Table 48 : Liabilities and Assets of Scheduled Commercial Banks - 1996 - 97 (Part 22 of 30) - ਆਰਬੀਆਈ - Reserve Bank of India
Table 48 : Liabilities and Assets of Scheduled Commercial Banks - 1996 - 97 (Part 22 of 30)
| | | REGIONAL RURAL BANKS | (Amount in Rs. lakh) | ||||||||||||||
As on 31st March | ||||||||||||||||||
Marathwada | Marudhar | Marwar | Mayurakshi | Mewar | ||||||||||||||
Gramin Bank | Kshetriya Gramin Bank | Gramin Bank | Gramin Bank | Anchalik Gramin Bank | ||||||||||||||
Items | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | ||||
| | | (221) | (222) | | (223) | (224) | | (225) | (226) | | (227) | (228) | | (229) | (230) | ||
1. | Capital | 84 | 100 | 75 | 96 | 75 | 88 | 75 | 100 | 75 | 88 | |||||||
(0.3) | (0.3) | (1.9) | (1.8) | (0.4) | (0.3) | (0.7) | (0.7) | (1.3) | (1.1) | |||||||||
2. | Reserves and Surplus | - | - | - | 6 | - | - | - | - | - | - | |||||||
- | - | - | (0.1) | - | - | - | - | - | - | |||||||||
2.1. | Statutory Reserves | - | - | - | - | - | - | - | - | - | - | |||||||
2.2. | Capital Reserves | - | - | - | - | - | - | - | - | - | - | |||||||
2.3. | Share Premium | - | - | - | - | - | - | - | - | - | - | |||||||
2.4. | Revenue and other Reserves | - | - | - | 6 | - | - | - | - | - | - | |||||||
2.5. | Balance of Profit | - | - | - | - | - | - | - | - | - | - | |||||||
3. | Deposits | 20346 | 25510 | 3232 | 4420 | 15966 | 21049 | 7772 | 10569 | 4508 | 6530 | |||||||
(70.1) | (72.9) | (81.4) | (83.8) | (83.1) | (82.2) | (75.7) | (75.4) | (80.4) | (82.3) | |||||||||
3.1. | Demand Deposits | 1549 | 2232 | 168 | 217 | 915 | 1237 | 137 | 114 | 162 | 269 | |||||||
(i) | From Banks | - | - | - | - | - | - | - | - | - | - | |||||||
(ii) | From Others | 1549 | 2232 | 168 | 217 | 915 | 1237 | 137 | 114 | 162 | 269 | |||||||
3.2. | Savings Deposits | 11611 | 14079 | 839 | 1042 | 4682 | 5897 | 3076 | 3587 | 1250 | 1651 | |||||||
3.3. | Term Deposits | 7186 | 9199 | 2225 | 3161 | 10369 | 13915 | 4559 | 6868 | 3096 | 4610 | |||||||
(i) | From Banks | - | - | - | - | - | - | - | - | - | - | |||||||
(ii) | From Others | 7186 | 9199 | 2225 | 3161 | 10369 | 13915 | 4559 | 6868 | 3096 | 4610 | |||||||
3.A. | Deposits of branches in India | 20346 | 25510 | 3232 | 4420 | 15966 | 21049 | 7772 | 10569 | 4508 | 6530 | |||||||
3.B. | Deposits of branches outside India | - | - | - | - | - | - | - | - | - | - | |||||||
4. | Borrowings | 4684 | 5118 | 276 | 313 | 1161 | 1621 | 1000 | 1110 | 476 | 513 | |||||||
(16.1) | (14.6) | (6.9) | (5.9) | (6.0) | (6.3) | (9.7) | (7.9) | (8.4) | (6.5) | |||||||||
4.1. | Borrowings in India | 4684 | 5118 | 276 | 313 | 1161 | 1621 | 1000 | 1110 | 476 | 513 | |||||||
(i) | From Reserve Bank of India | - | - | - | - | - | - | - | - | - | - | |||||||
(ii) | From other Banks | 1093 | 815 | 75 | 18 | 74 | 116 | 1000 | 46 | 34 | 20 | |||||||
(iii) | From other Institutions and Agencies | 3590 | 4303 | 201 | 295 | 1086 | 1505 | - | 1064 | 442 | 493 | |||||||
4.2. | Borrowings outside India | - | - | - | - | - | - | - | - | - | - | |||||||
5. | Other liabilities | 3912 | 4275 | 389 | 441 | 2003 | 2852 | 1426 | 2236 | 547 | 802 | |||||||
(13.5) | (12.2) | (9.8) | (8.4) | (10.4) | (11.1) | (13.9) | (16.0) | (9.7) | (10.1) | |||||||||
5.1. | Bills Payable | 210 | 236 | 2 | 1 | - | - | - | - | 3 | 5 | |||||||
5.2. | Inter-office Adjustments | - | 96 | 19 | 4 | 18 | - | 58 | 95 | 493 | 62 | |||||||
5.3. | Interest Accrued | 988 | 1311 | 28 | 37 | 1390 | 2221 | 707 | 1194 | 331 | 547 | |||||||
5.4. | Others (including provisions) | 2714 | 2632 | 341 | 398 | 595 | 631 | 661 | 948 | 165 | 187 | |||||||
| | | | | | | | | | | | | | |||||
Total Liabilities | 29025 | 35002 | 3972 | 5275 | 19205 | 25609 | 10273 | 14016 | 5607 | 7934 | ||||||||
| | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) |
| | | REGIONAL RURAL BANKS | (Amount in Rs. lakh) | ||||||||||||||
As on 31st March | ||||||||||||||||||
Marathwada | Marudhar | Marwar | Mayurakshi | Mewar Anchalik | ||||||||||||||
Gramin Bank | Kshetriya Gramin Bank | Gramin Bank | Gramin Bank | Gramin Bank | ||||||||||||||
Items | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | ||||
| | | (221) | (222) | | (223) | (224) | | (225) | (226) | | (227) | (228) | | (229) | (230) | ||
1. | Cash in hand | 458 | 598 | 36 | 57 | 452 | 559 | 75 | 99 | 48 | 81 | |||||||
(1.6) | (1.7) | (0.9) | (1.1) | (2.4) | (2.2) | (0.7) | (0.7) | (0.8) | (1.0) | |||||||||
2. | Balances with RBI | 600 | 710 | 99 | 137 | 508 | 722 | 248 | 341 | 154 | 210 | |||||||
(2.1) | (2.0) | (2.5) | (2.6) | (2.6) | (2.8) | (2.4) | (2.4) | (2.7) | (2.6) | |||||||||
3. | Balances with banks in India | 879 | 7548 | 182 | 1244 | 4905 | 5770 | 2653 | 3723 | 1988 | 3129 | |||||||
(3.0) | (21.6) | (4.6) | (23.6) | (25.5) | (22.5) | (25.8) | (26.6) | (35.5) | (39.4) | |||||||||
4. | Money at call and short notice | - | - | 695 | - | 1325 | 2295 | - | - | - | - | |||||||
- | - | (17.5) | - | (6.9) | (9.0) | - | - | - | - | |||||||||
5. | Balances with banks outside India | - | - | - | - | - | - | - | - | - | - | |||||||
6. | Investments | 9647 | 5565 | - | 50 | 5098 | 6269 | 1026 | 1976 | 725 | 1125 | |||||||
(33.2) | (15.9) | - | (0.9) | (26.5) | (24.5) | (10.0) | (14.1) | (12.9) | (14.2) | |||||||||
6.A. | Investments in India | 9647 | 5565 | - | 50 | 5098 | 6269 | 1026 | 1976 | - | 1125 | |||||||
(i) | Government securities | - | - | - | - | 1100 | 1100 | - | - | - | - | |||||||
(ii) | Other approved securities | 9639 | 5564 | - | - | 2460 | 1529 | - | - | 100 | 725 | |||||||
(iii) | Shares | - | - | - | - | - | - | - | - | - | - | |||||||
(iv) | Debentures and Bonds | - | - | - | 50 | 1537 | 3640 | - | - | 625 | 400 | |||||||
(v) | Subsidiaries and joint ventures | - | - | - | - | - | - | - | - | - | - | |||||||
(vi) | Others | 8 | 1 | - | - | - | - | 1026 | 1976 | - | - | |||||||
6.B. | Investments outside India | - | - | - | - | - | - | - | - | - | - | |||||||
(i) | Government securities | - | - | - | - | - | - | - | - | - | - | |||||||
(ii) | Subsidiaries and joint ventures | - | - | - | - | - | - | - | - | - | - | |||||||
(iii) | Others | - | - | - | - | - | - | - | - | - | - | |||||||
7. | Advances | 9660 | 11040 | 864 | 1208 | 3746 | 5870 | 3509 | 4265 | 1432 | 1910 | |||||||
(33.3) | (31.5) | (21.8) | (22.9) | (19.5) | (22.9) | (34.2) | (30.4) | (25.5) | (24.1) | |||||||||
7.1. | Bills purchased and discounted | 224 | 140 | 23 | 11 | - | - | 9 | 2 | - | 1 | |||||||
7.2. | Cash credits, overdrafts & loans | 1832 | 2217 | 348 | 484 | 1548 | 2479 | 233 | 483 | 434 | 615 | |||||||
7.3. | Term loans | 7603 | 8683 | 493 | 713 | 2198 | 3390 | 3267 | 3780 | 998 | 1295 | |||||||
8. | Fixed Assets | 44 | 44 | 11 | 10 | 19 | 27 | 11 | 14 | 14 | 13 | |||||||
(0.2) | (0.1) | (0.3) | (0.2) | (0.1) | (0.1) | (0.1) | (0.1) | (0.2) | (0.2) | |||||||||
8.1. | Premises | - | - | - | - | - | - | - | - | - | - | |||||||
8.2. | Other Fixed assets | 44 | 44 | 11 | 10 | 19 | 27 | 11 | 14 | 14 | 13 | |||||||
9. | Other Assets | 7737 | 9496 | 2085 | 2570 | 3152 | 4098 | 2751 | 3599 | 1246 | 1466 | |||||||
(26.7) | (27.1) | (52.5) | (48.7) | (16.4) | (16.0) | (26.8) | (25.7) | (22.2) | (18.5) | |||||||||
9.1. | Inter - office adjustments (net) | 85 | - | - | - | - | 85 | - | - | - | - | |||||||
9.2. | Interest accrued | 141 | 278 | 62 | 102 | 708 | 1548 | 255 | 418 | 86 | 176 | |||||||
9.3. | Tax paid | - | 1 | - | - | 5 | 21 | 2 | 6 | - | - | |||||||
9.4. | Stationery and Stamps | 16 | 16 | 7 | 7 | 12 | 12 | 6 | 6 | 4 | 6 | |||||||
9.5. | Others | 7495 | 9201 | 2017 | 2460 | 2427 | 2432 | 2488 | 3169 | 1155 | 1285 | |||||||
| | | | | | | | | | | | | | |||||
Total Assets | 29025 | 35002 | 3972 | 5275 | 19205 | 25609 | 10273 | 14016 | 5607 | 7934 | ||||||||
| | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) |
Note | : | Figures in brackets indicate percent share in total. |
- | : | Nil or negligible. |
Source | : | Annual accounts of banks. |
Table 48 : Liabilities and Assets of Scheduled Commercial Banks - 1996 - 97 |
| | | REGIONAL RURAL BANKS | (Amount in Rs. lakh) | ||||||||||||||
As on 31st March | ||||||||||||||||||
Mithila | Mizoram | Monghyr | Murshidabad | Muzaffarnagar | ||||||||||||||
Kshetriya Gramin Bank | Rural Bank | Kshetriya Gramin Bank | Gramin Bank | Gramin Bank | ||||||||||||||
Items | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | ||||
| | | (231) | (232) | | (233) | (234) | | (235) | (236) | | (237) | (238) | | (239) | (240) | ||
1. | Capital | 71 | 93 | 100 | 1525 | 91 | 100 | 75 | 339 | |||||||||
(1.1) | (1.0) | (2.6) | (10.5) | (0.5) | (2.3) | (2.3) | (7.7) | |||||||||||
2. | Reserves and Surplus | - | - | - | - | 1711 | - | - | - | |||||||||
- | - | - | - | (9.0) | - | - | - | |||||||||||
2.1. | Statutory Reserves | - | - | - | - | - | - | - | - | |||||||||
2.2. | Capital Reserves | - | - | - | - | - | - | - | - | |||||||||
2.3. | Share Premium | - | - | - | - | 1711 | - | - | - | |||||||||
2.4. | Revenue and other Reserves | - | - | - | - | - | - | - | - | |||||||||
2.5. | Balance of Profit | - | - | - | - | - | - | - | - | |||||||||
N | N | |||||||||||||||||
3. | Deposits | 4894 | 6837 | 2833 | O | 10203 | 13982 | 3256 | O | 2480 | 3334 | |||||||
(74.8) | (76.6) | (72.7) | T | (70.3) | (73.3) | (73.4) | T | (76.3) | (75.9) | |||||||||
3.1. | Demand Deposits | 161 | 159 | 379 | 565 | 888 | 34 | 13 | 14 | |||||||||
(i) | From Banks | - | - | - | A | - | - | - | A | - | - | |||||||
(ii) | From Others | 161 | 159 | 379 | V | 565 | 888 | 34 | V | 13 | 14 | |||||||
3.2. | Savings Deposits | 2297 | 3114 | 1639 | A | 5411 | 6813 | 1292 | A | 1453 | 1852 | |||||||
3.3. | Term Deposits | 2437 | 3564 | 815 | I | 4227 | 6281 | 1931 | I | 1014 | 1467 | |||||||
(i) | From Banks | - | - | - | L | - | - | - | L | - | - | |||||||
(ii) | From Others | 2437 | 3564 | 815 | A | 4227 | 6281 | 1931 | A | 1014 | 1467 | |||||||
3.A. | Deposits of branches in India | 4894 | 6837 | 2833 | B | 10223 | 13982 | 3256 | B | 2480 | 3334 | |||||||
3.B. | Deposits of branches outside India | - | - | - | L | - | - | - | L | - | - | |||||||
|
| |||||||||||||||||
4. | Borrowings | 502 | 431 | 341 | 239 | 332 | 401 | 508 | 513 | |||||||||
(7.7) | (4.8) | (8.7) | (1.6) | (1.7) | (9.0) | (15.6) | (11.7) | |||||||||||
4.1. | Borrowings in India | 502 | 431 | 341 | - | 332 | 401 | 508 | 513 | |||||||||
(i) | From Reserve Bank of India | - | - | - | - | - | - | - | - | |||||||||
(ii) | From other Banks | 104 | 83 | 34 | 239 | 332 | 401 | 97 | 513 | |||||||||
(iii) | From other Institutions and Agencies | 398 | 348 | 306 | - | - | - | 411 | - | |||||||||
4.2. | Borrowings outside India | - | - | - | - | - | - | - | - | |||||||||
5. | Other liabilities | 1073 | 1560 | 625 | 2540 | 2949 | 682 | 188 | 208 | |||||||||
(16.4) | (17.5) | (16.0) | (17.5) | (15.5) | (15.4) | (5.8) | (4.7) | |||||||||||
5.1. | Bills Payable | - | - | - | 7 | 35 | 4 | 2 | ||||||||||
5.2. | Inter-office Adjustments | 33 | - | 5 | 326 | - | - | 13 | 18 | |||||||||
5.3. | Interest Accrued | 20 | 13 | 79 | 699 | 421 | 53 | 19 | 8 | |||||||||
5.4. | Others (including provisions) | 1020 | 1547 | 541 | 1508 | 2493 | 629 | 153 | 180 | |||||||||
| | | | | | | | | | | | | | |||||
Total Liabilities | 6541 | 8920 | 3899 | 14507 | 19066 | 4439 | 3252 | 4393 | ||||||||||
| | | (100.0) | (100.0) | | (100.0) | | | (100.0) | (100.0) | | (100.0) | | | (100.0) | (100.0) |
| | | REGIONAL RURAL BANKS | (Amount in Rs. lakh) | ||||||||||||||
As on 31st March | ||||||||||||||||||
Mithila | Mizoram | Monghyr | Murshidabad | Muzaffarnagar | ||||||||||||||
Kshetriya Gramin Bank | Rural Bank | Kshetriya Gramin Bank | Gramin Bank | Gramin Bank | ||||||||||||||
Items | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | ||||
| | | (231) | (232) | | (233) | (234) | | (235) | (236) | | (237) | (238) | | (239) | (240) | ||
1. | Cash in hand | 55 | 75 | 103 | 163 | 230 | 43 | 101 | 72 | |||||||||
(0.8) | (0.8) | (2.6) | (1.1) | (1.2) | (1.0) | (3.1) | (1.6) | |||||||||||
2. | Balances with RBI | 147 | 192 | 105 | 315 | 405 | 97 | 71 | 102 | |||||||||
(2.2) | (2.2) | (2.7) | (2.1) | (2.1) | (2.2) | (2.2) | (2.3) | |||||||||||
3. | Balances with banks in India | 1764 | 2822 | 777 | 6324 | 7129 | 212 | 269 | 207 | |||||||||
(27.0) | (31.6) | (19.9) | (43.6) | (37.4) | (4.8) | (8.3) | (4.7) | |||||||||||
4. | Money at call and short notice | - | - | - | - | - | 444 | 648 | 1313 | |||||||||
- | - | - | - | - | (10.0) | (19.9) | (29.9) | |||||||||||
5. | Balances with banks outside India | - | - | - | N | - | - | - | N | - | - | |||||||
6. | Investments | - | - | 1272 | O | 7.00 | 2053 | 900 | O | 675 | 1075 | |||||||
- | - | (32.6) | T | (4.8) | (10.8) | (20.3) | T | (20.8) | (24.5) | |||||||||
6.A. | Investments in India | - | - | 1272 | - | 2053 | 900 | 675 | 1075 | |||||||||
(i) | Government securities | - | - | - | A | - | - | 300 | A | 150 | 150 | |||||||
(ii) | Other approved securities | - | - | - | V | - | - | 600 | V | - | - | |||||||
(iii) | Shares | - | - | - | I | - | 3 | - | I | - | - | |||||||
(iv) | Debentures and Bonds | - | - | 1272 | L | 500 | 1750 | - | L | 460 | 925 | |||||||
(v) | Subsidiaries and joint ventures | - | - | - | A | - | - | - | A | - | - | |||||||
(vi) | Others | - | - | - | L | - | 300 | - | L | 65 | - | |||||||
6.B. | Investments outside India | - | - | - | E | - | - | - | E | - | - | |||||||
(i) | Government securities | - | - | - |
| - | - | - |
| - | - | |||||||
(ii) | Subsidiaries and joint ventures | - | - | - |
| - | - | - |
| - | - | |||||||
(iii) | Others | - | - | - | 200 | - | - | - | - | |||||||||
7. | Advances | 2422 | 2586 | 1009 | 5546 | 5007 | 1580 | 1196 | 1081 | |||||||||
(37.0) | (29.0) | (25.9) | (38.2) | (26.3) | (35.6) | (36.8) | (24.6) | |||||||||||
7.1. | Bills purchased and discounted | 1 | 2 | - | 314 | 775 | - | - | 4 | |||||||||
7.2. | Cash credits, overdrafts & loans | 184 | 309 | 188 | 529 | 556 | 246 | 83 | 114 | |||||||||
7.3. | Term loans | 2237 | 2276 | 822 | 4704 | 3677 | 1334 | 1113 | 963 | |||||||||
8. | Fixed Assets | 12 | 12 | 14 | 22 | 23 | 9 | 12 | 15 | |||||||||
(0.2) | (0.1) | (0.4) | (0.1) | (0.1) | (0.2) | (0.4) | (0.4) | |||||||||||
8.1. | Premises | - | - | - | - | - | - | 12 | - | |||||||||
8.2. | Other Fixed assets | 12 | 12 | 14 | 22 | 23 | 9 | - | 15 | |||||||||
9. | Other Assets | 2142 | 3232 | 619 | 1437 | 4219 | 1154 | 279 | 528 | |||||||||
(32.7) | (36.2) | (15.9) | - | (22.1) | (26.0) | (8.6) | (12.0) | |||||||||||
9.1. | Inter - office adjustments (net) | - | 72 | - | - | 915 | 7 | - | - | |||||||||
9.2. | Interest accrued | 141 | 220 | 64 | - | - | 7 | 69 | 120 | |||||||||
9.3. | Tax paid | - | - | - | - | - | - | - | 2 | |||||||||
9.4. | Stationery and Stamps | 3 | 3 | 5 | 4 | 4 | 4 | 1 | 1 | |||||||||
9.5. | Others | 1997 | 2937 | 550 | 1433 | 3300 | 1135 | p; | 209 | 405 | ||||||||
| | | | | | | | | | | | | | |||||
Total Assets | 6541 | 8920 | 3899 | 14507 | 19066 | 4439 | 3252 | 4393 | ||||||||||
| | | (100.0) | (100.0) | | (100.0) | | | (100.0) | (100.0) | | (100.0) | | | (100.0) | (100.0) |
Note | : | Figures in brackets indicate percent share in total. |
- | : | Nil or negligible. |
Source | : | Annual accounts of banks. |