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Table 15 : Distribution of Outstanding Credit of Scheduled Commercial Banks According to Interest Rate Range - 1997

 

(Amount in Rs. lakh)


 

As on 31st March


 

No. of

Credit Limit

Amount

Interest Rate Range

Accounts


 

Outstanding


 

(1)


(2)


(3)


Less than 6%

247771

282638

248163

 

(4.6)

(1.1)

(1.1)

       

6% and above but less than 10%

54500

135271

115910

 

(1.0)

(0.5)

(0.5)

       

10% and above but less than 12%

159633

336089

301735

 

(2.9)

(1.2)

(1.4)

       

12% and above but less than 14%

542405

3044020

2354705

 

(10.0)

(11.3)

(10.7)

       

14% and above but less than 15%

2123672

2908558

2388969

 

(39.0)

(10.8)

(10.9)

       

15% and above but less than 16%

732337

2655686

2115620

 

(13.5)

(9.9)

(9.6)

       

16% and above but less than 17%

247449

2247628

1830415

 

(4.5)

(8.3)

(8.3)

       

17% and above but less than 18%

491132

4637004

3788954

 

(9.0)

(17.2)

(17.2)

       

18% and above but less than 20%

500665

7242729

5880077

 

(9.2)

(26.9)

(26.8)

       

20% and above

340006

3440989

2971672

 

(6.3)

(12.8)

(13.5)

       

Total Loans & Advances

5439570

26930612

21996220

 

(100.0)

(100.0)

(100.0)

       

Inland & Foreign Bills purchased/discounted


84330


3957896


2696466


Total


5523900


30888508


24692686


Notes

:

1.

Data for outstanding credit relate to accounts, each with credit limit over Rs. 25,000.

   

2.

Figures in bracket represent percent share in total loans and advances.

Source

:

Basic Statistical Return-1.

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