Table 48 : Liabilities and Assets of Scheduled Commercial Banks - 1996 - 97 (Part 29 of 30) - ਆਰਬੀਆਈ - Reserve Bank of India
Table 48 : Liabilities and Assets of Scheduled Commercial Banks - 1996 - 97 (Part 29 of 30)
| | | REGIONAL RURAL BANKS | | (Amount in Rs. lakh) | |||||||||||
As on 31st March | ||||||||||||||||
Surguja | Thane | Thar Anchalik | Tripura | Tulsi | ||||||||||||
Kshetriya Gramin Bank | Gramin Bank | Gramin Bank | Gramin Bank | Gramin Bank | ||||||||||||
Items | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | ||
| | | 361 | 362 | | 363 | 364 | | 365 | 366 | | 367 | 368 | | 369 | 370 |
1. | Capital | 75 | 100 | 245 | 245 | 75 | 88 | 75 | 100 | 59 | 100 | |||||
(1.0) | (1.0) | (7.6) | (6.8) | (1.7) | (1.4) | (0.5) | (0.6) | (0.7) | (0.8) | |||||||
2. | Reserves and Surplus | - | - | 11 | 92 | - | - | -6486 | -10416 | - | - | |||||
- | - | - | - | - | - | (-46.2) | (-59.1) | - | - | |||||||
2.1. | Statutory Reserves | - | - | - | - | - | - | - | - | - | - | |||||
2.2. | Capital Reserves | - | - | - | - | - | - | - | - | - | - | |||||
2.3. | Share Premium | - | - | - | - | - | - | - | - | - | - | |||||
2.4. | Revenue and other Reserves | - | - | - | 11 | - | - | - | - | - | - | |||||
2.5. | Balance of Profit | - | - | 11 | 81 | - | - | -6486 | -10416 | - | - | |||||
3. | Deposits | 6476 | 9200 | 2650 | 2844 | 3537 | 4558 | 12203 | 17212 | 7326 | 10112 | |||||
(87.7) | (89.0) | (82.7) | (79.6) | (79.3) | (74.9) | (86.9) | (97.6) | (83.1) | (79.6) | |||||||
3.1. | Demand Deposits | 495 | 686 | 136 | 144 | 148 | 215 | 2681 | 2165 | 4396 | 1278 | |||||
(i) From Banks | - | - | - | - | - | - | - | - | 645 | - | ||||||
(ii) From Others | 495 | 686 | 136 | 144 | 148 | 215 | 2681 | 2165 | 3751 | 1278 | ||||||
3.2. | Savings Deposits | 2989 | 4082 | 1765 | 1604 | 1446 | 1646 | 4213 | 7410 | 2930 | 4751 | |||||
3.3. | Term Deposits | 2992 | 4432 | 749 | 1096 | 1944 | 2697 | 5309 | 7637 | - | 4083 | |||||
(i) From Banks | - | - | - | - | - | - | - | - | - | - | ||||||
(ii) From Others | 2992 | 4432 | 749 | 1096 | 1944 | 2697 | 5309 | 7637 | - | 4083 | ||||||
3.A. | Deposits of branches in India | 6476 | 9200 | 2650 | 2844 | 3537 | 4558 | 12203 | 17212 | 7326 | 10112 | |||||
3.B. | Deposits of branches outside India | - | - | - | - | - | - | - | - | - | - | |||||
4. | Borrowings | 234 | 326 | 98 | 163 | 349 | 521 | 2758 | 2342 | 578 | 925 | |||||
(3.2) | (3.2) | (3.1) | (4.6) | (7.8) | (8.6) | (19.6) | (13.3) | (6.6) | (7.3) | |||||||
4.1. | Borrowings in India | 234 | 326 | 98 | 163 | 349 | 521 | 2758 | 2342 | 578 | 925 | |||||
(i) From Reserve Bank of India | - | - | - | - | - | - | - | - | - | - | ||||||
(ii) From other Banks | 3 | 4 | 2 | 2 | 349 | - | 645 | 186 | 8 | 5 | ||||||
(iii) From other Institutions and Agencies | 231 | 322 | 96 | 161 | - | 521 | 2114 | 2156 | 570 | 921 | ||||||
4.2. | Borrowings outside India | - | - | - | - | - | - | - | - | - | - | |||||
5. | Other liabilities | 597 | 706 | 201 | 232 | 500 | 920 | 5495 | 8391 | 858 | 1563 | |||||
(8.1) | (6.8) | (6.3) | (6.5) | (11.2) | (15.1) | (39.1) | (47.6) | (9.7) | (12.3) | |||||||
5.1. | Bills Payable | 53 | 62 | 62 | 78 | 24 | 51 | - | - | 27 | 30 | |||||
5.2. | Inter-office Adjustments | 49 | - | 9 | - | 46 | 66 | 141 | 12 | 91 | 41 | |||||
5.3. | Interest Accrued | 5 | 4 | 42 | 24 | 193 | 352 | 701 | 908 | 5 | 11 | |||||
5.4. | Others (including provisions) | 490 | 640 | | 88 | 129 | | 237 | 450 | | 4653 | 7471 | | 734 | 1482 | |
Total Liabilities | 7382 | 10331 | 3204 | 3575 | 4462 | 6087 | 14045 | 17629 | 8820 | 12700 | ||||||
| | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) |
| | | REGIONAL RURAL BANKS | | (Amount in Rs. lakh) | |||||||||||
As on 31st March | ||||||||||||||||
Surguja | Thane | Thar Anchalik | Tripura | Tulsi | ||||||||||||
Kshetriya Gramin Bank | Gramin Bank | Gramin Bank | Gramin Bank | Gramin Bank | ||||||||||||
Items | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | ||
| | | 361 | 362 | | 363 | 364 | | 365 | 366 | | 367 | 368 | | 369 | 370 |
1. | Cash in hand | 52 | 61 | 29 | 28 | 65 | 91 | 328 | 369 | 121 | 605 | |||||
(0.7) | (0.6) | (0.9) | (0.8) | (1.5) | (1.5) | (2.3) | (2.1) | (1.4) | (4.8) | |||||||
2. | Balances with RBI | 203 | 259 | 84 | 92 | 108 | 134 | 345 | 501 | 216 | 300 | |||||
(2.8) | (2.5) | (2.6) | (2.6) | (2.4) | (2.2) | (2.5) | (2.8) | (2.5) | (2.4) | |||||||
3. | Balances with banks in India | 1198 | 3124 | 1297 | 1215 | 1628 | 1877 | 3144 | 4720 | 3026 | 2942 | |||||
(16.2) | (30.2) | (40.5) | (34.0) | (36.5) | (30.8) | (22.4) | (26.8) | (34.3) | (23.2) | |||||||
4. | Money at call and short notice | 1964 | 2064 | - | - | - | - | - | - | - | - | |||||
(26.6) | (20.0) | - | - | - | - | - | - | - | - | |||||||
5. | Balances with banks outside India | - | - | - | - | - | - | - | - | - | - | |||||
6. | Investments | - | 50 | 1150 | 1410 | 20 | 570 | 1081 | 2413 | 651 | 1851 | |||||
- | (0.5) | (35.9) | (39.4) | (0.4) | (9.4) | (7.7) | (13.7) | (7.4) | (14.6) | |||||||
6.A. | Investments in India | - | 50 | 1150 | 1410 | 20 | 570 | 1081 | 2413 | 651 | 1851 | |||||
(i) Government securities | - | - | - | - | - | - | - | - | 500 | 500 | ||||||
(ii) Other approved securities | - | - | 850 | 300 | - | 70 | 480 | 930 | - | - | ||||||
(iii) Shares | - | - | - | - | - | - | - | - | - | - | ||||||
(iv) Debentures and Bonds | - | 50 | 300 | 1110 | - | 500 | 601 | 1483 | 151 | 1351 | ||||||
(v) Subsidiaries and joint ventures | - | - | - | - | - | - | - | - | - | - | ||||||
(vi) Others | - | - | - | - | 20 | - | - | - | - | - | ||||||
6.B. | Investments outside India | - | - | - | - | - | - | - | - | - | - | |||||
(i) Government securities | - | - | - | - | - | - | - | - | - | - | ||||||
(ii) Subsidiaries and joint ventures | - | - | - | - | - | - | - | - | - | - | ||||||
(iii) Others | - | - | - | - | - | - | - | - | - | - | ||||||
7. | Advances | 1398 | 1838 | 479 | 553 | 1204 | 1828 | 8792 | 9128 | 2877 | 3741 | |||||
(18.9) | (17.8) | (15.0) | (15.5) | (27.0) | (30.0) | (62.6) | (51.8) | (32.6) | (29.5) | |||||||
7.1. | Bills purchased and discounted | - | - | 2 | 2 | 9 | 9 | - | - | - | 218 | |||||
7.2. | Cash credits, overdrafts & loans | 114 | 183 | 12 | 10 | 134 | 224 | 231 | 255 | 33 | - | |||||
7.3. | Term loans | 1283 | 1655 | 465 | 541 | 1060 | 1595 | 8561 | 8874 | 2844 | 3523 | |||||
8. | Fixed Assets | 17 | 20 | 14 | 16 | 9 | 11 | 29 | 27 | 19 | 27 | |||||
(0.2) | (0.2) | (0.4) | (0.4) | (0.2) | (0.2) | (0.2) | (0.2) | (0.2) | (0.2) | |||||||
8.1. | Premises | - | - | - | - | 9 | - | - | - | - | - | |||||
8.2. | Other Fixed assets | 17 | 20 | 14 | 16 | - | 11 | 29 | 27 | 19 | 27 | |||||
9. | Other Assets | 2550 | 2916 | 151 | 261 | 1428 | 1577 | 326 | 470 | 1909 | 3234 | |||||
(34.5) | (28.2) | (4.7) | (7.3) | (32.0) | (25.9) | (2.3) | (2.7) | (21.6) | (25.5) | |||||||
9.1. | Inter - office adjustments (net) | - | 41 | - | 31 | - | - | - | - | - | - | |||||
9.2. | Interest accrued | 40 | 174 | 63 | 101 | 9 | 38 | 192 | 283 | 109 | 233 | |||||
9.3. | Tax paid | - | 3 | - | - | - | 1 | - | - | - | - | |||||
9.4. | Stationery and Stamps | 3 | 2 | 1 | 2 | 3 | 3 | 8 | 9 | 6 | 9 | |||||
9.5. | Others | 2507 | 2696 | 87 | 126 | 1416 | 1534 | 126 | 177 | 1794 | 2992 | |||||
| | | | | | | | | | | | | | |||
Total Assets | 7382 | 10331 | 3204 | 3575 | 4462 | 6087 | 14045 | 17629 | 8820 | 12700 | ||||||
| | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) |
Note | : | Figures in brackets indicate percent share in total. |
- | : | Nil or negligible. |
Source | : | Annual accounts of banks. |
Table 48 : Liabilities and Assets of Scheduled Commercial Banks - 1996 - 97 |
| | | REGIONAL RURAL BANKS | | (Amount in Rs. lakh) | |||||||||||
As on 31st March | ||||||||||||||||
Tungabhadra | Uttar Banga | Vaishali | Vallalar | Valsad-Dangs | ||||||||||||
Gramin Bank | Kshetriya Gramin Bank | Kshetriya Gramin Bank | Gramin Bank | Gramin Bank | ||||||||||||
Items | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | ||
| | | 371 | 372 | | 373 | 374 | | 375 | 376 | | 377 | 378 | | 379 | 380 |
1. | Capital | 320 | 320 | 75 | 100 | 71 | 84 | 283 | 283 | 357 | 377 | |||||
(1.0) | (0.9) | (0.5) | (0.6) | (0.3) | (0.3) | (8.8) | (6.8) | (7.4) | (6.3) | |||||||
2. | Reserves and Surplus | 535 | 1375 | - | - | - | - | 1 | 139 | -153 | - | |||||
(1.6) | (3.7) | - | - | - | - | - | (3.4) | (-3.2) | - | |||||||
2.1. | Statutory Reserves | 535 | 1375 | - | - | - | - | 1 | 28 | - | - | |||||
2.2. | Capital Reserves | - | - | - | - | - | - | - | - | - | - | |||||
2.3. | Share Premium | - | - | - | - | - | - | - | - | - | - | |||||
2.4. | Revenue and other Reserves | - | - | - | - | - | - | - | - | - | - | |||||
2.5. | Balance of Profit | - | - | - | - | - | - | - | 110 | -153 | - | |||||
3. | Deposits | 19249 | 22856 | 10954 | 13286 | 13907 | 18545 | 1582 | 2142 | 3411 | 4317 | |||||
(58.7) | (60.9) | (79.6) | (73.3) | (64.9) | (74.9) | (49.3) | (51.9) | (70.6) | (72.6) | |||||||
3.1. | Demand Deposits | 1327 | 1744 | 277 | 320 | 219 | 477 | 82 | 112 | 165 | 161 | |||||
(i) From Banks | - | - | - | - | - | - | - | - | - | - | ||||||
(ii) From Others | 1327 | 1744 | 277 | 320 | 219 | 477 | 82 | 112 | 165 | 161 | ||||||
3.2. | Savings Deposits | 6147 | 7374 | 5369 | 6022 | 6320 | 8142 | 605 | 811 | 1830 | 2194 | |||||
3.3. | Term Deposits | 11775 | 13738 | 5308 | 6944 | 7367 | 9926 | 895 | 1218 | 1415 | 1962 | |||||
(i) From Banks | - | - | - | - | - | - | - | - | - | - | ||||||
(ii) From Others | 11775 | 13738 | 5308 | 6944 | 7367 | 9926 | 895 | 1218 | 1415 | 1962 | ||||||
3.A. | Deposits of branches in India | 19249 | 22856 | 10954 | 13286 | 13907 | 18545 | 1582 | 2142 | 3411 | 4317 | |||||
3.B. | Deposits of branches outside India | - | - | - | - | - | - | - | - | - | - | |||||
4. | Borrowings | 9069 | 10650 | 938 | 1001 | 773 | 618 | 1187 | 1372 | 928 | 891 | |||||
(27.6) | (28.4) | (6.8) | (5.5) | (3.6) | (2.5) | (37.0) | (33.2) | (19.2) | (15.0) | |||||||
4.1. | Borrowings in India | 9069 | 10650 | 938 | 1001 | 773 | 618 | 1187 | 1372 | 928 | 891 | |||||
(i) From Reserve Bank of India | - | - | - | - | - | - | - | - | - | - | ||||||
(ii) From other Banks | 9069 | 10650 | 51 | 85 | 162 | 150 | 574 | 635 | 90 | 105 | ||||||
(iii) From other Institutions and Agencies | - | - | 887 | 917 | 611 | 468 | 613 | 737 | 838 | 786 | ||||||
4.2. | Borrowings outside India | - | - | - | - | - | - | - | - | - | - | |||||
5. | Other liabilities | 3629 | 2357 | 1798 | 3729 | 6666 | 5498 | 154 | 193 | 285 | 365 | |||||
(11.1) | (6.3) | (13.1) | (20.6) | (31.1) | (22.2) | (4.8) | (4.7) | (5.9) | (6.1) | |||||||
5.1. | Bills Payable | 967 | 530 | - | - | - | - | 2 | 5 | 11 | 11 | |||||
5.2. | Inter-office Adjustments | 543 | 141 | - | - | - | - | 9 | 13 | - | - | |||||
5.3. | Interest Accrued | 320 | 175 | 800 | 1091 | - | - | 17 | 17 | 15 | 185 | |||||
5.4. | Others (including provisions) | 1799 | 1511 | | 998 | 2639 | | 6666 | 5498 | | 127 | 158 | | 260 | 169 | |
Total Liabilities | 32801 | 37558 | 13765 | 18117 | 21418 | 24744 | 3207 | 4128 | 4828 | 5951 | ||||||
| | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) |
| | | REGIONAL RURAL BANKS | | (Amount in Rs. lakh) | |||||||||||
As on 31st March | ||||||||||||||||
Tungabhadra | Uttar Banga | Vaishali | Vallalar | Valsad-Dangs | ||||||||||||
Gramin Bank | Kshetriya Gramin Bank | Kshetriya Gramin Bank | Gramin Bank | Gramin Bank | ||||||||||||
Items | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | ||
| | | 371 | 372 | | 373 | 374 | | 375 | 376 | | 377 | 378 | | 379 | 380 |
1. | Cash in hand | 588 | 1157 | 64 | 97 | 204 | 250 | 33 | 38 | 33 | 28 | |||||
(1.8) | (3.1) | (0.5) | (0.5) | (1.0) | (1.0) | (1.0) | (0.9) | (0.7) | (0.5) | |||||||
2. | Balances with RBI | 606 | 728 | 340 | 420 | 411 | 542 | 41 | 61 | 109 | 145 | |||||
(1.8) | (1.9) | (2.5) | (2.3) | (1.9) | (2.2) | (1.3) | (1.5) | (2.3) | (2.4) | |||||||
3. | Balances with banks in India | 6506 | 6228 | 4125 | 4273 | 6730 | 9363 | 1165 | 1592 | 339 | 2470 | |||||
(19.8) | (16.6) | (30.0) | (23.6) | (31.4) | (37.8) | (36.3) | (38.5) | (7.0) | (41.5) | |||||||
4. | Money at call and short notice | - | - | - | - | - | - | - | - | 1449 | - | |||||
- | - | - | - | - | - | - | - | (30.0) | - | |||||||
5. | Balances with banks outside India | - | - | - | - | - | - | - | - | - | - | |||||
6. | Investments | 7351 | 8170 | 700 | 1600 | - | - | 60 | 85 | 638 | 795 | |||||
(22.4) | (21.8) | (5.1) | (8.8) | (0.0) | (0.0) | (1.9) | (2.1) | (13.2) | (13.4) | |||||||
6.A. | Investments in India | 7351 | 8170 | 700 | 1600 | - | - | 60 | 85 | 638 | 795 | |||||
(i) Government securities | 2584 | 2573 | 600 | 600 | - | - | - | - | 114 | - | ||||||
(ii) Other approved securities | - | - | - | - | - | - | - | - | 524 | - | ||||||
(iii) Shares | - | - | - | - | - | - | - | - | - | - | ||||||
(iv) Debentures and Bonds | 1161 | 1175 | 100 | - | - | - | 60 | 85 | - | 695 | ||||||
(v) Subsidiaries and joint ventures | - | - | - | - | - | - | - | - | - | - | ||||||
(vi) Others | 3606 | 4422 | - | 1000 | - | - | - | - | - | 100 | ||||||
6.B. | Investments outside India | - | - | - | - | - | - | - | - | - | - | |||||
(i) Government securities | - | - | - | - | - | - | - | - | - | - | ||||||
(ii) Subsidiaries and joint ventures | - | - | - | - | - | - | - | - | - | - | ||||||
(iii) Others | - | - | - | - | - | - | - | - | - | - | ||||||
7. | Advances | 17218 | 20726 | 6287 | 7190 | 7049 | 5743 | 1860 | 2295 | 2054 | 1988 | |||||
(52.5) | (55.2) | (45.7) | (39.7) | (32.9) | (23.2) | (58.0) | (55.6) | (42.5) | (33.4) | |||||||
7.1. | Bills purchased and discounted | 126 | 298 | - | - | - | - | 12 | 22 | 1 | 12 | |||||
7.2. | Cash credits, overdrafts & loans | 11273 | 12790 | 802 | 1076 | 486 | 614 | 1281 | 1488 | 234 | 43 | |||||
7.3. | Term loans | 5819 | 7637 | 5485 | 6114 | 6562 | 5129 | 566 | 785 | 1820 | 1933 | |||||
8. | Fixed Assets | 77 | 90 | 32 | 33 | 17 | 25 | 10 | 11 | 15 | 18 | |||||
(0.2) | (0.2) | (0.2) | (0.2) | (0.1) | (0.1) | (0.3) | (0.3) | (0.3) | (0.3) | |||||||
8.1. | Premises | 27 | 26 | - | - | - | - | - | - | - | - | |||||
8.2. | Other Fixed assets | 50 | 64 | 32 | 33 | 17 | 25 | 10 | 11 | 15 | 18 | |||||
9. | Other Assets | 455 | 460 | 2217 | 4502 | 7007 | 8821 | 38 | 47 | 191 | 507 | |||||
(1.4) | (1.2) | (16.1) | (24.9) | (32.7) | (35.6) | (1.2) | (1.1) | (4.0) | (8.5) | |||||||
9.1. | Inter - office adjustments (net) | - | - | 46 | 43 | 16 | 33 | - | - | 4 | 6 | |||||
9.2. | Interest accrued | 260 | 275 | 276 | 359 | - | - | 14 | 19 | 35 | 74 | |||||
9.3. | Tax paid | - | 16 | - | - | 8 | 8 | - | - | - | - | |||||
9.4. | Stationery and Stamps | 20 | 23 | 10 | 10 | 8 | 9 | 2 | 2 | 6 | 6 | |||||
9.5. | Others | 175 | 146 | | 1886 | 4091 | | 6975 | 8772 | | 22 | 25 | | 145 | 422 | |
Total Assets | 32801 | 37558 | 13765 | 18117 | 21418 | 24744 | 3207 | 4128 | 4828 | 5951 | ||||||
| | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) |
Note | : | Figures in brackets indicate percent share in total. |
- | : | Nil or negligible. |
Source | : | Annual accounts of banks. |