REGIONAL RURAL BANKS

(Amount in Rs. lakh)

As on 31st March

Sharda

Shekhawati

Shivalik

Shivpuri Guna

Shri Sathavahana

Items

Gramin Bank

Gramin Bank

Kshetriya

Kshetriya

Gramin Bank

Gramin Bank

Gramin Bank

1996

1997

1996

1997

1996

1997

1996

1997

1996

1997

321

322

323

324

325

326

327

328

329

330

1.

Capital

100

100

1582

1582

75

100

75

100

96

96

(1.4)

(1.1)

(10.3)

(8.2)

(1.1)

(1.2)

(1.2)

(1.1)

(1.3)

(1.1)

2.

Reserves and Surplus

989

1035

-

-

24

84

-

-

144

144

(13.4)

(11.6)

(0.0)

(0.0)

(0.4)

(1.0)

-

-

(2.0)

(1.6)

2.1.

Statutory Reserves

989

-

-

-

24

84

-

-

-

-

2.2.

Capital Reserves

-

-

-

-

-

-

-

-

-

-

2.3.

Share Premium

-

-

-

-

-

-

-

-

144

144

2.4.

Revenue and other Reserves

-

1035

-

-

-

-

-

-

-

-

2.5.

Balance of Profit

-

-

-

-

-

-

-

-

-

-

3.

Deposits

5445

6914

11443

14010

5655

6860

5397

7455

4600

5897

(73.8)

(77.4)

(74.3)

(72.4)

(83.0)

(84.1)

(83.8)

(83.0)

(63.8)

(66.9)

3.1.

Demand Deposits

172

291

154

207

155

144

531

719

465

440

(i)

From Banks

-

-

10

78

-

-

-

-

-

-

(ii)

From Others

172

291

144

128

155

144

531

719

465

440

3.2.

Savings Deposits

1882

2280

3876

4052

2608

2843

1785

2477

1292

1584

3.3.

Term Deposits

3390

4344

7412

9752

2892

3873

3081

4259

2843

3873

(i)

From Banks

-

-

-

-

-

-

-

-

-

-

(ii)

From Others

3390

4344

7412

9752

2892

3873

3081

4259

2843

3873

3.A.

Deposits of branches in India

5445

6914

11443

14010

5655

6860

5397

7455

4600

5897

3.B.

Deposits of branches outside India

-

-

-

-

-

-

-

-

-

-

4.

Borrowings

270

297

1456

1852

700

739

325

460

1494

1623

(3.7)

(3.3)

(9.5)

(9.6)

(10.3)

(9.1)

(5.0)

(5.1)

(20.7)

(18.4)

4.1.

Borrowings in India

270

297

1456

1852

700

739

325

460

1494

1623

(i)

From Reserve Bank of India

-

-

-

-

-

-

-

-

-

-

(ii)

From other Banks

-

-

29

26

25

24

325

460

315

314

(iii)

From other Institutions and Agencies

270

297

1427

1826

675

715

-

-

1179

1309

4.2.

Borrowings outside India

-

-

-

-

-

-

-

-

-

-

5.

Other liabilities

577

583

915

1900

360

375

644

963

872

1050

(7.8)

(6.5)

(5.9)

(9.8)

(5.3)

(4.6)

(10.0)

(10.7)

(12.1)

(11.9)

5.1.

Bills Payable

32

42

47

38

33

3

-

-

-

-

5.2.

Inter-office Adjustments

-

-

60

33

23

20

-

-

107

-

5.3.

Interest Accrued

5

5

39

44

95

19

353

599

658

844

5.4.

Others (including provisions)

540

536

769

1786

209

333

290

363

107

206

Total Liabilities

7381

8929

15395

19344

6814

8157

6440

8978

7207

8810

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

REGIONAL RURAL BANKS

(Amount in Rs. lakh)

As on 31st March

Sharda

Shekhawati

Shivalik

Shivpuri Guna

Shri Sathavahana

Items

Gramin Bank

Gramin Bank

Kshetriya

Kshetriya

Gramin Bank

Gramin Bank

Gramin Bank

1996

1997

1996

1997

1996

1997

1996

1997

1996

1997

321

322

323

324

325

326

327

328

329

330

1

Cash in hand

82

118

262

377

33

67

81

108

109

229

(1.1)

(1.3)

(1.7)

(1.9)

(0.5)

(0.8)

(1.3)

(1.2)

(1.5)

(2.6)

2.

Balances with RBI

159

204

375

441

172

220

166

229

150

173

(2.2)

(2.3)

(2.4)

(2.3)

(2.5)

(2.7)

(2.6)

(2.6)

(2.1)

(2.0)

3.

Balances with banks in India

292

3885

3180

3366

2524

2718

180

333

2135

2931

(4.0)

(43.5)

(20.7)

(17.4)

(37.0)

(33.3)

(2.8)

(3.7)

(29.6)

(33.3)

4.

Money at call and short notice

3553

-

-

-

-

-

2163

3185

-

-

(48.1)

-

-

-

-

-

(33.6)

(35.5)

-

-

5.

Balances with banks outside India

-

-

-

-

-

-

-

-

-

-

6.

Investments

200

1350

2592

3802

1867

2822

211

501

225

474

(2.7)

(15.1)

(16.8)

(19.7)

(27.4)

(34.6)

(3.3)

(5.6)

(3.1)

(5.4)

6.A.

Investments in India

200

1350

2592

3802

1867

2822

211

501

225

474

(i)

Government securities

-

-

-

400

25

25

-

-

-

-

(ii)

Other approved securities

-

-

-

-

-

-

-

-

-

-

(iii)

Shares

-

-

-

-

-

-

-

-

-

-

(iv)

Debentures and Bonds

200

1350

2032

2842

1473

2293

211

501

225

474

(v)

Subsidiaries and joint ventures

-

-

-

-

-

-

-

-

-

-

(vi)

Others

-

-

560

560

370

504

-

-

-

-

6.B.

Investments outside India

-

-

-

-

-

-

-

-

-

-

(i)

Government securities

-

-

-

-

-

-

-

-

-

-

(ii)

Subsidiaries and joint ventures

-

-

-

-

-

-

-

-

-

-

(iii)

Others

-

-

-

-

-

-

-

-

-

-

7.

Advances

1837

1514

6461

7579

1933

1938

1466

1978

3962

3735

(24.9)

(17.0)

(42.0)

(39.2)

(28.4)

(23.8)

(22.8)

(22.0)

(55.0)

(42.4)

7.1.

Bills purchased and discounted

-

16

14

4

1

1466

-

-

-

7.2.

Cash credits, overdrafts & loans

66

58

825

1055

125

17

-

570

2035

2204

7.3.

Term loans

1771

1456

5620

6510

1804

1919

-

1408

1927

1532

8.

Fixed Assets

12

11

15

14

20

21

13

13

16

20

(0.2)

(0.1)

(0.1)

(0.1)

(0.3)

(0.3)

(0.2)

(0.1)

(0.2)

(0.2)

8.1.

Premises

-

-

-

-

-

-

-

-

-

-

8.2.

Other Fixed assets

12

11

15

14

20

21

13

13

16

20

9.

Other Assets

1246

1848

2510

3766

264

373

2161

2631

610

1248

(16.9)

(20.7)

(16.3)

(19.5)

(3.9)

(4.6)

(33.6)

(29.3)

(8.5)

(14.2)

9.1.

Inter - office adjustments (net)

10

7

-

-

-

-

90

78

-

138

9.2.

Interest accrued

77

136

290

519

133

212

14

158

160

194

9.3.

Tax paid

-

-

-

1

-

-

-

-

-

-

9.4.

Stationery and Stamps

1

2

2214

8

4

3

2

2

5

5

9.5.

Others

1158

1703

6

3237

128

157

2054

2393

444

910

Total Assets

7381

8929

15395

19344

6814

8157

6440

8978

7207

8810

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

Note

:

Figures in brackets indicate percent share in total.

-

:

Nil or negligible.

Source

:

Annual accounts of banks.

Table 48 : Liabilities and Assets of Scheduled Commercial Banks - 1996 - 97

REGIONAL RURAL BANKS

(Amount in Rs. lakh)

As on 31st March

Shri

Singhbhumi

Siwan

Solapur

South Malabar

Items

Venkateshwara

Kshetriya

Kshetriya

Gramin Bank

Gramin Bank

Gramin Bank

Gramin Bank

Gramin Bank

1996

1997

1996

1997

1996

1997

1996

1997

1996

1997

331

332

333

334

335

336

337

338

339

340

1.

Capital

75

100

63

79

544

544

75

100

100

535

(0.8)

(0.7)

(0.8)

(0.8)

(6.0)

(6.0)

(2.4)

(2.4)

(0.4)

(1.6)

2.

Reserves and Surplus

-

-

-

-

-

-

-

-

557

24

-

-

-

-

-

-

-

-

(2.1)

(0.1)

2.1.

Statutory Reserves

-

-

-

-

-

-

-

-

170

24

2.2.

Capital Reserves

-

-

-

-

-

-

-

-

-

-

2.3.

Share Premium

-

-

-

-

-

-

-

-

-

-

2.4.

Revenue and other Reserves

-

-

-

-

-

-

-

-

387

-

2.5.

Balance of Profit

-

-

-

-

-

-

-

-

-

-

3.

Deposits

6436

8466

6477

9030

7734

7734

2021

2717

14348

18627

(68.1)

(63.2)

(87.1)

(86.2)

(84.8)

(84.8)

(64.6)

(64.5)

(53.5)

(55.6)

3.1.

Demand Deposits

182

215

510

620

215

215

131

270

951

1336

(i)

From Banks

-

-

-

-

-

-

-

-

218

401

(ii)

From Others

182

215

510

620

215

215

131

270

733

935

3.2.

Savings Deposits

1672

2138

3075

3830

3405

3405

757

1010

5676

7647

3.3.

Term Deposits

4582

6112

2892

4580

4114

4114

1133

1437

7721

9643

(i)

From Banks

-

-

-

-