REGIONAL RURAL BANKS

(Amount in Rs. lakh)

As on 31^st March

Surguja

Thane

Thar Anchalik

Tripura

Tulsi

Kshetriya Gramin Bank

Gramin Bank

Gramin Bank

Gramin Bank

Gramin Bank

Items

1996

1997

1996

1997

1996

1997

1996

1997

1996

1997

361

362

363

364

365

366

367

368

369

370

1.

Capital

75

100

245

245

75

88

75

100

59

100

(1.0)

(1.0)

(7.6)

(6.8)

(1.7)

(1.4)

(0.5)

(0.6)

(0.7)

(0.8)

2.

Reserves and Surplus

-

-

11

92

-

-

-6486

-10416

-

-

-

-

-

-

-

-

(-46.2)

(-59.1)

-

-

2.1.

Statutory Reserves

-

-

-

-

-

-

-

-

-

-

2.2.

Capital Reserves

-

-

-

-

-

-

-

-

-

-

2.3.

Share Premium

-

-

-

-

-

-

-

-

-

-

2.4.

Revenue and other Reserves

-

-

-

11

-

-

-

-

-

-

2.5.

Balance of Profit

-

-

11

81

-

-

-6486

-10416

-

-

3.

Deposits

6476

9200

2650

2844

3537

4558

12203

17212

7326

10112

(87.7)

(89.0)

(82.7)

(79.6)

(79.3)

(74.9)

(86.9)

(97.6)

(83.1)

(79.6)

3.1.

Demand Deposits

495

686

136

144

148

215

2681

2165

4396

1278

(i) From Banks

-

-

-

-

-

-

-

-

645

-

(ii) From Others

495

686

136

144

148

215

2681

2165

3751

1278

3.2.

Savings Deposits

2989

4082

1765

1604

1446

1646

4213

7410

2930

4751

3.3.

Term Deposits

2992

4432

749

1096

1944

2697

5309

7637

-

4083

(i) From Banks

-

-

-

-

-

-

-

-

-

-

(ii) From Others

2992

4432

749

1096

1944

2697

5309

7637

-

4083

3.A.

Deposits of branches in India

6476

9200

2650

2844

3537

4558

12203

17212

7326

10112

3.B.

Deposits of branches outside India

-

-

-

-

-

-

-

-

-

-

4.

Borrowings

234

326

98

163

349

521

2758

2342

578

925

(3.2)

(3.2)

(3.1)

(4.6)

(7.8)

(8.6)

(19.6)

(13.3)

(6.6)

(7.3)

4.1.

Borrowings in India

234

326

98

163

349

521

2758

2342

578

925

(i) From Reserve Bank of India

-

-

-

-

-

-

-

-

-

-

(ii) From other Banks

3

4

2

2

349

-

645

186

8

5

(iii) From other Institutions and Agencies

231

322

96

161

-

521

2114

2156

570

921

4.2.

Borrowings outside India

-

-

-

-

-

-

-

-

-

-

5.

Other liabilities

597

706

201

232

500

920

5495

8391

858

1563

(8.1)

(6.8)

(6.3)

(6.5)

(11.2)

(15.1)

(39.1)

(47.6)

(9.7)

(12.3)

5.1.

Bills Payable

53

62

62

78

24

51

-

-

27

30

5.2.

Inter-office Adjustments

49

-

9

-

46

66

141

12

91

41

5.3.

Interest Accrued

5

4

42

24

193

352

701

908

5

11

5.4.

Others (including provisions)

490

640

88

129

237

450

4653

7471

734

1482

Total Liabilities

7382

10331

3204

3575

4462

6087

14045

17629

8820

12700

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

REGIONAL RURAL BANKS

(Amount in Rs. lakh)

As on 31st March

Surguja

Thane

Thar Anchalik

Tripura

Tulsi

Kshetriya Gramin Bank

Gramin Bank

Gramin Bank

Gramin Bank

Gramin Bank

Items

1996

1997

1996

1997

1996

1997

1996

1997

1996

1997

361

362

363

364

365

366

367

368

369

370

1.

Cash in hand

52

61

29

28

65

91

328

369

121

605

(0.7)

(0.6)

(0.9)

(0.8)

(1.5)

(1.5)

(2.3)

(2.1)

(1.4)

(4.8)

2.

Balances with RBI

203

259

84

92

108

134

345

501

216

300

(2.8)

(2.5)

(2.6)

(2.6)

(2.4)

(2.2)

(2.5)

(2.8)

(2.5)

(2.4)

3.

Balances with banks in India

1198

3124

1297

1215

1628

1877

3144

4720

3026

2942

(16.2)

(30.2)

(40.5)

(34.0)

(36.5)

(30.8)

(22.4)

(26.8)

(34.3)

(23.2)

4.

Money at call and short notice

1964

2064

-

-

-

-

-

-

-

-

(26.6)

(20.0)

-

-

-

-

-

-

-

-

5.

Balances with banks outside India

-

-

-

-

-

-

-

-

-

-

6.

Investments

-

50

1150

1410

20

570

1081

2413

651

1851

-

(0.5)

(35.9)

(39.4)

(0.4)

(9.4)

(7.7)

(13.7)

(7.4)

(14.6)

6.A.

Investments in India

-

50

1150

1410

20

570

1081

2413

651

1851

(i) Government securities

-

-

-

-

-

-

-

-

500

500

(ii) Other approved securities

-

-

850

300

-

70

480

930

-

-

(iii) Shares

-

-

-

-

-

-

-

-

-

-

(iv) Debentures and Bonds

-

50

300

1110

-

500

601

1483

151

1351

(v) Subsidiaries and joint ventures

-

-

-

-

-

-

-

-

-

-

(vi) Others

-

-

-

-

20

-

-

-

-

-

6.B.

Investments outside India

-

-

-

-

-

-

-

-

-

-

(i) Government securities

-

-

-

-

-

-

-

-

-

-

(ii) Subsidiaries and joint ventures

-

-

-

-

-

-

-

-

-

-

(iii) Others

-

-

-

-

-

-

-

-

-

-

7.

Advances

1398

1838

479

553

1204

1828

8792

9128

2877

3741

(18.9)

(17.8)

(15.0)

(15.5)

(27.0)

(30.0)

(62.6)

(51.8)

(32.6)

(29.5)

7.1.

Bills purchased and discounted

-

-

2

2

9

9

-

-

-

218

7.2.

Cash credits, overdrafts & loans

114

183

12

10

134

224

231

255

33

-

7.3.

Term loans

1283

1655

465

541

1060

1595

8561

8874

2844

3523

8.

Fixed Assets

17

20

14

16

9

11

29

27

19

27

(0.2)

(0.2)

(0.4)

(0.4)

(0.2)

(0.2)

(0.2)

(0.2)

(0.2)

(0.2)

8.1.

Premises

-

-

-

-

9

-

-

-

-

-

8.2.

Other Fixed assets

17

20

14

16

-

11

29

27

19

27

9.

Other Assets

2550

2916

151

261

1428

1577

326

470

1909

3234

(34.5)

(28.2)

(4.7)

(7.3)

(32.0)

(25.9)

(2.3)

(2.7)

(21.6)

(25.5)

9.1.

Inter - office adjustments (net)

-

41

-

31

-

-

-

-

-

-

9.2.

Interest accrued

40

174

63

101

9

38

192

283

109

233

9.3.

Tax paid

-

3

-

-

-

1

-

-

-

-

9.4.

Stationery and Stamps

3

2

1

2

3

3

8

9

6

9

9.5.

Others

2507

2696

87

126

1416

1534

126

177

1794

2992

Total Assets

7382

10331

3204

3575

4462

6087

14045

17629

8820

12700

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

Note

:

Figures in brackets indicate percent share in total.

-

:

Nil or negligible.

Source

:

Annual accounts of banks.

Table 48 : Liabilities and Assets of Scheduled Commercial Banks - 1996 - 97

REGIONAL RURAL BANKS

(Amount in Rs. lakh)

As on 31st March

Tungabhadra

Uttar Banga

Vaishali

Vallalar

Valsad-Dangs

Gramin Bank

Kshetriya Gramin Bank

Kshetriya Gramin Bank

Gramin Bank

Gramin Bank

Items

1996

1997

1996

1997

1996

1997

1996

1997

1996

1997

371

372

373

374

375

376

377

378

379

380

1.

Capital

320

320

75

100

71

84

283

283

357

377

(1.0)

(0.9)

(0.5)

(0.6)

(0.3)

(0.3)

(8.8)

(6.8)

(7.4)

(6.3)

2.

Reserves and Surplus

535

1375

-

-

-

-

1

139

-153

-

(1.6)

(3.7)

-

-

-

-

-

(3.4)

(-3.2)

-

2.1.

Statutory Reserves

535

1375

-

-

-

-

1

28

-

-

2.2.

Capital Reserves

-

-

-

-

-

-

-

-

-

-

2.3.

Share Premium

-

-

-

-

-

-

-

-

-

-

2.4.

Revenue and other Reserves

-

-

-

-

-

-

-

-

-

-

2.5.

Balance of Profit

-

-

-

-

-

-

-

110

-153

-

3.

Deposits

19249

22856

10954

13286

13907

18545

1582

2142

3411

4317

(58.7)

(60.9)

(79.6)

(73.3)

(64.9)

(74.9)

(49.3)

(51.9)

(70.6)

(72.6)

3.1.

Demand Deposits

1327

1744

277

320

219

477

82

112

165

161

(i) From Banks

-

-

-

-

-

-

-

-

-

-

(ii) From Others

1327

1744

277

320

219

477

82

112

165

161

3.2.

Savings Deposits

6147

7374

5369

6022

6320

8142

605

811

1830

2194

3.3.

Term Deposits

11775

13738

5308

6944

7367

9926

895

1218

1415

1962

(i) From Banks

-

-

-

-

-

-

-

-

-

-

(ii) From Others