Table 13: Distribution of Outstanding Credit of Scheduled Commercial Banks According to Occupation - 1996 - ਆਰਬੀਆਈ - Reserve Bank of India
Table 13: Distribution of Outstanding Credit of Scheduled Commercial Banks According to Occupation - 1996
| | | | | | | | | (Amount in Rs. lakh) | ||
As on 31st March | |||||||||||
Credit Limit | Outstanding | ||||||||||
Occupation | No. of | Percent | Amount | Percent | Amount | Percent | |||||
Accounts | Share | | Share | | | Share | |||||
| | | | (1) | (2) | (3) | (4) | | (5) | (6) | |
I. | Agriculture | 24188573 | 42.7 | 3291640 | 10.7 | 2880895 | 11.3 | ||||
1. | Direct Finance | 23868444 | 42.1 | 2746411 | 8.9 | 2455613 | 9.6 | ||||
2. | Indirect Finance | 320129 | 0.6 | 545229 | 1.8 | 425282 | 1.7 | ||||
II. | Industry | 4623051 | 8.2 | 15227931 | 49.3 | 12225951 | 48.0 | ||||
1. | Mining and Quarrying | 12456 | - | 247175 | 0.8 | 194292 | 0.8 | ||||
2. | Food Manufacturing and Processing | 122057 | 0.2 | 1260493 | 4.1 | 1015371 | 4.0 | ||||
a) | Rice, flour and dal mills | 35029 | 0.1 | 216126 | 0.7 | 173974 | 0.7 | ||||
b) | Sugar | 1467 | - | 213607 | 0.7 | 181078 | 0.7 | ||||
c) | Edible oils & vanaspati | 16303 | - | 235684 | 0.8 | 184244 | 0.7 | ||||
d) | Tea processing | 1649 | - | 151166 | 0.5 | 113019 | 0.4 | ||||
e) | Processing of fruits & vegetables | 2089 | - | 25424 | 0.1 | 20121 | 0.1 | ||||
f) | Others | 65520 | 0.1 | 418486 | 1.4 | 342935 | 1.3 | ||||
3. | Beverage and Tobacco | 6045 | - | 212016 | 0.7 | 163860 | 0.6 | ||||
4. | Textiles | 132801 | 0.2 | 2583890 | 8.4 | 2049539 | 8.0 | ||||
a) | Cotton textiles | 36481 | 0.1 | 1032286 | 3.3 | 835472 | 3.3 | ||||
b) | Jute textiles | 1568 | - | 55800 | 0.2 | 45062 | 0.2 | ||||
c) | Handloom textiles & Khadi | 9610 | - | 68302 | 0.2 | 53319 | 0.2 | ||||
d) | Other textiles and textile goods | 85142 | 0.2 | 1427502 | 4.6 | 1115686 | 4.4 | ||||
5. | Paper, Paper Products and Printing | 42027 | 0.1 | 419011 | 1.4 | 345391 | 1.4 | ||||
6. | Leather and Leather Products | 15247 | - | 246374 | 0.8 | 205132 | 0.8 | ||||
7. | Rubber and Rubber Products | 13069 | - | 229688 | 0.7 | 188016 | 0.7 | ||||
8. | Chemicals & Chemical Products | 74281 | 0.1 | 2154495 | 7.0 | 1681043 | 6.6 | ||||
a) | Heavy industrial chemicals | 7498 | - | 412940 | 1.3 | 308451 | 1.2 | ||||
b) | Fertilisers | 2099 | - | 267800 | 0.9 | 201150 | 0.8 | ||||
c) | Drugs and pharmaceuticals | 14828 | - | 628345 | 2.0 | 492898 | 1.9 | ||||
d) | Non-edible oils | 1651 | - | 34977 | 0.1 | 29891 | 0.1 | ||||
e) | Other Chemicals & Chemical Products | 48205 | 0.1 | 810433 | 2.6 | 648653 | 2.5 | ||||
9. | Petroleum, Coal Products & Nuclear Fuels | 5623 | - | 293151 | 1.0 | 238953 | 0.9 | ||||
10. | Manufacture of Cement & Cement Products | 8610 | - | 241742 | 0.8 | 176678 | 0.7 | ||||
11. | Basic Metals and Metal Products | 84994 | 0.1 | 1866125 | 6.0 | 1519183 | 6.0 | ||||
a) | Iron and steel | 27454 | - | 1294247 | 4.2 | 1060131 | 4.2 | ||||
b) | Non-ferrous metals | 6211 | - | 137235 | 0.4 | 112154 | 0.4 | ||||
c) | Other metal products | 51329 | 0.1 | 434643 | 1.4 | 346898 | 1.4 | ||||
12. | Engineering | 100219 | 0.2 | 2460736 | 8.0 | 1970134 | 7.7 | ||||
a) | Heavy engineering | 15108 | - | 732685 | 2.4 | 552041 | 2.2 | ||||
b) | Light engineering | 42955 | 0.1 | 552576 | 1.8 | 445949 | 1.8 | ||||
c) | Electrical machinery & goods | 24830 | - | 608017 | 2.0 | 493114 | 1.9 | ||||
d) | Electronic machinery & goods | 17326 | - | 567458 | 1.8 | 479030 | 1.9 | ||||
13. | Vehicles, Vehicle Parts & Transport Equipments | 30737 | 0.1 | 593775 | 1.9 | 438309 | 1.7 | ||||
14. | Other Industries | 3938507 | 6.9 | 1727194 | 5.6 | 1457767 | 5.7 | ||||
15. | Electricity, Gas & Water | 11343 | - | 312257 | 1.0 | 237163 | 0.9 | ||||
a) | Electricity Generation & Transmission | 10027 | - | 288345 | 0.9 | 215334 | 0.8 | ||||
b) | Non-Conventional Energy | 371 | - | 11390 | - | 10609 | - | ||||
c) | Gas, Steam & Water Supply | 945 | - | 12522 | - | 11220 | - | ||||
16. | Construction | 25035 | - | 379809 | 1.2 | 345120 | 1.4 | ||||
III. | Transport operators | 1103665 | 1.9 | 554267 | 1.8 | 457748 | 1.8 | ||||
IV. | Professional and other services | 2435662 | 4.3 | 1078832 | 3.5 | 904441 | 3.6 | ||||
V. | Personal Loans | 9769658 | 17.2 | 2772580 | 9.0 | 2362868 | 9.3 | ||||
1. | Loans for Purchase of Consumer Durables | 701457 | 1.2 | 101983 | 0.3 | 88138 | 0.3 | ||||
2. | Loans for Housing | 819856 | 1.4 | 805567 | 2.6 | 711360 | 2.8 | ||||
3. | Rest of the Personal Loans | 8248345 | 14.6 | 1865029 | 6.0 | 1563369 | 6.1 | ||||
VI. | Trade | 9246430 | 16.3 | 4213420 | 13.7 | 3534254 | 13.9 | ||||
1. | Wholesale Trade | 361467 | 0.6 | 2769139 | 9.0 | 2287725 | 9.0 | ||||
of which : Food Procurement | 109 | - | 1079739 | 3.5 | 986694 | 3.9 | |||||
2. | Retail Trade | 8884963 | 15.7 | 1444281 | 4.7 | 1246529 | 4.9 | ||||
VII. | Finance | 22044 | - | 1105608 | 3.6 | 901267 | 3.5 | ||||
VIII. | All others | 5283346 | 9.3 | 2613657 | 8.5 | | 2201786 | 8.6 | |||
Total Bank Credit | 56672429 | 100.0 | 30857935 | 100.0 | 25469210 | 100.0 | |||||
Of which | : | 1. Artisan &Village Industries | 2341592 | 4.1 | 168665 | 0.5 | 150364 | 0.6 | |||
| | 2. Other Small Scale Industries | 1752054 | 3.1 | 3129693 | 10.1 | | 2582270 | 10.1 |
- | : | Nil or negligible. |
Source | : | Basic Statistical Return - 1. |