(Amount in ` Billion)

All Scheduled Commercial Banks

No. of Reporting Banks

163

163

165

165

164

164

166

I. Liabilities to the banking system

1105.90

1110.96

1006.48

1080.09

1052.74

1053.75

1031.49

(a) Demand and time deposits from banks

737.41

735.48

685.20

698.38

692.41

716.65

688.86

(b) Borrowings from banks

297.24

273.40

221.49

276.27

261.57

237.30

243.51

(c) Other demand and time liabilities

71.24

102.07

99.79

105.44

98.75

99.81

99.12

II. Liabilities to others in India

56811.15

58171.04

58218.80

58476.37

59880.68

60359.98

60669.46

(a) Aggregate deposits

52079.69

53235.79

53226.26

53481.20

54853.77

55134.66

55348.47

(i) Demand deposits

6417.05

5856.31

5629.50

5504.16

5671.04

5615.35

5607.44

(ii) Time Deposits

45662.64

47379.47

47596.76

47977.04

49182.73

49519.31

49741.03

(b) Borrowings (other than from RBI, NABARD, EXIM Bank)

1313.41

1317.72

1365.35

1427.31

1522.75

1623.55

1721.94

(c) Other demand and time liabilities

3418.05

3617.54

3627.19

3567.86

3504.16

3601.76

3599.05

III. Assets with the banking system

1543.86

1408.84

1385.91

1471.45

1424.93

1464.01

1553.46

Money at call and short notice

166.06

152.24

121.16

189.38

164.36

164.51

184.35

IV. Cash in Hand & Balances with RBI

3495.09

3709.53

3728.51

3688.25

3952.32

3979.37

3861.77

V. Investment in India

15016.19

15553.15

15824.26

16066.76

16832.04

17021.60

17023.66

(a) Government securities

14971.48

15510.02

15777.88

16020.21

16787.91

16981.35

16983.60

(b) Other approved securities

44.71

43.12

46.37

46.55

44.13

40.25

40.06

VI. Bank Credit

39420.83

39254.47

39580.08

40009.24

40113.68

40476.30

40948.25

(a) Loans cash credit and overdrafts

37940.06

37779.02

38094.60

38532.40

38656.01

39042.69

39479.53

(b) Inland bills purchased

134.44

130.45

120.58

111.63

107.17

110.77

119.23

(c) Inland bills discounted

798.66

797.39

823.61

839.09

835.02

812.69

792.27

(d) Foreign bills purchased

185.83

176.91

185.65

175.75

176.71

174.16

185.53

(e) Foreign bills discounted

361.83

370.69

355.64

350.38

338.78

336.00

371.69

Source : Form 'A' / ' B ' Return under Section 42(2) of RBI Act, 1934, Department of Statistics and Information Management, RBI.

TABLE 2.1 : BUSINESS OF SCHEDULED BANKS IN INDIA - 2011-12 (Contd.)

(Amount in ` Billion)

All Scheduled Commercial Banks

No. of Reporting Banks

166

166

166

166

167

169

I. Liabilities to the banking system

1039.09

1069.14

1189.87

1176.21

1176.49

1223.19

(a) Demand and time deposits from banks

693.93

698.09

744.90

739.70

777.91

842.53

(b) Borrowings from banks

245.46

272.22

325.44

334.61

272.42

319.23

(c) Other demand and time liabilities

99.70

98.83

119.53

101.90

126.15

61.43

II. Liabilities to others in India

61469.58

61678.16

63610.80

63051.35

63442.62

64889.25

(a) Aggregate deposits

56231.65

56511.94

58325.13

57719.48

58199.15

59090.82

(i) Demand deposits

5678.19

5599.77

6410.03

5955.56

5970.66

6253.30

(ii) Time Deposits

50553.46

50912.17

51915.10

51763.92

52228.50

52837.52

(b) Borrowings (other than from RBI, NABARD, EXIM Bank)

1731.98

1676.45

1576.39

1833.90

1812.49

2064.54

(c) Other demand and time liabilities

3505.94

3489.77

3709.28

3497.97

3430.98

3733.89

III. Assets with the banking system

1517.31

1518.56

1886.52

1753.14

1740.79

1779.12

Money at call and short notice

178.74

194.36

248.64

230.82

210.54

232.78

IV. Cash in Hand & Balances with RBI

4095.83

3968.25

3884.66

4054.45

3484.13

3594.00

V. Investment in India

17063.77

17121.30

16948.08

16914.39

17456.87

17377.87

(a) Government securities

17023.92

17082.28

16914.84

16883.08

17427.90

17350.18

(b) Other approved securities

39.84

39.02

33.24

31.31

28.98

27.70

VI. Bank Credit

41515.51

41886.72

43668.78

43527.29

44090.95

46118.52

(a) Loans cash credit and overdrafts

39988.61

40372.76

42032.81

41962.97

42504.27

44359.77

(b) Inland bills purchased

130.32

138.91

159.62

155.68

156.88

163.44

(c) Inland bills discounted

804.90

815.21

850.81

824.62

861.59

979.78

(d) Foreign bills purchased

195.27

181.46

215.51

191.05

180.00

211.68

(e) Foreign bills discounted

396.41

378.38

410.03

392.96

388.21

403.85

Source : Form 'A' / ' B ' Return under Section 42(2) of RBI Act, 1934, Department of Statistics and Information Management, RBI.

TABLE 2.1 : BUSINESS OF SCHEDULED BANKS IN INDIA - 2011-12 (Contd.)

(Amount in ` Billion)

All Scheduled Co-operative Banks

No. of Reporting Banks

69

69

69

69

69

69

69

I. Liabilities to the banking system

28.40

30.08

28.00

29.40

30.53

30.64

33.28

(a) Demand and time deposits from banks

27.90

28.76

27.59

27.63

28.19

28.27

28.85

(b) Borrowings from banks

0.46

1.26

0.37

1.72

2.29

2.30

4.38

(c) Other demand and time liabilities

0.04

0.06

0.04

0.06

0.05

0.07

0.05

II. Liabilities to others in India

1552.46

1584.20

1566.91

1577.65

1606.42

1615.27

1627.90

(a) Aggregate deposits

1471.91

1510.52

1493.93

1501.03

1531.93

1539.84

1555.49

(i) Demand deposits

148.46

145.61

143.66

144.67

146.95

145.16

141.40

(ii) Time Deposits

1323.45

1364.91

1350.27

1356.36

1384.98

1394.69

1414.09

(b) Borrowings (other than from RBI, NABARD,EXIM Bank)

19.47

15.87

19.20

18.34

17.70

16.98

12.19

(c) Other demand and time liabilities

61.09

57.81

53.79

58.28

56.78

58.45

60.23

III. Assets with the banking system

214.99

235.28

212.09

216.26

216.85

230.93

225.33

Money at call and short notice

103.31

124.60

114.28

113.73

114.90

118.50

112.72

IV. Cash in Hand & Balances with RBI

94.45

100.87

99.30

100.94

103.41

101.12

103.84

V. Investment in India

492.91

502.87

507.78

508.74

519.13

518.14

520.44

(a) Government securities

480.68

490.79

493.56

496.66

507.07

506.17

508.62

(b) Other approved securities

12.23

12.08

14.22

12.08

12.07

11.97

11.82

VI. Bank Credit

1187.59

1197.73

1221.10

1217.88

1242.58

1261.72

1283.70

(a) Loans cash credit and overdrafts

1167.63

1179.10

1201.19

1197.52

1221.77

1241.07

1263.14

(b) Inland bills purchased

5.22

4.52

4.80

5.00

5.77

4.84

4.54

(c) Inland bills discounted

11.49

10.97

11.80

12.21

12.17

12.88

13.06

(d) Foreign bills purchased

0.44

0.52

0.35

0.26

0.20

0.30

0.26

(e) Foreign bills discounted

2.82

2.63

2.97

2.89

2.68

2.63

2.70

Source : Form 'A' / ' B ' Return under Section 42(2) of RBI Act, 1934, Department of Statistics and Information Management, RBI.

TABLE 2.1 : BUSINESS OF SCHEDULED BANKS IN INDIA - 2011-12 (Contd.)

(Amount in ` Billion)

All Scheduled Co-operative Banks

No. of Reporting Banks

69

69

68

68

68

68

I. Liabilities to the banking system

34.68

30.81

31.20

31.07

33.78

32.89

(a) Demand and time deposits from banks

28.78

28.66

29.25

29.67

30.40

31.95

(b) Borrowings from banks

5.85

2.12

1.91

1.34

3.34

0.87

(c) Other demand and time liabilities

0.06

0.03

0.04

0.06

0.04

0.07

II. Liabilities to others in India

1648.84

1657.33

1685.10

1714.03

1737.23

1766.55

(a) Aggregate deposits

1576.56

1587.95

1615.12

1640.33

1663.95

1687.11

(i) Demand deposits

142.45

142.88

143.90

142.67

147.19

148.36

(ii) Time Deposits

1434.11

1445.07

1471.22

1497.66

1516.77

1538.76

(b) Borrowings (other than from RBI, NABARD,EXIM Bank)

13.53

13.15

12.91

16.47

15.51

18.75

(c) Other demand and time liabilities

58.75

56.24

57.07

57.23

57.77

60.69

III. Assets with the banking system

236.68

234.21

230.84

245.53

260.93

261.00

Money at call and short notice

114.99

109.01

106.21

125.14

133.26

124.11

IV. Cash in Hand & Balances with RBI

107.37

104.76

108.50

108.06

101.24

92.98

V. Investment in India

514.37

522.01

523.63

479.22

531.77

535.00

(a) Government securities

504.69

518.54

520.56

476.56

529.23

532.52

(b) Other approved securities

9.69

3.47

3.07

2.66

2.55

2.48

VI. Bank Credit

1309.57

1313.94

1338.60

1365.59

1395.72

1419.31

(a) Loans cash credit and overdrafts

1289.37

1294.80

1319.68

1346.22

1377.60

1400.65

(b) Inland bills purchased

4.24

4.19

4.39

4.66

4.82

4.90

(c) Inland bills discounted

12.88

11.98

11.42

10.90

9.34

9.86

(d) Foreign bills purchased

0.28

0.28

0.33

0.95

1.25

1.02

(e) Foreign bills discounted

2.80

2.69

2.79

2.86

2.71

2.87

Source : Form 'A' / ' B ' Return under Section 42(2) of RBI Act, 1934, Department of Statistics and Information Management, RBI.

TABLE 2.1 : BUSINESS OF SCHEDULED BANKS IN INDIA - 2011-12 (Contd.)

(Amount in ` Billion)

All Scheduled Banks

No. of Reporting Banks

232

232

234

234

233

233

235

I. Liabilities to the banking system

1134.30

1141.03

1034.48

1109.49

1083.27

1084.40

1064.76

(a) Demand and time deposits from banks

765.31

764.24

712.79

726.01

720.61

744.92

717.70

(b) Borrowings from banks

297.70

274.66

221.86

277.98

263.85

239.60

247.89

(c) Other demand and time liabilities

71.28

102.13

99.83

105.50

98.81

99.88

99.17

II. Liabilities to others in India

58363.61

59755.24

59785.71

60054.02

61487.10

61975.25

62297.36

(a) Aggregate deposits

53551.60

54746.31

54720.19

54982.23

56385.70

56674.50

56903.96

(i) Demand deposits

6565.51

6001.92

5773.16

5648.83

5817.99

5760.50

5748.84

(ii) Time Deposits

46986.09

48744.38

48947.04

49333.40

50567.71

50914.00

51155.12

(b) Borrowings (other than from RBI, NABARD,EXIM Bank)

1332.88

1333.59

1384.54

1445.65

1540.45

1640.53

1734.13

(c) Other demand and time liabilities

3479.14

3675.34

3680.98

3626.14

3560.95

3660.22

3659.27

III. Assets with the banking system

1758.85

1644.13

1598.00

1687.71

1641.78

1694.95

1778.79

Money at call and short notice

269.38

276.84

235.44

303.11

279.26

283.01

297.06

IV. Cash in Hand & Balances with RBI

3589.54

3810.40

3827.81

3789.19

4055.73

4080.49

3965.61

V. Investment in India

15509.10

16056.01

16332.04

16575.50

17351.17

17539.74

17544.10

(a) Government securities

15452.16

16000.81

16271.44

16516.87

17294.97

17487.51

17492.22

(b) Other approved securities

56.94

55.20

60.60

58.63

56.20

52.22

51.88

VI. Bank Credit

40608.42

40452.19

40801.18

41227.12

41356.27

41738.02

42231.96

(a) Loans cash credit and overdrafts

39107.70

38958.12

39295.79

39729.92

39877.77

40283.76

40742.67

(b) Inland bills purchased

139.66

134.97

125.38

116.63

112.94

115.61

123.77

(c) Inland bills discounted

810.15

808.36

835.41

851.31

847.19

825.57

805.34

(d) Foreign bills purchased

186.27

177.43

186.00

176.01

176.91

174.46

185.79

(e) Foreign bills discounted

364.65

373.31

358.60

353.27

341.46

338.63

374.40

Source : Form 'A' / ' B ' Return under Section 42(2) of RBI Act, 1934, Department of Statistics and Information Management, RBI.

TABLE 2.1 : BUSINESS OF SCHEDULED BANKS IN INDIA - 2011-12 (Concld.)

(Amount in ` Billion)

All Scheduled Banks

No. of Reporting Banks

235

235

234

234

235

237

I. Liabilities to the banking system

1073.77

1099.96

1221.07

1207.28

1210.27

1256.08

(a) Demand and time deposits from banks

722.71

726.75

774.15

769.37

808.31

874.48

(b) Borrowings from banks

251.31

274.34

327.35

335.95

275.76

320.10

(c) Other demand and time liabilities

99.76

98.86

119.57

101.96

126.20

61.50

II. Liabilities to others in India

63118.41

63335.50

65295.90

64765.38

65179.86

66655.80

(a) Aggregate deposits

57808.21

58099.89

59940.25

59359.81

59863.11

60777.93

(i) Demand deposits

5820.64

5742.65

6553.93

6098.23

6117.84

6401.65

(ii) Time Deposits

51987.57

52357.24

53386.32

53261.58

53745.27

54376.28

(b) Borrowings (other than from RBI, NABARD,EXIM Bank)

1745.51

1689.59

1589.30

1850.37

1828.00

2083.28

(c) Other demand and time liabilities

3564.69

3546.01

3766.35

3555.20

3488.75

3794.58

III. Assets with the banking system

1753.99

1752.77

2117.35

1998.67

2001.72

2040.12

Money at call and short notice

293.73

303.37

354.85

355.96

343.80

356.89

IV. Cash in Hand & Balances with RBI

4203.20

4073.01

3993.16

4162.52

3585.37

3686.98

V. Investment in India

17578.14

17643.31

17471.71

17393.61

17988.65

17912.87

(a) Government securities

17528.61

17600.82

17435.41

17359.64

17957.12

17882.70

(b) Other approved securities

49.53

42.49

36.31

33.97

31.53

30.18

VI. Bank Credit

42825.09

43200.66

45007.38

44892.87

45486.67

47537.83

(a) Loans cash credit and overdrafts

41277.97

41667.56

43352.48

43309.19

43881.87

45760.42

(b) Inland bills purchased

134.57

143.10

164.01

160.34

161.70

168.34

(c) Inland bills discounted

817.79

827.19

862.24

835.52

870.93

989.64

(d) Foreign bills purchased

195.55

181.74

215.84

192.00

181.26

212.71

(e) Foreign bills discounted

399.21

381.07

412.82

395.82

390.92

406.72

Source : Form 'A' / ' B ' Return under Section 42(2) of RBI Act, 1934, Department of Statistics and Information Management, RBI.