Table 48 : Liabilities and Assets of Scheduled Commercial Banks -1996 -97 (Part 9 of 30) - ਆਰਬੀਆਈ - Reserve Bank of India
Table 48 : Liabilities and Assets of Scheduled Commercial
Banks -1996 -97 (Part 9 of 30)
FOREIGN BANKS |
| | | | | | | | | | | | | | (Amount in Rs. lakh) | |||
As on 31st March | |||||||||||||||||
Commerz Bank | Credit Lyonnais | Deutsche Bank (Asia) | Development Bank of | Dresdner Bank | |||||||||||||
| | | Singapore | | |||||||||||||
Items | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | |||
| | | | (29) | (30) | | (31) | (32) | | (33) | (34) | | (35) | (36) | | (37) | (38) |
1. | Capital | 6972 | 7435 | 1565 | 3765 | 20 | - | 3134 | 3134 | 3193 | 3193 | ||||||
(71.0) | (27.7) | (1.9) | (4.4) | - | - | (24.8) | (31.5) | (15.5) | (12.1) | ||||||||
2. | Reserves and Surplus | - | 49 | 3327 | 2620 | 25234 | 43393 | 88 | 323 | - | - | ||||||
- | (0.2) | (4.0) | (3.1) | (13.2) | (14.8) | (0.7) | (3.2) | - | - | ||||||||
2.1. | Statutory Reserves | - | 10 | 1129 | 1427 | 1655 | 2880 | 19 | 66 | - | - | ||||||
2.2. | Capital Reserves | - | - | - | 23 | 25 | 29258 | 7 | 7 | - | - | ||||||
2.3. | Share Premium | - | - | - | - | - | - | - | - | - | - | ||||||
2.4. | Revenue and other Reserves | - | - | - | - | 22637 | 2850 | - | - | - | - | ||||||
2.5. | Balance of Profit | - | 39 | 2198 | 1169 | 918 | 8405 | 61 | 249 | - | - | ||||||
3. | Deposits | 210 | 10262 | 61277 | 59513 | 134282 | 175667 | 1212 | 4077 | 6008 | 16809 | ||||||
(2.1) | (38.2) | (73.0) | (70.1) | (70.2) | (59.8) | (9.6) | (41.0) | (29.1) | (63.8) | ||||||||
3.1. | Demand Deposits | 12 | 1165 | 5713 | 7841 | 32544 | 57609 | 342 | 383 | 866 | 3373 | ||||||
(i) | From Banks | - | 70 | 17 | 16 | 777 | 628 | 219 | - | - | - | ||||||
(ii) | From Others | 12 | 1095 | 5696 | 7825 | 31767 | 56981 | 123 | 383 | 866 | 3373 | ||||||
3.2. | Savings Deposits | 17 | 62 | 244 | 194 | 5094 | 6386 | 1 | 23 | - | 10 | ||||||
3.3. | Term Deposits | 181 | 9036 | 55320 | 51478 | 96644 | 111672 | 869 | 3671 | 5141 | 13426 | ||||||
(i) | From Banks | - | - | - | - | 24838 | 2500 | - | 800 | 2061 | 26 | ||||||
(ii) | From Others | 181 | 9036 | 55320 | 51478 | 71806 | 109172 | 869 | 2871 | 3080 | 13400 | ||||||
3.A. | Deposits of branches in India | 210 | 10262 | 61277 | 59513 | 134282 | 175667 | 1212 | 4077 | 6008 | 16809 | ||||||
3.B. | Deposits of branches outside India | - | - | - | - | - | - | - | - | - | - | ||||||
4. | Borrowings | 2389 | 8210 | 11159 | 13548 | 1084 | 48445 | 7812 | 2200 | 8790 | 5000 | ||||||
(24.3) | (30.6) | (13.3) | (16.0) | (0.6) | (16.5) | (61.8) | (22.1) | (42.7) | (19.0) | ||||||||
4.1. | Borrowings in India | 2389 | 8210 | 11138 | 13474 | 886 | 47961 | 7812 | 2200 | 8790 | 5000 | ||||||
(i) | From Reserve Bank of India | 2389 | 2410 | 5294 | - | 85 | - | 1712 | - | 175 | - | ||||||
(ii) | From other Banks | - | 4300 | 5844 | 9882 | 34 | 46586 | 5100 | 1000 | 2000 | 5000 | ||||||
(iii) | From other Institutions and Agencies | - | 1500 | - | 3592 | 767 | 1375 | 1000 | 1200 | 6615 | - | ||||||
4.2. | Borrowings outside India | - | - | 22 | 75 | 199 | 484 | - | - | - | - | ||||||
5. | Other liabilities | 253 | 875 | 6594 | 5493 | 30663 | 26201 | 405 | 220 | 2619 | 1357 | ||||||
(2.6) | (3.3) | (7.9) | (6.5) | (16.0) | (8.9) | (3.2) | (2.2) | (12.7) | (5.1) | ||||||||
5.1. | Bills Payable | - | - | 2590 | 922 | 13183 | 4364 | 34 | 52 | 1964 | 96 | ||||||
5.2. | Inter-office Adjustments | - | - | 1 | 5 | 11644 | 10212 | 26 | 1 | - | 646 | ||||||
5.3. | Interest Accrued | 1 | 75 | 851 | 1097 | 1922 | 3691 | 83 | 34 | 101 | 167 | ||||||
5.4. | Others (including provisions) | 252 | 800 | | 3152 | 3469 | | 3914 | 7934 | | 261 | 132 | | 554 | 448 | ||
Total Liabilities | 9825 | 26831 | 83923 | 84939 | 191284 | 293706 | 12650 | 9954 | 20609 | 26359 | |||||||
| | | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) |
| | | | | | | | | | | | | | (Amount in Rs. lakh) | |||
As on 31st March | |||||||||||||||||
Commerz Bank | Credit Lyonnais | Deutsche Bank (Asia) | Development Bank of | Dresdner Bank | |||||||||||||
| | | Singapore | | |||||||||||||
Items | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | |||
| | | | (29) | (30) | | (31) | (32) | | (33) | (34) | | (35) | (36) | | (37) | (38) |
1. | Cash in hand | - | 2 | 33 | 32 | 120 | 231 | 3 | 7 | 4 | 8 | ||||||
- | - | - | - | (0.1) | (0.1) | - | (0.1) | - | - | ||||||||
2. | Balances with RBI | 85 | 1336 | 3519 | 6043 | 14441 | 16234 | 760 | 415 | 1286 | 1199 | ||||||
(0.9) | (5.0) | (4.2) | (7.1) | (7.5) | (5.5) | (6.0) | (4.2) | (6.2) | (4.5) | ||||||||
3. | Balances with banks in India | 12 | 174 | 2809 | 2061 | 9285 | 783 | 121 | 470 | 250 | 243 | ||||||
(0.1) | (0.6) | (3.3) | (2.4) | (4.9) | (0.3) | (1.0) | (4.7) | (1.2) | (0.9) | ||||||||
4. | Money at call and short notice | 2225 | - | - | - | - | 467 | - | - | 3736 | - | ||||||
(22.6) | - | - | - | - | (0.2) | - | - | (18.1) | - | ||||||||
5. | Balances with banks outside India | - | 2 | 6066 | - | 114 | 16577 | 1237 | 1256 | 2 | 1493 | ||||||
6. | Investments | 130 | 3819 | 16865 | 19816 | 35058 | 62997 | 821 | 1057 | 2896 | 6510 | ||||||
(1.3) | (14.2) | (20.1) | (23.3) | (18.3) | (21.4) | (6.5) | (10.6) | (14.1) | (24.7) | ||||||||
6.A. | Investments in India | 130 | 3819 | 16865 | 19816 | 35058 | 62997 | 821 | 1057 | 2896 | 6510 | ||||||
(i) | Government securities | 130 | 3819 | 15203 | 18987 | 32047 | 52616 | 225 | 1057 | 2896 | 4828 | ||||||
(ii) | Other approved securities | - | - | 38 | 39 | 3 | 101 | - | - | - | - | ||||||
(iii) | Shares | - | - | 647 | 596 | 129 | 416 | - | - | - | - | ||||||
(iv) | Debentures and Bonds | - | - | - | - | 2849 | 9834 | - | - | - | 800 | ||||||
(v) | Subsidiaries and joint ventures | - | - | - | - | - | - | - | - | - | - | ||||||
(vi) | Others | - | - | 977 | 195 | 30 | 30 | 596 | - | - | 882 | ||||||
6.B. | Investments outside India | - | - | - | - | - | - | - | - | - | - | ||||||
(i) | Government securities | - | - | - | - | - | - | - | - | - | - | ||||||
(ii) | Subsidiaries and joint ventures | - | - | - | - | - | - | - | - | - | - | ||||||
(iii) | Others | - | - | - | - | - | - | - | - | - | - | ||||||
7. | Advances | 2826 | 16379 | 49127 | 51492 | 114122 | 169349 | 7733 | 4975 | 8687 | 14578 | ||||||
(28.8) | (61.0) | (58.5) | (60.6) | (59.7) | (57.7) | (61.1) | (50.0) | (42.1) | (55.3) | ||||||||
7.1. | Bills purchased and discounted | 826 | 4032 | 2254 | 3841 | 20358 | 20311 | 3815 | 2463 | 573 | 2341 | ||||||
7.2. | Cash credits, overdrafts & loans | 2000 | 2684 | 18875 | 18670 | 70983 | 61401 | 646 | 890 | 3406 | 5232 | ||||||
7.3. | Term loans | - | 9662 | 27998 | 28981 | 22781 | 87638 | 3273 | 1622 | 4709 | 7005 | ||||||
8. | Fixed Assets | 753 | 675 | 230 | 293 | 9629 | 13177 | 170 | 157 | 678 | 517 | ||||||
(7.7) | (2.5) | (0.3) | (0.3) | (5.0) | (4.5) | (1.3) | (1.6) | (3.3) | (2.0) | ||||||||
8.1. | Premises | - | - | - | - | 8134 | 10542 | 170 | - | - | - | ||||||
8.2. | Other Fixed assets | 753 | 675 | 230 | 293 | 1495 | 2635 | - | 157 | 678 | 517 | ||||||
9. | Other Assets | 3795 | 4444 | 5274 | 5202 | 8514 | 13890 | 1804 | 1617 | 3072 | 1811 | ||||||
(38.6) | (16.6) | (6.3) | (6.1) | (4.5) | (4.7) | (14.3) | (16.2) | (14.9) | (6.9) | ||||||||
9.1. | Inter - office adjustments (net) | 344 | 755 | - | - | 175 | 51 | - | - | 196 | - | ||||||
9.2. | Interest accrued | 31 | 426 | 1060 | 837 | 1585 | 2251 | 188 | 58 | 120 | 143 | ||||||
9.3. | Tax paid | - | 9 | 233 | 640 | 2335 | 4598 | 9 | 16 | - | 85 | ||||||
9.4. | Stationery and Stamps | - | - | - | - | 38 | 117 | - | - | - | - | ||||||
9.5. | Others | 3419 | 3254 | | 3981 | 3725 | | 4380 | 6872 | | 1607 | 1543 | | 2756 | 1584 | ||
Total Assets | 9825 | 26831 | 83923 | 84939 | 191284 | 293706 | 12650 | 9954 | 20609 | 26359 | |||||||
| | | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) |
Note | : | Figures in brackets indicate percent share in total. |
- | : | Nil or negligible. |
Source | : | Annual accounts of banks. |
Table 48 : Liabilities and Assets of Scheduled Commercial |
FOREIGN BANKS |
| | | | | | | | | | | | | | (Amount in Rs. lakh) | |||
As on 31st March | |||||||||||||||||
Grindlays Bank | Hongkong & | International | Mashreq | Oman International | |||||||||||||
| | Shanghai Bank | Netherlanden Bank | Bank | Bank | ||||||||||||
Items | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | |||
| | | | (39) | (40) | | (41) | (42) | | (43) | (44) | | (45) | (46) | | (47) | (48) |
1. | Capital | 8516 | 8516 | - | - | 3133 | 4873 | 863 | 1220 | 1261 | 2642 | ||||||
(1.1) | (0.9) | - | - | (7.3) | (9.6) | (1.5) | (3.1) | (4.1) | (6.6) | ||||||||
2. | Reserves and Surplus | 66160 | 79348 | 67346 | 77083 | 1718 | 582 | 2671 | 2873 | 1203 | 2009 | ||||||
(8.7) | (8.7) | (12.9) | (13.3) | (4.0) | (1.2) | (4.5) | (7.3) | (4.0) | (5.0) | ||||||||
2.1. | Statutory Reserves | 7502 | 9389 | 6719 | 8489 | - | 286 | 672 | 713 | 408 | 569 | ||||||
2.2. | Capital Reserves | 28701 | 32930 | 53349 | 55000 | 1718 | - | - | - | - | - | ||||||
2.3. | Share Premium | - | - | - | - | - | - | - | - | - | - | ||||||
2.4. | Revenue and other Reserves | 17756 | 20033 | 26 | 26 | - | 297 | - | - | 364 | 833 | ||||||
2.5. | Balance of Profit | 12200 | 16995 | 7252 | 13568 | - | - | 1999 | 2161 | 431 | 607 | ||||||
3. | Deposits | 524970 | 621114 | 384438 | 452725 | 1965 | 4622 | 36275 | 27253 | 19513 | 27165 | ||||||
(68.7) | (67.7) | (73.7) | (78.2) | (4.6) | (9.1) | (61.8) | (69.6) | (64.2) | (67.6) | ||||||||
3.1. | Demand Deposits | 108751 | 142167 | 79370 | 114299 | 887 | 285 | 4808 | 5350 | 2680 | 2779 | ||||||
(i) | From Banks | 5392 | 5622 | 603 | 1261 | 79 | 19 | 44 | 329 | - | 47 | ||||||
(ii) | From Others | 103359 | 136545 | 78767 | 113037 | 808 | 1870 | 4764 | 5021 | 2680 | 2732 | ||||||
3.2. | Savings Deposits | 89016 | 103125 | 50918 | 59244 | 177 | 540 | 411 | 644 | 1832 | 1665 | ||||||
3.3. | Term Deposits | 327202 | 375822 | 254150 | 279183 | 902 | 2193 | 31056 | 21259 | 15000 | 22721 | ||||||
(i) | From Banks | 47609 | 20 | - | - | - | - | 519 | 326 | 1970 | 94 | ||||||
(ii) | From Others | 279593 | 375802 | 254150 | 279183 | 902 | 2193 | 30537 | 20933 | 13030 | 22628 | ||||||
3.A. | Deposits of branches in India | 524970 | 621114 | 384438 | 452725 | 1965 | 4622 | 36275 | 27253 | 19513 | 27165 | ||||||
3.B. | Deposits of branches outside India | - | - | - | - | - | - | - | - | - | - | ||||||
4. | Borrowings | 113814 | 150453 | 28328 | 1580 | 35309 | 39018 | 15053 | 6500 | 6078 | 5970 | ||||||
(14.9) | (16.4) | (5.4) | (0.3) | (82.5) | (77.1) | (25.6) | (16.6) | (20.0) | (14.9) | ||||||||
4.1. | Borrowings in India | 55500 | 85511 | 28314 | 1255 | 29455 | 33771 | 15053 | 6500 | 5799 | 5946 | ||||||
(i) | From Reserve Bank of India | 42408 | 15000 | 20158 | - | 2813 | - | 4153 | - | 679 | - | ||||||
(ii) | From other Banks | 3305 | 39205 | 7816 | 1000 | 20350 | 28000 | 5500 | 3500 | 4950 | 5515 | ||||||
(iii) | From other Institutions and Agencies | 9787 | 31306 | 340 | 255 | 6292 | 5771 | 5400 | 3000 | 170 | 430 | ||||||
4.2. | Borrowings outside India | 58314 | 64941 | 14 | 325 | 5854 | 5247 | - | - | 279 | 24 | ||||||
5. | Other liabilities | 51038 | 57746 | 41513 | 47855 | 663 | 1500 | 3857 | 1335 | 2342 | 2381 | ||||||
(6.7) | (6.3) | (8.0) | (8.3) | (1.5) | (3.0) | (6.6) | (3.4) | (7.7) | (5.9) | ||||||||
5.1. | Bills Payable | 14847 | 23122 | 11526 | 14578 | 68 | 367 | 1391 | 269 | 460 | 384 | ||||||
5.2. | Inter-office Adjustments | - | - | - | - | - | - | 223 | - | - | - | ||||||
5.3. | Interest Accrued | 20240 | 15301 | 18445 | 20907 | 50 | 59 | 230 | 420 | 763 | 1535 | ||||||
5.4. | Others (including provisions) | 15951 | 19323 | | 11543 | 12370 | | 544 | 1075 | | 2013 | 646 | | 1120 | 461 | ||
Total Liabilities | 764497 | 917177 | 521625 | 579244 | 42788 | 50596 | 58719 | 39181 | 30397 | 40168 | |||||||
| | | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) |
| | | | | | | | | | | | | | (Amount in Rs. lakh) | |||
As on 31st March | |||||||||||||||||
Grindlays Bank | Hongkong & | International | Mashreq | Oman International | |||||||||||||
| | Shanghai Bank | Netherlanden Bank | Bank | Bank | ||||||||||||
Items | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | |||
| | | | (39) | (40) | | (41) | (42) | | (43) | (44) | | (45) | (46) | | (47) | (48) |
1. | Cash in hand | 2147 | 2053 | 867 | 1391 | 2 | 4 | 30 | 37 | 26 | 29 | ||||||
(0.3) | (0.2) | (0.2) | (0.2) | - | - | (0.1) | (0.1) | (0.1) | (0.1) | ||||||||
2. | Balances with RBI | 68227 | 72354 | 47644 | 34744 | 3570 | 3364 | 4809 | 2753 | 2538 | 1180 | ||||||
(8.9) | (7.9) | (9.1) | (6.0) | (8.3) | (6.6) | (8.2) | (7.0) | (8.3) | (2.9) | ||||||||
3. | Balances with banks in India | 1224 | 1180 | 3766 | 8965 | 175 | 1130 | 88 | 45 | 85 | 182 | ||||||
(0.2) | (0.1) | (0.7) | (1.5) | (0.4) | (2.2) | (0.1) | (0.1) | (0.3) | (0.5) | ||||||||
4. | Money at call and short notice | 2092 | 30588 | - | 11500 | 13549 | 7722 | 10756 | 2000 | - | - | ||||||
(0.3) | (3.3) | - | (2.0) | (31.7) | (15.3) | (18.3) | (5.1) | - | - | ||||||||
5. | Balances with banks outside India | 23044 | 16571 | 21019 | 23190 | 67 | 176 | 130 | 986 | 3489 | 158 | ||||||
6. | Investments | 190129 | 239066 | 146063 | 186048 | 5110 | 18325 | 9945 | 7888 | 5414 | 7413 | ||||||
(24.9) | (26.1) | (28.0) | (32.1) | (11.9) | (36.2) | (16.9) | (20.1) | (17.8) | (18.5) | ||||||||
6.A. | Investments in India | 190129 | 239066 | 146063 | 186048 | 5110 | 18325 | 9945 | 7888 | 5414 | 7413 | ||||||
(i) | Government securities | 152659 | 193220 | 95228 | 126839 | 5110 | 8330 | 9741 | 7736 | 5194 | 7213 | ||||||
(ii) | Other approved securities | 2071 | 2184 | 10490 | 8133 | - | - | 113 | 113 | 200 | 200 | ||||||
(iii) | Shares | 297 | 438 | 264 | 373 | - | - | 16 | 16 | - | - | ||||||
(iv) | Debentures and Bonds | 17155 | 21965 | 23771 | 25594 | - | 8036 | 305 | 23 | 20 | - | ||||||
(v) | Subsidiaries and joint ventures | - | - | 5 | 5 | - | - | - | - | - | - | ||||||
(vi) | Others | 17947 | 21258 | 16306 | 25103 | - | 1959 | - | - | - | - | ||||||
6.B. | Investments outside India | - | - | - | - | - | - | - | - | - | - | ||||||
(i) | Government securities | - | - | - | - | - | - | - | - | - | - | ||||||
(ii) | Subsidiaries and joint ventures | - | - | - | - | - | - | - | - | - | - | ||||||
(iii) | Others | - | - | - | - | - | - | - | - | - | - | ||||||
7. | Advances | 364619 | 429847 | 214590 | 221923 | 15761 | 14648 | 31064 | 22244 | 15778 | 21700 | ||||||
(47.7) | (46.9) | (41.1) | (38.3) | (36.8) | (29.0) | (52.9) | (56.8) | (51.9) | (54.0) | ||||||||
7.1. | Bills purchased and discounted | 46062 | 42439 | 29511 | 31770 | 3603 | 38 | 10306 | 9981 | 5004 | 10138 | ||||||
7.2. | Cash credits, overdrafts & loans | 111050 | 74733 | 62653 | 55210 | 2761 | 6306 | 5886 | 7108 | 3608 | 3730 | ||||||
7.3. | Term loans | 207507 | 312676 | 122425 | 134943 | 9396 | 8304 | 14873 | 5156 | 7167 | 7832 | ||||||
8. | Fixed Assets | 37505 | 42152 | 38979 | 40054 | 328 | 365 | 186 | 289 | 476 | 2817 | ||||||
(4.9) | (4.6) | (7.5) | (6.9) | (0.8) | (0.7) | (0.3) | (0.7) | (1.6) | (7.0) | ||||||||
8.1. | Premises | 29631 | 33492 | 33811 | 34984 | - | - | - | - | 380 | 2531 | ||||||
8.2. | Other Fixed assets | 7874 | 8660 | 5168 | 5070 | 328 | 365 | 186 | 289 | 96 | 286 | ||||||
9. | Other Assets | 75510 | 83364 | 48697 | 51430 | 3381 | 4861 | 1712 | 2939 | 2592 | 6688 | ||||||
(9.9) | (9.1) | (9.3) | (8.9) | (9.9) | (9.6) | (2.9) | (7.5) | (8.5) | (16.7) | ||||||||
9.1. | Inter - office adjustments (net) | 2230 | 4632 | - | - | - | - | - | - | 808 | 5229 | ||||||
9.2. | Interest accrued | 6603 | 7417 | 11460 | 7155 | 399 | 716 | 400 | 280 | 386 | 508 | ||||||
9.3. | Tax paid | 2329 | 1851 | 7467 | 9234 | 54 | 218 | 888 | 1347 | - | 694 | ||||||
9.4. | Stationery and Stamps | - | - | 191 | 214 | - | - | - | 1 | - | - | ||||||
9.5. | Others | 64349 | 69465 | | 29579 | 34827 | | 2928 | 3927 | | 423 | 1311 | | 1398 | 256 | ||
Total Assets | 764497 | 917177 | 521625 | 579244 | 42788 | 50596 | 58719 | 39181 | 30397 | 40168 | |||||||
| | | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) |
Note | : | Figures in brackets indicate percent share in total. |
- | : | Nil or negligible. |
Source | : | Annual accounts of banks. |