Table No. 5.7 – State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation

March 2001

CENTRAL REGION

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

21,09,118

4391,32

3544,89

6,74,335

2102,76

1643,80

1. Direct Finance

20,77,879

4277,26

3473,09

6,65,709

1959,48

1553,33

2. Indirect Finance

31,239

114,06

71,80

8,626

143,28

90,48

II.

INDUSTRY

2,98,564

1441,68

1129,15

93,998

4237,85

2688,93

1. Mining & Quarrying

67

4,24

2,93

195

12,76

8,53

2. Food Manufacturing & Processing

5,724

314,74

281,40

4,280

849,82

658,60

(a) Rice Mills, Flour & Dal Mills

3,547

63,39

55,82

3,082

273,83

161,55

(b) Sugar

78

187,24

173,18

83

480,81

415,38

(c) Edible Oils & Vanaspati

726

10,29

8,26

323

16,95

16,56

(d) Tea Processing

4

1,82

17

6

1,19

52

(e) Processing of Fruits & Vegetables

9

11,82

11,41

56

12,68

10,81

(f) Others

1,360

40,19

32,57

730

64,36

53,80

3. Beverage & Tobacco

18

12,30

10,69

30

5,74

3,49

4. Textiles

3,350

198,74

140,43

3,110

541,41

375,03

(a) Cotton Textiles

115

27,29

24,01

359

160,77

130,67

(b) Jute Textiles

4

35

24

5

28

22

(c) Handloom Textiles & Khadi

229

5,74

4,39

468

14,26

13,53

(d) Other Textiles

3,002

165,37

111,79

2,278

366,11

230,61

5. Paper, Paper Products & Printing

174

14,02

10,71

552

53,74

51,16

6. Leather & Leather Products

135

7,60

4,60

130

7,15

4,68

7. Rubber & Rubber Products

38

8,47

9,39

87

34,17

28,84

8. Chemicals & Chemical Products

624

102,03

57,07

554

470,36

428,62

(a) Heavy Industrial Chemicals

10

8,18

2,92

25

348,60

328,98

(b) Fertilisers

7

41,03

16,05

17

62,34

50,89

(c) Drugs & Pharmaceuticals

78

33,78

22,52

56

31,04

25,02

(d) Non-Edible Oils

6

99

96

12

1,89

1,82

(e) Other Chemicals & Chemical Products

523

18,04

14,62

444

26,49

21,91

9. Petroleum, Coal Products & Nuclear Fuels

34

9,36

4,17

36

13,52

13,62

10. Manufacture of Cement & Cement Products

380

8,47

6,73

187

11,64

11,04

11. Basic Metals & Metal Products

472

41,95

36,25

562

1547,20

581,44

(a) Iron & Steel

91

13,39

11,22

86

1344,96

510,24

(b) Non-Ferrous Metals

12

6,95

6,01

116

127,65

38,09

(c) Other Metal Products

369

21,62

19,03

360

74,59

33,10

12. Engineering

1,050

86,73

66,21

815

315,85

216,75

(a) Heavy Engineering

43

9,38

9,14

56

60,53

45,66

(b) Light Engineering

762

26,37

23,38

469

20,72

18,45

(c) Electrical Machinery & Goods

215

13,76

12,11

202

193,26

111,49

(d) Electronic Machinery & Goods

30

37,21

21,57

88

41,33

41,14

13. Vehicles, Vehicle Parts & Transport Equipments

961

140,31

95,88

340

37,51

28,63

14. Other Industries

2,84,855

488,00

398,43

82,678

324,35

268,20

15. Electricity, Gas & Water

9

31

37

21

4,88

3,31

(a) Electricity Generation & Transmission

4

19

24

5

1,23

1,13

(b) Non-Conventional Energy

2

5

8

—

—

—

(c) Gas, Steam & Water Supply

3

6

5

16

3,65

2,18

16. Construction

673

4,40

3,91

421

7,73

7,01

III.

TRANSPORT OPERATORS

61,469

165,78

120,45

17,428

273,77

256,24

IV.

PROFESSIONAL AND OTHER SERVICES

1,11,848

256,06

189,00

36,012

103,37

85,79

V.

PERSONAL LOANS

3,44,147

900,79

770,58

2,21,081

761,94

629,88

1. Loans for Purchase of Consumer Durables

22,060

52,58

42,53

11,992

38,35

30,93

2. Loans for Housing

37,434

194,75

172,90

42,914

249,71

209,19

3. Rest of the Personal Loans

2,84,653

653,47

555,15

1,66,175

473,88

389,76

VI.

TRADE

4,33,799

826,47

654,54

1,66,870

920,86

698,69

1. Wholesale Trade

18,592

87,76

66,52

11,661

397,85

251,77

2. Retail Trade

4,15,207

738,70

588,02

1,55,209

523,01

446,92

VII.

FINANCE

462

19,35

14,05

304

123,05

113,73

VIII.

ALL OTHERS

1,16,192

500,61

394,94

72,691

461,75

383,78

TOTAL BANK CREDIT

34,75,599

8502,07

6817,60

12,82,719

8985,36

6500,84

OF WHICH : 1. Artisans & Village Industries

1,45,919

199,12

162,60

28,482

84,17

71,27

2. Other Small Scale Industries

77,826

324,52

254,35

36,159

613,78

453,30

URBAN

METROPOLITAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

1,19,942

658,61

546,02

8,601

258,76

169,65

1. Direct Finance

1,13,865

490,26

404,31

7,323

61,20

57,10

2. Indirect Finance

6,077

168,36

141,72

1,278

197,57

112,55

II.

INDUSTRY

1,34,901

4742,65

3820,40

38,328

2113,12

1752,66

1. Mining & Quarrying

400

63,43

44,42

237

19,97

17,55

2. Food Manufacturing & Processing

3,169

749,34

597,48

950

319,37

222,50

(a) Rice Mills, Flour & Dal Mills

1,189

155,93

112,52

335

36,55

24,47

(b) Sugar

163

360,21

284,54

50

200,30

131,75

(c) Edible Oils & Vanaspati

243

66,61

54,53

67

28,44

21,14

(d) Tea Processing

8

3,57

4,98

21

21,97

20,45

(e) Processing of Fruits & Vegetables

21

1,75

1,72

23

1,69

1,47

(f) Others

1,545

161,27

139,20

454

30,42

23,23

3. Beverage & Tobacco

84

94,14

62,53

17

4,63

3,77

4. Textiles

7,817

473,19

405,74

1,074

200,72

214,13

(a) Cotton Textiles

655

99,84

88,06

210

53,07

49,78

(b) Jute Textiles

35

2,72

1,86

11

7,16

3,59

(c) Handloom Textiles & Khadi

508

21,48

20,39

156

5,78

4,81

(d) Other Textiles

6,619

349,15

295,42

697

134,70

155,95

5. Paper, Paper Products & Printing

1,747

216,82

184,06

585

108,86

71,59

6. Leather & Leather Products

1,180

138,23

109,87

885

336,39

263,80

7. Rubber & Rubber Products

536

128,63

118,30

153

13,30

9,42

8. Chemicals & Chemical Products

2,607

395,34

346,25

1,471

169,70

149,05

(a) Heavy Industrial Chemicals

74

53,73

42,13

40

4,70

4,35

(b) Fertilisers

67

37,53

27,46

45

50,02

51,10

(c) Drugs & Pharmaceuticals

623

73,32

56,74

192

22,49

19,01

(d) Non-Edible Oils

63

22,58

20,94

8

2,10

1,93

(e) Other Chemicals & Chemical Products

1,780

208,17

198,99

1,186

90,38

72,67

9. Petroleum, Coal Products & Nuclear Fuels

95

16,24

10,73

22

1,93

1,64

10. Manufacture of Cement & Cement Products

188

15,26

15,05

274

29,30

26,39

11. Basic Metals & Metal Products

5,964

783,63

608,17

575

144,25

132,55

(a) Iron & Steel

590

308,97

244,46

203

85,95

92,53

(b) Non-Ferrous Metals

494

105,66

88,65

6

68

49

(c) Other Metal Products

4,880

369,00

275,07

366

57,62

39,54

12. Engineering

2,839

554,63

405,47

632

168,19

135,57

(a) Heavy Engineering

244

101,37

82,14

31

18,16

12,72

(b) Light Engineering

1,177

77,10

53,60

221

11,98

11,01

(c) Electrical Machinery & Goods

1,249

224,99

163,80

311

79,06

38,77

(d) Electronic Machinery & Goods

169

151,18

105,92

69

58,99

73,07

13. Vehicles, Vehicle Parts & Transport Equipments

945

161,49

116,22

262

160,07

175,10

14. Other Industries

1,06,046

863,05

722,37

30,863

215,07

186,45

15. Electricity, Gas & Water

66

48,77

41,69

39

202,74

128,12

(a) Electricity Generation & Transmission

50

40,81

40,36

27

201,73

127,07

(b) Non-Conventional Energy

—

—

—

—

—

—

(c) Gas, Steam & Water Supply

16

7,96

1,33

12

1,01

1,05

16. Construction

1,218

40,44

32,05

289

18,64

15,03

III.

TRANSPORT OPERATORS

13,207

94,32

71,53

3,630

64,49

52,60

IV.

PROFESSIONAL AND OTHER SERVICES

37,272

358,84

290,35

9,926

172,81

135,64

V.

PERSONAL LOANS

3,70,833

1825,37

1572,00

1,61,295

920,55

771,07

1. Loans for Purchase of Consumer Durables

27,090

101,62

82,57

12,260

47,03

38,33

2. Loans for Housing

76,614

719,19

645,88

37,499

402,40

355,07

3. Rest of the Personal Loans

2,67,129

1004,56

843,54

1,11,536

471,12

377,67

VI.

TRADE

1,28,446

1476,42

1205,81

30,037

1860,85

1724,38

1. Wholesale Trade

14,417

586,97

441,30

5,229

1584,06

1505,72

2. Retail Trade

1,14,029

889,44

764,51

24,808

276,79

218,66

VII.

FINANCE

530

614,34

429,71

133

85,66

46,70

VIII.

ALL OTHERS

95,432

985,73

864,59

52,109

547,15

421,02

TOTAL BANK CREDIT

9,00,563

10756,27

8800,42

3,04,059

6023,39

5073,72

OF WHICH : 1. Artisans & Village Industries

25,577

93,09

80,53

3,445

17,50

16,03

2. Other Small Scale Industries

70,155

1602,02

1287,19

16,692

520,56

394,77