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Table 13 : Distribution of Outstanding Credit of Scheduled Commercial Banks According to Occupation - 1998

 
 
 
 
 
 
 

(Amount in Rs. lakh)


     

As on 31st March


         

Credit Limit


Outstanding


     

No. of

Percent

Amount

Percent

Amount

Percent

Occupation

Accounts


share


 

share


 

share


 
 
 

(1)


(2)


(3)


(4)


(5)


(6)


I.

Agriculture

21720055

40.5

4031825

10.1

3526252

10.7

 

1.

Direct Finance

21407723

40.0

3423431

8.6

3050890

9.2

 

2.

Indirect Finance

312332

0.6

608394

1.5

475362

1.4

II.

Industry

4368415

8.2

20072843

50.5

16109594

48.8

 

1.

Mining and Quarrying

15583

-

374213

0.9

310931

0.9

 

2.

Food Manufacturing and Processing

132687

0.2

1602406

4.0

1247773

3.8

   

a) Rice, flour and dal mills

38735

0.1

316254

0.8

252723

0.8

   

b) Sugar

1688

-

352510

0.9

286139

0.9

   

c) Edible oils & vanaspati

16640

-

282558

0.7

217318

0.7

   

d) Tea processing

1660

-

165332

0.4

111634

0.3

   

e) Processing of fruits & vegetables

2403

-

35624

0.1

27856

0.1

   

f) Others

71561

0.1

450128

1.1

352102

1.1

 

3.

Beverage and Tobacco

6049

-

240015

0.6

194883

0.6

 

4.

Textiles

139345

0.3

3201019

8.1

2474316

7.5

   

a) Cotton textiles

37543

0.1

1342952

3.4

1040315

3.2

   

b) Jute textiles

1631

-

59852

0.2

41542

0.1

   

c) Handloom textiles & Khadi

10270

-

48321

0.1

40937

0.1

   

d) Other textiles and textile goods

89901

0.2

1749894

4.4

1351522

4.1

 

5.

Paper, Paper Products and Printing

42752

0.1

530253

1.3

458554

1.4

 

6.

Leather and Leather Products

15296

-

298567

0.8

230731

0.7

 

7.

Rubber and Rubber Products

12574

-

288573

0.7

236388

0.7

 

8.

Chemicals & Chemical Products

72452

0.1

2796450

7.0

2199423

6.7

   

a) Heavy industrial chemicals

7028

-

476761

1.2

381890

1.2

   

b)Fertilisers

1748

-

400609

1.0

291052

0.9

   

c) Drugs and pharmaceuticals

13832

-

762142

1.9

611161

1.9

   

d) Non-edible oils

1626

-

43566

0.1

38136

0.1

   

e) Other Chemicals & Chemical Products

48218

0.1

1113373

2.8

877185

2.7

 

9 .

Petroleum, Coal Products & Nuclear Fuels

5570

-

801108

2.0

603666

1.8

 

10.

Manufacture of Cement & Cement Products

9602

-

312585

0.8

270677

0.8

 

11.

Basic Metals and Metal Products

86890

0.2

2406030

6.1

2017005

6.1

   

a) Iron and steel

25161

-

1689530

4.3

1445157

4.4

   

b) Non-ferrous metals

4834

-

189794

0.5

141706

0.4

   

c) Other metal products

56895

0.1

526706

1.3

430142

1.3

 

12.

Engineering

100722

0.2

2963255

7.5

2351411

7.1

   

a) Heavy engineering

15230

-

848842

2.1

648516

2.0

   

b) Light engineering

41164

0.1

728582

1.8

582743

1.8

   

c) Electrical machinery & goods

25141

-

712824

1.8

551754

1.7

   

d) Electronic machinery & goods

19187

-

673007

1.7

568398

1.7

 

13.

Vehicles, Vehicle Parts & Transport Equipments

31798

0.1

806422

2.0

607705

1.8

 

14.

Other Industries

3662325

6.8

2404044

6.1

2043032

6.2

 

15.

Electricity, Gas & Water

9566

-

522133

1.3

408926

1.2

   

a) Electricity Generation & Transmission

7681

-

472930

1.2

367987

1.1

   

b) Non-Conventional Energy

459

-

13643

-

10834

-

   

c) Gas, Steam & Water Supply

1426

-

35560

0.1

30106

0.1

 

16.

Construction

25204

-

525771

1.3

454173

1.4

III.

Transport operators

1142619

2.1

802574

2.0

646849

2.0

IV.

Professional and other services

2026955

3.8

1331313

3.4

1144548

3.5

V.

Personal Loans

11260151

21.0

4039977

10.2

3475264

10.5

 

1.

Loans for Purchase of Consumer Durables

826982

1.5

155389

0.4

132242

0.4

 

2.

Loans for Housing

1080164

2.0

1085268

2.7

963151

2.9

 

3.

Rest of the Personal Loans

9353005

17.5

2799319

7.0

2379871

7.2

VI.

Trade

8401494

15.7

5367913

13.5

4580443

13.9

 

1.

Wholesale Trade

448016

0.8

3242339

8.2

2748126

8.3

   

of which : Food Procurement

121

-

1384358

3.5

1310634

4.0

 

2.

Retail Trade

7953478

14.8

2125574

5.3

1832317

5.6

VII.

Finance

19850

-

1513535

3.8

1223680

3.7

VIII.


All others


4644417


8.7


2573028


6.5


2287814


6.9


Total Bank Credit

53583956

100.0

39733009

100.0

32994444

100.0

Of which :

1. Artisan &Village Industries

2028074

3.8

214042

0.5

194214

0.6

 

2. Other Small Scale Industries


1605370


3.0


3502653


8.8


2862829


8.7


-

:

Nil or negligible.

Source

:

Basic Statistical Return - 1.

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