607,59

460,02

NORTHERN REGION

(Amount in Rupees Lakh)

FOREIGN BANKS

REGIONAL RURAL BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

7

8

9

10

11

12

I.

AGRICULTURE

—

—

—

2,74,124

676,56

532,28

1.

Direct Finance

—

—

—

2,69,606

663,97

522,33

2.

Indirect Finance

—

—

—

4,518

12,60

9,95

II.

INDUSTRY

13

113,77

107,28

48,468

89,15

68,70

1.

Mining & Quarrying

—

—

—

77

5,37

4,23

2.

Food Manufacturing & Processing

3

4,82

2,77

347

3,71

3,16

(a)

Rice Mills, Flour & Dal Mills

—

—

—

187

1,18

96

(b)

Sugar

—

—

—

1

2

3

(c)

Edible Oils & Vanaspati

—

—

—

48

77

68

(d)

Tea Processing

—

—

—

—

—

—

(e)

Processing of Fruits & Vegetables

—

—

—

—

—

—

(f)

Others

3

4,82

2,77

111

1,74

1,49

3.

Beverage & Tobacco

—

—

—

—

—

—

4.

Textiles

—

—

—

181

2,79

2,12

(a)

Cotton Textiles

—

—

—

27

91

47

(b)

Jute Textiles

—

—

—

—

—

—

(c)

Handloom Textiles & Khadi

—

—

—

14

10

4

(d)

Other Textiles

—

—

—

140

1,78

1,61

5.

Paper, Paper Products & Printing

—

—

—

50

73

45

6.

Leather & Leather Products

—

—

—

92

48

45

7.

Rubber & Rubber Products

—

—

—

8

23

19

8.

Chemicals & Chemical Products

2

8,50

6,10

80

98

80

(a)

Heavy Industrial Chemicals

2

8,50

6,10

—

—

—

(b)

Fertilisers

—

—

—

—

—

—

(c)

Drugs & Pharmaceuticals

—

—

—

18

21

14

(d)

Non-Edible Oils

—

—

—

—

—

—

(e)

Other Chemicals & Chemical Products

—

—

—

62

77

66

9.

Petroleum, Coal Products & Nuclear Fuels

—

—

—

—

—

—

10.

Manufacture of Cement & Cement Products

1

77,55

77,55

74

75

65

11.

Basic Metals & Metal Products

3

7,92

6,08

132

1,20

92

(a)

Iron & Steel

—

—

—

3

13

14

(b)

Non-Ferrous Metals

1

5,92

5,92

—

—

—

(c)

Other Metal Products

2

2,00

16

129

1,06

78

12.

Engineering

4

14,97

14,78

169

1,33

1,10

(a)

Heavy Engineering

—

—

—

10

23

21

(b)

Light Engineering

2

30

10

108

80

64

(c)

Electrical Machinery & Goods

—

—

—

51

30

25

(d)

Electronic Machinery & Goods

2

14,67

14,67

—

—

—

13.

Vehicles, Vehicle Parts & Transport Equipments

—

—

—

139

1,61

1,10

14.

Other Industries

—

—

—

47,097

69,54

53,25

15.

Electricity, Gas & Water

—

—

—

—

—

—

(a)

Electricity Generation & Transmission

—

—

—

—

—

—

(b)

Non-Conventional Energy

—

—

—

—

—

—

(c)

Gas, Steam & Water Supply

—

—

—

—

—

—

16.

Construction

—

—

—

22

44

29

III.

TRANSPORT OPERATORS

—

—

—

12,524

39,82

27,48

IV.

PROFESSIONAL AND OTHER SERVICES

—

—

—

12,675

24,63

18,76

V.

PERSONAL LOANS

19

69

7

1,27,809

250,83

221,63

1.

Loans for Purchase of Consumer Durables

—

—

—

8,543

18,10

13,77

2.

Loans for Housing

—

—

—

10,286

57,66

52,15

3.

Rest of the Personal Loans

19

69

7

1,08,980

175,06

155,71

VI..

TRADE

—

—

—

58,426

116,77

91,47

1.

Wholesale Trade

—

—

—

1,717

5,71

4,58

2.

Retail Trade

—

—

—

56,709

111,06

86,89

VII.

FINANCE

—

—

—

12

30

28

VIII.

ALLOTHERS

—

—

—

21,112

29,59

25,87

TOTAL BANK CREDIT

32

114,45

107,35

5,55,150

1227,65

986,48

OF WHICH:

1. Artisans & Village Industries

—

—

—

34,881

46,01

34,74

2. Other Small Scale Industries

3

75

38

5,747

17,37

14,01

NORTHERN REGION

(Amount in Rupees Lakh)

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIAL BANKS

COMMERCIAL BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

13

14

15

16

17

18

I.

AGRICULTURE

45,142

132,54

97,11

9,65,873

3778,52

3173,71

1.

Direct Finance

43,639

113,52

84,68

9,53,468

2936,45

2451,40

2.

Indirect Finance

1,503

19,02

12,43

12,405

842,07

722,31

II.

INDUSTRY

12,434

758,16

584,12

1,68,288

5788,84

4596,32

1.

Mining & Quarrying

88

113,07

93,86

1,017

324,10

252,81

2.

Food Manufacturing & Processing

177

63,21

47,72

2,331

322,66

246,20

(a)

Rice Mills, Flour & Dal Mills

54

7,09

5,98

846

71,10

52,49

(b)

Sugar

2

10,00

8,94

21

39,05

32,34

(c)

Edible Oils & Vanaspati

65

21,37

13,74

556

104,45

85,02

(d)

Tea Processing

—

—

—

8

1,52

1,18

(e)

Processing of Fruits & Vegetables

—

—

—

24

3,76

3,68

(f)

Others

56

24,75

19,05

876

102,78

71,51

3.

Beverage & Tobacco

12

13,82

10,72

67

50,11

29,42

4.

Textiles

431

176,77

142,73

4,814

1445,25

1213,10

(a)

Cotton Textiles

154

30,70

21,39

1,919

316,28

268,54

(b)

Jute Textiles

1

5

2

13

6,24

5,92

(c)

Handloom Textiles & Khadi

18

5,39

4,56

425

30,79

28,15

(d)

Other Textiles

258

140,63

116,76

2,457

1091,94

910,49

5.

Paper, Paper Products & Printing

86

2,97

2,45

893

174,65

139,43

6.

Leather & Leather Products

9

8

7

575

12,87

11,86

7.

Rubber & Rubber Products

20

1,54

1,25

270

110,20

96,14

8.

Chemicals & Chemical Products

142

64,32

47,48

1,957

589,57

402,27

(a)

Heavy Industrial Chemicals

7

1,03

88

128

39,09

34,12

(b)

Fertilisers

—

—

—

69

97,18

55,51

(c)

Drugs & Pharmaceuticals

28

7,58

5,67

264

60,41

46,34

(d)

Non-Edible Oils

1

3

3

14

3,84

81

(e)

Other Chemicals & Chemical Products

106

55,67

40,91

1,482

389,05

265,49

9.

Petroleum, Coal Products & Nuclear Fuels

3

50

47

39

17,16

10,29

10.

Manufacture of Cement & Cement Products

35

19,41

19,11

1,069

233,91

209,74

11.

Basic Metals & Metal Products

143

38,66

30,89

2,027

401,01

340,16

(a)

Iron & Steel

73

26,60

20,79

586

171,06

140,51

(b)

Non-Ferrous Metals

8

4,43

4,03

124

93,24

82,26

(c)

Other Metal Products

62

7,63

6,08

1,317

136,71

117,39

12.

Engineering

517

129,06

82,13

2,436

771,88

557,02

(a)

Heavy Engineering

12

98

48

143

50,75

39,30

(b)

Light Engineering

65

4,42

3,79

919

255,16

188,06

(c)

Electrical Machinery & Goods

426

110,38

66,49

1,232

316,83

229,33

(d)

Electronic Machinery & Goods

14

13,29

11,37

142

149,14

100,34

13.

Vehicles, Vehicle Parts & Transport Equipments

119

16,86

14,85

834

70,72

62,29

14.

Other Industries

10,602

99,93

74,88

1,49,255

1012,88

806,35

15.

Electricity, Gas & Water

2

61

41

85

202,18

175,14

(a)

Electricity Generation & Transmission

1

57

36

59

192,80

165,86

(b)

Non-Conventional Energy

—

—

—

7

3,29

2,69

(c)

Gas, Steam & Water Supply

1

4

4

19

6,08

6,59

16.

Construction

48

17,34

15,10

619

49,70

44,11

III.

TRANSPORT OPERATORS

516

41,03

21,54

20,584

262,99

192,53

IV.

PROFESSIONAL AND OTHER SERVICES

4,777

58,38

38,75

47,366

442,61

362,04

V.

PERSONAL LOANS

53,612

287,00

233,64

6,51,659

2905,25

2546,06

1.

Loans for Purchase of Consumer Durables

7,231

24,48

19,49

50,074

154,10

122,61

2.

Loans for Housing

11,427

118,50

102,80

1,05,365

1204,17

1095,39

3.

Rest of the Personal Loans

34,954

144,02

111,36

4,96,220

1546,97

1328,05

VI..

TRADE

13,244

443,82

387,13

1,64,650

2366,76

1995,95

1.

Wholesale Trade

1,228

288,72

267,17

17,481

1450,80