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Table 5.3 : Distribution of Outstanding Credit of Scheduled Commercial Banks According to Interest Rate Range - 2009 and 2010

(Amount in ` crore)

Occupation

As on March 31

2009

2010

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

(1)

(2)

(3)

(4)

(5)

(6)

Less than 6%

127855

39746

29594

87161

181666

145720

 

(0.9)

(1.2)

(1.2)

(0.5)

(4.5)

(5.1)

6% and above but less than 10%

3057441

722353

551996

4895338

1199353

899872

 

(21.5)

(21.5)

(22.9)

(30.7)

(29.5)

(31.4)

10% and above but less than 12%

4079445

1063436

739477

4806411

1425271

925675

 

(28.7)

(31.7)

(30.7)

(30.2)

(35.0)

(32.3)

12% and above but less than 13%

2371745

693867

482690

2471577

625624

464049

 

(16.7)

(20.7)

(20.1)

(15.5)

(15.4)

(16.2)

13% and above but less than 14%

1598665

405384

299419

1184955

308914

227917

 

(11.3)

(12.1)

(12.4)

(7.4)

(7.6)

(8.0)

14% and above but less than 15%

802850

205681

155505

643457

168507

104709

 

(5.7)

(6.1)

(6.5)

(4.0)

(4.1)

(3.7)

15% and above but less than 16%

397362

85120

63016

299423

55055

40049

 

(2.8)

(2.5)

(2.6)

(1.9)

(1.4)

(1.4)

16% and above but less than 17%

240561

44518

31943

220333

30591

21959

 

(1.7)

(1.3)

(1.3)

(1.4)

(0.8)

(0.8)

17% and above but less than 18%

302497

25863

17692

148307

17998

9884

 

(2.1)

(0.8)

(0.7)

(0.9)

(0.4)

(0.3)

18% and above but less than 20%

352103

30397

20945

316409

22229

14060

 

(2.5)

(0.9)

(0.9)

(2.0)

(0.5)

(0.5)

20% and above

865015

39627

15019

865159

36463

10116

 

(6.1)

(1.2)

(0.6)

(5.4)

(0.9)

(0.4)

Total Loans & Advances

14195539

3355992

2407294

15938530

4071670

2864010

 

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

Inland & Foreign Bills Purchased / Discounted

59684

178782

90554

77500

295377

120415

TOTAL

14255223

3534773

2497849

16016030

4367046

2984425

Notes : 1. Data relate to accounts each with credit limit over Rs.2 lakh.

2. Figures in brackets represent per cent share in total loans and advances.

Source : Basic Statistical Returns of Scheduled Commercial Banks in India, 2009 & 2010, Volume 38 & 39.

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