Table 49: Earnings and Expenses of Scheduled Commercial Banks - 1996-97 (Part 9 of 26) - ਆਰਬੀਆਈ - Reserve Bank of India
Table 49: Earnings and Expenses of Scheduled Commercial
Banks - 1996-97 (Part 9 of 26)
FOREIGN BANKS |
| | | | | | | | | | | (Amount in Rs. lakh) | |||
For the year ended 31st March | ||||||||||||||
Items | Oman International | Sakura Bank | Sanwa | Societe | ||||||||||
Bank | | Bank | Generale | |||||||||||
1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | ||||
| | | | (47) | (48) | | (49) | (50) | | (51) | (52) | | (53) | (54) |
Income | ||||||||||||||
I. | Interest earned | 3792 | 5034 | 6698 | 10214 | 3335 | 4185 | 13319 | 15297 | |||||
a) | Interest/discount on advances/bills | 2789 | 3567 | 5007 | 8286 | 2726 | 3511 | 7609 | 10960 | |||||
b) | Income on investments | 752 | 1044 | 1373 | 1668 | 606 | 671 | 4345 | 3453 | |||||
c) | Interest on balances with RBI and other | 249 | 374 | 310 | 260 | 4 | 2 | 1338 | 818 | |||||
inter-bank funds | ||||||||||||||
d) | Others | 2 | 49 | 8 | 1 | - | - | 27 | 66 | |||||
II. | Other income | 664 | 656 | 15 | (878) | (489) | (686) | 606 | 1265 | |||||
a) | Commission, exchange, brokerage, etc. | 260 | 298 | 315 | 349 | 208 | 213 | 385 | 440 | |||||
b) | Net profit (loss) on sale of investments | 5 | (120) | - | - | - | 76 | (6) | (108) | |||||
c) | Net profit (loss) on revaluation of investments | - | - | - | - | - | - | - | - | |||||
d) | Net profit (loss) on sale of land, building | - | 4 | - | (3) | - | - | (16) | (4) | |||||
& other assets | ||||||||||||||
e) | Net profit (loss) on exchange transaction | 399 | 439 | (299) | (1228) | (728) | (1053) | 206 | 911 | |||||
f) | Miscellaneous income | - | 36 | | - | 3 | | 31 | 78 | | 38 | 26 | ||
| Total (I+II) | | 4456 | 5690 | | 6713 | 9337 | | 2846 | 3498 | | 13924 | 16563 | |
Expenditure & Provisions | ||||||||||||||
III. | Interest expended | 2393 | 3237 | 2857 | 3695 | 2261 | 1813 | 11028 | 11782 | |||||
a) | Interest on deposits | 1788 | 3079 | 1411 | 809 | 627 | 994 | 7243 | 8747 | |||||
b) | Interest on RBI/inter-bank borrowings | 570 | 104 | 1446 | 2884 | 1004 | 358 | 3783 | 3035 | |||||
c) | Others | 35 | 55 | - | 1 | 630 | 461 | 2 | - | |||||
IV. | Operating expenses | 684 | 747 | 366 | 728 | 387 | 481 | 1238 | 1431 | |||||
a) | Payments to and provisions for employees | 104 | 159 | 143 | 238 | 76 | 96 | 298 | 421 | |||||
b) | Rent, taxes and lighting | 232 | 194 | 65 | 166 | 77 | 117 | 278 | 83 | |||||
c) | Printing and stationery | 18 | 15 | 10 | 20 | 7 | 15 | 20 | 18 | |||||
d) | Advertisement and publicity | 27 | 30 | - | 2 | 1 | - | 8 | 8 | |||||
e) | Depreciation on Bank's property | 62 | 73 | 66 | 151 | 29 | 60 | 142 | 360 | |||||
f) | Directors' fees, allowances and expenses | 3 | 4 | - | - | - | - | 1 | 1 | |||||
g) | Auditors' fees and expenses | 3 | 2 | 2 | 2 | 2 | 3 | 1 | 1 | |||||
h) | Law charges | 8 | 6 | - | - | 5 | 3 | 3 | 4 | |||||
i) | Postage, telegrams, telephones, etc. | 48 | 41 | 6 | 23 | 48 | 45 | 101 | 122 | |||||
j) | Repairs and maintenance | 4 | 18 | 9 | 12 | 30 | 23 | 50 | 58 | |||||
k) | Insurance | 15 | 17 | 17 | 8 | 5 | 7 | 37 | 36 | |||||
l) | Other expenditure | 161 | 187 | 47 | 105 | 108 | 113 | 299 | 319 | |||||
V. | Provisions and contingencies | 978 | 900 | 1859 | 2425 | 151 | 725 | 1014 | 1900 | |||||
Total expenses | 4055 | 4884 | 5078 | 6847 | 2799 | 3018 | 13279 | 15113 | ||||||
VI. | Profit (loss) | 401 | 806 | | 1636 | 2490 | | 47 | 480 | | 645 | 1449 | ||
Total (III+IV+V+VI) | | 4456 | 5690 | | 6713 | 9337 | | 2846 | 3498 | | 13924 | 16563 |
| | | | | | | | | | (Amount in Rs. lakh) | ||||
For the year ended 31st March | ||||||||||||||
Items | Sonali | Standard Chartered | State Bank of | The Fuji | ||||||||||
Bank | Bank | Mauritius | Bank | |||||||||||
1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | ||||
| | | | (55) | (56) | | (57) | (58) | | (59) | (60) | | (61) | (62) |
Income | ||||||||||||||
I. | Interest earned | 282 | 73 | 47578 | 54861 | 914 | 810 | 357 | ||||||
a) | Interest/discount on advances/bills | 39 | 29 | 23640 | 38716 | 631 | 581 | 214 | ||||||
b) | Income on investments | 94 | 30 | 21673 | 13462 | 81 | 96 | 12 | ||||||
c) | Interest on balances with RBI and other | 141 | 13 | 1834 | 1016 | 202 | 133 | 131 | ||||||
inter-bank funds | ||||||||||||||
d) | Others | 8 | 1 | 431 | 1666 | - | - | - | ||||||
II. | Other income | 265 | 393 | 8962 | 14421 | 96 | 125 | 20 | ||||||
a) | Commission, exchange, brokerage, etc. | 264 | 371 | 6591 | 7810 | 53 | 33 | 17 | ||||||
b) | Net profit (loss) on sale of investments | - | - | (2325) | 1452 | - | - | - | ||||||
c) | Net profit (loss) on revaluation of investments | - | - | - | - | - | - | - | ||||||
d) | Net profit (loss) on sale of land, building | - | - | 591 | (32) | - | - | - | ||||||
& other assets | ||||||||||||||
e) | Net profit (loss) on exchange transaction | - | - | 3989 | 4898 | 42 | 90 | 4 | ||||||
f) | Miscellaneous income | 1 | 22 | | 116 | 293 | | 1 | 2 | | | - | ||
| Total (I+II) | | 547 | 467 | | 56541 | 69282 | | 1010 | 935 | | | 377 | |
Expenditure & Provisions | ||||||||||||||
III. | Interest expended | 28 | 34 | 24353 | 35298 | 93 | 110 | 23 | ||||||
a) | Interest on deposits | 18 | 23 | 21736 | 33516 | 76 | 96 | 11 | ||||||
b) | Interest on RBI/inter-bank borrowings | 3 | 5 | 2613 | 1781 | 17 | 12 | 11 | ||||||
c) | Others | 7 | 5 | 4 | 1 | 1 | 3 | - | ||||||
IV. | Operating expenses | 124 | 143 | 21581 | 24567 | 214 | 192 | 864 | ||||||
a) | Payments to and provisions for employees | 61 | 66 | 10833 | 10178 | 59 | 54 | 84 | ||||||
b) | Rent, taxes and lighting | 32 | 31 | 936 | 817 | 43 | 45 | 408 | ||||||
c) | Printing and stationery | 2 | 3 | 788 | 1096 | 2 | 2 | 7 | ||||||
d) | Advertisement and publicity | - | 1 | 2209 | 1503 | 12 | 3 | 2 | ||||||
e) | Depreciation on Bank's property | 1 | 1 | 684 | 798 | 46 | 52 | 70 | ||||||
f) | Directors' fees, allowances and expenses | - | - | 2 | 4 | - | - | - | ||||||
g) | Auditors' fees and expenses | - | - | 15 | 16 | 1 | 1 | 2 | ||||||
h) | Law charges | - | 1 | 669 | 652 | - | 1 | 13 | ||||||
i) | Postage, telegrams, telephones, etc. | 4 | 9 | 1042 | 2072 | 6 | 10 | 24 | ||||||
j) | Repairs and maintenance | 1 | 1 | 789 | 1538 | 1 | 4 | 12 | ||||||
k) | Insurance | 1 | 1 | 334 | 366 | 2 | 1 | 2 | ||||||
l) | Other expenditure | 22 | 30 | 3282 | 5526 | 42 | 19 | 239 | ||||||
V. | Provisions and contingencies | 218 | 159 | 397 | 5094 | 269 | 300 | 6 | ||||||
Total expenses | 370 | 336 | 46332 | 64960 | 576 | 603 | 893 | |||||||
VI. | Profit (loss) | 177 | 130 | | 10209 | 4322 | | 434 | 332 | | | (516) | ||
Total (III+IV+V+VI) | | 547 | 467 | | 56541 | 69282 | | 1010 | 935 | | | 377 |
| | | | (Amount in Rs. lakh) |
For the year ended 31st March | ||||
Items | The Siam Commercial Bank | |||
1996 | 1997 | |||
| | | (63) | (64) |
Income | ||||
I. | Interest Earned | 148 | 1338 | |
a) | Interest/discount on advances/bills | 17 | 1162 | |
b) | Income on Investments | 36 | 33 | |
c) | Interest on balances with RBI and other | 96 | 143 | |
inter-bank funds | ||||
d) | Others | - | - | |
II. | Other income | 5 | 165 | |
a) | Commission, exchange and brokerage | 6 | 138 | |
b) | Net Profit (loss) on sale of investments | - | 14 | |
c) | Net Profit (loss) on revaluation of investments | - | - | |
d) | Net Profit (loss) on sale of land, building | - | - | |
& other assets | ||||
e) | Net Profit (loss) on exchange transaction | (1) | - | |
| f) | Miscellaneous income | - | 14 |
| Total (I+II) | 153 | 1503 | |
Expenditure & Provisions | ||||
III. | Interest expended | 7 | 396 | |
a) | Interest on deposits | 7 | 396 | |
b) | Interest on RBI/inter-bank borrowings | - | - | |
c) | Others | - | - | |
IV. | Operating expenses | 122 | 280 | |
a) | Payments to and provisions for employees | 13 | 46 | |
b) | Rent, taxes and lighting | 42 | 96 | |
c) | Printing and stationery | 2 | 2 | |
d) | Advertisement and publicity | - | - | |
e) | Depreciation on Bank's property | 10 | 34 | |
f) | Directors' fees, allowances and expenses | - | - | |
g) | Auditors' fees and expenses | 5 | 2 | |
h) | Law charges | 6 | 3 | |
i) | Postage, telegrams, telephones, etc. | 4 | 6 | |
j) | Repairs and maintenance | 2 | 6 | |
k) | Insurance | 1 | 3 | |
l) | Other expenditure | 38 | 82 | |
V. | Provisions and contingencies | 15 | 419 | |
Total expenses | 144 | 1095 | ||
VI. | Profit (loss) | 9 | 408 | |
Total (III+IV+V+VI) | 153 | 1503 |
Note | : | Figures in bracket indicate loss. |
- | : | Nil or negligible. |
Source | : | Annual accounts of banks. |