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Statement No. 1 : Commercial Banking at a Glance


Important Indicators

June

September

December

March

June

2007

2007

2007

2008

2008

1

2

3

4

5

1.

No. of Commercial Banks

181

179

176

173

171

 

i)

 

All Scheduled Commercial Banks

177

175

172

169

166

   

of which, Regional Rural Banks

96

95

92

90

88

 

ii)

 

Non-Scheduled Commercial Banks*

4

4

4

4

5

2.

No. of Reporting Offices

     
 

i)

 

Rural

30,409

30,438

30,546

30,732

30,955

 

ii)

 

Semi-Urban

16,332

16,481

16,743

17,212

17,771

 

iii)

 

Urban

12,967

13,209

13,510

13,944

14,412

 

iv)

 

Metropolitan

11,789

11,989

12,214

12,438

12,865

  

Total

71,497

72,117

73,013

74,326

76,003

3.

Population Group - Annual Growth Rates
(per cent)

     
 

Rural

     
   

(i) Aggregate Deposits

11.5

12.2

12.9

17.4

21.1

   

(ii) Gross Bank Credit

18.9

17.5

16.2

18.3

19.4

 

Semi-Urban

     
   

(i) Aggregate Deposits

19.0

19.5

18.4

20.3

19.3

   

(ii) Gross Bank Credit

22.7

21.8

21.9

21.5

21.5

 

Urban

     
   

(i) Aggregate Deposits

22.1

24.2

24.5

23.8

24.4

   

(ii) Gross Bank Credit

23.6

23.0

22.5

21.3

23.8

 

Metropolitan

     
   

(i) Aggregate Deposits

27.6

28.6

27.6

26.6

21.9

   

(ii) Gross Bank Credit

24.7

22.6

21.5

23.9

29.0

4.

Bank Group - Annual Growth Rates (per cent)

     
 

SBI and its Associates

     
   

(i) Aggregate Deposits

20.2

25.6

27.2

25.9

24.1

   

(ii) Gross Bank Credit

27.1

23.2

20.8

20.7

26.1

 

Nationalised Banks

     
   

(i) Aggregate Deposits

21.6

21.9

21.9

24.4

24.2

   

(ii) Gross Bank Credit

22.1

19.8

19.6

25.0

28.2

 

Foreign Banks

     
   

(i) Aggregate Deposits

33.3

43.2

30.0

24.4

19.3

   

(ii) Gross Bank Credit

20.4

26.3

28.5

27.8

34.4

 

Regional Rural Banks

     
   

(i) Aggregate Deposits

14.9

15.3

16.1

18.6

21.7

   

(ii) Gross Bank Credit

21.8

20.7

19.1

21.6

19.7

 

Other Scheduled Commercial Banks

     
   

(i) Aggregate Deposits

31.0

27.1

26.1

22.9

15.7

   

(ii) Gross Bank Credit

25.8

25.6

23.6

18.8

22.0

 

All Scheduled Commercial Banks

     
   

(i) Aggregate Deposits

23.5

24.7

24.2

24.2

22.0

   

(ii) Gross Bank Credit

23.8

22.2

21.3

22.8

26.6

5.

Population per office (in thousands)@

16

16

16

16

15

6.

Credit-Deposit Ratio (per cent)

71.8

71.5

73.4

74.2

74.5

Note : Figures of quarter ended March relate to 31st March and those of the other quarters relate to the last Friday.
‘*’ : Includes Local Area Banks.
@ : Projected mid-year population from Census office divided by number of offices

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