Table 48 : Liabilities and Assets of Scheduled Commercial Banks - 1996 - 97 (Part 27 of 30) - ਆਰਬੀਆਈ - Reserve Bank of India
Table 48 : Liabilities and Assets of Scheduled Commercial Banks - 1996 - 97 (Part 27 of 30)
| REGIONAL RURAL BANKS | (Amount in Rs. lakh) | |||||||||||||||||
As on 31st March | |||||||||||||||||||
Sharda | Shekhawati | Shivalik | Shivpuri Guna | Shri Sathavahana | |||||||||||||||
Items | Gramin Bank | Gramin Bank | Kshetriya | Kshetriya | Gramin Bank | ||||||||||||||
| | Gramin Bank | Gramin Bank | | |||||||||||||||
1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | ||||||
| 321 | 322 | | 323 | 324 | | 325 | 326 | | 327 | 328 | | 329 | 330 | |||||
1. | Capital | 100 | 100 | 1582 | 1582 | 75 | 100 | 75 | 100 | 96 | 96 | ||||||||
(1.4) | (1.1) | (10.3) | (8.2) | (1.1) | (1.2) | (1.2) | (1.1) | (1.3) | (1.1) | ||||||||||
2. | Reserves and Surplus | 989 | 1035 | - | - | 24 | 84 | - | - | 144 | 144 | ||||||||
(13.4) | (11.6) | (0.0) | (0.0) | (0.4) | (1.0) | - | - | (2.0) | (1.6) | ||||||||||
2.1. | Statutory Reserves | 989 | - | - | - | 24 | 84 | - | - | - | - | ||||||||
2.2. | Capital Reserves | - | - | - | - | - | - | - | - | - | - | ||||||||
2.3. | Share Premium | - | - | - | - | - | - | - | - | 144 | 144 | ||||||||
2.4. | Revenue and other Reserves | - | 1035 | - | - | - | - | - | - | - | - | ||||||||
2.5. | Balance of Profit | - | - | - | - | - | - | - | - | - | - | ||||||||
3. | Deposits | 5445 | 6914 | 11443 | 14010 | 5655 | 6860 | 5397 | 7455 | 4600 | 5897 | ||||||||
(73.8) | (77.4) | (74.3) | (72.4) | (83.0) | (84.1) | (83.8) | (83.0) | (63.8) | (66.9) | ||||||||||
3.1. | Demand Deposits | 172 | 291 | 154 | 207 | 155 | 144 | 531 | 719 | 465 | 440 | ||||||||
(i) | From Banks | - | - | 10 | 78 | - | - | - | - | - | - | ||||||||
(ii) | From Others | 172 | 291 | 144 | 128 | 155 | 144 | 531 | 719 | 465 | 440 | ||||||||
3.2. | Savings Deposits | 1882 | 2280 | 3876 | 4052 | 2608 | 2843 | 1785 | 2477 | 1292 | 1584 | ||||||||
3.3. | Term Deposits | 3390 | 4344 | 7412 | 9752 | 2892 | 3873 | 3081 | 4259 | 2843 | 3873 | ||||||||
(i) | From Banks | - | - | - | - | - | - | - | - | - | - | ||||||||
(ii) | From Others | 3390 | 4344 | 7412 | 9752 | 2892 | 3873 | 3081 | 4259 | 2843 | 3873 | ||||||||
3.A. | Deposits of branches in India | 5445 | 6914 | 11443 | 14010 | 5655 | 6860 | 5397 | 7455 | 4600 | 5897 | ||||||||
3.B. | Deposits of branches outside India | - | - | - | - | - | - | - | - | - | - | ||||||||
4. | Borrowings | 270 | 297 | 1456 | 1852 | 700 | 739 | 325 | 460 | 1494 | 1623 | ||||||||
(3.7) | (3.3) | (9.5) | (9.6) | (10.3) | (9.1) | (5.0) | (5.1) | (20.7) | (18.4) | ||||||||||
4.1. | Borrowings in India | 270 | 297 | 1456 | 1852 | 700 | 739 | 325 | 460 | 1494 | 1623 | ||||||||
(i) | From Reserve Bank of India | - | - | - | - | - | - | - | - | - | - | ||||||||
(ii) | From other Banks | - | - | 29 | 26 | 25 | 24 | 325 | 460 | 315 | 314 | ||||||||
(iii) | From other Institutions and Agencies | 270 | 297 | 1427 | 1826 | 675 | 715 | - | - | 1179 | 1309 | ||||||||
4.2. | Borrowings outside India | - | - | - | - | - | - | - | - | - | - | ||||||||
5. | Other liabilities | 577 | 583 | 915 | 1900 | 360 | 375 | 644 | 963 | 872 | 1050 | ||||||||
(7.8) | (6.5) | (5.9) | (9.8) | (5.3) | (4.6) | (10.0) | (10.7) | (12.1) | (11.9) | ||||||||||
5.1. | Bills Payable | 32 | 42 | 47 | 38 | 33 | 3 | - | - | - | - | ||||||||
5.2. | Inter-office Adjustments | - | - | 60 | 33 | 23 | 20 | - | - | 107 | - | ||||||||
5.3. | Interest Accrued | 5 | 5 | 39 | 44 | 95 | 19 | 353 | 599 | 658 | 844 | ||||||||
5.4. | Others (including provisions) | 540 | 536 | 769 | 1786 | 209 | 333 | 290 | 363 | 107 | 206 | ||||||||
| | | | | | | | | | | | | | ||||||
Total Liabilities | 7381 | 8929 | 15395 | 19344 | 6814 | 8157 | 6440 | 8978 | 7207 | 8810 | |||||||||
| | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) |
| REGIONAL RURAL BANKS | (Amount in Rs. lakh) | |||||||||||||||||
As on 31st March | |||||||||||||||||||
Sharda | Shekhawati | Shivalik | Shivpuri Guna | Shri Sathavahana | |||||||||||||||
Items | Gramin Bank | Gramin Bank | Kshetriya | Kshetriya | Gramin Bank | ||||||||||||||
| | Gramin Bank | Gramin Bank | | |||||||||||||||
1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | ||||||
| 321 | 322 | | 323 | 324 | | 325 | 326 | | 327 | 328 | | 329 | 330 | |||||
1 | Cash in hand | 82 | 118 | 262 | 377 | 33 | 67 | 81 | 108 | 109 | 229 | ||||||||
(1.1) | (1.3) | (1.7) | (1.9) | (0.5) | (0.8) | (1.3) | (1.2) | (1.5) | (2.6) | ||||||||||
2. | Balances with RBI | 159 | 204 | 375 | 441 | 172 | 220 | 166 | 229 | 150 | 173 | ||||||||
(2.2) | (2.3) | (2.4) | (2.3) | (2.5) | (2.7) | (2.6) | (2.6) | (2.1) | (2.0) | ||||||||||
3. | Balances with banks in India | 292 | 3885 | 3180 | 3366 | 2524 | 2718 | 180 | 333 | 2135 | 2931 | ||||||||
(4.0) | (43.5) | (20.7) | (17.4) | (37.0) | (33.3) | (2.8) | (3.7) | (29.6) | (33.3) | ||||||||||
4. | Money at call and short notice | 3553 | - | - | - | - | - | 2163 | 3185 | - | - | ||||||||
(48.1) | - | - | - | - | - | (33.6) | (35.5) | - | - | ||||||||||
5. | Balances with banks outside India | - | - | - | - | - | - | - | - | - | - | ||||||||
6. | Investments | 200 | 1350 | 2592 | 3802 | 1867 | 2822 | 211 | 501 | 225 | 474 | ||||||||
(2.7) | (15.1) | (16.8) | (19.7) | (27.4) | (34.6) | (3.3) | (5.6) | (3.1) | (5.4) | ||||||||||
6.A. | Investments in India | 200 | 1350 | 2592 | 3802 | 1867 | 2822 | 211 | 501 | 225 | 474 | ||||||||
(i) | Government securities | - | - | - | 400 | 25 | 25 | - | - | - | - | ||||||||
(ii) | Other approved securities | - | - | - | - | - | - | - | - | - | - | ||||||||
(iii) | Shares | - | - | - | - | - | - | - | - | - | - | ||||||||
(iv) | Debentures and Bonds | 200 | 1350 | 2032 | 2842 | 1473 | 2293 | 211 | 501 | 225 | 474 | ||||||||
(v) | Subsidiaries and joint ventures | - | - | - | - | - | - | - | - | - | - | ||||||||
(vi) | Others | - | - | 560 | 560 | 370 | 504 | - | - | - | - | ||||||||
6.B. | Investments outside India | - | - | - | - | - | - | - | - | - | - | ||||||||
(i) | Government securities | - | - | - | - | - | - | - | - | - | - | ||||||||
(ii) | Subsidiaries and joint ventures | - | - | - | - | - | - | - | - | - | - | ||||||||
(iii) | Others | - | - | - | - | - | - | - | - | - | - | ||||||||
7. | Advances | 1837 | 1514 | 6461 | 7579 | 1933 | 1938 | 1466 | 1978 | 3962 | 3735 | ||||||||
(24.9) | (17.0) | (42.0) | (39.2) | (28.4) | (23.8) | (22.8) | (22.0) | (55.0) | (42.4) | ||||||||||
7.1. | Bills purchased and discounted | - | 16 | 14 | 4 | 1 | 1466 | - | - | - | |||||||||
7.2. | Cash credits, overdrafts & loans | 66 | 58 | 825 | 1055 | 125 | 17 | - | 570 | 2035 | 2204 | ||||||||
7.3. | Term loans | 1771 | 1456 | 5620 | 6510 | 1804 | 1919 | - | 1408 | 1927 | 1532 | ||||||||
8. | Fixed Assets | 12 | 11 | 15 | 14 | 20 | 21 | 13 | 13 | 16 | 20 | ||||||||
(0.2) | (0.1) | (0.1) | (0.1) | (0.3) | (0.3) | (0.2) | (0.1) | (0.2) | (0.2) | ||||||||||
8.1. | Premises | - | - | - | - | - | - | - | - | - | - | ||||||||
8.2. | Other Fixed assets | 12 | 11 | 15 | 14 | 20 | 21 | 13 | 13 | 16 | 20 | ||||||||
9. | Other Assets | 1246 | 1848 | 2510 | 3766 | 264 | 373 | 2161 | 2631 | 610 | 1248 | ||||||||
(16.9) | (20.7) | (16.3) | (19.5) | (3.9) | (4.6) | (33.6) | (29.3) | (8.5) | (14.2) | ||||||||||
9.1. | Inter - office adjustments (net) | 10 | 7 | - | - | - | - | 90 | 78 | - | 138 | ||||||||
9.2. | Interest accrued | 77 | 136 | 290 | 519 | 133 | 212 | 14 | 158 | 160 | 194 | ||||||||
9.3. | Tax paid | - | - | - | 1 | - | - | - | - | - | - | ||||||||
9.4. | Stationery and Stamps | 1 | 2 | 2214 | 8 | 4 | 3 | 2 | 2 | 5 | 5 | ||||||||
9.5. | Others | 1158 | 1703 | 6 | 3237 | 128 | 157 | 2054 | 2393 | 444 | 910 | ||||||||
| | | | | | | | | | | | | | ||||||
Total Assets | 7381 | 8929 | 15395 | 19344 | 6814 | 8157 | 6440 | 8978 | 7207 | 8810 | |||||||||
| | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) |
Note | : | Figures in brackets indicate percent share in total. |
- | : | Nil or negligible. |
Source | : | Annual accounts of banks. |
Table 48 : Liabilities and Assets of Scheduled Commercial Banks - 1996 - 97 |
| REGIONAL RURAL BANKS | (Amount in Rs. lakh) | |||||||||||||||||
As on 31st March | |||||||||||||||||||
Shri | Singhbhumi | Siwan | Solapur | South Malabar | |||||||||||||||
Items | Venkateshwara | Kshetriya | Kshetriya | Gramin Bank | Gramin Bank | ||||||||||||||
Gramin Bank | Gramin Bank | Gramin Bank | | | |||||||||||||||
1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | ||||||
| 331 | 332 | | 333 | 334 | | 335 | 336 | | 337 | 338 | | 339 | 340 | |||||
1. | Capital | 75 | 100 | 63 | 79 | 544 | 544 | 75 | 100 | 100 | 535 | ||||||||
(0.8) | (0.7) | (0.8) | (0.8) | (6.0) | (6.0) | (2.4) | (2.4) | (0.4) | (1.6) | ||||||||||
2. | Reserves and Surplus | - | - | - | - | - | - | - | - | 557 | 24 | ||||||||
- | - | - | - | - | - | - | - | (2.1) | (0.1) | ||||||||||
2.1. | Statutory Reserves | - | - | - | - | - | - | - | - | 170 | 24 | ||||||||
2.2. | Capital Reserves | - | - | - | - | - | - | - | - | - | - | ||||||||
2.3. | Share Premium | - | - | - | - | - | - | - | - | - | - | ||||||||
2.4. | Revenue and other Reserves | - | - | - | - | - | - | - | - | 387 | - | ||||||||
2.5. | Balance of Profit | - | - | - | - | - | - | - | - | - | - | ||||||||
3. | Deposits | 6436 | 8466 | 6477 | 9030 | 7734 | 7734 | 2021 | 2717 | 14348 | 18627 | ||||||||
(68.1) | (63.2) | (87.1) | (86.2) | (84.8) | (84.8) | (64.6) | (64.5) | (53.5) | (55.6) | ||||||||||
3.1. | Demand Deposits | 182 | 215 | 510 | 620 | 215 | 215 | 131 | 270 | 951 | 1336 | ||||||||
(i) | From Banks | - | - | - | - | - | - | - | - | 218 | 401 | ||||||||
(ii) | From Others | 182 | 215 | 510 | 620 | 215 | 215 | 131 | 270 | 733 | 935 | ||||||||
3.2. | Savings Deposits | 1672 | 2138 | 3075 | 3830 | 3405 | 3405 | 757 | 1010 | 5676 | 7647 | ||||||||
3.3. | Term Deposits | 4582 | 6112 | 2892 | 4580 | 4114 | 4114 | 1133 | 1437 | 7721 | 9643 | ||||||||
(i) | From Banks | - | - | - | - | - | - | - | - | 2 | 7 | ||||||||
(ii) | From Others | 4582 | 6112 | 2892 | 4580 | 4114 | 4114 | 1133 | 1437 | 7719 | 9636 | ||||||||
3.A. | Deposits of branches in India | 6436 | 8466 | 6477 | 9030 | 7734 | 7734 | 2021 | 2717 | 14348 | 18627 | ||||||||
3.B. | Deposits of branches outside India | - | - | - | - | - | - | - | - | - | - | ||||||||
4. | Borrowings | 2059 | 2860 | 245 | 586 | 408 | 408 | 875 | 1026 | 10295 | 12081 | ||||||||
(21.8) | (21.4) | (3.3) | (5.6) | (4.5) | (4.5) | (28.0) | (24.3) | (38.4) | (36.0) | ||||||||||
4.1. | Borrowings in India | 2059 | 2860 | 245 | 586 | 408 | 408 | 875 | 1026 | 10295 | 12081 | ||||||||
(i) | From Reserve Bank of India | - | - | - | - | - | - | - | - | - | - | ||||||||
(ii) | From other Banks | 839 | 1112 | - | - | - | - | 135 | 152 | 2496 | 2814 | ||||||||
(iii) | From other Institutions and Agencies | 1221 | 1748 | 245 | 586 | 408 | 408 | 740 | 874 | 7799 | 9266 | ||||||||
4.2. | Borrowings outside India | - | - | - | - | - | - | - | - | - | - | ||||||||
5. | Other liabilities | 878 | 1963 | 654 | 786 | 440 | 440 | 156 | 371 | 1527 | 2262 | ||||||||
(9.3) | (14.7) | (8.8) | (7.5) | (4.8) | (4.8) | (5.0) | (8.8) | (5.7) | (6.7) | ||||||||||
5.1. | Bills Payable | 68 | 101 | 5 | 11 | - | - | - | - | 453 | 713 | ||||||||
5.2. | Inter-office Adjustments | 241 | 107 | 2 | - | - | - | 2 | - | 160 | 456 | ||||||||
5.3. | Interest Accrued | 111 | 121 | - | - | 35 | 35 | - | 3 | 152 | 205 | ||||||||
5.4. | Others (including provisions) | 460 | 1634 | 647 | 775 | 405 | 405 | 154 | 368 | 762 | 888 | ||||||||
| | | | | | | | | | | | | | ||||||
Total Liabilities | 9449 | 13389 | 7439 | 10480 | 9125 | 9125 | 3127 | 4214 | 26827 | 33528 | |||||||||
| | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) |
| REGIONAL RURAL BANKS | (Amount in Rs. lakh) | |||||||||||||||||
As on 31st March | |||||||||||||||||||
Shri | Singhbhumi | Siwan | Solapur | South Malabar | |||||||||||||||
Items | Venkateshwara | Kshetriya | Kshetriya | Gramin Bank | Gramin Bank | ||||||||||||||
Gramin Bank | Gramin Bank | Gramin Bank | | | |||||||||||||||
1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | ||||||
| 331 | 332 | | 333 | 334 | | 335 | 336 | | 337 | 338 | | 339 | 340 | |||||
1. | Cash in hand | 120 | 82 | 43 | 86 | 79 | 79 | 73 | 120 | 480 | 1047 | ||||||||
(1.3) | (0.6) | (0.6) | (0.8) | (0.9) | (0.9) | (2.3) | (2.9) | (1.8) | (3.1) | ||||||||||
2. | Balances with RBI | 189 | 256 | 189 | 255 | 234 | 234 | 53 | 71 | 439 | 535 | ||||||||
(2.0) | (1.9) | (2.5) | (2.4) | (2.6) | (2.6) | (1.7) | (1.7) | (1.6) | (1.6) | ||||||||||
3. | Balances with banks in India | 2069 | 4301 | 2293 | 2960 | 4872 | 4872 | 678 | 964 | 3213 | 4434 | ||||||||
(21.9) | (32.1) | (30.8) | (28.2) | (53.4) | (53.4) | (21.7) | (22.9) | (12.0) | (13.2) | ||||||||||
4. | Money at call and short notice | - | - | - | - | - | - | - | - | - | - | ||||||||
- | - | - | - | - | - | - | - | - | - | ||||||||||
5. | Balances with banks outside India | - | - | - | - | - | - | - | - | - | - | ||||||||
6. | Investments | 185 | 210 | 1175 | 2245 | 610 | 610 | 25 | 75 | 3187 | 3873 | ||||||||
(2.0) | (1.6) | (15.8) | (21.4) | (6.7) | (6.7) | (0.8) | (1.8) | (11.9) | (11.6) | ||||||||||
6.A. | Investments in India | 185 | 210 | 1175 | 2245 | 610 | 610 | 25 | 75 | 3187 | 3873 | ||||||||
(i) | Government securities | - | - | 400 | - | 500 | 500 | - | - | 1527 | 1521 | ||||||||
(ii) | Other approved securities | 50 | 75 | 230 | 1225 | - | - | - | - | 1660 | 200 | ||||||||
(iii) | Shares | - | - | 259 | - | - | - | - | - | - | - | ||||||||
(iv) | Debentures and Bonds | 135 | 135 | 200 | 820 | 110 | 110 | 25 | 25 | - | 1482 | ||||||||
(v) | Subsidiaries and joint ventures | - | - | - | - | - | - | - | - | - | - | ||||||||
(vi) | Others | - | - | 86 | 200 | - | - | - | 50 | - | 669 | ||||||||
6.B. | Investments outside India | - | - | - | - | - | - | - | - | - | - | ||||||||
(i) | Government securities | - | - | - | - | - | - | - | - | - | - | ||||||||
(ii) | Subsidiaries and joint ventures | - | - | - | - | - | - | - | - | - | - | ||||||||
(iii) | Others | - | - | - | - | - | - | - | - | - | - | ||||||||
7. | Advances | 5185 | 6916 | 1925 | 2281 | 2394 | 2394 | 1575 | 2061 | 18998 | 22868 | ||||||||
(54.9) | (51.7) | (25.9) | (21.8) | (26.2) | (26.2) | (50.4) | (48.9) | (70.8) | (68.2) | ||||||||||
7.1. | Bills purchased and discounted | 51 | 18 | 4 | - | - | - | - | - | 15 | 68 | ||||||||
7.2. | Cash credits, overdrafts & loans | 3565 | 4681 | 1921 | 662 | 345 | 345 | 741 | 818 | 14351 | 18053 | ||||||||
7.3. | Term loans | 1570 | 2217 | - | 1620 | 2048 | 2048 | 834 | 1243 | 4631 | 4746 | ||||||||
8. | Fixed Assets | 20 | 24 | 12 | 12 | 12 | 12 | 16 | 20 | 77 | 76 | ||||||||
(0.2) | (0.2) | (0.2) | (0.1) | (0.1) | (0.1) | (0.5) | (0.5) | (0.3) | (0.2) | ||||||||||
8.1. | Premises | - | - | - | - | - | - | - | - | - | - | ||||||||
8.2. | Other Fixed assets | 20 | 24 | 12 | 12 | 12 | 12 | 16 | 20 | 77 | 76 | ||||||||
9. | Other Assets | 1679 | 1599 | 1801 | 2640 | 924 | 924 | 708 | 902 | 433 | 696 | ||||||||
(17.8) | (11.9) | (24.2) | (25.2) | (10.1) | (10.1) | (22.6) | (21.4) | (1.6) | (2.1) | ||||||||||
9.1. | Inter - office adjustments (net) | - | - | - | 124 | 19 | 19 | 59 | 22 | - | - | ||||||||
9.2. | Interest accrued | 89 | 146 | 138 | 287 | 576 | 576 | 7 | 6 | 206 | 155 | ||||||||
9.3. | Tax paid | - | - | 12 | 21 | - | - | - | - | - | - | ||||||||
9.4. | Stationery and Stamps | 8 | 7 | - | - | 5 | 5 | 3 | 5 | 34 | 41 | ||||||||
9.5. | Others | 1582 | 1446 | 1652 | 2208 | 324 | 324 | 639 | 869 | 192 | 499 | ||||||||
| | | | | | | | | | | | | | ||||||
Total Assets | 9449 | 13389 | 7439 | 10480 | 9125 | 9125 | 3127 | 4214 | 26827 | 33528 | |||||||||
| | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) |
Note | : | Figures in brackets indicate percent share in total. |
- | : | Nil or negligible. |
Source | : | Annual accounts of banks. |